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Utami, Hapsari Wiji
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Analisa Pengaruh Sektor Perbankan Terhadap Pertumbuhan Ekonomi Indonesia Periode 2001 – 2015 Utami, Hapsari Wiji
OECONOMICUS Journal of Economics Vol. 2 No. 2 (2018): [juni] edisi 4
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (367.491 KB) | DOI: 10.15642/oje.2018.2.2.135-151

Abstract

Tujuan dari penelitian ini adalah mengetahui pegaruh sektor keuangan khususnya perbankan terhadap Pertumbuhan Ekonomi di Indonesia. Penelitian ini menggunakan data sekunder data cross section 34 provinsi yang ada di Indonesia periode tahun 2001-2011 dan tahun 2010-2015. Penelitian ini menggunakan jenis penelitian penjelasan atau explanatory research. variable bebas rasio sector perbankan, PDRB riil per kapita pada tahun dasar, life expectancy, educational attainment, dan pertumbuhan populasi pada keempat persamaan regresi secara bersama-sama mempengaruhi tingkat pertumbuhan PDRB riil per kapita secara nyata dengan signifikansi sebesar 0.0.81 untuk regresi pertama, 0.060 untuk regresi kedua, 0.028 untuk regresi ketiga, dan 0.031untuk regresi keempat.
Analisis Maslahah dan Akuntabilitas sebagai Prinsip Manajemen Aset Wakaf Kontemporer Julianinggar Lusiana Isnaini; Hapsari Wiji Utami
Management of Zakat and Waqf Journal (MAZAWA) Vol. 1 No. 2 (2020): Maret 2020
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2020.1.2.%p

Abstract

Digital technology is increasingly fast and easy to create great opportunities for caring action and socio-philanthropic activities. This development has also become a motivation for zakat institutions in order to improve and increase their management activities oriented towards improving strategic management, so that their existence can continue and expand. All opportunities for new strategies and approaches are optimally absorbed and implemented so that they can be carried out without taking long. Coupled with the role of the state as a regulator by making laws and regulations and the implementation of zakat management run smoothly and orderly and further increasing the innovation of zakat management institutions, especially amil in its management, including the distribution of zakat benefits. Using a qualitative literature study research method, the researcher intends to analyze (1) Islamic law studies related to zakat management including distribution and utilization, then formulate (2) zakat empowerment strategies, so that (3) empowerment program designs for the poor are based on MUI Fatwa Number 14. 2011 concerning the Distribution of Zakat Assets in the Form of Managed Assets. Researchers obtained primary data sources through the interaction of online communication media with several devices in zakat institutions when researchers were doing internships. Secondary data comes from journal articles, scientific papers, and papers accessed via the internet. As a result, the preparation of empowerment program planning needs to pay attention to the provisions of the MUI Fatwa Number 14 of 2011 which applies and requires a mature management strategy in all series of activities, coupled with appropriate and competent resources, principles of innovation and full creativity in management so that program design can be realized in accordance with legal provisions regulating the optimal allocation of zakat assets so as to be able to grow an independent generation of dhuafa.
Pengaruh Faktor Sosial dan Tingkat Pendidikan terhadap Keputusan Menjadi Nasabah di BMT Mandiri Ukhuwah Persada (Muda) Jawa Timur Hanik, Umi Atia; Afkar, Taudlikur; Utami, Hapsari Wiji
OECONOMICUS Journal of Economics Vol. 5 No. 2 (2021): (Juni) edisi 10
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2021.5.2.122-132

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh faktor sosial meliputi keluarga, kelompok acuan, peran dan status. Sedangkan Tingkat pendidikan meliputi pendidikan formal, non formal dan informal. Keputusan menjadi nasabah dipengaruhi banyak faktor diantaranya faktor sosial dan tingkat pendidikan. Penelitian ini bermaksud menguji pengaruh faktor sosial dan tingkat pendidikan terhadap keputusan nasabah memilih Bmt Mandiri Ukhuwah Persada (Muda) Jatim. Metode penelitian yang digunakan dalam penelitian ini bersifat kuantitatif. Teknik analisis data menggunakan analisis regresi berganda yang diolah dengan menggunakan statistik SPSS. Hasil penelitian menunjukkan bahwa faktor sosial 84,4% sedangkan tingkat pendidikan sebesar 4,7 %. Karena penelitian ini menggunakan standar presentase 5% maka yang berpengaruh hanya tingkat pendidikan.
Analisis Maslahah dan Akuntabilitas sebagai Prinsip Manajemen Aset Wakaf Kontemporer Julianinggar Lusiana Isnaini; Hapsari Wiji Utami
Management of Zakat and Waqf Journal (MAZAWA) Vol. 1 No. 2 (2020): Management Of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2020.1.2.127-144

Abstract

Digital technology is increasingly fast and easy to create great opportunities for caring action and socio-philanthropic activities. This development has also become a motivation for zakat institutions in order to improve and increase their management activities oriented towards improving strategic management, so that their existence can continue and expand. All opportunities for new strategies and approaches are optimally absorbed and implemented so that they can be carried out without taking long. Coupled with the role of the state as a regulator by making laws and regulations and the implementation of zakat management run smoothly and orderly and further increasing the innovation of zakat management institutions, especially amil in its management, including the distribution of zakat benefits. Using a qualitative literature study research method, the researcher intends to analyze (1) Islamic law studies related to zakat management including distribution and utilization, then formulate (2) zakat empowerment strategies, so that (3) empowerment program designs for the poor are based on MUI Fatwa Number 14. 2011 concerning the Distribution of Zakat Assets in the Form of Managed Assets. Researchers obtained primary data sources through the interaction of online communication media with several devices in zakat institutions when researchers were doing internships. Secondary data comes from journal articles, scientific papers, and papers accessed via the internet. As a result, the preparation of empowerment program planning needs to pay attention to the provisions of the MUI Fatwa Number 14 of 2011 which applies and requires a mature management strategy in all series of activities, coupled with appropriate and competent resources, principles of innovation and full creativity in management so that program design can be realized in accordance with legal provisions regulating the optimal allocation of zakat assets so as to be able to grow an independent generation of dhuafa.
Pengaruh Pertumbuhan Ekonomi, Upah Minimum, Tingkat Pengangguran Terbuka Dan Pendidikan Terhadap Jumlah Penduduk Miskin Hapsari Wiji Utami; Siti Umajah Masjkuri
Jurnal Ekonomi dan Bisnis Airlangga Vol. 28 No. 2 (2018): JURNAL EKONOMI DAN BISNIS AIRLANGGA
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/jeba.V28I22018.105-116

Abstract

Introduction: This study examines the effects of economic growth, minimum wages, open unemployment and education (average length of school) on the number of poor people in districts / cities in East Java Province. The purpose of this research is expected to be able to analyze how and how much influence economic growth, minimum wages, open unemployment and education (average length of schooling) on the number of poor people in East Java, so that later it is expected to be used as one of the bases in determining policy in overcoming the problem of poverty in East Java. Methods: The data used in this study are secondary data obtained from the Central Statistics Agency (BPS) and the Manpower Office as supporters. The analysis method used in this research is panel data regression analysis method with the FEM method with the help of Eviews 6 software. Results: The results of this study indicate that the Economic Growth variable has a negative but insignificant effect on the level of the number of poor people, the Minimum Wage variable has a significant negative effect on the number of poor people, the Open Unemployment Rate variable has a significant negative effect on the number of poor people and the Education variable (long average schools have a significant negative effect on the number of poor people in East Java. Conclusion and suggestion: The provincial government of East Java should increase the total production of goods and services produced in all districts / cities in East Java, taking into account the provincial minimum wage so that it can reduce the number of poor people in all districts / cities in East Java and further stimulate the formal sector.
Analisa Pengaruh Sektor Perbankan Terhadap Pertumbuhan Ekonomi Indonesia Periode 2001 – 2015 Hapsari Wiji Utami
OECONOMICUS Journal of Economics Vol. 2 No. 2 (2018): [juni] edisi 4
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2018.2.2.135-151

Abstract

Tujuan dari penelitian ini adalah mengetahui pegaruh sektor keuangan khususnya perbankan terhadap Pertumbuhan Ekonomi di Indonesia. Penelitian ini menggunakan data sekunder data cross section 34 provinsi yang ada di Indonesia periode tahun 2001-2011 dan tahun 2010-2015. Penelitian ini menggunakan jenis penelitian penjelasan atau explanatory research. variable bebas rasio sector perbankan, PDRB riil per kapita pada tahun dasar, life expectancy, educational attainment, dan pertumbuhan populasi pada keempat persamaan regresi secara bersama-sama mempengaruhi tingkat pertumbuhan PDRB riil per kapita secara nyata dengan signifikansi sebesar 0.0.81 untuk regresi pertama, 0.060 untuk regresi kedua, 0.028 untuk regresi ketiga, dan 0.031untuk regresi keempat.
Pengaruh Faktor Sosial dan Tingkat Pendidikan terhadap Keputusan Menjadi Nasabah di BMT Mandiri Ukhuwah Persada (Muda) Jawa Timur Umi Atia Hanik; Taudlikur Afkar; Hapsari Wiji Utami
OECONOMICUS Journal of Economics Vol. 5 No. 2 (2021): (Juni) edisi 10
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2021.5.2.122-132

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh faktor sosial meliputi keluarga, kelompok acuan, peran dan status. Sedangkan Tingkat pendidikan meliputi pendidikan formal, non formal dan informal. Keputusan menjadi nasabah dipengaruhi banyak faktor diantaranya faktor sosial dan tingkat pendidikan. Penelitian ini bermaksud menguji pengaruh faktor sosial dan tingkat pendidikan terhadap keputusan nasabah memilih Bmt Mandiri Ukhuwah Persada (Muda) Jatim. Metode penelitian yang digunakan dalam penelitian ini bersifat kuantitatif. Teknik analisis data menggunakan analisis regresi berganda yang diolah dengan menggunakan statistik SPSS. Hasil penelitian menunjukkan bahwa faktor sosial 84,4% sedangkan tingkat pendidikan sebesar 4,7 %. Karena penelitian ini menggunakan standar presentase 5% maka yang berpengaruh hanya tingkat pendidikan.
Analisis Ketahanan Usaha Pengolahan Petis Ikan Sebelum dan Selama Masa Pandemi Covid-19 di Desa Prenduan Kecamatan Pragaan Kabupaten Sumenep Amilia Silfa Istiqhfariyah; Hapsari Wiji Utami
OECONOMICUS Journal of Economics Vol. 6 No. 1 (2021): (Desember) edisi 11
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2021.6.1.49-57

Abstract

This study aims to determine the condition of the fish petis processing business before and during the covid-19 pandemic, and to find out the efforts made by fish petis entrepreneurs in surviving the covid-19 pandemic. One way to empathize and maintain communication with customers, with current conditions it is very important to maintain health, can actively inform that this fish petis business is implementing according to government regulations by preventing virus transmission such as spraying disinfectants, checking the body temperature of workers. This is done in order to maintain consumer confidence that this fish paste business can be marketed as before
Kontribusi Komoditas Kopi dalam Meningkatkan Perekonomian di Desa Amadanom, Kecamatan Dampit, Kabupaten Malang Hapsari Wiji Utami; Handoko Bayu
OECONOMICUS Journal of Economics Vol. 7 No. 1 (2022): (December) edisi 13
Publisher : Program Studi Ilmu Ekonomi UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/oje.2022.7.1.60-74

Abstract

Penelitian ini bertujuan untuk menjawab pertanyaan terkait kontribusi komoditas kopi dalam meningkatkan perekonomian serta kesejahteraan masyarakat petani kopi di Desa Amadanom, kecamatan Dampit, Kabupaten Malang. Metode penelitian yang digunakan yaitu kualitatif deskriptif dengan menggunakan teknik pengumpulan data melalui tahap wawancara, observasi dan dokumentasi. Teknik pengumpulan pusposive sampling yang dilakukan kepada perangkat desa, petani kopi, pemilik usaha, karyawan, petani non kopi (tebu, pisang, singkong). Hasil penelitian menunjukkan bahwa komoditas kopi memberikan kontribusi yang tinggi terhadap perekonomian masyarakat yaitu sebesar 68%, artinya komoditas kopi layak untuk dikembangkan. Petani kopi memberikan perhatian lebih terkait kualitas produksi kopi dan pengemasan produk yang lebih baik,. Berdasarkan kondisi kesejahteraan masyarakat, sebanyak 52,5% rumah tangga dapat terpenuhi kebutuhan pokoknya atau terbilang keluarga sejahtera karena mampu memenuhi taraf ukur sejahtera dengan hanya mengandalkan komoditas kopi sebagai sumber pendapatan. Berdasarkan hasil penelitian diharapkan pemerintah desa maupun dinas pertanian dapat membantu masyarakat dengan memberikan pelatihan budidaya kopi atau pelatihan dalam memanfaatkan komoditas kopi dan membantu mempermudah masyarakat dalam menjual hasil panen kopi. Sehingga nantinya masyarakat di Desa Amadanom, Kecamatan Dampit, Kabupaten Malang akan mengalami peningkatan perekonomian.
Contextualization of Productive Zakat in the Modern Era to Reduce Poverty Hapsari Wiji Utami
Management of Zakat and Waqf Journal (MAZAWA) Vol. 4 No. 2 (2023): Manajement of Zakat and Waqf Journal (MAZAWA)
Publisher : Universitas Islam Negeri Sunan Ampel Sunan Ampel

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/mzw.2023.4.2.134-148

Abstract

This study aims to analyze empirically whether productive zakat has an impact on community economic development. Poverty is a social problem that has not been resolved and continues to emerge along with the times. Thus, the existence of productive zakat in the form of business capital can be a solution as a form of contextualization. To develop the economy, it is necessary to develop the distribution of zakat to micro, small and medium enterprises so that there is cooperation and synergy between individuals. Using a qualitative method by taking primary sources on productive zakat at the zakat institution al-Hidayah Sidoarjo on mustahiq income. The findings show that mustahiq's income is affected by the utilization of productive zakat with a large influence contribution of 41%. This can be seen from the development of income and meeting the needs of mustahiq after participating in the productive zakat empowerment program and the LAZ al-Hidayah Sidoarjo waqf can be used for business capital.
Co-Authors Afkar, Taudlikur Ahmad ‎ Wahyudin Amilia Silfa Istiqhfariyah Asiatus Sholeha Eka Prakarsa Mandyartha Eko Susanto Eva Yulia Puspaningrum Handoko Bayu hanik, umi atia Hidayatinnisa, Nurul Julianinggar Lusiana Isnaini Julianinggar Lusiana Isnaini Kafabih, Abdullah Maulana, Hendra Muhamad Faisal Bayu Ardi Muhammad Hamdan Luthfi Muhammad Muzakky Adirangga Novi Dwi Rachma Dani Nur Aini Octavia Ratnasari, indri Riska Ayu Setiawati, Riska Ayu Siti Umajah Masjkuri Taudlikur Afkar Titin Syaidah Umi Atia Hanik Yisti Vita Via Yudha K., Dhian Satria Yurinda Mutiarasari Zafira, Meyta Fiola