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EFEKTIVITAS PENERAPAN UU. No. 13 TAHUN 2011 PADA PENANGANAN FAKIR MISKIN DALAM PERSPEKTIF EKONOMI ISLAM DI DINAS SOSIAL KABUPATEN BEKASI Nurhasanah, Putri; Achmad, Yudianto; Ainulyaqin, Muhammad Hamdan; Edy, Sarwo
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10487

Abstract

This research reveals a form of the effectiveness of the application of Law no. 13 of 2011 on handling the poor in an Islamic economic perspective at the Bekasi District Social Service seen from five indicators which include program understanding, right on target, on time, achieved goals, real changes. The findings of this study, among other things, revealed that the three indicators of effectiveness carried out by the Social Service of Bekasi Regency, namely understanding of the program, being on time, the real changes that have been explained in the discussion show that the application of Law No. 13 of 2011 in handling the poor in the Social Service of Bekasi Regency indicates the criteria "Effective". However, on the other two indicators of effectiveness, namely being right on target, achieving the objectives in the discussion, it shows that the application of Law No. 13 of 2011 to the handling of the poor at the Social Service Office of Bekasi Regency shows the criteria "Not Yet Effective". Furthermore, regarding the effectiveness of the implementation of Law no. 13 of 2011 on handling the poor in an Islamic economic perspective explains that showing the criteria of "Effective" is in accordance with an Islamic economic perspective.
Analisis Dana Talangan Pendidikan dalam Perspektif Ekonomi Islam: Studi Kasus Dana Cita Universitas Pelita Bangsa Hamidah, Siti; Midisen, Kisanda; Ainulyaqin, MH; Mamun, S; Achmad, Yudianto
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 7 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i7.2939

Abstract

The aim of this research is to analyze the costs of education funds at Dana Cita, Pelita Bangsa University. The research method used is descriptive qualitative research. Primary data sources were obtained through interviews with Dana Cita. The results of this research indicate that the application of funding for education funding is using a qardh ijarah agreement. Talang funds are a form of multi-service transaction through the use of an Ijarah contract which is based on an agreement between the bank and customer financing and requires customer financing to pay off debts and obligations. This educational savings fund product is a product that makes things easier for customers, where this product is a solution for customers who have difficulty paying fees for their children to continue their studies or complete their studies.
Implementasi Pendidikan Nilai-Nilai KeIslaman dalam Konteks Kewirausahaan: Studi pada kinerja alumni pesantren Almushlih Karawang yang berwirausaha Latif, Abdul; Sakum; Mamun, Sukron; Achmad, Yudianto; Ainulyaqin, M.H
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 6 No. 8 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i8.3461

Abstract

This study aims to explore the impact of Islamic values education on the business performance of pesantren alumni, as well as to understand the impact of Islamic values on the performance of pesantren alumni who are entrepreneurs. This study used a qualitative approach to gain an in-depth understanding of the implementation of Islamic values education in the business context. Data collection used the interview method. Researchers conducted in-depth interviews with several pesantren alumni who are currently entrepreneurs. The education pattern at Almushlih Islamic Boarding School in Karawang Regency applies a curriculum based on the understanding of Ahlus Sunnah wal Jamaah and the use of classical books in the fields of tawhid, Sufism, and fiqh. This pesantren has succeeded in instilling strong Islamic values in its students. Traits such as tawakal, qanaah, honesty, trustworthiness, patience, istiqamah, wara, humility, and compassion, which are taught through these sciences, have proven to be important elements in shaping the character of successful entrepreneurs. These values help entrepreneurs in facing challenges, making wise and ethical decisions, and building strong relationships with all stakeholders. As a result, pesantren alumni not only achieve financial success but are also able to create a positive impact on their community and environment.
Pelatihan Upcycle Limbah Kresek Plastik Menjadi Produk Bernilai Ekonomi Bagi Ibu-Ibu Majelis Taklim al Barokah Achmad, Listian; Windiarti, Wulan; Achmad, Yudianto
Jurnal Pelita Pengabdian Vol. 4 No. 1 (2026): Januari
Publisher : DPPM Universitas Pelita Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Volume sampah plastik kresek di lingkungan permukiman masih menjadi masalah serius. Pengabdian masyarakat ini bertujuan untuk memberdayakan ibu-ibu jamaah Majelis Taklim Al-Barokah di Kecamatan Tambun Selatan, Kabupaten Bekasi, melalui pelatihan keterampilan upcycle. Metode pelaksanaan meliputi penyuluhan mengenai bahaya sampah plastik, diskusi interaktif, dan praktik langsung mengubah kresek menjadi produk kerajinan yang bernilai jual, seperti tas atau wadah serbaguna. Hasil kegiatan menunjukkan peningkatan pemahaman peserta akan isu sampah plastik dan terampilnya mereka dalam membuat produk kerajinan. Sebanyak 10 prototype produk berhasil dihasilkan. Kegiatan ini tidak hanya berpotensi mengurangi volume sampah di tingkat rumah tangga tetapi juga membuka peluang untuk menciptakan sumber pendapatan baru. Disimpulkan bahwa pendekatan pemberdayaan berbasis keterampilan praktis efektif dalam menggalakkan gerakan mengurangi sampah plastik. Diperlukan pendampingan berkelanjutan untuk aspek pemasaran produk.
Dampak Ekonomi Kebijakan Larangan Kegiatan bagi Siswa Akhir SMA di Jawa Barat dalam Perspektif Maqasid Syariah Meisah, Siti; Midisen, Kisanda; Ainulyaqin, MH; Mamun, Sukron; Achmad, Yudianto
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.19509

Abstract

Ceremonial and costly activities for high school seniors often place an economic burden on parents and contribute to social inequality. Therefore, the government has enacted a policy banning such activities. This study aims to analyze the implementation of the policy banning high school senior activities at SMA Negeri 1 Cikarang Pusat and its economic impact from the perspective of Maqasid Syariah. The research method used is a qualitative approach employing interview and observation techniques. The results indicate that the ban policy has been effectively implemented through outreach and adjustments to the school program, yielding positive economic impacts, including reduced financial burdens, increased efficiency, and the promotion of economic justice. From the perspective of Maqasid Syariah, this policy aligns with the principles of hifz al-mal, hifz al-nafs, and hifz al-‘aql. Thus, this policy is effective in implementation, has a positive economic impact, and is consistent with the principle of public interest.
Tinjauan Hukum Ekonomi Syariah Terhadap Kebijakan Program Penghapusan Utang UMKM Bila, Syifa Salsa; Achmad, Listian Indriyani; Ainulyaqin, MH; Mamun, Sukron; Achmad, Yudianto
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 2 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i2.19510

Abstract

The MSME debt crisis that occurred after the pandemic caused systemic credit congestion and hampered national economic growth. The objective is to examine the policy of repealing PP No. 47 of 2024 from the perspective of Islamic Business Ethics. The goal is to show how the policy can consider the humanitarian aspects of debtors facing problems with the principles of fairness and stability of the banking financial system. This research is a qualitative study using a literature review approach. The data collection technique used in this study is to record or cite information from various literature sources, including books, journals, documents, and other data and information sources relevant to the research topic. The results of the study show that PP No. 47/2024 provides a legal basis for HIMBARA banks to write off debts for the strategic sector of up to a maximum of IDR 500 million. This policy is in line with the principles of Inzar al-Mu'sir (relief for those facing difficulties) and Ibra' in Islamic Business Ethics. The government applies an ethical filter with a five-year waiting period to prevent moral hazard and ensure fairness. The use of Maslahah Mursalah, which prioritizes public interest and protection of property, is at the core of the MSME debt write-off policy (Hifdz al-Maal). This step is proof of the state's concern for the little people without neglecting the aspect of banking integrity, according to Islamic Business Ethics. To provide targeted assistance to debtors who are truly in need, not those who are deliberately negligent, its success is highly dependent on strict data monitoring and validation.