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Journal : Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah

Analisis Harga Dalam Praktek Pembulatan Harga Dalam Perspektif Ekonomi Islam Sari, Tita Zurnila; Alfiah, Esti; Pramadeka, Katra
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2023)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v9i2.2489

Abstract

The purpose of this study is to determine the mechanism used in determining the selling price and services on Copy Fitri Kel. Nusa Indah Kec. Ratu Agung City of Bengkulu, as well as studying the Islamic economic perspective on the mechanism for setting selling prices and services on Photocopy of Fitri. In order to comprehensively investigate this issue, the researchers used a qualitative methodology to collect pertinent data during the study. Research data collection was carried out through the use of observation and interviews, with the aim of investigating Copy Fitri as a research subject. Research on the analysis of the pricing mechanism and Copy Fitri services reveals that the rounding off price mechanism is ambiguous. However, Foto Copy Fitri uses a fair price approach which is in line with Islamic economic principles. The pricing strategy applied by Copy Fitri is considered reasonable because it does not exploit buyers, and profit margins are maintained at a reasonable level. Fitri's photocopy does not use the rounding price mechanism, while the rest of the rounding is allocated for mosque charity. The round price is an important balance point mutually agreed upon by sellers and buyers, indicating a balance between the forces of supply and demand.
Analisis Tingkat Pertumbuhan Aset Pada BPRS Muamalat Harkat Kecamatan Sukaraja Kabupaten Seluma Pramadeka, Katra; Astuti, Budi; Lova, Venty Amara
Al-Intaj : Jurnal Ekonomi dan Perbankan Syariah Vol 7, No 1 (2021)
Publisher : Faculty of Economics and Islamic Business, UIN Fatmawati Sukarno Bengkulu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29300/aij.v7i1.2931

Abstract

The assets growth rate is influenced by several factors, namely internal factors and external factors. By considering these factors, Muamalat Syariah Financing Bank (SFB) Harkat Bengkulu has a strategy so that can always increase from year to year. The strategy used is to develop market share in the form of multi-purpose financing. The problem in this study is, are there any factors that influence the asset growth rate in Muamalat Harkat SFB Sukaraja District, Seluma Regency and what factors influence the assets growth rate in Muamalat Harkat SFB Sukaraja District, Seluma Regency. This study uses qualitative data and uses observation, interviews and documentation as data collection instruments. The results of this study indicate that in increasing asset growth, there are internal factors that consist of employee job performance, job spirits, job discipline, SOP, inspection from Financial Services Authority (FSA/OJK) and internal audit. While the external factors consist of the level of public trust that has begun to grow in the form of savings or deposits, financing, and inspection from external audits.