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All Journal JURNAL PENDIDIKAN TAMBUSAI Pena Justisia: Media Komunikasi dan Kajian Hukum JURNAL MANAJEMEN AKUNTANSI (JUMSI) INTERNATIONAL JOURNAL OF EDUCATION, INFORMATION TECHNOLOGY, AND OTHERS Islamiconomic: Jurnal Ekonomi Islam Rechtsnormen Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Amkop Management Accounting Review (AMAR) Majapahit Journal of Islamic Finance dan Management J-ISCAN : Journal of Islamic Accounting Research Majapahit Journal of Islamic Finance dan Management
Rokan, Mustafa Kamal
Unknown Affiliation
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Community Economic Empowerment Model Based on Local Wisdom in the Perspective of Maslahah (A Case Study of the Red-and-White Crackers Business in Panyabungan) Madinah, Futri; Rokan, Mustafa Kamal; Nasution, Juliana
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 3 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i3.567

Abstract

This study aims to examine a community-based economic empowerment model rooted in local wisdom, using a case study of the Red and White Crackers business in Banjar Kobun Village, Panyabungan District, Mandailing Natal Regency. This enterprise not only serves as the primary source of livelihood for the local community but also reflects cultural values and local traditions. The research method employed is descriptive qualitative, utilizing in-depth interviews with 20 business actors and one key informant for further analysis. Data were analyzed using thematic analysis techniques to identify key patterns related to forms of economic empowerment and local wisdom values. The findings reveal that the Red and White Crackers business significantly improves community welfare, reduces unemployment rates, and strengthens local cultural identity. The identified empowerment model is participatory, prioritizes the principle of maslahah (public interest), and opens opportunities for development through marketing digitalization, strengthening local institutions, and cross-sector collaboration. However, while the descriptive qualitative method provides a rich narrative, the absence of comparative analysis limits the generalizability of the findings. This study could be strengthened by integrating data from other similar communities to assess whether the empowerment model can be widely adopted or remains unique to this specific context. The study concludes that community-based economic empowerment rooted in local wisdom is an effective strategy for creating sustainable and inclusive economic development and has the potential to be replicated in other regions with similar cultural characteristics.  
Law Enforcement Of Environmental Criminal Actions Performed By Corporations In North Sumatra Andoko, Andoko; Arfa, Faisar Ananda; Rokan, Mustafa Kamal
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 20 No. 2 (2021): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v20i2.2893

Abstract

The environmental condition in North Sumatra continues to decline which can endanger the surrounding community, the mangrove forest area has changed its function to become an oil palm plantation in Langkat Regency as if its existence is approved by the local government, the PT.Perkebunan Nusantara 2 (PTPN 2) plantation area in the Deli Serdang Regency area has changed its function to become a residential area elite and hotels, the existing forests around Karo district have been completely depleted due to illegal logging, the existence of floating cages and hotels around Lake Toba Toba Regency has also been polluted by hotel, factory and other waste disposal, on the other hand the floods that hit The city of Medan has also not been able to be overcome by the local government, seeing the damaged and polluted environmental conditions in North Sumatra, of course the main factor or main actor is none other than the company or also called the Corporation. The Law on the Protection and Management of the Environment has made guidelines as contained in Article 116 paragraph 1 concerning criminal sanctions committed by corporations, so those responsible are the business entity itself, the person giving the orders and the management. The formulation of the problem in this research is who should be responsible for environmental crimes by corporations and what is the authority of the local government? Method This research uses a normative approach, namely by analyzing related regulations. The results of this study indicate that determining who is responsible for environmental crimes by corporation the public prosecutor must be able to prove who the parties are involved, while the regional government has the authority to take legal action through article 90 UUPPLH which regulates the right to sue government agencies and local governments.
The Effect Of Literacy, Financial Inclusion, Lifestyle, And Environment On The Rise Of Illegal Online Loans Through Easy Transactions Among The Community Yuannisa, Rizka Adlia; Rokan, Mustafa Kamal; Batubara, Maryam
Amkop Management Accounting Review (AMAR) Vol. 5 No. 2 (2025): July - December
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i2.3234

Abstract

The value of fintech lending, also known as online lending (pinjol), in Indonesia has increased for three consecutive months from July to September 2023. Due to the ease of access, various illegal online loans have sprung up. The type of research used in this study is quantitative research. This correlation study was conducted by researchers to determine the level of relationship between two or more variables, without making any changes. Overall, the prevalence of illegal online loans among the public is greatly influenced by financial literacy, financial inclusion, and lifestyle, with ease of transaction as the main mediator. The social environment does not play a significant role in this context. To reduce the negative impact of illegal online loans, a combination of increased literacy, wise financial inclusion regulations, control of consumptive lifestyles, and strict regulations on the ease of transactions on online lending platforms is needed.
Co-Authors Abdi, Yudistira Amalia, Nur Abda Andoko Andoko, Andoko Anjasmara, Dimas Arnida Wahyuni Lubis Batubara, Maryam Chandra, Andriana Alnazhira Faisar Ananda Arfa, Faisar Ananda Gunawan, Asrul Harahap, Rahmat Daim Hasibuan, Reni Ria Armayani Ibnu Affan Madinah, Futri Nasution, Juliana Nasution, Nurul Izzah Nurul Inayah Nurwani Nurwani, Nurwani Rahmadani, Gema Sani, Imaduddin Saragih, Rini Maretha Siregar, Syifa Nabilla Yuannisa, Rizka Adlia Zulfarahmi, Zulfarahmi