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All Journal JURNAL PENDIDIKAN TAMBUSAI JOURNAL OF SCIENCE AND SOCIAL RESEARCH JURNAL MANAJEMEN AKUNTANSI (JUMSI) INTERNATIONAL JOURNAL OF EDUCATION, INFORMATION TECHNOLOGY, AND OTHERS Islamiconomic: Jurnal Ekonomi Islam Qonun Jurnal Hukum Islam dan Perundang-Undangan Rechtsnormen Al-Muhtarifin: Islamic Banking and Islamic Economic Journal Amkop Management Accounting Review (AMAR) Majapahit Journal of Islamic Finance dan Management J-ISCAN : Journal of Islamic Accounting Research Majapahit Journal of Islamic Finance dan Management
Rokan, Mustafa Kamal
Unknown Affiliation
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Community Economic Empowerment Model Based on Local Wisdom in the Perspective of Maslahah (A Case Study of the Red-and-White Crackers Business in Panyabungan) Madinah, Futri; Rokan, Mustafa Kamal; Nasution, Juliana
Majapahit Journal of Islamic Finance and Management Vol. 5 No. 3 (2025): Islamic Finance and Management
Publisher : Department of Sharia Economics Institut Pesantren KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/mjifm.v5i3.567

Abstract

This study aims to examine a community-based economic empowerment model rooted in local wisdom, using a case study of the Red and White Crackers business in Banjar Kobun Village, Panyabungan District, Mandailing Natal Regency. This enterprise not only serves as the primary source of livelihood for the local community but also reflects cultural values and local traditions. The research method employed is descriptive qualitative, utilizing in-depth interviews with 20 business actors and one key informant for further analysis. Data were analyzed using thematic analysis techniques to identify key patterns related to forms of economic empowerment and local wisdom values. The findings reveal that the Red and White Crackers business significantly improves community welfare, reduces unemployment rates, and strengthens local cultural identity. The identified empowerment model is participatory, prioritizes the principle of maslahah (public interest), and opens opportunities for development through marketing digitalization, strengthening local institutions, and cross-sector collaboration. However, while the descriptive qualitative method provides a rich narrative, the absence of comparative analysis limits the generalizability of the findings. This study could be strengthened by integrating data from other similar communities to assess whether the empowerment model can be widely adopted or remains unique to this specific context. The study concludes that community-based economic empowerment rooted in local wisdom is an effective strategy for creating sustainable and inclusive economic development and has the potential to be replicated in other regions with similar cultural characteristics.  
The Effect Of Literacy, Financial Inclusion, Lifestyle, And Environment On The Rise Of Illegal Online Loans Through Easy Transactions Among The Community Yuannisa, Rizka Adlia; Rokan, Mustafa Kamal; Batubara, Maryam
Amkop Management Accounting Review (AMAR) Vol. 5 No. 2 (2025): July - December
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v5i2.3234

Abstract

The value of fintech lending, also known as online lending (pinjol), in Indonesia has increased for three consecutive months from July to September 2023. Due to the ease of access, various illegal online loans have sprung up. The type of research used in this study is quantitative research. This correlation study was conducted by researchers to determine the level of relationship between two or more variables, without making any changes. Overall, the prevalence of illegal online loans among the public is greatly influenced by financial literacy, financial inclusion, and lifestyle, with ease of transaction as the main mediator. The social environment does not play a significant role in this context. To reduce the negative impact of illegal online loans, a combination of increased literacy, wise financial inclusion regulations, control of consumptive lifestyles, and strict regulations on the ease of transactions on online lending platforms is needed.
Optimalisasi Calling Visa, E-Visa, dan Sanksi Pidana dalam Pencegahan Pekerja Migran Indonesia Ilegal ke Kamboja Hidayat, Rahmat; Syahnan, Mhd.; Rokan, Mustafa Kamal
Rechtsnormen Jurnal Komunikasi dan Informasi Hukum Vol. 4 No. 2 (2026): Edisi Februari
Publisher : Ilmu Bersama Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56211/rechtsnormen.v4i2.1578

Abstract

Meningkatnya jumlah Pekerja Migran Indonesia (PMI) ilegal ke Kamboja menunjukkan pergeseran karakter migrasi tenaga kerja dari persoalan administratif menjadi persoalan kejahatan lintas negara, khususnya yang berkaitan dengan praktik scam dan judi online. Fenomena ini menimbulkan risiko serius, baik terhadap perlindungan warga negara maupun terhadap kepentingan hukum nasional Indonesia. Artikel ini bertujuan untuk menganalisis efektivitas instrumen kebijakan keimigrasian dan hukum pidana dalam mencegah PMI ilegal ke Kamboja, dengan fokus pada penerapan calling visa, e-visa, dan sanksi pidana berdasarkan asas nasional aktif. Penelitian ini menggunakan pendekatan  normatif empiris dengan metode deskriptif-analitis. Data diperoleh melalui studi kepustakaan terhadap peraturan perundang-undangan, wawancara, literatur hukum, serta jurnal ilmiah yang relevan dengan isu migrasi ilegal dan kejahatan transnasional. Hasil penelitian menunjukkan bahwa calling visa dan e-visa merupakan instrumen administratif yang relatif lebih selektif dan proporsional dalam mencegah penyalahgunaan visa untuk bekerja secara ilegal dibandikan travel ban. Sementara itu, penerapan sanksi pidana terhadap PMI ilegal yang secara sadar terlibat dalam jaringan scam dan judi online menjadi penting untuk menciptakan efek jera dan menjaga wibawa hukum nasional. Artikel ini menyimpulkan bahwa pencegahan PMI ilegal ke Kamboja memerlukan pendekatan kebijakan yang terpadu melalui integrasi instrumen keimigrasian dan hukum pidana, tanpa mengabaikan prinsip perlindungan hak asasi manusia dan kerja sama internasional.
DINAMIKA PEMBAGIAN HARTA BERSAMA DALAM PERKAWINAN CAMPURAN: STUDI PERBANDINGAN HUKUM DI INDONESIA DAN MALAYSIA Hasanah, Uswatun; Syahnan, Mhd.; Rokan, Mustafa Kamal
JOURNAL OF SCIENCE AND SOCIAL RESEARCH Vol 9, No 1 (2026): February 2026
Publisher : Smart Education

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54314/jssr.v9i1.5827

Abstract

Abstract: This study aims to analyze the differences in concept and implementation of marital property division after divorce in mixed marriages in Indonesia and Malaysia and to examine its implications for the condition of former spouses in the context of cross-border and economic globalization. The research method used is empirical legal research with a socio-legal approach through in-depth interviews with divorced couples in mixed marriages, supported by analysis of legislation and court decisions in both countries. The results show a gap between legal norms and field practices in marital property division. In Indonesia, the application of formal and proportional division principles does not fully reflect real economic contributions and social vulnerability after divorce. In Malaysia, broader judicial discretion allows consideration of socio-economic conditions, but potentially creates legal uncertainty. These differences impact access to productive assets, post-divorce financial stability, and sustainability of cross-border economic relations. This study emphasizes the importance of a socio-legal approach in formulating marital property division policies responsive to social realities and economic globalization dynamics. Keyword: Mixed Marriage; Marital Property; Comparative Law; Economic Globalization; Cross-Border Asset Division. Abstrak: Penelitian ini bertujuan untuk menganalisis perbedaan konsep dan implementasi pembagian harta bersama pasca perceraian dalam perkawinan campuran di Indonesia dan Malaysia serta mengkaji implikasinya terhadap kondisi mantan pasangan dalam konteks lintas negara dan globalisasi ekonomi. Metode penelitian yang digunakan adalah penelitian hukum empiris dengan pendekatan socio-legal melalui wawancara mendalam terhadap pasangan suami-istri yang bercerai dalam perkawinan campuran, didukung analisis peraturan perundang-undangan dan putusan pengadilan di kedua negara. Hasil penelitian menunjukkan kesenjangan antara norma hukum dan praktik lapangan dalam pembagian harta bersama. Di Indonesia, penerapan prinsip pembagian formal dan proporsional belum sepenuhnya mencerminkan kontribusi ekonomi riil dan kerentanan sosial pasca perceraian. Di Malaysia, diskresi hakim yang lebih luas memungkinkan pertimbangan kondisi sosial-ekonomi, namun berpotensi menimbulkan ketidakpastian hukum. Perbedaan tersebut berdampak pada akses terhadap aset produktif, stabilitas finansial pasca perceraian, dan keberlanjutan relasi ekonomi lintas negara. Penelitian ini menegaskan pentingnya pendekatan socio-legal dalam merumuskan kebijakan pembagian harta bersama yang responsif terhadap realitas sosial dan dinamika globalisasi ekonomi. Kata kunci: Perkawinan Campuran; Harta Bersama; Perbandingan Hukum; Globalisasi Ekonomi; Pembagian Aset Lintas Negara.
The Impact of Tourism on Community Food Security in Berastagi, Karo Regency Auziva, Vania; Rokan, Mustafa Kamal; Hasibuan, Faisal Umardani
Amkop Management Accounting Review (AMAR) Vol. 6 No. 1 (2026): January - June
Publisher : Sekolah Tinggi Ilmu Ekonomi Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/amar.v6i1.3658

Abstract

As one of the main tourist destinations in North Sumatra Province, Berastagi is not only known for its natural and cultural tourism potential, but also as a center for horticultural agriculture, which is a major pillar of local food security. Therefore, research is needed regarding the impact of tourism on community food security in Berastagi, Karo Regency. This study aims to analyze the impact of tourism on community food security in Berastagi, Karo Regency. This study uses a qualitative approach by conducting in-depth interviews with farmers and traders, accompanied by secondary data analysis regarding the development of the tourism sector and agricultural conditions. The results of this study indicate that the impact of tourism provides opportunities to increase community income. However, these benefits are not evenly distributed, seen as challenges arise such as food prices becoming very expensive, food supplies are unstable due to reduced agricultural land, food production is disrupted by climate change and extreme weather, and household economies become very vulnerable during the low season. Thus, this study confirms that tourism has a dual impact on the food security of the Berastagi community, so that sustainable management strategies are needed so that the tourism and agricultural sectors can support each other.
Strategic Solutions for Strengthening Mustahik Family Resilience Through Zakat Management Based on Maqashid Al-Shari’ah Syarif, Syarto; Rokan, Mustafa Kamàl; Yafiz, Muhammad
QONUN: Jurnal Hukum Islam dan Perundang-undangan Vol 9 No 1 (2025)
Publisher : FASYA Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/qj.v9i1.12766

Abstract

This study analyzes the role of zakat in strengthening the economic resilience of mustahik families in Medan City through the framework of maqashid al-shariah. The research employs the Analytic Network Process (ANP) to identify and prioritize key problems, solutions, and strategies in zakat management. Data were collected through a literature review, in-depth interviews with zakat practitioners, religious leaders, academics, and mustahik, and pairwise comparison questionnaires to capture the interdependencies among issues. Unlike conventional prioritization methods, ANP allows the analysis of both inner and outer dependencies, enabling a more comprehensive assessment of the relative importance of each factor. The findings show that the most critical problem is the dominance of consumptive zakat distribution (weight = 0.298), followed by limited assistance and mentoring for mustahik (weight = 0.255), low quality of amil human resources (weight = 0.170), weak mustahik data management (weight = 0.155), and low muzakki trust (weight = 0.122). These results indicate that zakat management still tends to focus on short-term relief rather than sustainable economic empowerment. Strategic solutions include increasing the allocation of productive zakat, strengthening amil human resource capacity, improving mustahik mentoring, digitalizing data and monitoring systems, and promoting zakat programs based on maqashid al-shariah. Implementation strategies emphasize regulatory frameworks requiring at least 50% productive zakat allocation, collaborative governance with religious leaders and local government, the development of a maqashid-based evaluation index, and partnerships with universities and mosques. The study contributes theoretically by positioning maqashid al-shariah as an evaluative framework in zakat governance and methodologically by demonstrating the usefulness of ANP in analyzing complex social finance systems, while providing practical policy insights for sustainable empowerment and increased public trust.
Co-Authors Abdi, Yudistira Amalia, Nur Abda Anjasmara, Dimas Arnida Wahyuni Lubis Auziva, Vania Batubara, Maryam Chandra, Andriana Alnazhira Gunawan, Asrul Harahap, Rahmat Daim Hasibuan, Faisal Umardani Hasibuan, Reni Ria Armayani Ibnu Affan Madinah, Futri Mhd. Syahnan Muhammad Yafiz, Muhammad Nasution, Juliana Nasution, Nurul Izzah Nurul Inayah Nurwani Nurwani, Nurwani Rahmadani, Gema Rahmat Hidayat Sani, Imaduddin Saragih, Rini Maretha Siregar, Syifa Nabilla Syarif, Syarto Uswatun Hasanah Yuannisa, Rizka Adlia Zulfarahmi, Zulfarahmi