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All Journal Jurnal Ekonomi Syariah Pelita Bangsa Muhasabatuna: Jurnal Akuntansi Syariah Al-Khidmah: Jurnal Pengabdian Kepada Masyarakat Finance
Hayatul Millah
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Religion Humanities Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Other

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Pendampingan Program Taman Pendidikan Al Qur’an (TPQ) di Desa Binor Kecamatan Paiton  Probolinggo Millah, Hayatul; Aziz, Abd.
KHIDMAH : Jurnal Pengabdian Masyarakat Vol. 1 No. 2 (2021): Vol. 1 No. 2 (2021): September 2021
Publisher : Lembaga Penerbitan, Penelitian, dan Pengabdian Masyarakat (LP3M) UNZAHLP3M

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (475.268 KB) | DOI: 10.55210/khidmah.v1i2.61

Abstract

Abstract The aim of this community service activity is to provide an Islamic-based education platform, especially Qur'anic education for local residents and provide education to the general public so that they can obtain proper religious education. Programe implementation planning is compiled based on an analysis of environmental needs, determining objectives, developing curriculum, learning methods and the completeness of adequate facilities and infrastructure to carry out an educational program. Implementation of the Al-Qur’an Reading and Writing Learning Program using the Iqra' and Qiroati methods. The result of this service showed that the people of Binor Village, Paiton District, Probolinggo Regency can already read the Qur'an properly and correctly. Keywords : Qur'anic Education, Iqro'; Qiroati.
Pendampingan sosio-emosional terhadap perilaku menyimpang santriwati di Pesantren Millah, Hayatul
KHIDMAH : Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2022): Vol. 2 No. 1 (2022): April 2022
Publisher : Lembaga Penerbitan, Penelitian, dan Pengabdian Masyarakat (LP3M) UNZAHLP3M

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/khidmah.v2i1.80

Abstract

Lesbian termasuk kelompok wanita yang memiliki kebiasaan tertarik dengan sesama jenis. Bentuk perilaku yang menyimpang dari hukum salah satunya adalah lesbian, Faktor-faktor yang menyebabkan individu atau pasangan terdorong untuk melakukan penyimpangan tersebut antara lain adanya upaya pembatasan akses ekonomi, Broken Home dalam artian kurang mendapatkan kasih sayang, mengalami diskriminasi dalam hubungan dekat sehingga menimbulkan rasa ingin mencari kenyamanan pada orang lain, pergaulan bebas yang membuat individu tertarik pada orang yang tidak pantas untuk disukai, kurang memiliki kecantikan fisik sehingga membuat orang lain menjauhi individu tersebut. Dalam kegiatan pendampingan ini menggunakan metode terapi yaitu; Rational Emotive Behavior Therapy (REBT). Hasil penelitian menunjukkan bahwa setelah dilakukan pendampingan sosio-emosional terhadap perilaku menyimpang (lesbian) santriwati di pesantren tersebut mengalami perubahan perilaku yang cukup signifikan. Para santriwati yang mengalami perilaku menyimpang tersebut berangsur-angsur berubah. Salah satunya, mereka mulai belajar dan beraktivitas normal seperti teman-teman yang lain. Cara berpikirnya pun sudah rasional dan lebih tepat.
PENGARUH LITERASI KEUANGAN, DIGITAL MARKETING, DAN BRAND IMAGE TERHADAP MINAT GENERASI Z PADA BANK SYARIAH (STUDI PADA MAHASISWA UNIVERSITAS ISLAM ZAINUL HASAN (UNZAH) GENGGONG Huda, Mohammad Khoerul; Millah, Hayatul
Finance : Journal of Accounting and Finance Vol. 1 No. 1 (2023): Volume 1 Nomor 1, Mei 2023
Publisher : universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/057q8g15

Abstract

Penelitian ini bertujuan untuk menganalisa pengaruh dari literasi keuangan, digital marketing, dan brand image terhadap minat generasi z pada bank syariah. Peneliti menggunakan data primer yang diperoleh dari penyebaran kuesioner kepada mahasiswa Universitas Zainul Hasan Genggong dengan jumlah sampel yang digunakan sebanyak 97 responden. Penentuan jumlah sampel menggunakan rumus Isaac dan Michael dengan tingkat kesalahan sebesar 5%. Metode analisis data yang digunakan menggunakan teknik analisis uji regresi linier berganda,uji asumsi klasik, dan menggunakan uji hipotesis yang diolah menggunakan aplikasi dari SPSS 25 for windows. Hasil penelitian ini menunjukkann bahwa literasi keuangan mempunyai pengaruh terhadap minat generasi Z. Berdasarkan hasil uji T disimpulkan bahwa literasi keuangan berpengaruh secara positif dan signifikan terhadap minat generasi Z untuk menjadi nasabah di perbankan syariah. Secara parsial, pengaruh literasi keuangan terhadap minat generasi Z pada bank syariah adalah sebesar 4.589 dengansignifikansi sebesar 0,000 dimana nilai thitung lebih besar dari ttabel dan nilai signifikan kurang dari alpha 0,05.
The Effect of Restaurant Atmosphere, Product Quality, and Price on Consumer Satisfaction at Mie Samyu Restaurant, Sumberkemba Village, Pakuniran District Hayatul Millah; Ferry Vijaylani; Abdul Komar
Muhasabatuna : Jurnal Akuntansi Syariah Vol. 6 No. 2 (2024): December
Publisher : Lembaga Penelitian, Penerbitan dan Pengabdian Masyarakat Institut Agama Islam syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/muhasabatuna.v6i2.3374

Abstract

In the current era of globalization, competition in the business world is getting fiercer, this requires every organization to be able to expand its organizational performance in order to compete in the competition. Organizations must be able to understand the needs and desires of their consumers. In this way, organizations must plan serious areas of strength in a procedure to meet their customer satisfaction and survive in business competition. The culinary industry or known as the food industry is one of the rapidly growing business fields and is currently facing very tight competition. The restaurant atmosphere variable does not have a partial effect on consumer satisfaction with a value of t count (0.576) < t table (1.684). The product quality variable has a partial effect on consumer satisfaction with a value of t count (3.184) > t table (1.684). The price variable has a partial effect on consumer satisfaction with a value of t count (3.704) > t table (1.684).
Evaluasi Kelayakan Finansial Usaha Peternakan Ayam Broiler di CV Cendana Farm Indonesia Irfan Maulana Ahsan; Hayatul Millah; Cici Widya Prasetyandari
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2404

Abstract

This study aims to evaluate the broiler poultry business at CV Cendana Farm Indonesia, Dandang unit, which has a chicken population of 24,000. The study will discuss the comparison between revenue, production costs, and profits from the broiler poultry business, as well as assess its financial feasibility through calculations of NPV, IRR, PI, PP. The research method used is a descriptive quantitative approach, with primary data obtained through interviews with staff and directors, while secondary data is taken from financial reports over 12 harvest periods. The financial feasibility evaluation is conducted using calculations of NPV, IRR, PI and PP. The results show that the business is not feasible in the short term (NPV -445,634,638, IRR -8%), but feasible if operated for 5 years (NPV 992,170,708, IRR 46.8%). A PI greater than 1 (1.32) and a PP of 1 year 8 months indicate long-term profitability.
Pengaruh Investasi dan Indeks Pembangunan Manusia (IPM) Terhadap Pertumbuhan Ekonomi di Provinsi Jawa Timur Najah, Safinatun; Hayatul Millah; Yeni Kartikawati
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2405

Abstract

The goal of this study is to see how East Java Province's GDP has increased in connection to investment and the Human Development Index (IPM). This research focuses on economic development, investment, and IPM figures collected from East Java Province between 2019 and 2023. The sample of secondary data includes the entire province of East Java. This study uses a quantitative approach, including t-tests, F-tests, coefficient of determination tests, and multiple linear regression analysis. We used SPSS version 23 to examine the data. This study demonstrated no significant impact of investment or IPM on economic growth in East Java Province, either alone or in combination.
Implementasi Maqasid syariah Pada Pemiayaan BSI Pensiun Sebagai Solusi Keuangan Syariah Berkelanjutan Fio Aditya; Hayatul Millah; Ahmad Fajri
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2411

Abstract

This study aims to analyze the implementation of Maqasid Sharia in the BSI Pensiun financing product and evaluate its role as a sustainable, inclusive, and holistic Islamic financial solution for retirees in Indonesia. Using a descriptive qualitative approach, the research explores the extent to which the principles of Maqasid Sharia – namely the preservation of religion, life, intellect, lineage, and wealth – are reflected in the pension financing scheme. The findings indicate that BSI Pensiun serves not only as an economic financing tool but also as a means of safeguarding Islamic values in daily life. This study recommends enhancing public awareness regarding the benefits of Maqasid-based Islamic financing and fostering product innovation to expand its reach and impact in the future. These findings contribute to the development of more responsive, relevant, and Sharia-aligned Islamic financial products.
Analisis Tingkat Kesehatan Bank Umum Syariah Yang Terdaftar di BEI Dengan Menggunakan Metode RGEC Jalaluddin; Hayatul Millah; Ahmad Fajri
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2429

Abstract

This study aims to analyze the financial health of Islamic commercial banks listed on the Indonesia Stock Exchange (IDX) using the RGEC method (Risk Profile, Good Corporate Governance, Earnings, and Capital) during the 2021–2024 period. This is a descriptive quantitative study with a documentation approach based on annual reports. The sample consists of four banks selected purposively. The results show that, in general, the four banks are in a healthy condition. Financing risk (Non-Performing Financing/NPF) and liquidity risk (Financing to Deposit Ratio/FDR) fall into the good category. GCG assessment indicates a reasonably sound level. In terms of Earnings, Return on Assets (ROA) and Operating Efficiency Ratio (BOPO) reflect relatively good financial performance despite annual fluctuations. Meanwhile, the Capital Adequacy Ratio (CAR) shows a very strong Capital position. These findings conclude that Islamic commercial banks listed on the IDX have maintained their financial health throughout the observation period, although improvements in operational efficiency and corporate governance are still needed.
Pengaruh Penggunaan Uang Elektronik Terhadap Perilaku Konsumtif Mahasiswa FEBI UNZAH Nur Hafifa; Hayatul Millah; Nailin Nikmatul Maulidiyah
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2436

Abstract

This study aims to examine the influence of electronic money usage on the consumptive behavior of FEBI 21 students at Zainul Hasan Genggong University (UNZAH). The background of this research is based on the increasing use of electronic money among students, which is suspected to contribute to more impulsive and trend-driven consumption patterns. This research employed a quantitative method using simple linear regression analysis. The sample consisted of 30 respondents. The results show a very strong relationship between electronic money usage and consumptive behavior, indicated by a correlation coefficient (R) of 0.840 and a coefficient of determination (R²) of 0.706. This means that 70.6% of the variance in consumptive behavior can be explained by electronic money usage. The significance test (ANOVA) indicates that the regression model is statistically significant (sig. = 0.000), and the t-test also confirms that electronic money usage has a positive and significant effect on consumptive behavior (sig. = 0.000). In conclusion, electronic money usage has a significant influence on the consumptive behavior of FEBI 21 students at UNZAH.
Peran Kelompok Tani Dalam Meningkatkan Pemberdayaan Petani Kopi Kabupaten Probolinggo Muhammad Yoga kurniawan; Hayatul Millah; Cici Widya Prasetyandari
Jurnal Ekonomi Syariah Pelita Bangsa Vol. 10 No. 01 (2025): JESPB Edisi April 2025
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37366/jespb.v10i01.2483

Abstract

This study aims to analyze the role of farmer groups in enhancing the empowerment of coffee farmers in Kalianan Village, Krucil Subdistrict, Probolinggo Regency. Empowerment is examined through three stages: Enabling (creating a conducive climate), Empowering (strengthening capacity), and Protecting (protecting farmers). The study uses a descriptive qualitative approach with data collected through observation, in-depth interviews, and documentation. The results indicate that farmer groups significantly contribute to providing technical education, coffee processing training, and protection against market injustice and crop pests. Supporting factors include active farmer participation and village government support, while inhibiting factors involve farmers' lack of awareness and limited ongoing education. Overall, farmer groups play a positive role in increasing the independence and competitiveness of coffee farmers sustainably.
Co-Authors Abd. Aziz Abdul Komar Ahmad Fajri Cici Widya Prasetyandari Ferry Vijaylani Fio Aditya Huda, Mohammad Khoerul Irfan Maulana Ahsan Jalaluddin Muhammad Yoga kurniawan Nailin Nikmatul Maulidiyah Najah, Safinatun Nur Hafifa Yeni Kartikawati