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All Journal JURNAL CENDEKIA HUKUM Journal Analytica Islamica Legal Standing : Jurnal Ilmu Hukum Journal of Humanities and Social Studies Academy of Education Journal MUKADIMAH: Jurnal Pendidikan, Sejarah, dan Ilmu-ilmu Sosial Al-Kharaj: Journal of Islamic Economic and Business Rayah Al Islam : Jurnal Ilmu Islam SOSIOEDUKASI : JURNAL ILMIAH ILMU PENDIDIKAN DAN SOSIAL Community Development Journal: Jurnal Pengabdian Masyarakat LEGAL BRIEF Jurnal Pengabdian kepada Masyarakat Nusantara Jurnal Ilmu Hukum, Humaniora dan Politik (JIHHP) QANUN: Journal of Islamic Laws and Studies Riwayat: Educational Journal of History and Humanities El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Journal of Ekonomics, Finance, and Management Studies Jurnal Sosiologi USK (Media Pemikiran & Aplikasi)
Sativa, Annisa
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Journal : Journal of Humanities and Social Studies

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Settlement of bad credit disputes on unsecured loans is reviewed from Fatwa DSN MUI NO: 19/DSN-MUI/IV/2001 in Roburan Dolok Village, South Panyabungan District Mandailing Natal District Lubis, Nora Elviana; Sativa, Annisa
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 6, No 2 (2022): JHSS (Journal of Humanities and Social Studies)
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v7i1.8399

Abstract

Bad credit is a condition when the borrower or debtor can no longer continue payments or debt installments. As a result of the debtor who cannot payhis debt, his credit becomes stopped or bad. This study aims to determine the settlement of bad credit disputes on unsecured loans in terms of Fatwa DSN MUI NO: 19/DSN-MUI/IV/2001 in Roburan Dolok Village, South Panyabungan District, Mandailing Natal Regency. This research feeds empirical legal research, by describing Islamic views on bad loans and the process of handling bad loans, taking samples by conducting interviews with related parties. The final conclusion shows that the implementation of bad credit dispute resolution in Roburan Dolok Village is in accordance with DSN-MUI fatwa No. 19/DSN-MUI/IV/2001 concerning Qardh, where it is explained that if one party does not fulfill its obligations or there is a dispute between the parties, then the settlement is carried out through the Shari'ah Arbitration Board or the Religious Court after no agreement is reached through deliberation.
Co-Authors Afsah, Siti Alfatunisah, Alfatunisah Anasta, Qhadizah Aradimas, M. Ilham Arantik, Rida Erwin, Intan Nabillah Firdaus, Amalina Hanafi Harahap, Fachrul Harahap, Eka Putriani Harahap, Mhd.Yadi Harniz, Innat Adlan Adillah Irham, M. Iqbal Lubis, Ar-Rohim Lubis, Nora Elviana Muhammad Rayhan Mutia, Nur Nabilla, Tasya Putri Rinaldi, Abdul Sidik, Erwanda Syadiki, Hasbi Syafitri, Rizka Wanto, Sugeng Yesinta Zeta Donita, Zahra