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All Journal Jurnal Ekonomi Pembangunan Jurnal Ekonomi Modernisasi Jurnal Promosi Pendidikan Ekonomi Surya Abdimas Logista: Jurnal Ilmiah Pengabdian Kepada Masyarakat PengabdianMu: Jurnal Ilmiah Pengabdian kepada Masyarakat E-Mabis: Jurnal Ekonomi Manajemen dan Bisnis Jurnal Pelayanan dan Pengabdian Masyarakat (Pamas) Journal of Enterprise and Development (JED) Studi Kasus Inovasi Ekonomi Community Development Journal: Jurnal Pengabdian Masyarakat Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Industri Pariwisata Jurnal Pengabdian dan Peningkatan Mutu Masyarakat (JANAYU) EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial Jurnal Pengabdian Masyarakat Indonesia Jurnal Ilmiah Ekonomi Manajemen : Jurnal Ilmiah Multi Science Jurnal Ilmu Ekonomi Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Journal of Financial Economics & Investment Prosiding Seminar Nasional Ekonomi dan Bisnis Universitas Ma Chung Journal of Economic and Social Empowerment Jurnal Ilmu Ekonomi, Manajemen dan Bisnis Fundamental and Applied Management Journal
Novi Primita Sari
Universitas Muhammadiyah Malang
Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Long- and short-term analysis on the Human Development Index in West Nusa Tenggara Risky Angga Pramuja; Novi Primita Sari; Zainal Arifin; Muhammad Azizurrohman; Supiandi Supiandi
Journal of Enterprise and Development (JED) Vol. 5 No. 1 (2023): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v5i1.6764

Abstract

Purpose — With the low human development index in West Nusa Tenggara, this study is intended to analyze important factors in increasing the Human Development Index in an area.Method — This research combined cross-sectional data consisting of 10 regencies and cities in West Nusa Tenggara and time-series data from 2016 to 2020. In addition, a series of model tests were carried out. This research employed the Arellano-bond estimator for the dynamic panel estimation, which used first-difference (FDGMM) with robust standard error.Result — We found that the previous year's Human Development Index, poverty rate, and GDRB significantly increased the human development index in West Nusa Tenggara, especially in the short term. Meanwhile, in the long run, all variables do not affect the human development index in West Nusa Tenggara. In addition, this study revealed that the previous year's HDI, poverty rate, and GRDP only affected the short term. Moreover, long-term policies are needed to increase the HDI in West Nusa Tenggara, such as increasing community capacity, health assistance, price stabilization, and creating new jobs.Contribution — This study clarifies in practice the need for differentiating poverty reduction strategies according to their duration. This is because short-term interventions have little long-term impact on reducing poverty.
Exploring the role of the digital economy in supporting the growth of the halal Small and Medium-sized Enterprise (SME) sector Novi Primita Sari; Supiandi Supiandi
Journal of Enterprise and Development (JED) Vol. 5 No. Special-Issue-2 (2023): Journal of Enterprise and Development (JED)
Publisher : Faculty of Islamic Economics and Business of Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/jed.v5iSpecial-Issue-2.8160

Abstract

Purpose — In light of Malang City's significant Muslim community and increased digital technology adoption during the COVID-19 pandemic, this study explores the impact of digital platforms on micro and small businesses.Method — This research employs a descriptive quantitative approach, combining a literature review with questionnaire-based primary data collection. The gathered data is subsequently analyzed.Result — Utilizing the smart PLS 3 application, we find that two of the three latent variables significantly influence variable Y. Specifically, Perceived Usefulness (represented by X1) and Perceived Ease of Use (represented by X3) have a notable impact on Y. This impact is reflected in the increased total transactions facilitated by micro, small, and medium enterprises (MSMEs) through the use of digital economic tools.Contribution — This research introduces a unique perspective by highlighting how digital platforms support the halal industry. The integration of digital innovation requires alignment with the needs and scale of MSMEs. While these innovations offer significant advantages, MSMEs must also address technical challenges, data security concerns, and potential shifts in business practices resulting from the adoption of new technologies.
Analisis Fundamental Variabel Makroekonomi Terhadap Pertumbuhan Ekonomi Negara Maju Asia pipit dwi rahmawati; Dwi Susilowati; Novi Primita Sari
Promosi: Jurnal Program Studi Pendidikan Ekonomi Vol 13 No 2 (2025): Promosi
Publisher : UNIVERSITAS MUHAMMADIYAH METRO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24127/jp.v13i2.12123

Abstract

This research examines economic growth patterns in developed Asian countries during the 2014-2023 period. Employing a quantitative method based on secondary data, this study applies panel data analysis that combines cross-sectional information from six developed Asian countries (namely Japan, Korea, Singapore, Hong Kong, Macau, and Israel) along with time series data spanning ten years. Data collection was carried out through a series of steps including tracking, categorization, and documentation sourced from the World Bank database. Data processing utilized Panel Data Regression techniques executed through the Eviews-12 program, with Fixed Effect (FE) selected as the most appropriate model. The research findings reveal two distinct patterns: exchange rates and imports had significant negative effects on economic growth, while exports contributed significantly positive effects to economic growth across the five developed Asian countries during the study period. Statistical calculations through the regression model indicate optimal reliability, as evidenced by an R-Square value of 0.998185.
Digital Transformation and MSME Well-being: The Mediating Role of Digital Transaction Security Novi Primita Sari; Sri Budi Cantika Yuli
Fundamental and Applied Management Journal Vol. 4 No. 3 (2026): September
Publisher : Global Research Collaboration

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.66314/famj.v4i3.772

Abstract

This study analyzes the relationship between Digital Transformation and MSME Welfare with Digital Transaction Security as a mediating variable. A quantitative approach was used through a survey of 150 MSME actors in Malang Regency, Indonesia, who have utilized digital technology in their business activities. Data were analyzed using Structural Equation Modeling–Partial Least Squares (SEM-PLS). The results showed that Digital Transformation had a positive effect on MSME Welfare (β = 0.298; p = 0.002) and Digital Transaction Security (β = 0.611; p < 0.001). Digital Transaction Security also had a positive effect on MSME Welfare (β = 0.541; p < 0.001). Mediation analysis proved that Digital Transaction Security partially mediates the relationship between Digital Transformation and MSME Welfare (β = 0.330; t = 5.701; p < 0.001). The model demonstrated good explanatory power (R² = 0.373 and 0.592) and high predictive relevance (Q² = 0.744). These findings underscore the importance of strengthening transaction security, digital literacy, and institutional support to improve MSME welfare through digital transformation.
THE IMPACT OF DIGITALIZATION ERA TO INDONESIA’s WELFARE Novi Primita Sari; Yunan Syaifullah
Jurnal Ilmiah Ekonomi Manajemen Jurnal Ilmiah Multi Science Vol. 15 No. 01 (2024): Jurnal Ilmiah Ekonomi Manajemen
Publisher : Universitas Muhammadiyah Pringsewu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52657/jiem.v15i01.2387

Abstract

Perekonomian Indonesia telah mencapai kemajuan yang signifikan dalam hal digitalisasi, namun masih ada sejumlah tantangan yang perlu diatasi agar siap sepenuhnya secara digital. Indonesia telah mengambil langkah untuk meningkatkan kesiapan menghadapi era digital. Berbagai inisiatif telah dicanangkan pemerintah, salah satunya adalah Gerakan Nasional Digitalisasi Perekonomian (GNDE) dan Making Indonesia 4.0 yang bertujuan untuk mempercepat proses transformasi digital di berbagai sektor. Selain itu, adopsi teknologi digital terlihat di berbagai sektor seperti e-commerce, fintech, transportasi online, dan lain-lain. Indonesia terus memperhatikan faktor-faktor yang dapat mempercepat transformasi. Di bidang perekonomian, proses digitalisasi tidak lain adalah untuk meningkatkan pertumbuhan ekonomi yang bermuara pada penurunan angka kemiskinan dan peningkatan kesejahteraan masyarakat. Digitalisasi ini ditandai dengan tingginya tingkat konsumsi masyarakat terhadap barang-barang online. Tingkat konsumsi ini dapat menjadi indikasi beberapa aspek kesejahteraan masyarakat. Konsumsi merupakan salah satu indikator penting dalam mengukur aktivitas perekonomian dan pertumbuhan ekonomi suatu negara. Namun, ada beberapa faktor lain yang juga harus diperhatikan dalam menilai kesejahteraan masyarakat secara keseluruhan. Penelitian ini menggunakan metode tinjauan pustaka yang sistematis guna menghasilkan gambaran bagaimana tingkat kesejahteraan masyarakat Indonesia khususnya di era digitalisasi khususnya di bidang perekonomian.
Cerdas Finansial di Rumah : Edukasi dan Pendampingan Pengelolaan Keuangan Ibu Rumah Tangga Novi Primita Sari; Firda Ayu Amalia
Jurnal Pengabdian kepada Masyarakat Nusantara Vol. 7 No. 2 (2026): Edisi Mei - Agustus
Publisher : Lembaga Dongan Dosen

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55338/jpkmn.v7i2.8768

Abstract

Program Pengabdian kepada Masyarakat ini dilaksanakan untuk mengatasi rendahnya literasi dan keterampilan pengelolaan keuangan keluarga pada ibu rumah tangga di Desa Jumput, Ampeldento–Karangploso, Kabupaten Malang. Permasalahan utama mitra meliputi ketiadaan pencatatan keuangan, pola konsumsi yang cenderung konsumtif, serta minimnya pemanfaatan teknologi sederhana dalam pengelolaan keuangan. Solusi yang ditawarkan berupa pendekatan edukatif dan partisipatif melalui penyuluhan literasi keuangan, pelatihan penyusunan anggaran dan pencatatan arus kas, serta pendampingan penggunaan buku catatan dan aplikasi keuangan berbasis Android.Pelaksanaan kegiatan dilakukan secara bertahap melalui sesi edukasi, praktik langsung, dan monitoring berkelanjutan untuk memastikan ketercapaian tujuan program. Hasil kegiatan menunjukkan adanya peningkatan signifikan pada peserta, ditandai dengan kenaikan skor literasi keuangan sebesar ±30%, sebanyak 80% peserta mampu menyusun anggaran dan melakukan pencatatan keuangan secara rutin, serta terjadi penurunan pengeluaran non-esensial sebesar ±15%. Program ini juga menghasilkan luaran berupa modul pengelolaan keuangan keluarga dan terbentuknya kelompok belajar keuangan desa. Dampak kegiatan ini berkontribusi dalam meningkatkan keterampilan pengelolaan keuangan serta memperkuat ketahanan ekonomi rumah tangga secara berkelanjutan.
Co-Authors Arfida Boedirochminarni Athallah, Abdillah Rafi Atika Nurhabibah Azizurrohman, Muhammad Cantika Y, Sri Budi Dhurotus Sangadah Dhurotus Sangadah Dwi Susilowati Dwi Susilowati Fatikah Nur Alfizah Febrika Melly Setiawati Firda Ayu Amalia Maulidina Laelatul Luqma Muhammad Khoirul Fuddin Muhammad Sri Wahyudi Suliswanto pipit dwi rahmawati Rahmawati, Pipit Dwi Risky Angga Pramuja Riyanto, Wahyu Hidayat Riyantowo, Dianing Saleha Rohma, Alfur Solikah, Tutut Sri Budi Cantika Yuli Sri Budi Cantika Yuli Supiandi Supiandi Supiandi, Supiandi Wahyu Hidayat Riyanto Yunan Syaifullah, Yunan Zainal Arifin Zainal Arifin