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All Journal Jurnal Ilmiah Administrasi Publik (JI@P) Jurnal Al-Qardh Jurnal Ilmiah Ekonomi Islam Syntax Literate: Jurnal Ilmiah Indonesia TAZKIR: Jurnal Penelitian Ilmu-ilmu Sosial dan Keislaman At-tijaroh: Jurnal Ilmu Manajemen dan Bisnis Islam Al-Masharif: Jurnal Ilmu Ekonomi dan Keislaman Jurnal Pembelajaran dan Biologi Nukleus IMARA : Jurnal Riset Ekonomi Islam Al-Kharaj: Journal of Islamic Economic and Business AL-FALAH : Journal of Islamic Economics International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) Journal Of Sharia Banking Jurnal Riset Ekonomi Syariah Journal Of Islamic Social Finance Management JIFTECH: Journal Of Islamic Financial Technology Mu'amalah : Jurnal Hukum Ekonomi Syariah Journal of Islamic Economics and Finance Imara: Jurnal Riset Ekonomi Islam Akuntansi: Jurnal Riset Ilmu Akuntansi Jurnal Akuntansi Syariah Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Al-masharif: Jurnal Ilmu Ekonomi dan Keislaman International Journal of Law, Crime and Justice Jurnal Studi Islam dan Sosial Jurnal Masyarakat Proceedings of International Conference on Islamic Economic Finance and Social Finance Edueksos: Journal Pendidikan Sosial dan Ekonomi
Windari, Windari
Fakultas Ekonomi Dan Bisnis Islam
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EFFECT OF FEE BASED INCOME AND OPERATIONAL COSTS ON PROFIT IN PT. SHARIA INDONESIAN PEOPLE'S BANK karlina karlina; ikhwanuddin harahap; Windari windari; ali ali
Journal Of Sharia Banking Vol 1, No 2 (2020)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (612.613 KB) | DOI: 10.24952/jsb.v1i2.4436

Abstract

This research is motivated by decline in profitability in the first quarter of 2017 which is thought to be influenced by income, especially income derived from services (fee based income) and operating cost. The purpose of this study was to determine the effect of  fee based income and operating cost on profits at PT. Bank Rakyat Indonesia Syariah both partially and simultaneously. This study is a quantitative study, data analysis techniques with multiple linear regression analysis, with data processing used through the SPSS 23 Program. The results of the study show that simultaneously fee based income and operating costs affect earnings. But partially, fee based income variables hasn’t effect on earnings. While operating costs affect earning. The coefficient of determination (R2) obtained R2 of 0,552. This show that 55,2% of each profit growth can be explained by the variable fee based income and operating costs, the remaining 44,8% is explained by other variables outside this study.
EFFECT OF CORE CAPITAL AND SUPPLEMENTARY CAPITAL ON CAPITAL ADEQUACY RATIO (CAR) IN PT. BNI SHARIA PERIOD 2011-2018 arjun arjun; Windari windari; ali hardana; syuaib nasution
Journal Of Sharia Banking Vol 2, No 1 (2021)
Publisher : Institut Agama Islam Negeri Padangsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (738.398 KB) | DOI: 10.24952/jsb.v2i1.4439

Abstract

Based on data obtained from the financial statements of PT. BNI Syariah for the period of 2011-2018 an increase in the value of CAR is not in line with an increase in capital but an increase in CAR while capital has decreased in 2012, 2016 and 2018. A decrease in the value of CAR is not in line with a decrease in capital but a decrease in the value of CAR while capital has increased in 2017. The purpose of this study was to determine the effect of core capital and complementary capital variables partially and simultaneously on CAR at PT. BNI Syariah for the period of 2011-2018. The results of the partial research (t test) core capital has no partial effect on CAR as evidenced by tcount ttable (1,296 2,045), and supplementary capital has a negative effect on CAR as evidenced by tcount ttable ie (-2,849 - 2,045). Whereas simultaneously core capital and supplementary capital variables have simultaneous (joint) influence on CAR as evidenced by Fcount Ftable (4.060 3.33).
PENGARUH KARAKTERISTIK PERUSAHAAN TERHADAP RETURN SAHAM JAKARTA ISLAMIC INDEKS DI BURSA EFEK INDONESIA Windari Windari
Imara: JURNAL RISET EKONOMI ISLAM Vol 2, No 1 (2018): IMARA: JURNAL RISET EKONOMI ISLAM
Publisher : IAIN Batusangkar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31958/imara.v2i1.1033

Abstract

Penelitian ini bertujuan untuk mengetahui Pengaruh Karakteristik Perusahaan terhadap Return Saham Indeks Islam Jakarta di Bursa Efek Indonesia. Metode pengumpulan data adalah dengan dokumentasi, menggunakan salinan arsip atau catatan perusahaan. Berdasarkan sumbernya, data yang digunakan dalam penelitian ini adalah data sekunder berupa laporan keuangan saham yang tergabung dalam JII sebanyak 40 perusahaan, model analisis yang digunakan dalam penelitian ini adalah regresi linier berganda.. Analisis regresi linier berganda dan uji hipotesis dengan uji t dan F. Hasil yang diperoleh secara simultan variabel Karakteristik Perusahaan (EPS, PBV, PER, DER) terhadap return saham dapat diterima secara keseluruhan dimana nilai Fhitung adalah 21,52257, dengan tingkat signifikansi 0,000. = 0,05) adalah 2,34.Sementara Ftabel pada tingkat kepercayaan 95% (Oleh karena itu, pada kedua perhitungan F hitung> F tabel (21,52257> 2,34), ini memberikan kesimpulan yang mendukung penelitian berbagai penelitian sebelumnya. Secara parsial menunjukkan variabel yang terdiri dari EPS (X1), PBV (X2), berpengaruh terhadap return saham dengan tingkat signifikansi di bawah 0,05. Dengan demikian area penerimaan hipotesis berada di luar area penerimaan H0. Variabel lain yang tidak berpengaruh adalah PER (X3) dengan signifikansi 0,2063 dan DER (X4) dengan signifikansi 0,8467.
PERDAGANGAN DALAM ISLAM Windari Windari
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 3, No 2 (2015)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v3i2.836

Abstract

Goals to be achieved in this journal to analyze trade in the light ofIslamic moral values, where in the market there are two actors sipenjualand sipembeli. The main source of this journal is the study of literature.Author Taking conclusions There are some things in the trade that doesnot conform to the Islamic shariah. Therefore, there needs to beimprovement of systems and cooperation between all elements ofbusiness, community and government. In the Islamic value determination(determining) the price is not allowed, because the pricing is done bymarket forces, ie the power demand and power supply. This is inaccordance with Islamic trade krateristik where market participantsshould promote piety, fairness and kindness, keeping the symbols ofIslam, applying managerial good.
KETANGGUHAN SISTEM EKONOMI ISLAM DALAM PEREKONOMIAN DUNIA Windari Windari
AL-MASHARIF: JURNAL ILMU EKONOMI DAN KEISLAMAN Vol 5, No 1 (2017)
Publisher : Institut Agama Islam Negeri Padngsidimpuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24952/masharif.v5i1.767

Abstract

Goals to be achieved in the activities of this paper to see toughness Islamic economics in the world economy. Due to bad the world economy today which is easy to be swayed by speculators. The study of literature is a major source, regarding various provisions of the studies that have been done before, and is supported by a study published by various agencies in the form of journals and other scientific studies. Islamic economics is a solution for mankind to come out of the crisis and prosper, besides that Islamic economics offers an Islamic economic system built on the foundation of the Islamic faith. 
pengaruh IPM, Gini Rasio dan Tingkat kemiskinan terhadap TPT di Kabupaten Aceh Singkil Irmatriyanti Irmatriyanti; Windari Windari; Muhammad havis; Asnidar Asnidar; ahmad ridha
Akuntansi Vol. 2 No. 4 (2023): Desember : Jurnal Riset Ilmu Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/akuntansi.v2i4.1281

Abstract

This study aims to determine and analyze the effect of the Human Development Index, Gini ratio, and poverty level on the open unemployment rate in Aceh Singkil Regency. The data used in this study come from secondary sources obtained from the Central Bureau of Statistics from 2014 to 2021. The data analysis method uses multiple linear regression using eviews10 software. The results of the study show that partially HDI has a positive and significant effect on the open unemployment rate in Aceh Singgkil Regency, the Gini ratio partially has a negative and insignificant effect on the open unemployment rate. And the poverty rate partially has a positive and insignificant effect on the open unemployment rate. And in this study HDI, Gini Ratio and Poverty Level simultaneously or together have a positive and significant effect on the open unemployment rate in Aceh Singkil Regency and show that these three variables contribute to the unemployment rate with a significant impact.
Development of POE (Predict-Observe-Explain) Oriented Learning Device to Improve Students' Problem-Solving Ability on Environmental Change Material Windari, Windari; Latjompoh, Masra; Hamidun, Marini Susanti
JURNAL PEMBELAJARAN DAN BIOLOGI NUKLEUS Vol 8, No 3: Jurnal Pembelajaran Dan Biologi Nukleus November 2022
Publisher : Universitas Labuhanbatu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36987/jpbn.v8i3.3150

Abstract

This study aims to describe the validity, practicality, and effectiveness of POE (Predict-Observe-Explain) oriented learning devices in the form of Lesson Plans (RPP), Student Worksheets (LKPD), Pre-Test & Post-Test Questions. This research uses (R&D), which consists of material analysis, literature study, design of learning devices, validation of learning devices, revision of learning devices, limited scale trials, and producing learning devices that meet the criteria of validity, practicality, and effectiveness. This study involved 15 students at SMAN 1 Gorontalo. The results show that the POE-oriented learning devices (Lesson Plan, Student Worksheet, Questions) obtained the percentage of validation results from 2 expert validators, namely 91.6% Lesson Plan, 93.3% Student Worksheet, and 91.6% Questions & from the practitioner validators obtained a percentage of 97.2% Lesson Plan, 96.6% Student Worksheet and 100% Questions with very valid criteria. The practicality of learning devices from the results of the implementation of learning is 98.16% in the very good category, the student activity is 89.2%, and the student response questionnaire reaches 87.29% in the very good category. The effectiveness of POE learning devices from the results of pre-test & post-test data analysis conducted during learning using the N-Gain test with an average score of 0,85 is in high criteria. Based on the result, it can be concluded that the development of POE-oriented learning devices on environmental change material is appropriate for classroom learning
Islam dan Ekonomi, Islamisasi Ilmu Ekonomi windari, windari; Ridwan, M; Tarigan, Azhari Akmal
Jurnal Ilmiah Ekonomi Islam Vol 10, No 3 (2024): JIEI : Vol.10, No.3, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i3.14234

Abstract

Islam and Economy: Towards the Islamization of Economic Knowledge offers a profound understanding of Islam's contributions to forming a more inclusive and sustainable economic paradigm. The discussion on Islam and economics, as well as the movement towards the Islamization of economic knowledge, is essential to understand in the context of realizing the vision of justice and social welfare mandated by Islamic teachings. This research method is descriptive and analytical, focusing on the collection of secondary data from various relevant literature sources. The analysis employs qualitative methods by interpreting and summarizing information from various sources to draw conclusions. The results indicate that the understanding and application of Islamic economic principles are becoming increasingly relevant. Islam, as a comprehensive religion and way of life, offers a unique and sustainable perspective on economics that encompasses not only material aspects but also moral and spiritual dimensions. The Islamization of economic knowledge is an effort to develop an economic system that reflects Islamic values. This involves not just the application of Sharia law but also building a foundation for an economy that is fair, ethical, and sustainable. The process of Islamization occurs gradually, beginning with an in-depth study of the discipline of knowledge that is the subject of Islamization. This involves a thorough analysis of the worldview, philosophy, and underlying values of the discipline. The next step is to eliminate elements that do not align with Islamic teachings and integrate those that do.
pengaruh IPM, Gini Rasio dan Tingkat kemiskinan terhadap TPT di Kabupaten Aceh Singkil Irmatriyanti Irmatriyanti; Windari Windari; Muhammad havis; Asnidar Asnidar; ahmad ridha
Akuntansi Vol. 2 No. 4 (2023): Desember : Jurnal Riset Ilmu Akuntansi
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/akuntansi.v2i4.1281

Abstract

This study aims to determine and analyze the effect of the Human Development Index, Gini ratio, and poverty level on the open unemployment rate in Aceh Singkil Regency. The data used in this study come from secondary sources obtained from the Central Bureau of Statistics from 2014 to 2021. The data analysis method uses multiple linear regression using eviews10 software. The results of the study show that partially HDI has a positive and significant effect on the open unemployment rate in Aceh Singgkil Regency, the Gini ratio partially has a negative and insignificant effect on the open unemployment rate. And the poverty rate partially has a positive and insignificant effect on the open unemployment rate. And in this study HDI, Gini Ratio and Poverty Level simultaneously or together have a positive and significant effect on the open unemployment rate in Aceh Singkil Regency and show that these three variables contribute to the unemployment rate with a significant impact.
Sharia Economic Law in The Islamic Capital Market: Factors Influencing Selection and Decision-Making Hardana, Ali; Abdul Razak, Dzulasjastri; Windari, Windari; Tussadiah, Halima; Nasution, Elga
Mu’amalah: Jurnal Hukum Ekonomi Syariah Vol. 3 No. 1 (2024)
Publisher : Institut Agama Islam Negeri Metro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32332/muamalah.v3i1.8438

Abstract

Investment is a compelling topic, especially in the capital market context. In Indonesia, which has the largest Muslim population in the world, the Islamic capital market plays a significant role in economic development under Sharia economic law. However, many Muslim investors still use conventional investment accounts, indicating a gap in understanding and adherence to Sharia principles. This study aims to examine the behavior of Muslim investors in making investment decisions based on Sharia principles and the factors influencing these decisions. This research employs a literature review method, with data from various journals, books, documentation, and internet sources over the past five years. The findings reveal that perceived behavioral control significantly influences investor decision-making, and attitudes toward perceived risk also impact investment decision-making. This study identifies a gap in the literature regarding Muslim investors' understanding of Islamic investment products and contributes new insights by integrating behavioral investment analysis with adherence to Sharia principles. These findings are expected to provide practical recommendations for developing the Islamic capital market in Indonesia and enhance Muslim investors' awareness and understanding of the importance of Sharia-compliant investments under Sharia economic law.
Co-Authors Abdul Nasser Hasibuan Abdul Razak, Dzulasjastri Ahmad Ramadhan Ahmad Ridha Alfadri, Ferri Ali Ali Ali Hardana Ananda Anugrah Nasution Annam, Rahmad Annida Karima Sovia Arif Ariyansyah arjun arjun Asnidar Asnidar Azhari Akmal Tarigan Berlian, Siti D Suryatman Damayanti, Ayu Damri Batubara Dewi Mayangsari Duma, Duma Fitrah Fitrah, Fitrah Hamna, Fitri Harahap, Halimatussadiah heni mutiara Ikhwanuddin Harahap Iltiham, Muhammad Fahmul Irmatriyanti Irmatriyanti Karlina Karlina lestari, sry lestari M. Ridwan Maha, Ninka Mala Marini Susanti Hamidun Masra Latjompoh Muhammad Arif Muhammad havis Muhammad Nizar Muhammad Wandisyah Hutagalung Mujahidah, Sa'adah Nasution, Elga Nasution, Ja'far Novita Sari Permatasasri, Indah Rashed, Azhar Rashed Replita, Replita Ritonga, Budi Yanti Ruslina Dwi Wahyuni Sapto Hermawan Sari, Heny Purnama Sarmiana Batubara SIREGAR, BUDI GAUTAMA Siregar, Zein Armila Sulaiman Efendi Siregar suniti suniti syuaib nasution Tussadiah, Halima Wiyani, Novan Ardiy Yumiati