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Astuty, Fuji
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Pengaruh Self-Efficacy Terhadap Perilaku Keuangan Mahasiswa Anggono, Anggono; Barus , Alexander; Nasution, Siti Aisyah; Astuty, Fuji; Tarwiyah
Owner : Riset dan Jurnal Akuntansi Vol. 8 No. 3 (2024): Artikel Research July 2024
Publisher : Politeknik Ganesha Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33395/owner.v8i3.2351

Abstract

The problem examined in this research is the uncontrolled financial behavior of students. The purpose of this study was to examine the differences in financial behavior of students with high, moderate, and low self-efficacy and to examine the effect of self-efficacy on student financial behavior. The population of this research consisted of 150 students. The sampling technique used in this research was simple random sampling, so the research sample consisted of 109 students. The type of research used is quantitative research. The research method used is ex post facto (causal-comparative). The data collection technique used is a questionnaire. Data analysis techniques used are descriptive statistics, pre-requisite tests consisting of normality tests, homogeneity tests, and inferential statistics such as one-way ANOVA and further tests. This research produced four research results. First, there are significant differences in students' financial behavior with low, moderate, and high self-efficacy. Second, students with moderate self-efficacy have higher financial behavior than those with low self-efficacy. Third, students with high self-efficacy have higher financial behavior than those with low self-efficacy. Fourth, students with high self-efficacy have higher financial behavior than those with moderate self-efficacy. This research concludes that self-efficacy positively and significantly affects student financial behavior.
Co-Authors Aji Nuryakin, Rahmat Anggono, Anggono Apriani, Triana Ari Irawan Barus , Alexander Damanik, Dennys Paulus Parlindungan Dini, Siti Dita Eka Pertiwi Sirait Felix Felix Gultom, Rut Margaretta Br Gunariah, Frilla Kelly Kelly Keumala Hayati Lafea, Fetty Lilia, Wirda Manullang, Priska Enjelina Matondang, Puteri Aiko Nadia Nababan, Christina Octavia Namira, Fauzah Nasution, Isna Asdiani Nasution, Siti Aisyah Nunung Kurniasih, Nunung Pranata, Ricky Putri, Tantri Octora Dwi Syah Robby, Robby Saputra, Ahmad Sari, Ike Rukmana Siahaan, Desi Natalia Br Sihombing, Novsisca Rosy Tima Sinaga, Annisa Nauli Sinaga, Rosnani Libryani Siregar, Ina Namora Putri Siregar, Melinda Sri Utami Syah Putri, Tantri Octora Dwi Tampubolon, Lasma Ria Tarwiyah Teng, Sauh Hwee Vallerie, Windy Wijaya, Yolanda Tryniken