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All Journal JURNAL PENDIDIKAN TAMBUSAI Jurnal Ilmu Komputer dan Bisnis JATI (Jurnal Mahasiswa Teknik Informatika) Journal Computer Science and Informatic Systems : J-Cosys Journal of Innovation Research and Knowledge IIJSE SCIENTIA JOURNAL : Jurnal Ilmiah Mahasiswa AL-MUFIDAH : Jurnal Pengabdian Kepada Masyarakat
Latipah, Latipah
Unknown Affiliation
Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Analysis of Gold Pawn Product Trends at BPRS Sarana Prima Mandiri Bangkalan in 2021–2024 Latipah, Latipah; Setiawan, Firman
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 9 No 1 (2026): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

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Abstract

This study aims to analyze the dynamics of gold pawn product trends at BPRS Sarana Prima Mandiri Bangkalan during the 2021–2024 period. Gold pawning is an attractive option for the public due to its practicality, security, and compliance with Islamic principles. However, fluctuations in the number of customers highlight the need for a trend analysis to identify emerging patterns. This research adopts a descriptive quantitative approach using secondary data from the annual reports of BPRS Sarana Prima Mandiri. The data were analyzed through percentage change calculations and presented in tables and graphs. The findings reveal a decline in customers from 1,165 in 2021 to 1,093 in 2022. A sharp drop occurred in 2023 with only 199 customers, followed by a slight recovery to 314 in 2024. Overall, the gold pawn product trend declined steeply between 2021 and 2023, with indications of minor recovery in 2024. These results emphasize the need for innovative strategies to sustain and enhance customer interest.
Co-Authors Agung Widodo Andrianto, Alfan Setya Anshori, Ridwan Awaliah, Hilma Nazdifa Awalludiyah Ambarwati Baru Harahap Borman, Syahrul Dudun Najmudin Fikri, Sukron Freitas, Jose Marcal Habiburrahman Habiburrahman, Habiburrahman Hidayatullah, Aldi Pranaja Hikmah, Andini Nurul Junaedi, Lukman Madjid, Harifzi Abdul Moh. Noor Al Azam Nurdin , Dede Pranata, Dohan Halim Rama Febrianto, Adhe Rizka Mulya Miranti Rodi, Achmad Setiawan, Firman SRI ASTUTIK Subekti Subekti Tuty Mulyani Wulansari, Anita ‘Ain, Syifa Qurrotul