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Self-Control Serves As A Mediating Variable In The Relationship Between Financial Management Behavior And Financial Literacy, Attitudes, And Experience Among STIE Satya Dharma Students. Sri Ayuni, Ni Made; Komang Rusma Rosita Dewi
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 2 (2024): JULI
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i2.822

Abstract

The study's findings demonstrate that among STIE Satya Dharma Singaraja students, financial literacy significantly and favorably influences their money management practices. The way that STIE Satya Dharma Singaraja students manage their finances is positively and significantly impacted by their financial experiences. Self-control is positively and significantly impacted by financial literacy in STIE Satya Dharma Singaraja students. Students' self-control at STIE Satya Dharma Singaraja Students is positively and significantly impacted by their financial views. For STIE Satya Dharma Singaraja students, financial experience has a beneficial and considerable influence on self-control. The money management behavior of STIE Satya Dharma Singaraja students is positively and significantly influenced by their financial views. For STIE Satya Dharma Singaraja students, self-control has a favorable and noteworthy effect on their money management practices. Through self-control, financial literacy has a beneficial and considerable influence on STIE Satya Dharma Singaraja students' money management behavior. Through self-control, financial experience has a beneficial and considerable influence on STIE Satya Dharma Singaraja students' money management behavior.
The Influence of Financial Literacy and Financial Attitude on Financial Management Behavior with Locus of Control as an Intervening Variable in Dupa Harum Jaya Perdana Small and Medium Industry Employees Sri Ayuni, Ni Made; Prayoga, I Putu Duta; Dewi, Mertyani Sari; Sri Kasih, Ni Luh
Moneter: Jurnal Keuangan dan Perbankan Vol. 12 No. 3 (2024): OKTOBER
Publisher : Universitas Ibn Khladun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/moneter.v12i3.844

Abstract

This study aims to examine the effect of Financial Literacy and Financial Attitude on Financial Management Behavior, with Locus of Control as an intervening variable among employees of the Small and Medium Industry Dupa Harum Jaya Perdana. The research employs a quantitative approach, using a questionnaire distributed directly to respondents, specifically the 32 employees of IKM Dupa Harum Jaya Perdana, and utilizing a Likert scale for measurement. The data analysis technique used is Structural Equation Modeling based on Partial Least Squares with the SmartPLS application. The results of this study indicate that Financial Literacy has a positive and significant effect on Financial Management Behavior, Financial Attitude has a positive and significant effect on Financial Management Behavior, and Locus of Control has a positive and significant effect on Financial Management Behavior. Additionally, Financial Literacy has a positive and significant effect on Locus of Control, and Financial Attitude has a positive and significant effect on Locus of Control. However, Financial Literacy through Locus of Control has a positive but not significant effect on Financial Management Behavior, and Financial Attitude through Locus of Control also has a positive but not significant effect on Financial Management Behavior.
PENGARUH SOFT SKILL, PERILAKU INOVATIF DAN PENGGUNAAN TEKNOLOGI TERHADAP KINERJA PEGAWAI PADA ARJ88 STORE X ELORA GIRLWEAR Ayuni, Ni Made Sri; Diah Amanda Sanjiwani, I Gst Agung Ayu
Jurnal Daya Saing Vol. 10 No. 3 (2024): Inovasi SDM, Kinerja Organisasi, dan Transformasi Bisnis di Era Digital dan Pe
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/dayasaing.v10i3.1893

Abstract

This research aims to determine the influence of soft skills, innovative behavior and use of technology on employee performance at Arj88 Store X Elora Girlwear. The data analysis techniques used in this research are multiple linear regression analysis, classical assumption testing, model feasibility testing (Goodness of Fit), and hypothesis testing, research results using the SPSS Version 21.0 for Windows application. The results of this study indicate that soft skills have a positive and significant effect on employee performance at Arj88 Store X Elora Girlwear, with a positive influence between soft skills on employee performance at work at Arj88 Store X Elora Girlwear. Innovative behavior has a positive and significant effect on employee performance at Arj88 Store X Elora Girlwear, with a positive influence between innovative behavior and employee performance at work at Arj88 Store X Elora Girlwear. The use of technology has a positive and significant effect on employee performance at Arj88 Store X Elora Girlwear, with a positive influence between the use of technology on employee performance at work at Arj88 Store X Elora Girlwear. Based on the results of the f-test, it is known that the value of f-count> f-table, namely 28.004> 3.16, this indicates that soft skills, innovative behavior and the use of technology jointly affect employee performance.
The Nandu or Nyakap System: Subak Local Wisdom in The Realm if Profit Sharing to Improve The Welfare of Farmers Ayuni, Ni Made Sri; Widnyani, Ni Made; Budiasni, Ni Wayan Novi
INVEST : Jurnal Inovasi Bisnis dan Akuntansi Vol. 3 No. 2 (2022): INVEST : Jurnal Inovasi Bisnis dan Akuntansi
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/invest.v4i1.478

Abstract

This research uses a qualitative approach. Data collection techniques used in this study were in the form of interviews supported by documentation and observation, which were selected as respondents or informants were 6 key informants consisting of 3 smallholders, 3 landowners, and 3 supporting informants namely the management of Subak Yeh Taluh which consists of the Chairperson, Secretary and Treasurer. The data validity checking technique used is to use triangulation, namely triangulation techniques and source triangulation, while data analysis techniques consist of data collection, data reduction, data presentation and drawing conclusions. Based on the results of the process that has been processed shows that nandu activities are capable of subak Yeh Taluh Penarukan carried out in three models, namely mixed, for five, and for two where all three are considered capable of helping the welfare of farmers with the management of land with a certain area as the main support for increasing income and farmers' welfare. The purpose of this study was to find out how profit sharing models were applied to the Nandu system on the Subak Yeh Taluh Penarukan Buleleng and its effectitive qualitative approach
Acquisition Of Source And Use Of Capital Work By Analyzing Financial Report Ayuni, Ni Made Sri; Putra, I Gusti Ngurah Kadek Hardiana
INVEST : Jurnal Inovasi Bisnis dan Akuntansi Vol. 4 No. 2 (2023): INVEST : Jurnal Inovasi Bisnis dan Akuntansi
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/invest.v4i2.681

Abstract

This study aims to determine the sources and uses of working capital by analyzing the financial reports of the Padang Bulia Traditional Village LPD. The data used in this study are balance sheet data and financial reports obtained directly from the Padang Bulia Traditional Village LPD. This research method is a horizontal method used to compare company financial reports from different years, namely the 2018- 2022 period. Analysis of sources and uses of working capital is a very important financial analysis for companies/business entities. The results of this analysis show that the analysis of the sources and use of working capital LPD Padang Bulia Traditional Village for the 2018-2022 period has been effective and efficient with increases and decreases in working capital must be the same in reports on changes in working capital, reports on sources and use of working capital, liquidity ratios and working capital turnover ratio.
Pengaruh Persepsi Kebermanfaatan Dan Usability Terhadap Minat Nasabah Menggunakan Layanan Lpd Mobile (Studi Kasus Pada LPD Desa Adat Bondalem) Ni Made Sri Ayuni; Kadek Artana; I Gusti Made Dharma Hartawan
Management Studies and Entrepreneurship Journal (MSEJ) Vol. 6 No. 4 (2025): Management Studies and Entrepreneurship Journal (MSEJ)
Publisher : Yayasan Pendidikan Riset dan Pengembangan Intelektual (YRPI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/msej.v6i4.8212

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh persepsi kebermanfaatan dan usability terhadap minat menggunakan LPD Mobile pada nasabah LPD Desa Adat Bondalem. Pendekatan yang digunakan adalah kuantitatif dengan teknik pengumpulan data melalui penyebaran kuesioner kepada 110 responden yang merupakan pengguna layanan LPD Mobile. Pengambilan sampel menggunakan metode sensus karena seluruh populasi digunakan sebagai sampel. Data dianalisis menggunakan regresi linear berganda dengan bantuan software SPSS, yang mencakup uji statistik deskriptif, uji validitas dan reliabilitas, serta uji asumsi klasik (normalitas, multikolinearitas, dan heteroskedastisitas). Hasil penelitian menunjukkan bahwa baik persepsi kebermanfaatan maupun usability berpengaruh positif dan signifikan terhadap minat menggunakan LPD Mobile. Temuan ini memperkuat teori Technology Acceptance Model (TAM) yang menyatakan bahwa persepsi kebermanfaatan dan kemudahan penggunaan merupakan faktor utama dalam mendorong adopsi teknologi informasi. Penelitian ini diharapkan dapat menjadi masukan bagi pengelola LPD untuk meningkatkan fitur dan kemudahan penggunaan aplikasi LPD Mobile agar dapat mendorong loyalitas dan partisipasi nasabah secara berkelanjutan.
Perhitungan Harga Pokok Ikan Lele Pada Usaha Budidaya Ikan Air Tawar Menggunakan Metode Full Costing Budiasni, Ni Wayan Novi; Noval, I Made Mai; Ayuni, Ni Made Sri; Lestari, Luh Ayu Ria
ARSY : Jurnal Aplikasi Riset kepada Masyarakat Vol. 6 No. 2 (2025): ARSY : Jurnal Aplikasi Riset kepada Masyarakat
Publisher : Lembaga Riset dan Inovasi Al-Matani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55583/arsy.v6i2.1333

Abstract

Pengabdian ini dilakukan pada usaha Budidaya Ikan Air Tawar "Ulik Mupu Sari" yang berlokasi di Singaraja, Bali, dengan tujuan untuk menganalisis pengelompokan biaya, perhitungan biaya produksi, dan metode penetapan harga jual yang diterapkan oleh pemilik usaha. Dalam literatur, biaya didefinisikan sebagai pengorbanan sumber daya yang dapat dibagi menjadi biaya produksi dan biaya komersial. Hasil menunjukkan bahwa pemilik usaha masih menggunakan metode perhitungan yang cukup sederhana dan belum sepenuhnya mengikuti prinsip akuntansi biaya. Melalui pendekatan full costing, perhitungan biaya produksi ikan lele mencapai total biaya sebesar Rp10.396.715, dengan harga pokok per kilogram sebesar Rp34.655. Pemilik usaha perlu menetapkan harga jual yang lebih tinggi daripada harga pokok untuk memperoleh keuntungan, serta mempertimbangkan fluktuasi harga bahan baku di pasar. Melalui pengabdian ini diharapkan dapat memberikan pemahaman yang lebih baik bagi pemilik usaha dalam mengelola biaya dan menentukan harga jual yang lebih efisien, serta mendukung keberlanjutan usaha budidaya ikan air tawar.
Economic Determinants of Visitor Satisfaction: The Role of Social Media, Price Perception, and Service Quality at Villa Kintamani Gold View Rahayu, Ira; Ayuni, Ni Made Sri
International Journal of Economics Development Research (IJEDR) Vol. 6 No. 6 (2025): International Journal of Economics Development Research (IJEDR)
Publisher : Yayasan Riset dan Pengembangan Intelektual

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37385/ijedr.v6i6.9466

Abstract

Social media, price, and service quality are factors that can influence visitor satisfaction at Villa Kintamani Gold View. Reliable social media can have a positive impact on Villa Kintamani Gold View, ultimately benefiting the management through increased visitor satisfaction. Providing the best service quality to visitors will certainly lead to higher levels of visitor satisfaction. This study aims to determine the extent to which social media, price, and service quality affect visitor satisfaction. The research is causal in nature and employs a quantitative approach. The purposive sampling method was used to collect a sample of 85 respondents from the population. The findings indicate that social media, price, and service quality have a positive and significant impact on visitor satisfaction.
Pengaruh Inovasi, Dan Kreativitas Terhadap Keunggulan Bersaing Dalam Mencapai Keberhasilan Usaha Pada UMKM Di Kabupaten Buleleng Sri Kasih, Ni Luh; Ayuni, Ni Made Sri; Ambara Wijaya, I Made
JPEK: Jurnal Pendidikan Ekonomi dan Kewirausahaan Vol 7 No 2 (2023): JPEK (Jurnal Pendidikan Ekonomi dan Kewirausahaan)
Publisher : Universitas Hamzanwadi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29408/jpek.v7i2.21275

Abstract

This study aims to find out how the influence of Innovation and Creativity through Competitive Advantage in achieving Business Success in Micro, Small and Medium Enterprises (MSMEs) in Buleleng Regency. This study uses a quantitative approach, with the data collection technique used is a questionnaire distributed by Google form media and directly with a measuring instrument in the form of a Likert scale, where the respondents were selected as owners of small and medium micro enterprises with a total of 99 business owners as respondents. The data analysis technique used in this study is a structural equation model (SEM) based on Partial Least Square (PLS) using the SmartPLS application. The results showed that Innovation, Creativity and Competitive Advantage had a positive and significant effect on Business Success, Innovation and Creativity had a positive and significant effect on Competitive Advantage, and Innovation and Creativity had a positive and significant effect on Business Success through Competitive Advantage
ORIENTASI KEWIRAUSAHAAN SAAB MOTE DESA NAGASEPAHA SEBAGAI PRODUK IKONIK Ayuni, Ni Made Sri; Gorda, Anak Agung Ngurah Eddy Supriyadinatha; Budiasni, Ni Wayan Novi
Jurnal Ilmiah Manajemen & Bisnis Vol 4 No 1 (2019)
Publisher : Universitas Pendidikan Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (273.335 KB)

Abstract

Orientasi Kewirausahaan Saab Mote Desa Nagasepaha Sebagai Produk Ikonik. Penelitian ini merupakan penelitian kualitatif untuk meneliti penerapan orientasi kewirausahaan saab mote di Desa Nagasepaha sebagai produk ikonik. Penelitian bertujuan ingin mengetahui orientasi kewirausahaan pada usaha kerajinan saab mote di Desa Nagasepaha. Sehingga mampu memberikan suatu kesimpulan tentang dukungan sosial kepada wirausaha untuk melakukan orientasi kewirausahaan agar produk yang dihasilkan menjadi produk ikonik. Penelitian ini mengunakan pendekatan kualitatif dengan metode studi kasus. Data yang dianalisa adalah hasil wawancara dengan pengerajin saab mote, kepala Desa Nagasepaha dan konsumen saab mote. Hasil penelitian menujukan bahwa dukungan sosial merupakan faktor eksternal yang dibutuhkan oleh wirausaha untuk mengembangkan usahanya. Penerapan orientasi kewirausahaan di Desa Nagasepaha belum dilakukan secara maksimal dapat terlihat dari jumlah pengerajin saab mengalami fluktuasi dikarenakan pengerajin belum bisa menjadikan kerajianan saab mote sebagai mata pencarian utama. Motivasi pengerajin sangat diperlukan untuk menginovasi produk agar produk saab mote menjadi produk ikonik.  Kata kunci: dukungan sosial, orientasi kewirausahaan, produk ikonik