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All Journal Jurnal Ekonomi dan Bisnis Dharma Andalas Prosiding Konferensi Nasional PKM-CSR Jurnal Pengabdian Masyarakat Dharma Andalas JAKBS
Sovita, Ingra
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Pengaruh Literasi Wakaf, Tingkat Religiusitas, Pendapatan terhadap Minat Berwakaf Uang (Studi Kasus Masyarakat Kelurahan Indarung Kecamatan Lubuk Kilangan Kota Padang) Sovita, Ingra; Putri, Dinda Yulia
Jurnal Akuntansi Keuangan dan Bisnis Vol. 3 No. 4 (2026): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jakbs.v3i4.4334

Abstract

Cash waqf has significant potential as an Islamic philanthropic instrument to enhance social welfare; however, its realization remains relatively low, indicating limited public interest in participating in cash waqf. This study aims to analyze the influence of waqf literacy, religiosity, and income on the intention to perform cash waqf among the community of Indarung Subdistrict, Lubuk Kilangan District, Padang City. The research employs a quantitative approach using a survey method involving 220 respondents selected through purposive sampling. Data were analyzed using Structural Equation Modeling–Partial Least Square (SEM-PLS) with the assistance of SmartPLS software. The results reveal that waqf literacy and religiosity have a positive and significant effect on the intention to perform cash waqf, while income does not show a significant influence. The coefficient of determination (R²) value of 0.545 indicates that these three variables collectively explain 54.5% of the variation in public intention to participate in cash waqf. These findings imply that improving waqf literacy and strengthening religious values are important strategies to increase community participation in cash waqf
Pengaruh Literasi Zakat, Religiusitas dan Lingkungan Sosial terhadap Minat Berzakat Masyarakat (Studi kasus Masyarakat Kelurahan Anduring Kecamatan Kuranji kota Padang) Pratiwi, Cici; Sovita, Ingra
Jurnal Akuntansi Keuangan dan Bisnis Vol. 3 No. 4 (2026): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jakbs.v3i4.4336

Abstract

Zakat is an important economic instrument in Islam that plays a significant role in improving social welfare and reducing poverty. Indonesia has great potential in zakat collection, but the realization of zakat funds is still not optimal, including in Padang City. In Anduring Village, Kuranji District, the high potential of zakat has not been followed by a high level of public interest in paying zakat through official institutions. This condition is influenced by several factors, including zakat literacy, religiosity, and social environment.This study aims to analyze the effect of zakat literacy, religiosity, and social environment on the interest in paying zakat among the community. This research uses a quantitative approach with a survey method. Data were collected through questionnaires distributed to 260 respondents using purposive sampling technique. The data were analyzed using Structural Equation Modeling – Partial Least Square (SEM-PLS) with SmartPLS software.The results show that zakat literacy, religiosity, and social environment have a significant effect on the interest in paying zakat. Higher understanding of zakat, stronger religiosity, and supportive social environment will increase the community’s intention to pay zakat through official institutions.
Pengaruh Religiusitas Dan Literasi Keuangan Syariah Terhadap Minat Menabung Di Bank Syariah (Studi Kasus Pada Mahasiswa FEB Universitas Dharma Andalas) Ramadhan, Farendiva Ananta; Sovita, Ingra
Jurnal Akuntansi Keuangan dan Bisnis Vol. 3 No. 4 (2026): Januari - Maret
Publisher : CV. ITTC INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47233/jakbs.v3i4.4339

Abstract

This study aims to analyze the influence of Religiosity and Islamic Financial Literacy on the Interest in Saving at Islamic Banks, focusing on students at the Faculty of Economics and Business (FEB), Dharma Andalas University. The research is motivated by the significant growth of the Islamic financial industry in Indonesia, contrasted by the persisting preference for conventional banking among students. The research utilizes a quantitative approach with multiple linear regression analysis. Hypothesis testing was conducted using partial tests (t-test), simultaneous tests (F-test), and the coefficient of determination (R^2). The results show that, partially, the Religiosity variable has a positive and significant effect on saving interest (t_count 9.839 > t_table 1.968; sig 0.000). The Islamic Financial Literacy variable also has a positive and significant effect (t_count 5.144 > t_table 1.968; sig 0.000). Simultaneously, both variables significantly influence saving interest with an $F_{count}$ of 171.012. The Adjusted R Square value of 0.545 indicates that Religiosity and Islamic Financial Literacy contribute 54.5% to the variation in students' interest in saving at Islamic banks, while the remaining 45.5% is explained by other factors outside this study.
Co-Authors -, Yentisna DEWI SARTIKA Enny Arita, Enny Arita Ezizwita, Ezizwita Idwar, Idwar Indrayeni, Indrayeni Indwar, Indwar Maryanti, Eka Murniati . Nini, Nini Pratiwi, Cici Putri, Dinda Yulia Raflis, Ratnawati Rahmaita Rahmaita, Rahmaita Ramadhan, Farendiva Ananta Sari, Puti Embun Siska Lusia Putri Srihasnita, Rita Turay, Tiara Yusnaena Yusnaena, Yusnaena Zai, Tri Swastati Faozi