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All Journal STI Policy and Management Journal TAFAQQUH: Jurnal Hukum Ekonomi Syariah Dan Ahwal Syahsiyah Journal of Enterprise and Development (JED) Jurnal Manajemen Pelayanan Hotel Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Kewarganegaraan Journal of Economics Research and Social Sciences Jurnal Industri Pariwisata International Journal of Islamic and Social Sciences (ISOS) Jurnal Pariwisata Nusantara
Johari, Muhamad
Universitas Islam Negeri Mataram
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Sharia Meets Digital Finance: How Innovativeness Constructs Influence Islamic Fintech Adoption Johari, Mohamad; Supiandi, Supiandi; Loreño, Dustin Tarinque
STI Policy and Management Journal Vol 10, No 1 (2025): STI Policy and Management
Publisher : National Research and Innovation Agency, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14203/STIPM.2025.415

Abstract

This study investigates the key determinants of Islamic FinTech adoption by extending the Technology Acceptance Model (TAM) framework to include Perceived Sharia Compliance and Perceived Innovativeness as antecedent variables. A quantitative approach was employed using survey data from 380 Islamic bank customers in Indonesia who had experience with Islamic FinTech services. The findings reveal that both antecedent variables positively influence Perceived Ease of Use and Perceived Usefulness, confirming the relevance of both religious values and innovation perceptions in shaping users’ attitudes. Consistent with TAM, Perceived Ease of Use impacts Perceived Usefulness and Behavioral Intention, while Perceived Usefulness is a key driver of customers’ intention to utilize Islamic FinTech services. Additionally, Behavioral Intention significantly predicts Actual Adoption, which subsequently enhances Customers’ Satisfaction. Mediation analysis results further shows that Behavioral Intention partially mediates the relationships between TAM beliefs and Actual Adoption. This study has contributed to the growing body of Islamic banking literature by enriching the TAM framework with culturally relevant and innovation-oriented constructs. The findings provide important insights for Islamic banks and FinTech service providers, highlighting the needs to develop Shariacompliant, user-friendly, and technologically advanced services to drive customers’ adoption and satisfaction. Recommendations and future studies directions are also discussed.
Penguatan Kapasitas Pramuwisata Melalui Pelatihan Safety & Risk Management dalam Mendukung Pariwisata Berkelanjutan di Nusa Tenggara Barat Teguh Iman Pribadi; Johari, Muhamad; Ambarphat, Sasha i; Herjuan, Tegar; Sugianto , Jeki
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 7 No. 1 (2026): Edisi Januari - April
Publisher : Lembaga Dongan Dosen

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Abstract

Kegiatan pengabdian kepada masyarakat ini dilaksanakan untuk menjawab terbatasnya pemahaman dan keterampilan pramuwisata di Provinsi Nusa Tenggara Barat (NTB) dalam menerapkan prinsip keselamatan wisata dan manajemen risiko, khususnya pada aktivitas wisata alam dan petualangan yang memiliki tingkat risiko tinggi. Kondisi tersebut berpotensi menurunkan kualitas layanan dan membahayakan wisatawan sehingga diperlukan pelatihan terstruktur untuk meningkatkan kompetensi profesional pramuwisata. Pelatihan dilaksanakan di Mataram, NTB dengan pendekatan Participatory Action Research (PAR) melalui workshop, simulasi lapangan, dan penguatan kompetensi nonteknis. Kegiatan ini melibatkan 25 peserta yang berasal dari HPI NTB, APGI NTB, dan mahasiswa Pariwisata Syariah. Evaluasi pembelajaran menunjukkan peningkatan signifikan pada nilai pengetahuan peserta dari rata-rata 52,92 menjadi 89,68 melalui pre-test dan post-test. Selain itu, penilaian peserta terhadap penyelenggaraan pelatihan memperoleh rata-rata 4,59 dari skala 1–5, yang menunjukkan bahwa materi dan metode pelatihan sangat efektif. Output utama kegiatan ini berupa peningkatan kesiapsiagaan, keterampilan dasar manajemen risiko, dan profesionalisme pramuwisata, yang berkontribusi pada penguatan budaya sadar risiko serta ekosistem pariwisata yang aman dan berkelanjutan di NTB.
Metode Sayyid Quthb dalam menafsirkan ayat-ayat mengenai kepemilikan dan harta (pembacaan terhadap Tafsir Fî Zhilâl al-Qur'ân) Mujiatun Ridawati; Muhamad Johari
Journal of Enterprise and Development (JED) Vol. 1 No. 2 (2019): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v1i02.971

Abstract

Revelation in the form of a holy book (al-Qur'an) is often addressed to all humans, regardless of their circumstances or mindsets. Thus, it is entirely conceivable and even necessary for the creation of numerous distinct interpretations. One straightforward and obvious conclusion from these varied readings is that humans have an unequal capacity to comprehend the essence of revelation. It can be argued that Sayyid Quthb's thoughts are difficult to comprehend unless one is willing to read them thoroughly and possesses adequate language skills. Sayyid Quthb employs the tafsr bi ar-ra'yi method, in which he defines property as "everything that can be utilised by humans in carrying out their duties as creatures of Allah." According to Sayyid Quthb, property belongs to Allah swt. entirely, regardless of its form. According to Sayyid Quthb, jihad is an aggressive war waged against Islam's physical adversary through a complete separation of Muslim and non-Muslim ties. According to the preceding definition of jihad, Sayyid Quthb assumes that wealth is merely a tool to be employed in the service of Allah during jihad.
The Impact of Foreign Tourists on the Culture of the Sasak Community in Ende Tourism Village, Central Lombok Regency Pikrianto; Khalik, Wahyu; Johari, Muhamad
Jurnal Pariwisata Nusantara (JUWITA) Vol. 5 No. 1 (2026): Jurnal Pariwisata Nusantara
Publisher : PROGRAM STUDI PARIWISATA SYARAH, FAKULTAS EKONOMI DAN BISNIS ISLAM, UNIVERSITAS ISLAM NEGERI MATARAM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/juwita.v5i1.14448

Abstract

Purpose: This study aims to analyse The Impact of Foreign Tourists on the Culture of the Sasak Community in Ende Tourism Village, Central Lombok Regency. The focus of the study is on how tourist interactions influence traditional values, cultural practices, and the adaptation patterns of the Sasak community in facing the development of global tourism. Method: This study uses a qualitative method with a descriptive approach. Data were obtained through observation, unstructured interviews, and documentation. Research informants included community leaders, tourism village managers (POKDARWIS), and local communities directly involved in tourism activities. Data analysis used Miles and Huberman's interactive model, which includes the stages of reduction, presentation, and conclusion drawing. Result: The results of the study show that tourism has a positive impact on economic growth, job creation, and public awareness of the importance of preserving local culture. But the commodification of culture, like the conversion of Peresean and Gendang Beleq arts into tourist attractions, has changed the meaning of tradition. The Sasak community has demonstrated selective adaptation by preserving traditional architecture, social values, and local language, while also adopting elements of modernity through foreign language proficiency and creative economic innovation. Contribution: This study contributes to the development of culture-based tourism in Indonesia by emphasising the importance of balancing economic benefits and the preservation of local values. The results of this study also serve as a reference for local governments, tourism village managers, and academics in designing sustainable tourism management strategies that preserve the cultural identity of local communities.
Peleburan Program Studi Pariwisata Syariah: Analisis Respon Mahasiswa, Dosen, Alumni dan Stakeholder Muhamad Johari; Abdul Hadi Sukmana; Muhammad Hambali; Muhammad Paidul Rahman
Jurnal Kewarganegaraan Vol 4 No 2 (2020): Desember 2020
Publisher : UNIVERSITAS PGRI YOGYAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31316/jk.v6i4.4331

Abstract

Abstrak Penelitian ini bertujuan untuk menganalisis respon mahasiswa, dosen, alumni, dan stakeholders terkair peleburan program studi pariwisata syariah. Penelitian ini menggunakan metode kualitatid deskriptif dengan indikator kognitif, afektif, dan konatif sebagai variabel kunci. Metode pencarian data yang digunakan adalah purposive sampling kepada 20 responden. penelitian ini menemukan bahwa, pertama, Sebagian besar responden tidak mengetahui rencana peleburan program studi. Kedua, Sebagian besar responden tidak menyetujui rencana peleburan program studi, ketiga, pimpinan fakultas ekonomi dan bisnis islam Universitas Islam Negeri Mataram telah memberikan masukan kepada ketua Asosiasi Fakultas Ekonomi dan Bisnis Islam mengenai rencana peleburan. Dapat disimpulkan bahwa dari 3 aspek yang dinilai, hanya aspek konatif yang dapat terpenuhi. Kata Kunci: Pariwisata Syariah, Kognitif, Afektif, Konatif
Co-Authors ., Hariono ., Jumaidin ., Syukriati Abdul Hadi Sukmana Abdul Hadi Sukmana Ambarphat, Sasha i Atmayanti, Tati Azizurrohman, Muhammad Bayu Ardi Angga Hariono Hariono Hariono Hariono Hariono Herjuan, Tegar Kasyfur Rahman Loreño, Dustin Tarinque Maruf Maruf, Maruf Ma’ruf, Ma’ruf Muhammad Hambali Muhammad Paidul Rahman Mujiatun Ridawati Pikrianto Ridawati, Mujiatun Sri Ayu Lestari Sugianto , Jeki Sumardani, Rizki Supiandi, Supiandi Teguh Iman Pribadi Teguh Iman Pribadi Wahyu Khalik Zulfa, Aulia Diana