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Journal : Finance

PENGARUH LITERASI KEUANGAN, DIGITAL MARKETING, DAN BRAND IMAGE TERHADAP MINAT GENERASI Z PADA BANK SYARIAH (STUDI PADA MAHASISWA UNIVERSITAS ISLAM ZAINUL HASAN (UNZAH) GENGGONG Huda, Mohammad Khoerul; Millah, Hayatul
Finance : Journal of Accounting and Finance Vol. 1 No. 1 (2023): Volume 1 Nomor 1, Mei 2023
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/057q8g15

Abstract

Penelitian ini bertujuan untuk menganalisa pengaruh dari literasi keuangan, digital marketing, dan brand image terhadap minat generasi z pada bank syariah. Peneliti menggunakan data primer yang diperoleh dari penyebaran kuesioner kepada mahasiswa Universitas Zainul Hasan Genggong dengan jumlah sampel yang digunakan sebanyak 97 responden. Penentuan jumlah sampel menggunakan rumus Isaac dan Michael dengan tingkat kesalahan sebesar 5%. Metode analisis data yang digunakan menggunakan teknik analisis uji regresi linier berganda,uji asumsi klasik, dan menggunakan uji hipotesis yang diolah menggunakan aplikasi dari SPSS 25 for windows. Hasil penelitian ini menunjukkann bahwa literasi keuangan mempunyai pengaruh terhadap minat generasi Z. Berdasarkan hasil uji T disimpulkan bahwa literasi keuangan berpengaruh secara positif dan signifikan terhadap minat generasi Z untuk menjadi nasabah di perbankan syariah. Secara parsial, pengaruh literasi keuangan terhadap minat generasi Z pada bank syariah adalah sebesar 4.589 dengansignifikansi sebesar 0,000 dimana nilai thitung lebih besar dari ttabel dan nilai signifikan kurang dari alpha 0,05.
ANALISIS KINERJA KEUANGAN PERUSAHAAN DAERAH(STUDI KASUS PADA PERUSAHAAN DAERAH “RENGGANIS” KABUPATEN PROBOLINGGO JAWA TIMUR TAHUN 2018–2020) Millah, Hayatul
Finance : Journal of Accounting and Finance Vol. 2 No. 1 (2024): Volume 2 Nomor 1, Mei 2024
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/sq3ktx58

Abstract

This study aims to analyze the financial performance of the Regional Company “Rengganis” in Probolinggo Regency during the period 2018–2020. The method used is descriptive quantitative analysis with financial ratio techniques, including liquidity, solvency, activity, and profitability ratios. The results show an overall downward trend in financial performance, both in terms of liquidity and profitability, while the solvency ratio has increased. Factors contributing to this decline include rising operational costs, decreasing sales volume, and dependence on debt. This research is expected to serve as an evaluation material for management in making improvements to enhance the company's financial performance.
METODE RGEC MENJADI TOLAK UKUR TINGKAT KESEHATAN BANK Millah, Hayatul
Finance : Journal of Accounting and Finance Vol. 2 No. 1 (2024): Volume 2 Nomor 1, Mei 2024
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/et6pyk36

Abstract

Banks are the backbone of the economic and financial system inIndonesia as the channeling back of funds owned by excess economic units to economic units that need funds or deficits. The RGEC method is a structured way of assessing bank health compared to the previous valuation method, CAMELS. In article 2 paragraph (3) BI regulation No. 13/1 / PBI / 2011 concerning health assessment of commercial banks including risk profile, good corporate governance, earnings, and capital. Document review is one of the research methods by comparing standards with financial statement documents to be examined. The documents that will be reviewed include the report on financial position, income statement and Good Corporate Governance report. The data that will be used in this study are quantitative data types. Quantitative data is numeric data such as financial position reports, income statements and other measurable data.  Seen from the four aspects measured in the form of risk profile, GCG, earnings, and capital as a whole are ranked very healthy even though there are differences in the value of the composite in each study year either overall BUKU IV Bank or individual banks, for the most consistent banks within the Bank BUKU IV category, according to the researchers, is BRI Bank because the composite value obtained by BRI each year is not too much different.  The results of the analysis of the soundness of Bank BUKU IV namely BRI, BNI, Mandiri, BCA, and CIMB Niaga based on the RGEC method from 2012 to2018 show that the bank's performance is in the Composite Rating 1 (PK-1) which means Bank BUKU IV is located in very healthy condition