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All Journal JURNAL MANAJEMEN INDUSTRI DAN LOGISTIK Journal of Innovation in Business and Economics Jurnal Proaksi Revitalisasi : Jurnal Ilmu Manajemen Jurnal Inovasi Ekonomi Otonomi e-Jurnal Apresiasi Ekonomi
Mutiara, Nisa
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Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Industrial & Manufacturing Engineering Social Sciences Transportation

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Enhancing financial transparency: The impact of siskeudes application in Kediri Regency Mutiara, Nisa
Jurnal Inovasi Ekonomi Vol. 9 No. 01 (2024): April
Publisher : Center for Economics, Business and Entrepreneurship Development Faculty of Economics and Business, Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jiko.v9i01.23466

Abstract

The Village Law (Law Number 6 of 2014) mandates local governments to manage village affairs and funds, leading to the establishment of the Village Fund. This study examines how implementing the Village Financial System (SISKEUDES) application affects transparency and, consequently, the quality of financial reports in Kediri Regency. Using quantitative research with 185 samples from 343 villages, the study finds that SISKEUDES directly improves financial report quality and indirectly through transparency mediation.
Sharia financial literacy: Decoding the nexus of civil Servants' investment choices Mutiara, Nisa; Askafi, Eka; Yani, Ahmad; Aquinas, Fahmi; Herry Setyawan, Wawan
Journal of Innovation in Business and Economics Vol. 7 No. 01 (2023): Journal of Innovation in Business and Economics
Publisher : Faculty of Economics and Business, University of Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jibe.v7i01.29022

Abstract

This research explores the complex relationship between Sharia financial literacy, financial attitudes, financial satisfaction, and investment decisions in the context of Islamic economics. Utilizing path analysis with 369 civil servant respondents, this study reveals that both Sharia financial literacy and financial attitudes positively impact financial satisfaction. This implies that individuals possessing a strong understanding of Islamic finance and a positive attitude toward their finances tend to experience higher levels of financial satisfaction. Nevertheless, variations in their direct influence on investment decisions do surface. Sharia financial literacy exhibits a relatively modest direct influence on investment decisions, while financial attitudes exert a strong direct influence on investment decisions. Despite the modest direct impact of Sharia financial literacy on investment decisions, its indirect influence remains substantial.
THE INFLUENCE OF FINANCIAL LITERACY, FINANCIAL ATTITUDE, AND DEMOGRAPHIC FACTORS ON INVESTMENT DECISIONS (CASE STUDY: FEMALE EMPLOYEES OF IIK STRADA INDONESIA KEDIRI) Susanti, Titin; Arisyahidin, Arisyahidin; Mutiara, Nisa
Jurnal Apresiasi Ekonomi Vol 11, No 3 (2023)
Publisher : Institut Teknologi dan Ilmu Sosial Khatulistiwa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31846/jae.v11i3.709

Abstract

Mastering fundamental financial proficiency and expertise in finance in managing financial resources can enhance each individual's welfare so that they can grasp national concerns in the financial sector. This is because such knowledge and skills are necessary to manage financial resources. A person's capacity to use the financial institution system might be hindered by their lack of financial literacy, which can also harm prosperity. This study aimed to investigate the considerable influence that financial literacy and financial attitudes are of paramount importance in personal finance., and demographic characteristics have on how individuals make decisions regarding financial investments. In this study, a descriptive technique was taken in conjunction with a quantitative one. A total of 67 participants were sampled from the population for this study. In order to collect data for this study, the researchers utilized a questionnaire. The research utilized a method known as multiple regression analysis for the test. The study's findings explain concurrently why financial literacy, financial attitudes, and demographic characteristics play a substantial role in investment decision-making. It is thought to be influential because the level of financial literacy, financial Attitude, and demographic characteristics all contribute to the behaviour of investment decision-making, and the better they are, the more influential it is thought to be. According to the findings of this research, employers and investors should be able to meet their expectations about their knowledge of how to comprehend financial literacy properly. Keywords: demography, investment, finance, decision, literacy, Attitude
The Effect of Product Quality and Distribution Channels on Repurchasing Intention Adeosandi, Ferdian; askafi, Eka; Mutiara, Nisa
Jurnal Manajemen Industri dan Logistik Vol 7, No 1 (2023): page 01 - 204
Publisher : Politeknik APP Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30988/jmil.v7i1.988

Abstract

This research was motivated by the Covid-19 pandemic, which directly changed people's lifestyles. The purposes of this study were: (1) To determine the effect of product quality and distribution channels on repurchase intentions in users of the application's food ordering feature to become an online driver in the City of Kediri (2) To determine consumer satisfaction can mediate the effect of product quality on repurchase intentions in consumers. Application messaging feature users become online drivers in the city of Kediri. The research uses a quantitative approach with a questionnaire instrument. The results obtained from this study are Product quality partially has no effect on repurchase intentions, Distribution channels partially have a significant positive impact on repurchase intentions, partially, consumer satisfaction has a positive on repurchase intentions, Product quality has a positive effect on consumer satisfaction, and distribution channels have a positive impact on consumer satisfaction
Optimalisasi Pelaksanaan Inventarisasi Dan Pelaporan Barang Milik Daerah Dalam Rangka Pengelolaan Aset Tetap Pada BPKAD Kabupaten Blitar Sari, Dita Natalia; Mutiara, Nisa; Askafi, Eka; Mulyaningtiyas, Ratna Dewi
REVITALISASI : Jurnal Ilmu Manajemen Vol 12 No 2 (2023): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/revitalisasi.v12i2.4674

Abstract

The purpose of this research is to find out how the implementation and stages of inventorying and reporting of regional property, what are the obstacles encountered, and how to optimize the implementation of inventory and reporting of regional property at BPKAD Blitar Regency. This type of research is descriptive qualitative with interviews as the main tool for collecting data.In this study there were 6 keys informants and 3 supporting informants. The results of the study showed that the inventory and reporting of regional property was carried out in all OPDs in Blitar Regency and had been carried out in accordance with the Regulation of the Minister of Home Affairs of the Republic of Indonesia Number 47 of 2021 concerning Procedures for Carrying Out Bookkeeping, Inventory and Reporting of Regional Property, however it was still Obstacles were encountered, namely the lack of human resources and the administration of recording regional property in Blitar Regency was still not in order, so that the implementation of inventory and reporting of regional property could not be said to be optimal. The author suggests to conduct training for goods administrators.
Optimalisasi Peran Tim Pendamping Keluarga (TPK) Dalam Penurunan Stunting Di Dinas P3APPKB Kabupaten Blitar Hafidoh, Siti Nur; Askafi, Eka; Mutiara, Nisa
REVITALISASI : Jurnal Ilmu Manajemen Vol 12 No 2 (2023): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/revitalisasi.v12i2.4675

Abstract

The Blitar Regency Government prioritizes available resources to increase the coverage of services to the target group for the Acceleration of Stunting Reduction which includes adolescents, prospective brides/potential couples of childbearing age, pregnant women, lactating mothers and children aged 0 (zero) to 59 (fifty nine) months in order to support national priorities This st udy aims to analyze how to optimize the role of the family assistance team in reducing stunting at the P3APPKB Office of Blitar Regency. The research method used is descriptive research with a qualitative approach. Informants of this study amounted to 8 people. Data analysis in this study used triangulation and was strengthened by focus group discussions. Based on the research results, it was found that the role of the family assistance team is very important in the context of reducing stunting in Blitar Regency, because in addition to implementing team assistance, it also makes innovations so that the assistance role can run optimally. However, there are still a number of obstacles that must be corrected, such as the lack of quality human resources for the family assistance team and the lack of massive outreach to the community.
Analisis Pendapatan, Literasi Keuangan, Perilaku Manajemen Keuangan terhadap Financial Satisfaction Pada ASN di RSUD Gambiran Kota Kediri Bahiyya, Faridatul; Arisyahidin, Arisyahidin; Mutiara, Nisa
REVITALISASI : Jurnal Ilmu Manajemen Vol 12 No 2 (2023): REVITALISASI : Jurnal Ilmu Manajemen
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/revitalisasi.v12i2.4650

Abstract

Kepuasan keuangan (financial satisfaction) merupakan bentuk pencapaian kesejahteraan hidup seseorang. Kepuasan terhadap keuangan telah mendapat perhatian yang cukup besar dan menjadi isu yang sangat penting dibahas saat ini. Kepuasan keuangan merupakan bentuk kemampuan seseorang dalam mengelola keuangan pribadinya. Setiap ASN memiliki rasa kepuasan yang berbeda-beda pada setiap individu terutama rasa puas terhadap kondisi keuangannya. Semakin puas seseorang dengan kondisi keuangannya akan membuat individu tersebut bahagia dan sejahtera dalam kehidupannya. Penelitian ini bertujuan untuk menguji kepuasan keuangan pada ASN yang bekerja di RSUD Gambiran Kota Kediri. Pengujian kepuasan keuangan ini diukur dengan pendapatan, literasi keuangan dan perilaku manajemen keuangan terhadap financial satisfaction. Jumlah responden dalam penelitian ini 86 responden diperoleh dengan rumus slovin dalam pengambilan sampel dari jumlah populasi penelitian. Metode analisa data yang digunakan regresi linier berganda dengan bantuan SPSS 25. Hasil penelitian ini menunjukkan bahwa pendapatan tidak berpengaruh secara siginifikan terhadap financial satisfaction, literasi keuangan tidak berpengaruh secara siginifikan terhadap financial satisfaction dan perilaku manajemen keuangan berpengaruh terhadap financial satisfaction
Pengaruh Kualitas Sdm Dan Budaya Organisasi Terhadap Peningkatan Pelayanan UPT Perpustakaan Proklamator Bung Karno Tanwir, Tanwir; Mutiara, Nisa
Otonomi Vol 24 No 2 (2024): Otonomi
Publisher : Universitas Islam Kadiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32503/otonomi.v24i2.6300

Abstract

Penelitian ini merupakan penelitian kuantitatif yang dilakukan di Unit Pelaksana Teknis Perpustakaan Proklamator Bung Karno dengan membagikan kuesioner penelitian ke 75 ASN sebagai responden, alat untuk menganalisis data yaitu SPSS. Hasil pengolahan data membuktikan bahwa indikator variabel telah memenuhi uji validitas dan reliabilitas. Variabel kualitas SDM dan budaya organisasi memiliki pengaruh signifikan terhadap peningkatan kualitas pelayanan. Hasil pengolahan data membuktikan bahwa indikator variabel telah emenuhi uji validitas dan reliabilitas. Variabel kualitas SDM dan budaya organisasi memiliki pengaruh signifikan terhadap peningkatan kualitas pelayanan.
The Effect of Product Quality and Distribution Channels on Repurchasing Intention Adeosandi, Ferdian; askafi, Eka; Mutiara, Nisa
Jurnal Manajemen Industri dan Logistik Vol. 7 No. 1 (2023): May 2023
Publisher : Politeknik APP Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30988/jmil.v7i1.988

Abstract

This research was motivated by the Covid-19 pandemic, which directly changed people's lifestyles. The purposes of this study were: (1) To determine the effect of product quality and distribution channels on repurchase intentions in users of the application's food ordering feature to become an online driver in the City of Kediri (2) To determine consumer satisfaction can mediate the effect of product quality on repurchase intentions in consumers. Application messaging feature users become online drivers in the city of Kediri. The research uses a quantitative approach with a questionnaire instrument. The results obtained from this study are Product quality partially has no effect on repurchase intentions, Distribution channels partially have a significant positive impact on repurchase intentions, partially, consumer satisfaction has a positive on repurchase intentions, Product quality has a positive effect on consumer satisfaction, and distribution channels have a positive impact on consumer satisfaction
Analysis of Internal Factors in Improving Perceptions of the Quality of Financial Reports at DPMPD Kediri Regency Efilia, Sandia Eka; Arisyahidin, Arisyahidin; Mutiara, Nisa
Jurnal Proaksi Vol. 12 No. 2 (2025): April - Juni 2025
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Muhammadiyah Cirebon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32534/jpk.v12i2.7102

Abstract

Abstract Main Purpose -  This research aims to analyze the internal factors that influence the perception of the quality of financial reports in the Regional Work Unit of the Community Empowerment and Village Government Service (DPMPD) of Kediri Regency. Method -  This research uses a qualitative approach with data collection techniques through interviews, observation, documentation, and Focus Group Discussion (FGD). Data analysis was carried out using a qualitative descriptive approach to interpret the meaning of field findings. Main Findings -  Consistent implementation of Government Accounting Standards (SAP) is the main basis for improving the perception of the quality of financial reports. Human resource competency, internal control systems and independent audit results also strengthen confidence in the accountability of financial reports. The main obstacles were found to be the lack of continuous training and weak implementation of comprehensive internal control. Theory and Practical Implications -  This research provides important recommendations for increasing human resource capacity through regular training and strengthening the internal control system to achieve transparency and accountability. These results can also be used as a reference for policy makers in determining public financial management strategies. Novelty -  This research offers a new perspective regarding the perception of the quality of financial reports based on internal factors of local government organizations in depth through a qualitative approach.
Co-Authors Adeosandi, Ferdian ahmad yani Aquinas, Fahmi Arisyahidin, Arisyahidin Bahiyya, Faridatul Cahyanto, Agus Budi damayanti, pamela Dian Ermawati Efilia, Sandia Eka Eka Askafi Hafidoh, Siti Nur Handayani, Sri Mahardhika, Ginanjar Galang Mulyaningtyas, Ratna Dewi Partantini, Ari Rakhma Purnomoningrum, Sella Dyah Raden Mohamad Herdian Bhakti Ratna Dewi Mulyaningtiyas Retnawati, Dyah Sanjaya, Elok Sari, Dita Natalia Setyawan, Wawan Herry Susanti, Titin Suwasono, Edy