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Improving and Maximizing the Financial Performance of MSMEs: A Case Study on MSMEs in the Bangka Belitung Islands Province Christine, Christine; Zukhri, Nizwan; Saputra, Darman
Journal of Management Economic and Financial Vol. 2 No. 4 (2024): Special Issue
Publisher : Politeknik Siber Cerdika Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46799/jmef.v2i4.46

Even in times of financial crisis, MSMEs remain an important economic tool that influence Indonesia's economic growth. MSMEs have the power to raise people's standard of living, particularly in terms of money. The purpose of this study is to investigate how the financial performance of MSMEs in the Bangka Belitung Islands Province is impacted by credit giving, financial inclusion, fintech, and intellectual capital characteristics. This study uses an associative methodology and is quantitative in nature. Purposive sampling procedures were used to obtain 102 MSME actors for the sample. SPSS software version 26 is used to assist with the data analysis technique. The study's findings demonstrate that financial inclusion (X2), fintech (X5), intellectual capital (X6), and partial credit giving (X1) all significantly and favorably impact MSMEs' financial performance. The Bangka Belitung Islands' MSMEs' financial performance is positively and significantly impacted by the concurrent factors of credit granting, financial inclusion, fintech, and intellectual capital. The independent variable accounts for 88.5% of the variation in the dependent variable, with the remaining 11.5% being impacted by factors not examined in this study, according to the R Square value of 0.885 in this investigation.

Pengaruh Perputaran Kas, Perputaran Piutang dan Perputaran Persediaan terhadap Net Profit Margin pada Perusahaan Umum Daerah Air Minum Kabupaten Belitung Timur Imanda, Yurliza; Zukhri, Nizwan; Saputra, Darman
Innovative: Journal Of Social Science Research Vol. 4 No. 4 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i4.13432

Penelitian ini bertujuan untuk menganalisis dan menguji pengaruh perputaran kas, perputaran piutang dan perputaran persediaan terhadap net profit margin pada Perusahaan Umum Daerah Air Minum Kabupaten Belitung Timur baik secara parsial maupun simultan. Metode penelitian yang digunakan dalam penelitian ini yaitu metode kuantitatif dengan menggunakan SPSS versi 25, dilengkapi dengan uji statistik deskriptif, uji normalitas, uji multikolinearitas, uji heterokedastisitas, uji autokorelasi, analisis regresi linier berganda, uji koefisien determinasi (R2), uji t parsial dan uji f simultan. Hasil penelitian ini menyatakan bahwa secara parsial perputaran kas berpengaruh posisif dan signifikan terhadap net profit margin, perputaran piutang berpengaruh positif dan signifikan terhadap net profit margin dan perputaran persediaan berpengaruh negatif dan tidak signifikan terhadap net profit margin. Sedangkan secara simultan ketiga variabel independen memiliki pengaruh positif dan signifikan terhadap net profit margin.

Analisis Komparasi Laju Pertumbuhan dan Kontribusi Pajak Daerah terhadap Pendapatan Asli Daerah di Kota Pangkalpinang dan Kabupaten Belitung Mastira, Ovina; Zukhri, Nizwan; Saputra, Darman
Journal of Political Issues Vol 1 No 2 (2020): Journal of Political Issues
Publisher : Jurusan Ilmu Politik Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/jpi.v1i2.12

Local governments have the authority and obligation to implement regional autonomy more independently to reduce the level of fiscal dependence on the central goverment. One way is to maximize the recepit of PAD, one of which is local tax. The purpose of the study was to analyze the growth rate and contribution of entertainment taxes, hotel taxes and advertisement taxes on PAD in the Bangka Belitung Islands Province. The analysis used in this research is quantitative descriptive analysis, namely by collecting, compiling and calculating data in the form of reports on the realization of financial budgets in the Pangkalpinang City and Belitung Regency by using the ratio of the growth rate and contribution ratio. The results showed that the PAD of Belitung Regency was better than City of Pangkalpinang. The growth rate of entertainment tax in Pangkalpinang City lower than Belitung Regency with both categories unsuccessful, but the contribution given by entertainment tax in Pangkalpinang City is higer than Belitung Regency with the category of both being very lacking. The growth rate and contribution of hotel tax in Pangkalpinang City is lower than Belitung Regency with the category of hotel tax growth rate in Pangkalpinang City unsuccessful while Belitung Regency is less, while the hotel tax contribution is both very lacking. The growth rate and the contribution of advertisement tax in Pangkalpinang City is higer than Belitung Regency with the category of the advertisement tax growth rate, both of them are not successful while the contributions given by advertisement tax are bot very lacking.

Pengelolaan Keuangan Yang Tranparan Dan Akuntabel Bumdes Di Desa Rajik Saputra, Darman; Wibawa, Dian Prihardini; Guspian, Iza; Azelya, Iis
Yumary: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 2 (2025): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v6i2.5504

Purpose: The purpose of this community service activity is to overcome the main problems in the management of Village-Owned Enterprises (BUMDes) in Rajik Village, where most of the managers have limited knowledge and ability in administration and financial reporting. Methodology/approach: The methodology used is participatory training and mentoring, which actively involves all parties. This approach is carried out through material presentations, question and answer sessions, and direct assistance in compiling financial statements of BUMDes in Rajik city. Results/findings: The results of this activity show that well-managed BUMDes can have a positive impact on the village economy. The existence of a well-organized financial system can increase the credibility and sustainability of BUMDes, avoid misuse of funds, and get wider support from the government and the public. Participants showed high enthusiasm and hoped for continuous assistance to improve their financial management. Conclutions: BUMDes have an important role as a driver of the village economy, but their success depends heavily on transparent and accountable financial management. Therefore, continuous technical guidance and training are needed so that BUMDes can continue to develop and provide real benefits to the village community. Limitations: This service is limited to increasing human resource capacity and socializing financial management, without touching the implementation of an integrated accounting system which is still a challenge for BUMDes. Contribution: The main contribution of this service is to increase the understanding of village managers and stakeholders about the best practices of managing BUMDes that are transparent, accountable, and sustainable.

Pengelolaan Keuangan Yang Tranparan Dan Akuntabel Bumdes Di Desa Rajik Saputra, Darman; Wibawa, Dian Prihardini; Guspian, Iza; Azelya, Iis
Yumary: Jurnal Pengabdian kepada Masyarakat Vol 6 No 2 (2025): Desember
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/yumary.v6i2.5504

Purpose: The purpose of this community service activity is to overcome the main problems in the management of Village-Owned Enterprises (BUMDes) in Rajik Village, where most of the managers have limited knowledge and ability in administration and financial reporting. Methodology/approach: The methodology used is participatory training and mentoring, which actively involves all parties. This approach is carried out through material presentations, question and answer sessions, and direct assistance in compiling financial statements of BUMDes in Rajik city. Results/findings: The results of this activity show that well-managed BUMDes can have a positive impact on the village economy. The existence of a well-organized financial system can increase the credibility and sustainability of BUMDes, avoid misuse of funds, and get wider support from the government and the public. Participants showed high enthusiasm and hoped for continuous assistance to improve their financial management. Conclutions: BUMDes have an important role as a driver of the village economy, but their success depends heavily on transparent and accountable financial management. Therefore, continuous technical guidance and training are needed so that BUMDes can continue to develop and provide real benefits to the village community. Limitations: This service is limited to increasing human resource capacity and socializing financial management, without touching the implementation of an integrated accounting system which is still a challenge for BUMDes. Contribution: The main contribution of this service is to increase the understanding of village managers and stakeholders about the best practices of managing BUMDes that are transparent, accountable, and sustainable.

Building The Potential of Permis and Rajik Villages as Ecotourism Villages in South Bangka Regency Julia, Julia; Saputra, Darman
Jurnal Penelitian Pariwisata Vol 5 No 1 (2021): (TRJ) Tourism Research Journal
Publisher : Institut Pariwisata Trisakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30647/trj.v5i1.111

One of the villages that was developed as a tourist village is Permis Village and Rajik Village, South Bangka Regency, which are one of the villages that are members of the Fisheries, Plantation and Culture Cluster. Permis and Rajik Villages have development potential when viewed from a geographical and accessibility aspect. From a geographical aspect, Permis Village and Rajik Village are villages that are supported by the beach or the sea. From the aspect of accessibility, Permis Village and Rajik Village will be built a National Bridge connecting South Sumatra with Bangka. Based on this, this study aims to explore the potential for the development of Permis and Rajik Villages as local and cultural tourism villages based on studies of supply and demand aspects so that they are able to provide recommendations for future Village development. The approach used in this research is mixed methods, including qualitative methods to study supply aspects, community characteristics and policies, as well as quantitative methods to assess tourism demand aspects. The results showed that the Permis Village and the Rajik Village had the potential to be developed as local and cultural tourism villages. Keywords: Ecotourism, Community-Based Ecotourism, Permis Village, Rajik Village

Determination of Base and Non-Base Sectors in Bangka Regency with Location Quotient Analysis Method Julia, Julia; Saputra, Darman; Herdiyanti
Indonesian Journal of Social Science Research Vol. 2 No. 2 (2021): Indonesian Journal of Social Science Research (IJSSR)
Publisher : Future Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.11594/10.11594/ijssr.02.02.04

Identification of basic sectors and sub-sectors is one of the stages for planning the expansion of strategic areas as centers of economic growth. Location Quotient analysis is needed to find out how far the level of interest in the economic sector in Bangka Regency is in utilizing the base sector or superior sector. The variable used to calculate the basic economy is from local GDP an activity that is focused on activities within the local economic structure. Gross Domestic Product (GDP) is an important indicator to understand economic conditions, especially in Bangka Regency in a certain period, both based on current prices and constant prices. The data collection process was carried out using a secondary data survey by taking data on land area and production of biopharmaceutical plant commodities, vegetable crops, rice or secondary crops, plantations and fisheries. By calculating the location quotient analysis, the base sector is obtained in every sub-district in Bangka Regency so that this result is expected to determine the investment can be carried out on target.

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