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Inovasi Kreatif Lidi Kelapa Sawit dalam Membantu Pertumbuhan Ekonomi Masyarakat Desa di Kecamatan Pematang Bandar, Kabupaten Simalungun Wulan Dayu; Hartato Rianto
Jurnal Pengabdian Nasional (JPN) Indonesia Vol. 4 No. 1 (2023): Januari
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) AMIK Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpni.v4i1.145

As part of efforts to boost the economic vitality of the village communities in Pematang Bandar district of Simalungun Regency, public awareness of the use of palm leaves for sticks has encouraged entrepreneurs to develop crafts by processing palm leaves into sticks. It provides an opportunity to open a product workshop and lead to a variety of products. processed. High quality handicraft shape. The craft of processing palm sticks is very promising if you reach the right target market with the right strategy and advice. The purpose of this service activity is to see how stakeholder perspectives and strategies of oil palm artisans are implemented to support economic growth of rural communities in Pumatan Bandar District, Simalungun District. The SWOT analysis method uses joint engagement and research techniques. From the results of the activities, the village community-run handicraft shop of palm oil sticks in Pematang Bandar district of Simalungun Regency is very promising with increased sales, number of consumers' interest and wide market share. The use of palm oil sticks in crafts has the potential to support economic growth in the community. Therefore, one viable strategy is to open production cooperatives to improve services and increase the quality and consumer confidence of products made from palm oil sticks. In addition, this palm oil stick handicraft business is considered creative and productive as it can generate employment for the community, which helps to promote economic growth in the community.

An Influence of Product Quality and Price on Consumer Purchase Interest a Low Cost Green Cars Dirwan Doni; Hartato Rianto; Dewi Nurmasari Pane
International Journal of Economic, Technology and Social Sciences (Injects) Vol. 3 No. 2 (2022): October 2022
Publisher : CERED Indonesia Institute

The Ministry of Industry issued Regulation No.33/M-IND/PER/7/2013 concerning LCGC Production Development In September 2013, and has experienced impressive growth in Indonesia's automotive sector since 2013. LCGC stands for Low Cost Green Mobil. The main objective of this research is to analyze what drives people to buy LCGC Astra Toyota Agya and is measured by three dependent variables (product quality and price). This study will use multiple linear regression analysis to analyze consumer buying interest to buy LCGC Astra Toyota Agya. There were 86 respondents who took/received brochures from the Showroom at the Toyota Auto 2000 Dealer Jalan Medan–Binjai. The results of this study indicate that product quality and price simultaneously have a significant effect on consumer buying interest, product quality and price partially have a significant effect on consumer buying interest in LCGC Astra Toyota Agya at Toyota Auto 2000 Dealer Jalan Medan-Binjai. LCGC Astra Toyota Agya must increase the advertising of the Agya and the best-in-class car; such as adding a side-beam impact for safety and a great new color. So that it will increase buying interest and strengthen the competitiveness of other LCGC products.

PRAKTIK ZAKAT FITRAH BERBASIS MASJID DI KOTA BINJAI Syahrial Hasanuddin Pohan; Hartato Rianto; Khalif Khairi Agisra
NUSANTARA : Jurnal Ilmu Pengetahuan Sosial Vol 10, No 7 (2023): NUSANTARA : Jurnal Ilmu Pengetahuan Sosial
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jips.v10i7.2023.3668-3676

Penelitian ini bertujuan untuk mengetahui implementasi Â penghimpunan dan penyaluran zakat fitrah yang selama ini dilakukan oleh masjid-masjid yang ada di Kota Binjai. Penelitian ini akan mengulas secara mendalam mengenai program-program penghimpunan dan pemberdayaan zakat. Penelitian ini juga mengandung unsur evaluatif, untuk memberikan evaluasi kepada pengurus masjid mengenai efektifitas dan efesiensi serta kebermanfaatan yang diterima oleh mustahik atas pelaksanaan program penyaluran zakat fitrah. Penelitian ini menggunakan jenis metode penelitian kualitatif. Penulis akan menjabarkan secara mendalam atas hasil temuan yang telah didapatkan penulis dilapangan, dan kemudian diberikan interpretasi, serta disusun secara sistematis sehingga mudah untuk dipahami. Akuntabilitas pengelolaan zakat infak ditinjau dari pengambilan kebijakan sudah baik dimana amil atau BKM masjid selalu mengadakan rapat pada saat pengambilan keputusan kebijakan yang diambil tidak pernah didokumentasikan kedalam naskah dan mendapatkan pengesahan secara formal. Mekanisme penghimpunan dan penyaluran zakat fitra sudah baik dan dapat dipertanggung jawabkan

A COMPARATIVE STUDY OF THE FINANCIAL PERFORMANCE BANKS IN INDONESIA DURING COVID 19 PANDEMIC Hartato Rianto; Hernawaty Hernawaty; Bagus Pangestu
Jurnal Scientia Vol. 12 No. 04 (2023): Education, Sosial science and Planning technique, 2023, Edition September-Nov
Publisher : Sean Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

This study will examine the comparison of the financial performance of Islamic commercial banks (BUS) in Indonesia before and after the Covid 19 pandemic. The purpose of this study is to look at the resistance of Islamic commercial tires during the covid 19 pandemic. quantitative. Quantitative method is a research method using numerical data, namely the financial statements of commercial banks and Islamic commercial banks before and after the Covid-19 pandemic in the 2018-2020 financial reporting period, which added emphasis on objective measurement of results accompanied by statistical analysis. LDR is not significantly different between before and during the Covid-19 pandemic, there is an increase in LDR during the Covid-19 pandemic This can be interpreted that the pandemic has an effect on increasing LDR. ROA is not significantly different between before and during the Covid-19 pandemic. This means that the pandemic has no effect on increasing ROA, due to the level of turnover of assets used and operating profit expressed as a percentage and the amount of net sales. CAR is not significantly different between before and during the Covid-19 pandemic, there is an increase in CAR during the Covid-19 pandemic. This can be interpreted that the pandemic has no effect on increasing CAR. In other words, banks listed on the Indonesia Stock Exchange are still able to maintain CAR due to the Covid-19 pandemic.

Inovasi Kreatif Lidi Kelapa Sawit dalam Membantu Pertumbuhan Ekonomi Masyarakat Desa di Kecamatan Pematang Bandar, Kabupaten Simalungun Wulan Dayu; Hartato Rianto
Jurnal Pengabdian Nasional (JPN) Indonesia Vol. 4 No. 1 (2023): Januari
Publisher : Lembaga Penelitian dan Pengabdian Kepada Masyarakat (LPPM) STMIK Indonesia Banda Aceh

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35870/jpni.v4i1.145

As part of efforts to boost the economic vitality of the village communities in Pematang Bandar district of Simalungun Regency, public awareness of the use of palm leaves for sticks has encouraged entrepreneurs to develop crafts by processing palm leaves into sticks. It provides an opportunity to open a product workshop and lead to a variety of products. processed. High quality handicraft shape. The craft of processing palm sticks is very promising if you reach the right target market with the right strategy and advice. The purpose of this service activity is to see how stakeholder perspectives and strategies of oil palm artisans are implemented to support economic growth of rural communities in Pumatan Bandar District, Simalungun District. The SWOT analysis method uses joint engagement and research techniques. From the results of the activities, the village community-run handicraft shop of palm oil sticks in Pematang Bandar district of Simalungun Regency is very promising with increased sales, number of consumers' interest and wide market share. The use of palm oil sticks in crafts has the potential to support economic growth in the community. Therefore, one viable strategy is to open production cooperatives to improve services and increase the quality and consumer confidence of products made from palm oil sticks. In addition, this palm oil stick handicraft business is considered creative and productive as it can generate employment for the community, which helps to promote economic growth in the community.

Pelatihan Akuntansi Kepada Ibu-ibu Rumah Tangga di Desa Kelambir Lima Kebon Anita Putri; Hartato Rianto
Jurnal Pengabdian Masyarakat Sains dan Teknologi Vol. 3 No. 2 (2024): Juni : Jurnal Pengabdian Masyarakat Sains dan Teknologi
Publisher : Fakultas Teknik Universitas Cenderawasih

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58169/jpmsaintek.v3i2.526

This article describes the complex implementation of Community Service (PKM) carried out in Kelambir Lima Kebun Village, where PKM activities are carried out to overcome the problems experienced by housewives in managing their finances. This PKM presents a solution to the problem by providing accounting training. The training was conducted using two methods, namely lectures and simulations. This is done to maintain the effectiveness of PKM so that the objectives can be achieved. The results of this community service are considered quite effective in overcoming the problems experienced by housewives, although there are still some PKM participants who do not apply the knowledge gained during PKM so that they do not experience significant changes in managing their finances. It is suggested that the next PKM should not only focus on the quality of increasing the knowledge or skills of the participants but also be able to instill motivation to realise the knowledge or skills in daily life.

COMPARATIVE STUDY OF LAZISMU AND ACT PROMOTION METHODS IN MEDAN CITY Rianto, Hartato; Aseandi, Riski
Accounting and Business Journal Vol 2 No 2 (2020): ACCOUNTING AND BUSINESS JOURNAL
Publisher : Lembaga Jurnal & Seminar Universitas Pembangunan Panca Budi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54248/abj.v2i2.1003

Abstract The purpose of this study was to compare the promotional methods applied by LAZISMU with ACT in Medan City. Analyzing the amount of costs used to carry out promotional activities, as well as the impact of the promotions carried out. This research is a qualitative research with descriptive analysis method. The data collection method in this study used indirect interviews using telephone lines to prevent transmission of COVID 19. The results of this study indicate that LAZISMU and ACT have different branding tendencies. This difference is because the two zakat management organizations have different positioning. LAZISMU is affiliated with a leading community organization in Indonesia, namely Muhammadiyah so that LAZISMU can mobilize all available resources within Muhammadiyah to support LAZSMU's performance. ACT, which is not affiliated with any mass organization, has more free space. ACT makes optimal use of all its resources so that it can get maximum results later. ACT makes humanitarian issues such as disasters a main brand in its marketing practices, while LAZISMU focuses more on routine humanitarian programs. The marketing method applied is to reduce the costs required for promotion. These two LAZs state that the marketing practices carried out so far have had quite a positive impact on the sustainability of LAZIS activities.

Critical Review of the Proposed Model for Productive Zakat Distribution Hartato Rianto
International Journal of Economic, Technology and Social Sciences (Injects) Vol. 6 No. 1 (2025): Mei 2025
Publisher : CERED Indonesia Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53695/injects.v6i1.1353

This study explores a model of productive zakat distribution in Indonesia, with particular emphasis on oversight and effectiveness. The model highlights a collaborative framework between Zakat Management Organizations (OPZ) and Islamic banks, in which zakat funds are utilized as collateral to help non-bankable mustahiq access business capital. The approach aims to empower mustahiq toward economic self-reliance, with the long-term vision of transforming them into future muzakki (zakat payers). However, the study identifies several critical shortcomings, including the absence of clearly defined selection criteria for mustahiq, inadequate supervision across the various stages of zakat distribution, and inefficiencies in fund allocation—particularly the use of zakat to cover insurance premiums. In response, the research offers targeted recommendations: strengthening monitoring mechanisms, enhancing the entrepreneurial capacity of mustahiq, and optimizing the allocation of productive zakat funds to maximize economic impact. This study aspires to serve as a valuable reference for OPZ and other stakeholders in the development of zakat distribution models that are more efficient, transparent, and genuinely focused on sustainable economic empowerment for mustahiq

Peningkatan Kesejahteraan Keluarga Muslim Melalui Implementasi Manajemen Keuangan Islami. Rianto, Hartato; Putri, Anita; Aseandi, Riski
Aksiologiya: Jurnal Pengabdian Kepada Masyarakat Vol 6 No 1 (2022): Februari
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/aks.v6i1.4585

Kesejahteraan keluarga masih menjadi permasalahan yang krusial di Indoneisa. Kesejahteraan ini sangat dipengaruhi oleh pendapatan dan pengelolaan keuangan yang dimiliki oleh keluarga tersebut. Peningkatan kesejahteraan keluarga dapat terjadi bila pengelolaan keuangan dilakukan dengan baik. Pendapatan yang relatif kecil bila di alokasikan secara efektif dan efesien dangan membagi proporsi konsumsi dan investasi secara tepat diyakini dapat meningkatkan kesejahteraan keluarga tersebut di masa yang akan datang. Pelatihan manajemen keuangan menjadi salah satu solusi terbaik yang dapat diberikan oleh civitas akademika. Pelatihan keuangan akan menambah pengetahuan dan kemampuan masyarakat dalam memanajemen keuangan yang dimiliki. Hal inilah yang mendorong peneliti untuk melakukan pelatihan manajemen keuangan. Peneliti memasukan instrumen islam kedalam materi pengelolaan keuangan dikarenakan pengelolaan keuangan secara islami akan mendatangkan kebaikan didunia hingga ke akhirat. Peneliti memililih Dea perlis sebagai tempat penelitian dikaenakan mayorita perekonomian yang dimiliki warga adalah menengah kebawah dengan penghasilan yang tidak menentu dikarenakan pekerjaan yang dimiliki hampir seluruh masyarakat adalah sebagai nelayan. Hasil pengabdian kepada msyarakat ini telah menambah pengetahuan dan kemampuan masyarakat dalam mengelola uang yang dimiliki secara efektif dan efesien serta sesuai dengan syariat islam.

Views of Muslim Scholars in Medan City on Zakat Institutions Syahrial Hasanuddin Pohan; Hartato Rianto; Dyah Syafira
International Journal of Management, Economic and Accounting Vol. 2 No. 2 (2024): December 2024
Publisher : Yayasan Multidimensi Kreatif

Show Abstract | Download Original | Original Source | Check in Google Scholar

This research aims to analyze the practice of paying zakat, infaq, and alms conducted by university academics in Medan, referred to as Muslim scholars, and their perspectives on zakat management organizations. The study will delve into the relationship between the perspectives of university academic communities in North Sumatra on zakat management organizations and their practice of paying zakat, infaq, and alms. Additionally, this research will highlight the contribution of universities to the management of zakat, infaq, and alms in North Sumatra. The research employs a qualitative methodology. Data collection was carried out by distributing questionnaires to university communities in North Sumatra. The findings obtained from the field will be thoroughly explained, interpreted, and systematically organized to ensure clarity. The results reveal that the interaction between Muslim scholars and zakat institutions remains minimal. This is evident in the limited two-way engagement, where many Muslim scholars do not channel their zakat, infaq, and alms through zakat institutions, and conversely, zakat institutions often fail to involve Muslim scholars in managing zakat, infaq, and alms funds

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