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All Journal Jurnal Ilmiah Administrasi Publik (JI@P) Jurnal Al-Qardh Jurnal Ilmiah Ekonomi Islam Syntax Literate: Jurnal Ilmiah Indonesia TAZKIR: Jurnal Penelitian Ilmu-ilmu Sosial dan Keislaman At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Pembelajaran dan Biologi Nukleus IMARA : Jurnal Riset Ekonomi Islam Al-Kharaj: Journal of Islamic Economic and Business International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Journal Of Sharia Banking Jurnal Riset Ekonomi Syariah Journal Of Islamic Social Finance Management JIFTECH: Journal Of Islamic Financial Technology Mu'amalah : Jurnal Hukum Ekonomi Syariah Jurnal Akuntansi Syariah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Studi Islam dan Sosial Jurnal Masyarakat Proceedings of International Conference on Islamic Economic Finance and Social Finance
Windari, Windari
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Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Immunology & microbiology Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Medicine & Pharmacology Nursing Public Health Social Sciences Other

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Growth Profit In Islamic Commercial Banks Registered In The Indonesia Financial Services Authority With The Camel Ratio Nasser Hasibuan, Abdul; Hardana, Ali; Windari, Windari; Efendi Siregar, Sulaiman; Harahap, Halimatussadiah
Proceedings of International Conference on Islamic Economic Finance and Social Finance (ISSN: XXXX-XXXX) (ESSN: XXXX-XXXX) Vol. 4 (2023): Proceedings of ICONIC SOF: Proceedings of International Conference on Islamic Economi
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62086/10.62086

Abstract

This study covers all Islamic commercial banks registered with the Financial Services Authority from 2015 to 2018. The population of the study includes all Islamic commercial banks registered with the Financial Services Authority from 2015 to 2018. Factors influenced by the capital suitability ratio, capital suitability ratio, return on assets ratio, and capital suitability ratio. The purposive sampling method was used in the sampling technique. 9 companies were obtained based on predetermined criteria. Secondary data used came from the Financial Services Authority website and each Islamic commercial bank. Panel data logical regression analysis was used. The results showed that Capital proxied by CAR, Management proxied by NPM, and Earnings proxied by ROA had a positive effect on Profit Growth, while Asset Quality proxied by NPF and Liquidity proxied by FDR had no effect on Profit Growth.
Implementation of Office Management Science in Facing the Digital Business World Windari, Windari; Annam, Rahmad; Wandisyah R Hutagalung, Muhammad
Proceedings of International Conference on Islamic Economic Finance and Social Finance (ISSN: XXXX-XXXX) (ESSN: XXXX-XXXX) Vol. 4 (2023): Proceedings of ICONIC SOF: Proceedings of International Conference on Islamic Economi
Publisher : Fakultas Ekonomi dan Bisnis Islam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62086/10.62086

Abstract

This study aims to find out how to apply office management science and Kendal obstacles faced in the application of office management science. Problem Formulation and Research methods used are collecting data through book references, and Data collection techniques carried out are studying teaching materials about office management science. In the industrial era 4.0, the most important way is to understand the functions of office management science, namely POAC (planning, organizing, actuacting, controlling), these functions can be used as indicators of change in this digital business world. In addition, the obstacles faced due to lack of human resources and lack of understanding of knowledge make it an obstacle to the continuity of the process of implementing office management in digital business.
Peningkatan Self Efficacy Pola Asuh Ibu Sebagai Upaya Pengendalian Stunting Pada Balita Umur 24- 59 Bulan Windari, Windari; Mujahidah, Sa'adah; Mayangsari, Dewi; Sari, Novita
Link Jurnal Masyarakat Vol 1 No 1 (2024): December : Jurnal Masyarakat
Publisher : CV LINK Education Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63425/ljm.v1i1.28

Abstract

Introduction: Stunting banyak ditemukan di Negara berkembang, termasuk Indonesia. Desa Wanasari menempati urutan pertama dari 6 desa, di Kecamatan. Wanasari Kab. Brebes ada 38 balita atau 17 % di tahun 2019 dari sejumlah 218 balita. Tahun 2020 angka balita stunting menjadi 35 balita atau 15 % dari sejumlah 227 balita, Total balita stunting sampai Self effikasi berpengaruh pada pola asuh balita menjadi keberhasilan orang tua dalam mengasuh anaknya. Pola asuh adalah faktor dominan, meliputi faktor kesehatan, kebersihan lingkungan, adat dan pemahaman mengatur gizi keluarganya. Objectives: Pengabdian masyarakat ini bertujuan agar ibu balita stunting dapat meningkatkan self-efficacy pola asuh guna pengendalian kejadian stunting. Methods: Pendekatan pengabdian masyarakat ini melibatkan penawaran edukasi dan pelatihan mengenai pola asuh guna meningkatkan self-efficacy diri pada ibu yang memiliki balita stunting Results: hasil pre-test ibu yang memiliki self-efficacy tinggi 13 orang (65%) dan seelah mengikuti edukasi serta pelatihan hasil post-test ibu yang memiliki self-efficacy tinggi meningkat menjadi 20 orang (100%). Conclusion: Meningkatkan self-efficacy pengasuhan ibu melalui pendidikan dan pelatihan adalah salah satu cara untuk membantu orang tua dan anak mendapatkan pengalaman pengasuhan yang lebih baik.
THE ROLE OF ZAKAT IN ISLAMIC ECONOMIC DEVELOPMENT Berlian, Siti; Permatasasri, Indah; Windari, Windari; Arif, Muhammad
Journal Of Sharia Banking Vol 3, No 1 (2022): Journal Of Sharia Banking
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v1i1.5761

Abstract

The obligation of zakat in Islam has a fundamental significance, other than closely related to aspects of divinity, is also closely related to the economic and social problems. Zakat became one of the instruments of collective social welfare achievement. But in reality, the economic potential of this promising and well-being not optimally managed, professional and accountable. This article offers an analysis of the charity as an instrument of economic development of the welfare of the Ummah with the first show reviews historicity zakat. Zakat as an instrument ekonommi and welfare of the community, efforts to optimize its management becomes a necessity because it is one of the pillars of Islam dimension ubudiyyah, ijtimaiyyah and iqtishadiyyah, which can contribute to enhancing the welfare of society and the stranding - rope of love between man (hablunminannas) as well as liaison komunikasi a servant to his Lord (hablunminallah).
THE INFLUENCE OF KNOWLEDGE AND PROMOTION ON THE INTEREST OF THE PEOPLE OF PAYAGOTI VILLAGE, PORTIBI DISTRICT USING SHARIA BANK PRODUCTSTHE INFLUENCE OF KNOWLEDGE AND PROMOTION ON THE INTEREST OF THE PEOPLE OF PAYAGOTI VILLAGE, PORTIBI DISTRICT USING SHARIA BANK PRODUCTS Windari, Windari; Batubara, Sarmiana; Duma, Duma; Hamna, Fitri
Journal Of Sharia Banking Vol 3, No 2 (2022): Journal Of Sharia Banking
Publisher : Universitas Islam Negeri Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jsb.v1i2.6422

Abstract

This research is motivated by the lack of knowledge and promotion of society about Islamic banks is still minimal so that the people of Payagoti Village understand more about conventional banks. So that more people use traditional bank products compared to sharia even though the community already knows that these conventional banks contain usury, so the problem formulation in this study is whether or not the influence of knowledge and promotion simultaneously influences the interests of the people of Payagoti Village, Portibi District using Islamic bank products. The purpose of this study was to determine the effect of knowledge and promotion directly affect the interests of the people of Payagoti Village, Portibi Subdistrict using Islamic banking products. The theory used in this research is about the understanding of Islamic banks, Islamic bank products, fundraising products, fund distribution products, knowledge, promotions, and interests. This research is quantitative research. The data source used is primary data. Data collection techniques used were interviews and questionnaires with a sample of 86 people—data processing using SPSS 23. The analysis technique used is the validity test, reliability test, normality test, classic assumption test, multiple linear regression analysis, coefficient of determination, and hypothesis testing.The results showed that the knowledge and promotion variables simultaneously had an influence on the community's interest in Payagoti Village, Portibi Subdistrict using Islamic bank products.
Kontrak Jasa : Ijarah dan Ijarah Muntahiyah Muntahiya Bit Tamlik Windari, Windari
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 12, No 1 (2024)
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v12i1.11068

Abstract

Ijarah merupakan salah satu jenis aktivitas manusia dalam bidang muamalah. Ijarah adalah salah satu jenis perjanjian sewa guna usaha dimana pihak yang menyewakan menerima gaji atau upah dan pihak yang menyewakan mendapatkan keuntungan dari barang yang disewanya. Ijarah terdiri dari, ijarah dan Ijarah Muntahiyah Muntahiya Bit Tamlik (IMBT). IMBT merupakan gabungan akad ijarah dan murabahah, menawarkan banyak manfaat bagi pelaku ekonomi, namun masih banyak pihak yang meragukannya. Terdapat perbedaan mengenai pelaksanaan peralihan kepemilikan atas obyek sewa pada IMBT, pengalihan obyek sewa hanya dapat dilakukan dilakukan jika akad ijarah telah selesai. Tujuan dari penelitian ini untuk menganalisis akad Ijarah dan IMBT. Penelitian ini merupakan penelitian kepustakaan, menggunakan metodologi kualitatif. Metodologi yang digunakan dalam penelitian ini melibatkan pengumpulan informasi tentang ijarah dan IMBT dari buku, jurnal, dan sumber lain yang mendukung temuan tersebut. Temuan penelitian menunjukkan bahwa hukum akad Ijarah dan IMBT diperbolehkan berdasarkan hukum Islam dan hukum positif di Indonesia.
Strategy PT. Bank Sumut Syariah Panyabungan Branch Office In Improving The Quality Of Mobile Banking Services Windari, Windari; Batubara, Sarmiana; Sari, Heny Purnama
Journal of Islamic Financial Technology Vol 1, No 1 (2022): JIFTECH : Journal Of Islamic Financial Technology
Publisher : UIN Syekh Ali Hasan Ahmad Addary Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (429.749 KB) | DOI: 10.24952/jiftech.v1i1.5024

Abstract

The role of technology in the development and provision of new products is very important in this competition, therefore Bank SUMUT Syariah launched Mobile Banking or SUMUT Mobile service products. In response to this, Bank SUMUT Syariah strives to improve and maintain the quality of services provided to attract customers. The problem in this research is how the strategy of SUMUT Syariah bank in improving the Quality of Mobile Banking Services. The purpose of this study was to determine how the strategy of Bank SUMUT Syariah in improving the quality of mobile banking services. This research is a type of descriptive qualitative research with interview techniques , documentation and literature study, data processing techniques data examination, data reconstruction and data systematization.The results of the research carried out are Strategies in improving the Quality of Mobile Banking Services. The Bank presents various offers such as a gift program to the public who become customers at PT. Bank SUMUT Syariah Panyabungan branch office. The challenge for Bank SUMUT Syariah is the assumptions/thoughts of ordinary people who are afraid of losing their balance when using the Mobile Banking application and the solution provided by the Bank is by providing education to customers who come to Bank SUMUT Syariah.Keywords: Strategy, Service Quality, and Mobile BankingThe role of technology in the development and provision of new products is very important in this competition, therefore Bank SUMUT Syariah launched Mobile Banking or SUMUT Mobile service products. In response to this, Bank SUMUT Syariah strives to improve and maintain the quality of services provided to attract customers. The problem in this research is how the strategy of SUMUT Syariah bank in improving the Quality of Mobile Banking Services. The purpose of this study was to determine how the strategy of Bank SUMUT Syariah in improving the quality of mobile banking services. This research is a type of descriptive qualitative research with interview techniques , documentation and literature study, data processing techniques data examination, data reconstruction and data systematization.The results of the research carried out are Strategies in improving the Quality of Mobile Banking Services. The Bank presents various offers such as a gift program to the public who become customers at PT. Bank SUMUT Syariah Panyabungan branch office. The challenge for Bank SUMUT Syariah is the assumptions/thoughts of ordinary people who are afraid of losing their balance when using the Mobile Banking application and the solution provided by the Bank is by providing education to customers who come to Bank SUMUT Syariah.Keywords: Strategy, Service Quality, and Mobile Banking
Pengaruh Kinerja Keuangan terhadap Kemampuan Membayar Zakat PT. BRI Syariah Periode 2011-2018 Ritonga, Budi Yanti; Siregar, Budi Gautama; Windari, Windari
Journal of Islamic Social Finance Management Vol 1, No 2 (2020): Juli-Desember
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (775.073 KB) | DOI: 10.24952/jisfim.v1i2.3586

Abstract

Islamic financial institutions including PT. BRI Syariah from the financial statements determines the amount of zakat of the company because in Islam one of the objectives of financial reporting is for the purposes of zakat. This research is a quantitative research. The collection technique used in this study was secondary data as many as 32 samples. The data collection technique is documentation. The data analysis technique used multiple linear regression methods, classical assumption tests, and hypothesis testing with data processing using the SPSS version 23 computer program. The results of the study partially (t test) stated that, ROA had a significant effect on the ability to pay zakat. ROE has a significant negative effect on the ability to pay zakat. BOPO has a significant negative effect on the ability to pay zakat. Simultaneous research results (F test) states that ROA, ROE and BOPO affect the ability to pay zakat. While the results of the coefficient of determination (R2) ROA, ROE and BOPO are able to influence the ability to pay zakat. Keywords: ROA, ROE, BOPO, Ability to Pay Zakat
Persepsi Masyarakat Terhadap BAZNAS Labuhan Batu (Studi Kasus Masyarakat Labuhan Batu Desa Sei Sentosa) Damayanti, Ayu; Windari, Windari; Nasution, Ja'far
Journal of Islamic Social Finance Management Vol 4, No 1 (2023): JANUARI-JUNI 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/jisfim.v4i1.8244

Abstract

Abstrak Penelitian ini dilatarbelakangi oleh masyarakat Desa Sei Sentosa dalam membayar zakat melalui BAZNAS Labuhan Batu, yang mana jumlah penduduk desa ini mayoritas muslim serta penghasilan masyarakat potensinya sangat tinggi sekali, tetapi ternyata ini hanya menjadi potensi saja belum terealisasikan. Tujuan penelitian ini untuk mengetahui bagaimana persepsi masyarakat terhadap BAZNAS Labuhan Batu di Desa Sei Sentosa. Penelitian ini menggunakan data kualitatif dalam bentuk deskriptif. Adapun hasil pada penelitian ini menunjukkan bahwa masyarakat masih banyak yang kurang paham akan pentingnya fungsi, tujuan dan manfaat dalam pembayaran zakat melalui BAZNAS Labuhan Batu. Sebagian besar masyarakat juga beranggapan membayar zakat melalui BAZNAS Labuhan Batu kurang afdhol (berkah) dibanding memberikan langsung kepada yang berhak, lalu jarak juga yang menjadikan alasan masyarakat karena lokasi BAZNAS Labuhan Batu ini jauh dari jangkauan Desa Sei Sentosa, kemudian rasa kurang percaya masyarakat akan tanggung jawab BAZNAS Labuhan Batu terhadap pengelolaan dana zakat. Diharapkan BAZNAS Labuhan Batu lebih mengoptimalkan promosi dan meningkatkan kepercayaan publik agar lebih banyak masyarakat yang percaya terhadap eksistensi BAZNAS.Kata Kunci: Persepsi, Zakat, BAZNAS.                        AbstractThe background of this research is that the people of Sei Sentosa Village pay zakat through BAZNAS Labuhan Batu, where the population of this village is predominantly Muslim and the potential income of the community is very high, but it turns out that this is only a potential that has not been realized. The purpose of this study was to find out how the community perceives BAZNAS Labuhan Batu in Sei Sentosa Village. This research uses qualitative data in descriptive form. The results of this study indicate that many people still do not understand the importance of the functions, objectives and benefits of paying zakat through BAZNAS Labuhan Batu. Most people also think that paying zakat through BAZNAS Labuhan Batu is less afdhol (blessing) than giving directly to those who are entitled to it, then the distance is also the reason for the community because the location of BAZNAS Labuhan Batu is far from the reach of Sei Sentosa Village, then the community's lack of trust in responsibility BAZNAS Labuhan Batu responsible for the management of zakat funds. It is hoped that BAZNAS Labuhan Batu will optimize promotions and increase public trust so that more people believe in the existence of BAZNAS.Keywords: Perception, Zakat, BAZNAS.
Does Reading Increase the Younger Generation's Intention to Use Islamic Non-Bank Financial Products? Windari, Windari; Hardana, Ali; R Hutagalung, Muhammad Wandisyah; Lestari, Sry; Fitrah, Fitrah
Al-Kharaj: Journal of Islamic Economic and Business Vol. 5 No. 4 (2023): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v5i4.4383

Abstract

Islamic financial institutions have traditionally been dominated by the banking sector. Non-Bank Financial Institutions (NBFIs) actually offer options to meet the various financial needs of the general people. A highly potential target market for Islamic Non-Bank Financial Institutions is the younger Muslim population. This study aims to investigate the potential impact of literacy on young Muslims' inclination to use products offered by non-bank financial institutions. This study uses a quantitative approach using simple linear regression analysis on 138 Muslim youth in North Sumatra. The results of the study demonstrate that the intentions of the younger generation of Muslims to utilize products from Islamic Non-Bank Financial Institutions are positively and significantly influenced by literacy. The official and informal forms of education and socialization play a significant role in increasing the literacy rate of the younger Muslim generations.
Co-Authors Abdul Nasser Hasibuan Abdul Razak, Dzulasjastri Ahmad Ramadhan Alfadri, Ferri Ali Hardana Annam, Rahmad Azhari Akmal Tarigan Berlian, Siti Damayanti, Ayu Dewi Mayangsari Duma, Duma Fitrah Fitrah, Fitrah Hamna, Fitri Harahap, Halimatussadiah Hasibuan, Lismawati Iltiham, Muhammad Fahmul Lestari, Sry M. Ridwan Maha, Ninka Mala Marini Susanti Hamidun Masra Latjompoh Muhammad Arif Muhammad Nizar Muhammad Wandisyah Hutagalung Mujahidah, Sa'adah Nasution, Elga Nasution, Ja'far Novita Sari Permatasasri, Indah Rashed, Azhar Rashed Replita, Replita Ritonga, Budi Yanti Ruslina Dwi Wahyuni Sari, Heny Purnama Sarmiana Batubara SIREGAR, BUDI GAUTAMA Siregar, Zein Armila Sulaiman Efendi Siregar Tussadiah, Halima Wiyani, Novan Ardiy Yumiati