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All Journal Jurnal Ekonomi Pembangunan Jurnal Ekonomi Modernisasi Jurnal Promosi Pendidikan Ekonomi Surya Abdimas Logista: Jurnal Ilmiah Pengabdian Kepada Masyarakat PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Jurnal Pelayanan dan Pengabdian Masyarakat (Pamas) Journal of Enterprise and Development (JED) Studi Kasus Inovasi Ekonomi Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Industri Pariwisata Jurnal Pengabdian dan Peningkatan Mutu Masyarakat (JANAYU) EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Jurnal Pengabdian Masyarakat Indonesia Jurnal Ilmu Ekonomi Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Journal of Financial Economics & Investment Prosiding Seminar Nasional Ekonomi dan Bisnis Universitas Ma Chung Journal of Economic and Social Empowerment Jurnal Ilmu Ekonomi, Manajemen dan Bisnis
Novi Primita Sari
Universitas Muhammadiyah Malang
Religion Agriculture, Biological Sciences & Forestry Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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PERAN SEKTOR PARWISATA TERHADAP PERTUMBUHAN EKONOMI DI ASEAN 4 (THAILAND, SINGAPORE, MALAYSIA, DAN INDONESIA) Athallah, Abdillah Rafi; Suliswanto, Muhammad Sri Wahyudi; Sari, Novi Primita
Jurnal Industri Parawisata Vol 7, No 1 (2024): JULY
Publisher : Universitas Sahid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36441/pariwisata.v7i1.2059

Abstract

Sektor pariwisata adalah sektor yang memberikan kontribusi signifikan pada PDB (Produk Domestik Bruto) suatu negara, yang dapat menciptakan lapangan kerja, dan memberikan dampak positif pada sektor ekonomi lainnya. Sektor ini juga memiliki potensi yang besar untuk meningkatkan perekonomian suatu negara, dapat dilihat melalui peningkatan jumlah kunjungan wisatawan, pengeluaran pariwisata , dan sektor ekspor pariwisata. Penelitian ini bertujuan untuk mengetahui apakah sektor pariwisata berpengaruh terhadap pertumbuhan ekonomi di 4 Negara ASEAN. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif dan menggunakan teknik olah data panel. Dan memperoleh hasil bahwa satu variabel ada yang berpengaruh negative dan tidak signifikan  terhadap pertumbuhan ekonomi. Tetapi, dapat disimpulkan bahwa Pendapatan yang dihasilkan oleh pariwisata dalam bentuk pengeluaran wisatawan, jumlah kedatangan wisatawan, sektor ekspor pariwisata, serta sektor pendukung lainnya, memberikan stimulus yang kuat bagi pertumbuhan ekonomi. Tidak hanya itu, Sektor wisata juga memiliki efek multiplikator yang kuat terhadap perekonomian. Hal ini dapat mendorong pertumbuhan ekonomi yang lebih luas dan meningkatkan kontribusi sektor wisata terhadap PDB suatu negara.
ANALISIS PENGARUH DANA PIHAK KETIGA, SUKU BUNGA DAN INFLASI TERHADAP PENYALURAN KREDIT Riyantowo, Dianing Saleha; Arifin, Zainal; Sari, Novi Primita
Journal of Financial Economics & Investment Vol. 1 No. 3 (2021): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (962.117 KB) | DOI: 10.22219/jofei.v1i3.19138

Abstract

The purpose of this research is to find out whether there is an influence on the variables of third party funds, interest rates, and inflation on credit distribution provided by commercial banks and to strengthen the results of previous research. The data sources for this research were obtained from the official website of the Central Statistics Agency, Bank Indonesia, and the Indonesian Banking Statistics or the Financial Services Authority. The analytical technique used is descriptive quantitative technique, it is to explain the influence between the variable lending funds and the variable third party funds, interest rates, inflation. The results of the separate test (t test) obtained The results have a significant positive effect on the third party fund variable and on the interest rate variable, while the inflation variable has a negative and insignificant effect on lending, meaning that if the inflation rate is high, lending will decrease.
ANALISIS KINERJA LAPORAN KEUANGAN PADA KOPERASI DI KECAMATAN BRONDONG KABUPATEN LAMONGAN PERIODE TAHUN 2017-2020 Rohma, Alfur; Yuli, Sri Budi Cantika; Sari, Novi Primita
Journal of Financial Economics & Investment Vol. 2 No. 2 (2022): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jofei.v2i2.19899

Abstract

The purpose of this study was to determine the performance of BMT BIM's financial statements. The analytical method used is the analysis of liquidity ratios, solvency ratios, and profitability ratios. Data collection techniques in this study used interviews and observation. The results of this study indicate that BMT BIM in 2017-2020 as a whole produces values ​​that do not meet the standard ratio criteria. From the calculation of the liquidity ratio as measured by the cash ratio, it produces a bad ratio because BMT BIM cash is smaller so that when the obligation matures, it is difficult to pay debts. The current ratio produces quite good criteria because BMT BIM has assets that are quite liquid in paying its short-term obligations. The solvency ratio as measured by the total debt to total asset ratio is not good, because the total assets of BMT BIM are not able to contribute adequately to the total debt owned. While the profitability ratio as measured by ROI is not good because cooperatives are less able to use their assets productively so they are not able to produce maximum SHU. ROE produces good criteria because the capital owned by cooperatives is quite reliable in producing maximum residual business results.
ANALISIS PENDAPATAN ASLI DAERAH DAN DANA ALOKASI UMUM TERHADAP BELANJA MODAL MELALUI PERTUMBUHAN EKONOMI SEBAGAI VARIABEL MODERASI Solikah, Tutut; Riyanto, Wahyu Hidayat; Sari, Novi Primita
Journal of Financial Economics & Investment Vol. 4 No. 2 (2024): Journal of Financial Economics & Investment
Publisher : Program Studi Ekonomi Pembangunan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jofei.v4i2.32854

Abstract

This research aims to analyze the influence of Regional Original Income and General Allocation Funds on Capital Expenditures through Economic Growth as a moderating variable in Regencies/Cities in East Java Province in 2013-2022. The type of research used in this research is quantitative and the data used is secondary data. The data used was obtained from the Central Statistics Agency (BPS). This research uses panel data regression techniques with moderating variables (Moderating Regression Analysis) using the Eviesw program. The results of this research show that Regional Original Income has a negative and significant impact on capital expenditure and the General Allocation Fund has a positive and significant impact on capital expenditure. And Economic Growth was not able to moderate Regional Original Income towards Capital Expenditures with negative and insignificant results but Economic Growth was able to moderate the General Allocation Fund towards Capital Expenditures in East Java Province with positive and significant results.
The Existence Of Gold Prices As A Mediating Factor In Banking Sector Profits Sari, Novi Primita; Sangadah, Dhurotus
E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Vol 25, No 1 (2024): April
Publisher : Faculty of Economics and Business, Universitas Malikussaleh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/e-mabis.v25i1.1266

Abstract

The main activities carried out by banks aim to increase equitable distribution of economic growth and maintain national stability towards increasing prosperity. Strict regulations in the banking industry require the banking industry to improve its performance, including in the aspect of achieving profits. Achieving this profit can be improved by analyzing the factors that shape profilability. The aim of the research is to find out how the role of the amount of deposits and credit mediates the influence of gold prices on return on assets. The results of this research show that individual testing to determine the determinants of savings shows that prices have a positive and significant influence while the determinants of credit, savings have a significant positive influence. Factors forming return on assets, savings and credit, have a significant positive influence on return on assets, while the price of gold has a significant negative influence. In the analysis test, the savings channel variable was able to mediate (parcel mediation) the effect of gold prices on return on assets as well as credit also showed its ability to mediate (parcel mediation) the effect of savings on return on assets. However, if you look at the VAF value, the credit variable has a better level of mediation compared to savings, so that for state-owned banks to increase return on assets it will be easier if they channel savings in the form of credit. 
PERAN SEKTOR PARWISATA TERHADAP PERTUMBUHAN EKONOMI DI ASEAN 4 (THAILAND, SINGAPORE, MALAYSIA, DAN INDONESIA) Athallah, Abdillah Rafi; Suliswanto, Muhammad Sri Wahyudi; Sari, Novi Primita
Jurnal Industri Parawisata Vol 7 No 1 (2024): Jurnal Industri Pariwisata JULY 2024
Publisher : Universitas Sahid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36441/pariwisata.v7i1.2059

Abstract

Sektor pariwisata adalah sektor yang memberikan kontribusi signifikan pada PDB (Produk Domestik Bruto) suatu negara, yang dapat menciptakan lapangan kerja, dan memberikan dampak positif pada sektor ekonomi lainnya. Sektor ini juga memiliki potensi yang besar untuk meningkatkan perekonomian suatu negara, dapat dilihat melalui peningkatan jumlah kunjungan wisatawan, pengeluaran pariwisata , dan sektor ekspor pariwisata. Penelitian ini bertujuan untuk mengetahui apakah sektor pariwisata berpengaruh terhadap pertumbuhan ekonomi di 4 Negara ASEAN. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif dan menggunakan teknik olah data panel. Dan memperoleh hasil bahwa satu variabel ada yang berpengaruh negative dan tidak signifikan  terhadap pertumbuhan ekonomi. Tetapi, dapat disimpulkan bahwa Pendapatan yang dihasilkan oleh pariwisata dalam bentuk pengeluaran wisatawan, jumlah kedatangan wisatawan, sektor ekspor pariwisata, serta sektor pendukung lainnya, memberikan stimulus yang kuat bagi pertumbuhan ekonomi. Tidak hanya itu, Sektor wisata juga memiliki efek multiplikator yang kuat terhadap perekonomian. Hal ini dapat mendorong pertumbuhan ekonomi yang lebih luas dan meningkatkan kontribusi sektor wisata terhadap PDB suatu negara.
Long- and short-term analysis on the Human Development Index in West Nusa Tenggara Pramuja, Risky Angga; Sari, Novi Primita; Arifin, Zainal; Azizurrohman, Muhammad; Supiandi, Supiandi
Journal of Enterprise and Development (JED) Vol. 5 No. 1 (2023): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v5i1.6764

Abstract

Purpose — With the low human development index in West Nusa Tenggara, this study is intended to analyze important factors in increasing the Human Development Index in an area.Method — This research combined cross-sectional data consisting of 10 regencies and cities in West Nusa Tenggara and time-series data from 2016 to 2020. In addition, a series of model tests were carried out. This research employed the Arellano-bond estimator for the dynamic panel estimation, which used first-difference (FDGMM) with robust standard error.Result — We found that the previous year's Human Development Index, poverty rate, and GDRB significantly increased the human development index in West Nusa Tenggara, especially in the short term. Meanwhile, in the long run, all variables do not affect the human development index in West Nusa Tenggara. In addition, this study revealed that the previous year's HDI, poverty rate, and GRDP only affected the short term. Moreover, long-term policies are needed to increase the HDI in West Nusa Tenggara, such as increasing community capacity, health assistance, price stabilization, and creating new jobs.Contribution — This study clarifies in practice the need for differentiating poverty reduction strategies according to their duration. This is because short-term interventions have little long-term impact on reducing poverty.
Exploring the role of the digital economy in supporting the growth of the halal Small and Medium-sized Enterprise (SME) sector Sari, Novi Primita; Supiandi, Supiandi
Journal of Enterprise and Development (JED) Vol. 5 No. Special-Issue-2 (2023): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v5iSpecial-Issue-2.8160

Abstract

Purpose — In light of Malang City's significant Muslim community and increased digital technology adoption during the COVID-19 pandemic, this study explores the impact of digital platforms on micro and small businesses.Method — This research employs a descriptive quantitative approach, combining a literature review with questionnaire-based primary data collection. The gathered data is subsequently analyzed.Result — Utilizing the smart PLS 3 application, we find that two of the three latent variables significantly influence variable Y. Specifically, Perceived Usefulness (represented by X1) and Perceived Ease of Use (represented by X3) have a notable impact on Y. This impact is reflected in the increased total transactions facilitated by micro, small, and medium enterprises (MSMEs) through the use of digital economic tools.Contribution — This research introduces a unique perspective by highlighting how digital platforms support the halal industry. The integration of digital innovation requires alignment with the needs and scale of MSMEs. While these innovations offer significant advantages, MSMEs must also address technical challenges, data security concerns, and potential shifts in business practices resulting from the adoption of new technologies.
Personality Branding sebagai Peluang Karir Generasi Alpha: Personality Branding as a Career Opportunity for Generation Alpha Sari, Novi Primita
PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat Vol. 10 No. 8 (2025): PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat
Publisher : Institute for Research and Community Services Universitas Muhammadiyah Palangkaraya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33084/pengabdianmu.v10i8.9908

Abstract

This community service program aims to improve personality branding literacy in the Alpha generation as a strategy to build career opportunities in the digital era. This activity targets students of SMK Idhotun Nasyikin with an edutainment approach, communication training, and aptitude tests. As a digital-native, Generation Alpha has excellent potential to build an authentic self-image through social media and other digital platforms. The mentoring results showed a significant increase in understanding the basic concepts of personal branding, such as self-identity, digital reputation management, and visual content strategies through Instagram. The score evaluation showed that participants had been able to create digital profiles that reflected the uniqueness and consistency of their brands, although the aesthetic and engagement aspects still needed strengthening. This finding confirms that personality branding literacy is a strategic competency that needs to be instilled early on as a provision for entering the world of work and digital entrepreneurship. It is recommended that this material be integrated into the vocational curriculum to strengthen the competitiveness of the younger generation.
Inovasi Digital Ekonomi dalam Pencegahan Fraud Keuangan: Kontribusi terhadap Pencapaian SDG 9 dan SDG 16 di Indonesia” Sari, Novi Primita
Prosiding Seminar Nasional Ekonomi dan Bisnis Vol. 5 No. 1 (2025): Prosiding SENAM 2025: Seminar Nasional Ekonomi dan Bisnis Universitas Ma Chung
Publisher : Ma Chung Press

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Penelitian ini bertujuan untuk mengonseptualisasikan model sistem ekonomi digital untuk mendeteksi kecurangan laporan keuangan dan meningkatkan kesejahteraan sosial, dengan fokus di Kabupaten Malang, Indonesia. Penelitian ini menanggapi meningkatnya kebutuhan akan transparansi dan akuntabilitas dalam sistem ekonomi melalui integrasi teknologi canggih seperti kecerdasan buatan, blockchain, dan analisis data besar. Dengan memanfaatkan pendekatan kualitatif yang didukung oleh analisis Nvivo dan survei pemangku kepentingan, penelitian ini mengidentifikasi indikator dan tantangan utama dalam menerapkan model tersebut. Temuan menunjukkan bahwa digitalisasi dapat secara signifikan meningkatkan akurasi deteksi kecurangan, meningkatkan transparansi pelaporan keuangan, dan mendukung distribusi sumber daya yang adil. Model konseptual yang dikembangkan terdiri dari input (data keuangan dan sosial ekonomi), proses (sistem deteksi kecurangan digital), dan output (identifikasi kecurangan untuk pengambilan keputusan yang berorientasi sosial). Penelitian ini memberikan rekomendasi strategis bagi para pemangku kepentingan dan pembuat kebijakan untuk mengadopsi teknologi digital dalam tata kelola ekonomi, yang bertujuan untuk mendorong sistem ekonomi yang inklusif, transparan, dan bermanfaat secara sosial.
Co-Authors Arfida Boedirochminarni Athallah, Abdillah Rafi Atika Nurhabibah Azizurrohman, Muhammad Cantika Y, Sri Budi Dhurotus Sangadah Dhurotus Sangadah Dwi Susilowati Dwi Susilowati Fatikah Nur Alfizah Febrika Melly Setiawati Firda Ayu Amalia Maulidina Laelatul Luqma Muhammad Khoirul Fuddin Muhammad Sri Wahyudi Suliswanto Rahmawati, Pipit Dwi Risky Angga Pramuja Riyanto, Wahyu Hidayat Riyantowo, Dianing Saleha Rohma, Alfur Solikah, Tutut Sri Budi Cantika Yuli Supiandi, Supiandi Wahyu Hidayat Riyanto Zainal Arifin Zainal Arifin