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All Journal Jurnal Ekonomi : Journal of Economic Indonesia Journal of Halal JURNAL PENDIDIKAN TAMBUSAI FINANSIA : Jurnal Akuntansi dan Perbankan Syariah Al-Sharf: Jurnal Ekonomi Islam Journal Of Sharia Banking ProBisnis : Jurnal Manajemen Al-Buhuts (e-journal) Al Dzahab Jurnal Riset Ekonomi Syariah Al-Iqtishad : Jurnal Ekonomi Saree : Research in Gender Studies Al Hisab: Jurnal Ekonomi Syariah Amal: Jurnal Ekonomi Syariah Jurnal Al-ittifaq J-ISCAN : Journal of Islamic Accounting Research Tijarah GREAT: Jurnal Manajemen dan Bisnis Islam Seumike : Society Progress Journal
Malahayatie, Malahayatie
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Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemical Engineering, Chemistry & Bioengineering Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Environmental Science Health Professions Industrial & Manufacturing Engineering Nursing Physics Social Sciences

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Relevansi Kebijakan Keuangan Publik Umar bin Abdul Aziz dalam Menjawab Tantangan Ekonomi Indonesia Malahayatie, Malahayatie; Haura Safira
Jurnal Riset Ekonomi Syariah Volume 5, No. 2, Desember 2025 Jurnal Riset Ekonomi Syariah (JRES)
Publisher : UPT Publikasi Ilmiah Unisba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29313/jres.v5i2.7196

Abstract

Abstract. Poverty, economic disparity, and inefficiency in public budgets remain significant obstacles to Indonesia's economic growth. Based on the ideas of justice, efficiency, and social welfare, this study seeks to assess the application of Umar bin Abdul Aziz's public finance policies in the face of Indonesia's economic difficulties. Using a descriptive qualitative method based on literature study, this research examines Umar bin Abdul Aziz's policies in zakat management, tax reform, and budget efficiency. The findings of this study show that Umar bin Abdul Aziz's policies such as zakat-based wealth redistribution, elimination of discriminatory taxes, and budget allocation focused on the needs of the people succeeded in promoting economic justice and reducing poverty. These findings are relevant to Indonesia's current conditions, particularly in terms of increasing budget transparency, strengthening results-based fiscal policies, and integrating zakat instruments into the national financial system. This research offers theoretical and practical approaches for policymakers to create a more equitable and welfare-oriented public finance system. Abstrak. Kemiskinan, kesenjangan ekonomi, dan inefisiensi dalam anggaran publik masih menjadi hambatan yang signifikan bagi pertumbuhan ekonomi Indonesia. Berdasarkan gagasan keadilan, efisiensi, dan kesejahteraan sosial, penelitian ini berusaha untuk menilai penerapan kebijakan keuangan publik Umar bin Abdul Aziz dalam menghadapi kesulitan ekonomi Indonesia. Dengan menggunakan metode kualitatif deskriptif berbasis studi pustaka, penelitian ini mengkaji kebijakan Umar bin Abdul Aziz dalam pengelolaan zakat, reformasi pajak, dan efisiensi anggaran. Temuan-temuan penelitian ini menunjukkan bahwa kebijakan Umar bin Abdul Aziz seperti redistribusi kekayaan berbasis zakat, penghapusan pajak yang diskriminatif, dan alokasi anggaran yang difokuskan pada kebutuhan masyarakat berhasil mendorong keadilan ekonomi dan menurunkan angka kemiskinan. Temuan tersebut relevan dengan kondisi Indonesia saat ini, terutama dalam peningkatan transparansi anggaran, penguatan kebijakan fiskal berbasis hasil, serta integrasi instrumen zakat dalam sistem keuangan nasional. Penelitian ini menawarkan pendekatan teoritis dan praktis bagi pembuat kebijakan untuk menciptakan sistem keuangan publik yang lebih adil dan berorientasi pada kesejahteraan masyarakat.
Consumer Behavior in the TikTok Era: An Islamic Consumption Perspective—A Systematic Literature Review Rahmi, Mutia; Malahayatie, Malahayatie; Taufiq, Taufiq
Al Dzahab Vol. 7 No. 1 (2026): Al Dzahab: Journal of Economics, Management, Business and Accounting
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/dhb.v7i1.5631

Abstract

Purpose: This study aims to examine the challenges and implementation of Islamic consumption principles in the digital era, particularly in shaping consumer behavior on TikTok. The study highlights key issues such as digital consumerism, algorithm-driven influence, and the emergence of hedonistic consumption patterns that may contradict Islamic values. Design/Methodology/Approach: This study employs a qualitative approach using a systematic literature review method. It synthesizes and critically evaluates prior studies on Islamic consumption and digital consumer behavior to develop a comprehensive understanding of consumption practices in the TikTok era. Findings: The findings reveal that the implementation of Islamic consumption principles on TikTok faces substantial challenges. The dominance of consumerist culture, limited literacy regarding halal and ethical consumption, and the persuasive nature of TikTok’s algorithm encourage impulsive and excessive consumption. These conditions create a gap between actual consumer behavior and Islamic values such as moderation (wasatiyyah) and responsibility. Research Implications: This study underscores the importance of strengthening Islamic consumer literacy and promoting ethical digital consumption. Strategic efforts such as value-based content creation, public education on halal consumption, and support for responsible consumer behavior are essential to align digital consumption practices with Islamic principles. This study also contributes theoretically by integrating Islamic consumption ethics with contemporary digital consumer behavior.
Co-Authors Akmalia, Nurul Aldri Frinaldi Anatasha, Syaira Asra, Asra Eliana Eliana Hartanti Dewi Haura Safira Heny Rofizar Indradewa, Rhian Irmayani Irmayani Lestari, Arum Fitri Mahira, Ulva Maulana, Nora Miftahul Jannah Muhayatsyah, Ali Mutia Rahmi Nurhasanah, Ishma Oktafiani, Fina Panira, Sismaul Qusairy, Rayhan Rahma Nurzianti Rahmawati, Rahmawati Rahmi, Mutia Rakhilia, Dedek Rani Andriani, Rani Razali Razali Rehan, Muhammad Safira, Haura Surya Fatma Taufiq Taufiq Wahdini, Nurul wati, asiah Yani Rizal Zhohra, Fatimah