Claim Missing Document
Check
Articles

Found 14 Documents
Search

Investor Psychology and Sentiment Analysis in Cryptocurrency Markets: A Behavioral Finance Approach Juliana Kadang; Maria Clara Reyes; Samantha Gonzales
Journal Markcount Finance Vol. 3 No. 3 (2025)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jmf.v3i3.2577

Abstract

The volatility of cryptocurrency markets has attracted growing attention from scholars seeking to understand how psychological and emotional factors shape investor behavior. Behavioral finance provides a theoretical foundation to explain deviations from rational decision-making, particularly in environments driven by speculation, social influence, and technological uncertainty. This study aims to examine the relationship between investor sentiment, psychological bias, and market dynamics within cryptocurrency trading using a behavioral finance approach. The research employs a mixed-method design, combining quantitative sentiment analysis of social media data (Twitter, Reddit, and Telegram) with econometric modeling of market indicators such as trading volume, volatility, and price momentum. The results indicate a strong correlation between positive sentiment and short-term price surges, while fear and loss aversion significantly contribute to panic selling and extreme volatility. Investor psychology, particularly herd behavior and overconfidence, is shown to amplify market cycles beyond fundamental valuations. The findings confirm that behavioral variables exert a measurable and systematic influence on cryptocurrency market movements. The study concludes that integrating psychological and sentiment metrics into financial modeling enhances predictive accuracy and provides critical insights for investors and policymakers seeking stability in digital asset markets.
A COMPARATIVE STUDY OF SHARIA ECONOMIC LAW AND ENGLISH COMMON LAW IN GOVERNING FINANCIAL CONTRACTS Masyhur Masyhur; Maria Clara Reyes; Ruby King
Sharia Oikonomia Law Journal Vol. 3 No. 3 (2025)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/solj.v3i3.2610

Abstract

The proliferation of hybrid financial contracts, intended to be Sharia-compliant yet governed by English Common Law, creates significant legal ambiguities and conflicts regarding their enforceability. This study conducts a comparative doctrinal analysis to identify foundational conflicts between Sharia Economic Law and English Common Law, and to critically examine the judicial interpretation of these hybrid instruments by English courts. The research employs a qualitative, doctrinal methodology. A comparative analysis of primary legal sources including fiqh texts, statutes, AAOIFI standards, and key judicial precedents was conducted, anchored by landmark case law analysis. The findings reveal a fundamental, non-convergent divergence, particularly regarding riba (interest) and gharar  (uncertainty). The analysis confirms English courts prioritize the explicit “governing law” clause over Sharia compliance, creating a significant ‘enforcement gap’ where contractual intent is superseded by Common Law remedies. This study concludes that the prevailing legal hybridity model functions as a ‘legal fiction,’ posing systemic risks to the Islamic finance industry’s integrity. It demonstrates that the “nesting” of Sharia within Common Law is unsustainable, necessitating new “trans-systemic” legal frameworks.
Mindfulness Apps and Student Mental Health: Digital Interventions for Reducing Academic Stress Maria Clara Reyes; Luis Santos; Josefa Flores; Fauzi Aldina
Journal Emerging Technologies in Education Vol. 3 No. 5 (2025)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/jete.v3i5.2902

Abstract

Background. Academic stress has become a persistent mental health concern among students due to increasing academic demands and performance pressure. Digital mental health interventions, particularly mindfulness applications, have gained attention as accessible tools for stress management, yet empirical evidence focusing on academic stress remains limited. Purpose. This study aims to examine the relationship between mindfulness app use and student mental health, with specific attention to the reduction of academic stress in educational settings. Method. The study employs a quantitative correlational design supported by descriptive case analysis. Data were collected from students using standardized questionnaires measuring mindfulness app usage, academic stress, and mental well-being. Results. The findings reveal a significant negative correlation between mindfulness app use and academic stress, along with a positive relationship between app use and mental well-being. Consistent engagement with mindfulness apps was associated with lower stress levels and improved emotional regulation. Conclusion. The study concludes that mindfulness apps function as effective digital interventions for reducing academic stress when used consistently. The novelty of this research lies in emphasizing usage consistency as a key determinant of effectiveness and in integrating quantitative and contextual evidence to explain how digital mindfulness interventions support student mental health.
Environmental Law and Sustainable Development: Legal Approaches to Climate Change Mitigation Aris Krisdiyanto; Luis Santos; Maria Clara Reyes
Rechtsnormen: Journal of Law Vol. 4 No. 1 (2026)
Publisher : Yayasan Adra Karima Hubbi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70177/rjl.v4i1.3431

Abstract

Background. Climate change mitigation has become a central concern of environmental law, particularly within the broader framework of sustainable development. Despite the proliferation of international agreements and domestic climate legislation, inconsistencies remain in translating sustainability principles into enforceable mitigation obligations. Purpose. This study aims to analyze how environmental law operationalizes sustainable development in designing legal approaches to climate change mitigation and to evaluate the effectiveness of binding and non-binding regulatory mechanisms.   Method. The research employs a qualitative doctrinal method combined with comparative legal analysis of international instruments and selected national jurisdictions, supported by inferential assessment of emission trends and case-based judicial review. Results. The findings indicate that jurisdictions incorporating quantified emission targets, structured compliance mechanisms, and explicit sustainability principles into statutory frameworks demonstrate more consistent mitigation outcomes. Flexible policy-based approaches encourage participation but generate variable performance due to weaker enforceability. Conclusion. The study concludes that sustainable development functions most effectively as a legal standard when embedded in binding legislation supported by institutional accountability.