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Digital Economy Transformation and ITS Impact on MSME Productivity in The Post-Pandemic Era Syahputra, Danil; Syah, Syafrial
International Journal of Economics (IJEC) Vol. 4 No. 2 (2025): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v4i2.1487

Abstract

The COVID-19 pandemic has fundamentally transformed the global economic landscape, accelerating digital adoption across all business sectors. In Indonesia, Micro, Small, and Medium Enterprises (MSMEs), which contribute 61.9% to the national GDP and employ 97% of the workforce, have undergone unprecedented digital transformation to survive and thrive in the post-pandemic era. This study aims to comprehensively analyze the impact of digital economy transformation on MSME productivity in Indonesia's post-pandemic landscape, examining both opportunities and challenges while providing strategic recommendations for sustainable growth. This research employs a qualitative methodology through systematic literature review and content analysis of 45 peer-reviewed articles, government reports, and international publications spanning 2020-2024. The study integrates Resource-Based View Theory, Technology Innovation Theory, and Transaction Cost Economics Theory to provide theoretical foundation. Digital transformation has demonstrated significant positive impact on MSME productivity, with studies showing productivity increases of up to 30% and profitability improvements averaging 35% through adoption of e-commerce platforms, digital marketing, and cloud-based management systems. However, challenges persist including limited digital literacy, inadequate infrastructure, and high implementation costs. While digital transformation presents substantial opportunities for MSME growth and competitiveness, successful implementation requires coordinated support from government, private sector, and educational institutions to address existing barriers and ensure inclusive digital economic development.
Analysis of Financial Performance in Manufacturing Companies Using Financial Ratios Syahputra, Danil; Ningsih, Supiah
International Journal of Economics (IJEC) Vol. 3 No. 1 (2024): January-June
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i1.797

Abstract

Background: The objective of every company is to generate profit, increase sales and improve the welfare of employees and shareholders. Purpose: This research aims to investigate the impact of sub-manufacturing companies on the Indonesia Stock Exchange on profitability, liquidity, and activity. Method: The study employed a quantitative research method and utilized purposive sampling to select 10 out of 26 companies that met the researcher's criteria. Result: The research results indicate a significant influence between profitability, liquidity, and activity on financial performance (F-test, sig value of 0.000 < 0.05, F table 2.807 > 255.546). The regression model is considered worthy of further research. Additionally, the T-test shows that profitability and liquidity have a significant effect on financial performance, while activity does not.
Financial Performance Assessment Using Balanced Scorecard Methodology in Indonesian Banks Syahputra, Danil; Ningsih, Supiah; Marpaung, Durahman
International Journal of Economics (IJEC) Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijec.v3i2.1039

Abstract

The objective of this study is to assess the financial performance of XYZ Bank through the lens of the balanced scorecard approach. The research method employed is qualitative, with data drawn from the annual reports of the banks in question for the period spanning 2020 to 2021. This period encompasses both the pre-merger and post-merger phases of Bank Syariah Indonesia. The findings of this study indicate that, from a financial perspective, the combined ROE ratio of the three Islamic banks, which has undergone a merger, is improving and includes healthy qualifications, approaching 15%. The customer perspective reveals an encouraging improvement in profitability, which is attributable to both customer migration from the predecessor bank to the merged bank and new customer growth. The merger has facilitated operating efficiency due to the synergy of the merger, leading to an increase in employee productivity, as measured by revenue. The establishment of several business unit networks represents an innovative form of internal business process, which can facilitate service delivery. The implications of this research provide a more detailed description of performance measurement using data from the company's published annual reports. Previous balance scorecard research employed survey methods in order to obtain information related to the growth and learning perspectives, as well as the customer and internal business process perspectives. In contrast, this study uses only data from the company's financial statements and annual reports.
PENGARUH CAR, DAN FDR TERHADAP LIKUIDITAS BANK UMUM SYARIAH DI INDONESIA Syahputra, Danil; Radiansyah, M
Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman Vol 7, No 1 (2022): Al-Muaddib : Jurnal Ilmu-Ilmu Sosial dan Keislaman
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/muaddib.v7i1.69-75

Abstract

Lembaga keuangan syariah yang lebih dikenal dengan perbankan syariah, saat ini mengalami peningkatan yang signifikan, hal ni tentunya tidak terlepas dari operasional bank syariah yang maksimal. Untuk terus meningkatkan eksistensinya, bank syariah terus menerus meningkatkan pemberian pembiayaan, guna untuk mendapatkan profit yang maksimal. Tetapi, bank syariah juga harus memperhatikan likuiditas yang ada. Untuk itu disini peneliti melakukan penelitian tentang likuiditas, dengan mengunakan variabel FDR dan CAR. Penelitian ini menggunakan pendekatan kuantitatif, dengan menggunakana alat analisis regresi linier berganda. Adapun hasil yang didapatkan. Bahwa FDR secara pasial berpengaruh terhadap Likuiditas sebesar  13,21%, sedangkan CAR berpengaruh sebesar 5,08%. Secara simultan, FDR dan CAR berpengaruh terhadap Likuiditas sebesar 22,07%
Pengaruh Pelatihan Kompetensi SDM Berbasis Syariah Dan Kepuasan Kinerja Terhadap Efisiensi Operasional di Industri Halal Logistik Indonesia. Syah, Muhammad Radian; Harahap, M. Guffar; Putri Silalahi, Cita Ayni; Munawaroh, Munawaroh; Syahputra, Danil
AGHNIYA : Jurnal Ekonomi Islam Vol 7, No 2 (2025): AGHNIYA: Jurnal Ekonomi Islam
Publisher : Faculty of Islamic Religion, Universitas Muhammadiyah Sumatera Utara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/aghniya.v7i2.27514

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Pelatihan Kompetensi SDM Syariah dan Kepuasan Kinerja terhadap Efisiensi Operasional pada industri halal logistik di Indonesia. Pendekatan yang digunakan adalah kuantitatif dengan metode survei melalui penyebaran angket berbasis Google Form. Instrumen penelitian disusun menggunakan skala Likert dan diolah menggunakan aplikasi SmartPLS untuk menguji validitas, reliabilitas, serta hubungan antarvariabel dalam model struktural. Sampel penelitian terdiri atas karyawan yang terlibat langsung dalam operasional logistik halal. Hasil penelitian menunjukkan bahwa Pelatihan Kompetensi SDM Syariah berpengaruh positif dan signifikan terhadap Efisiensi Operasional. Pelatihan yang berbasis nilai-nilai syariah terbukti mampu meningkatkan pemahaman teknis dan moral karyawan dalam menjalankan tugas, sehingga mendukung kelancaran proses operasional. Selain itu, Kepuasan Kinerja juga terbukti memiliki pengaruh positif signifikan, bahkan dengan koefisien pengaruh yang lebih besar dibandingkan pelatihan. Hal ini mengindikasikan bahwa karyawan yang merasa puas cenderung bekerja lebih efektif, teliti, dan bertanggung jawab sehingga berkontribusi langsung pada peningkatan efisiensi perusahaan. Secara keseluruhan, penelitian ini menegaskan bahwa penguatan kompetensi syariah dan peningkatan kepuasan kinerja merupakan strategi penting bagi perusahaan logistik halal untuk mencapai efisiensi.
The Influence of AI Ethics in HR and Algorithm Transparency on Employee Trust in the Manufacturing Industry Ningsih, Supiah; Syahputra, Danil; Husainah, Nazifah; Wibowo, Adityo Ari; Hakim, Cikita Berlian
West Science Social and Humanities Studies Vol. 4 No. 03 (2026): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v4i03.2702

Abstract

This study examines the influence of artificial intelligence (AI) ethics in human resources and algorithm transparency on employee trust in the manufacturing industry. The rapid adoption of AI in organizational management has transformed HR practices, including recruitment, performance evaluation, and workforce management, by enabling more efficient and data-driven decision-making. However, the use of AI also raises concerns regarding ethical governance and the transparency of algorithmic decision-making processes. This research employs a quantitative approach using a survey method involving 150 employees working in manufacturing companies. Data were collected through structured questionnaires measured on a five-point Likert scale and analyzed using Structural Equation Modeling with Partial Least Squares (SEM-PLS 3). The results indicate that AI ethics in HR has a positive and significant effect on employee trust, suggesting that the application of ethical principles in AI-based HR practices enhances employees’ perceptions of fairness and organizational responsibility. In addition, algorithm transparency also shows a positive and significant influence on employee trust, demonstrating that clear explanations of AI decision-making processes can increase employees’ confidence in technology-driven HR systems. The structural model reveals that both variables explain 63% of the variance in employee trust (R² = 0.63). Overall, these findings emphasize the importance of responsible AI governance and transparent algorithmic systems in strengthening employee trust and supporting the sustainable adoption of AI technologies within organizations.
The Mediating Role of Work Engagement in the Relationship Between Organizational Culture and Employee Performance in Indonesian MSMEs Ningsih, Supiah; Syahputra, Danil; Irwansyah, Rudy
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 2 (2026): Volume 4, Issue 2, March 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i1.853

Abstract

Purpose - This study aims to examine the mediating role of work engagement in the relationship between organizational culture and employee performance in Indonesian Micro, Small, and Medium Enterprises (MSMEs). Design/Methodology/Approach – A quantitative cross-sectional survey design was employed. Data were collected from 210 MSME employees across trade, service, and manufacturing sectors in North Sumatra, Indonesia. The data were analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM) to assess direct and indirect relationships among organizational culture, work engagement, and employee performance. Findings – The results indicate that organizational culture has a positive and significant effect on employee performance (β = 0.381, p < 0.001) and work engagement (β = 0.721, p < 0.001). Work engagement also significantly affects employee performance (β = 0.409, p < 0.001) and partially mediates the relationship between organizational culture and employee performance (β = 0.295, p < 0.001). The model demonstrates substantial explanatory power, with R² values of 0.520 for work engagement and 0.612 for employee performance. Research Limitations/Implications – This study is limited by its cross-sectional design, which restricts causal inference, and its focus on MSMEs in North Sumatra, which may limit generalizability. Future research is encouraged to adopt longitudinal designs and broader regional samples. Practical Implications – The findings highlight the importance of fostering a supportive organizational culture to enhance employee engagement and improve performance outcomes in MSMEs. Originality/Value – This study contributes to the literature by providing empirical evidence on the mediating role of work engagement in MSMEs, a context that remains underexplored in prior research.
Integration of Islamic Social Finance and Digitalization for MSME Strengthening and Poverty Alleviation: Evidence from SEM-PLS Syahputra, Danil; Ningsih, Supiah; Syah, Muhammad Radian
Journal of Economics, Entrepreneurship, Management Business and Accounting Vol 4 No 2 (2026): Volume 4, Issue 2, March 2026
Publisher : CV. Sakura Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61255/jeemba.v4i1.870

Abstract

Purpose - This study examines the integrated role of Islamic social finance and economic digitalization in strengthening MSMEs and alleviating poverty in North Sumatra, Indonesia. While prior studies have largely analyzed these domains separately, this research is motivated by the need for a unified framework that explains how their interaction contributes to inclusive economic development. The study specifically investigates the mediating role of MSME strengthening in linking finance digitalization integration to poverty reduction. Design/Methodology/Approach – A quantitative explanatory approach was employed using survey data from 210 MSMEs across trade, service, and food processing sectors. Data were analyzed using Partial Least Squares Structural Equation Modeling (SEM-PLS) with bootstrapping (5,000 resamples) to test direct and indirect relationships among Islamic social finance integration, economic digitalization, MSME strengthening, and poverty alleviation. Findings/Results - The results show that Islamic social finance integration (β = 0.312) and economic digitalization (β = 0.421) significantly enhance MSME strengthening. Both variables also directly influence poverty alleviation (β = 0.198 and β = 0.243), while MSME strengthening has a strong positive effect on poverty alleviation (β = 0.379). Mediation analysis confirms that MSME strengthening partially mediates these relationships, indicating that MSMEs function as a key transmission mechanism. These findings demonstrate that integrating financial inclusion and digital transformation produces both direct and indirect welfare effects. Originality/Value - This study contributes by proposing an integrated finance digitalization framework that positions MSMEs as a central mediating mechanism in poverty alleviation. The findings highlight that sustainable poverty reduction is more effective when Islamic social finance is combined with digital economic systems and channeled through MSME development, offering practical implications for policymakers in designing inclusive, technology-enabled economic strategies.
Integrating Digital Technologies for Sustainable Tourism: Quantitative Assessment of Tech-Enabled Organizational Practices Ningsih, Supiah; Irwansyah, Rudy; Syahputra, Danil; Arfa Syera, Inda; Arief Tirtana, Muhammad
Advance Sustainable Science Engineering and Technology Vol. 8 No. 2 (2026): February-April
Publisher : Science and Technology Research Centre Universitas PGRI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26877/asset.v8i2.2589

Abstract

This study examines how digital transformation technologies drive sustainability performance in the tourism sector by integrating Internet of Things (IoT), artificial intelligence (AI), and big data analytics into organizational culture and leadership. A mixed dataset of 300 tourism enterprises in Asahan Regency, Indonesia, complemented by technical indicators such as energy consumption (kWh) and IoT penetration, was analyzed using Partial Least Squares Structural Equation Modeling (PLS-SEM). The results show that Tech-Enabled Organizational Culture (TE-OC) (β = 0.487, p < 0.001) and Tech-Enabled Green Leadership (TE-GL) (β = 0.531, p < 0.001) significantly influence Smart Green Culture (SGC), which has the strongest effect on Technology-Supported Sustainable Tourism Performance (TS-STP) (β = 0.664, p < 0.001; R² = 0.651). While the direct effects of TE-OC and TE-GL on TS-STP are limited, their indirect effects through SGC are substantial, indicating that digitally enabled culture plays a key mediating role. The findings suggest that competitiveness in sustainable tourism depends not only on managerial orientation but also on measurable investments in digital technologies. Limitations include the cross-sectional design and reliance on self-reported data; future research should incorporate longitudinal sensor-based data and comparative analyses across destinations.