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All Journal Jurnal Al-Qardh Profetika Jurnal Pendidikan Agama Islam Al-Thariqah ATTARBIYAH: Journal of Islamic Culture and Education Transformatif Legitima: Jurnal Hukum Keluarga Islam EduReligia : Jurnal Pendidikan Agama Islam Journal of Institution And Sharia Finance Jurnal Tabarru': Islamic Banking and Finance Al-Iqtishadiyah: Ekonomi Syariah dan Hukum Ekonomi Syariah Madinah: Jurnal Studi Islam Al-Iqtishod : Jurnal Ekonomi Syariah Jurnal Pemikiran Islam (JPI) Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Al-MIKRAJ: Jurnal studi Islam dan Humaniora El Madani: Jurnal Dakwah dan Komunikasi Islam ICO EDUSHA Electronic Journal of Education, Social Economics and Technology Journal of International Multidisciplinary Research Borneo Community Development Legitima : Jurnal Hukum Keluarga Islam USRATUNA: Jurnal Hukum Keluarga Islam Tawazuna RANGGUK: Jurnal Pengabdian Kepada Masyarakat Profetika: Jurnal Studi Islam Legitima: Jurnal Hukum Keluarga Islam Islamic Economics Journal
Musthofa, Khabib
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Efektivitas Pembiayaan Produk Qardhul Hasan pada Bank Kalsel Syariah Cabang Banjarmasin Masrina Masrina; Khabib Musthofa; Dewi Safitri
Journal Of Institution And Sharia Finance Vol 5, No 2 (2022): DESEMBER
Publisher : Program Studi Perbankan Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/joins.v5i2.3361

Abstract

Qardhul Hasan in Islamic banking is one of the instruments in the tabarru contract of all kinds of agreements involving not-for-profit transactions (non-profit transactions). So in essence Qardhul Hasan is not intended to seek commercial advantage for banks or institutions that use this product. This type of research is field research, while the nature of this research is qualitative research. The subjects in this study were Bank Kalsel employees and the object of this research was Qardhul Hasan product financing at the Banjarmasin Branch of Bank Kalsel. The data collection technique used in this study was by direct interviews with the respondents. The results of this study indicate that the mechanism was carried out by collecting donations from Bank Kalsel employees and also from customers. The funds are managed by the ZIS Management Agency, after which the funds collected are capital for benevolent funds which are channeled through Qardhul Hasan Products. As for the practice, it can be said to be effective in relation to strategy and management, namely the fulfillment of sharia principles, the fulfillment of the precautionary principle, the fulfillment of a competitive Islamic banking system, the fulfillment of achieving systemic stability and the realization of benefits for society.
THE EXISTENCE OF GREEN SUKUK AS A SUSTAINABLE ISLAMIC FINANCIAL INVESTMENT INSTRUMENT Khabib Musthofa; Elman Nafidzi
Jurnal Ilmu Akuntansi dan Bisnis Syariah (AKSY) Vol 5, No 1 (2023): AKSY: Jurnal Ilmu Akuntansi dan Bisnis Syariah
Publisher : UIN Sunan Gunung Djati Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15575/aksy.v5i1.25535

Abstract

AbstractThe purpose of this research is to see the role and urgency of green sukuk, in supporting sustainable Islamic finance. The heat of the issue of climate change and concern for environmental sustainability is currently a very serious conversation. The presence of green sukuk in addition to innovation in the investment sector in Islamic finance is also a form of support for sustainable development. This research applies a qualitative method with a literature study approach coupled with analysis, this research can be concluded that green sukuk has the potential to be further developed in Indonesia and green sukuk has a major role in realizing resilience to climate change as seen from the development of green projects such as drought management, flood mitigation, and food security.Keywords: Green Sukuk, Islamic Finance, Sustainability
THE PROBLEM OF IMPLEMENTATION OF ISLAMIC EDUCATION CURRICULUM IN THE ASPECT OF MODERATION LEARNING AND HOTS EVALUATION Hamdi, Saibatul; Wahdah, Nurul; Ahmadi, Ahmadi; Musthofa, Khabib
EDURELIGIA: Jurnal Pendidikan Agama Islam Vol 6, No 1 (2022)
Publisher : Nurul Jadid University, Paiton Probolinggo, East Java

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (276.339 KB) | DOI: 10.33650/edureligia.v6i1.3620

Abstract

Changes and improvements to the curriculum are absolutely done by looking at the Changes and improvements to the curriculum are carried out by looking at the various needs and developments of the times. The urgency of improving this curriculum has also made the Ministry of Religion perfect the PAI curriculum as stated in KMA 183 and implementation guidelines at KMA 184 in 2019. However, it has not been fully implemented in the field like at MA Sabilal Muhtadin. The approach used in this research is qualitative with case study type. The research location is in MA Sabilal Muhtadin. Data collection techniques using interviews, observation, and documentation. While the data analysis technique using analysis according to Miles, Huberman, includes data collection, condensation, presentation, and drawing conclusions. The results showed that the main problems faced in HOTS-based moderation and evaluation learning at MA Sabilal Muhtadin were incompetent teacher resources, low levels of professionalism, and the absence of special attention from the ministry of religion regarding coaching and others at MA Sabilal Muhtadin. The implication of this research is as a material for criticism and input for madrasas and the ministry of religion to pay more attention to the preparation of the PAI curriculum implementation in madrasah.
Menghadirkan Generasi Syakir Untuk Membangun Semangat Patriotisme Di Era Milenial Hamdi, Saibatul; Musthofa, Khabib
MADINAH Vol 6 No 2 (2019): Madinah: Jurnal Studi Islam
Publisher : INSTITUT AGAMA ISLAM TARBIYATUT THOLABAH LAMONGAN, INDONESIA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58518/madinah.v6i2.1298

Abstract

The phenomenon of the fading of the millennial generation's sense of pride is actually caused by various factors. Among these factors are the influence of globalization and the increasing trend of youth. This sad fact has actually lowered the spirit of nationalism and national patriotism. Therefore, mental syakir needs to be presented in the middle of this problem. This study aims to review: (1) The younger generation from the perspective of the Qur’an. (2) Uncover millennial generation 3G habits. (3) Presenting the syakir generation in the millennial era. The method used is library research by elaborating the verses of the Qur’an and then linking them with relevant references. The results of this study indicate that: (1) The figure of the younger generation in the Qur’an is Ashabul Kahfi who always maintains his religion even though his environmental conditions are bad at that time. So this attitude must also be owned by the millennial generation. (2) The 3G habits of the millennial generation actually have an impact on the waning of love for their own country. (3) The Qur'anic guidelines in presenting the syakir generation to arouse the spirit of patriotism today, namely by presenting qana'ah in attitudes, developing qalbiah intelligence, and knitting religious nationalism values. Thus this syakir mentality will be attached to the personality of the millennial generation.
Nilai-Nilai Ekonomi Syariah Dalam Fatwa Majelis Ulama Indonesia Nomor: 83 Tahun 2023 Tentang Hukum Dukungan Terhadap Perjuangan Palestina Musthofa, Khabib
AL-MIKRAJ Jurnal Studi Islam dan Humaniora (E-ISSN 2745-4584) Vol 5 No 01 (2024): Al-Mikraj, Jurnal Studi Islam dan Humaniora
Publisher : Pascasarjana Institut Agama Islam Sunan Giri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37680/almikraj.v5i01.6331

Abstract

Munculnya fatwa Majelis Ulama Indonesia Nomor 83 Tahun 2023 tentang Hukum Dukungan terhadap Perjuangan Bangsa Palestina ini berangkat problematika bangsa palestina atas penindasan dari kaum zionis. Dukungan terhadap bangsa Pelestina mutlak, dalam fatwanya MUI menghukumi sebagai sesuatu yang wajib. hal ini berangkat dari pentingnya rasa solidaritas, keadilan, serta dukungan finansial terhadap bangsa Palestina. MUI juga mengimbau kepada umat Islam untuk semaksimal mungkin menghindari transaksi dan penggunaan produk yang terafiliasi dengan Israel, yang mendukung penjajahan dan zionisme.. Tidak hanya itu, Instrumen ekonomi dan keuangan syariah seperti zakat, infaq, sedekah juga dianjurkan. Hal tersebut menunjukan bahwasannya untuk menunjukan kontribusi terhadap perjuangan palestina tidak serta merta harus turun kemedan perang, namun dapat juga melalui pendekatan ekonomi.Aksi diatas sejalan system ekonom syariah yang merupakan suatu sistem ekonomi yang didasarkan pada prinsip-prinsip hukum Islam yang bersumber dari al-Quran dan al-Hadits. Tujuan penelitian ini ialah mengkaji Fatwa Majelis Ulama Indonesia terkait konflik Israel dan Palestina serta nilai-nilai ekonomi syariah yang terkandung dalam fatwa tersebut
FINANCING LIFE INSURANCE and the CONCEPT of MITIGATING THE RISK of CUSTOMER DEATH khabib musthofa, Khabib Musthoa; nafidzi, elman; maharani, dewi; royzak, abdul
Tawazuna Vol. 2 No. 2 (2023)
Publisher : UMBanjarmasin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35747/twz.v2i2.720

Abstract

The existence of financing in Islamic banking has several financing risks, one of which is the default of the customer due to death. Facing this risk, banks certainly have risk management so that this can be controlled which in the future does not make Islamic banking suffer losses. In writing this article using a descriptive qualitative approach with a literature study, with the aim of describing the existence of life insurance in financing, risk mitigation and the benefits therein. The strategic step to mitigate risk that is most often used by banks is to provide financing life insurance cover as protection against financing in the face of this disaster, where the existence of insurance is a tool to bear customer financing obligations and as an action so as not to burden other heirs, if examined together there are two substances so that both parties (banks and customers) feel protected.
SPIRIT MITSAQAN GHALIDZA DALAM PERNIKAHAN SEBAGAI PENGUAT KELUARGA DI KALIMANTAN TENGAH Musthofa, Khabib; Subiono, Subiono
USRATUNA: Jurnal Hukum Keluarga Islam Vol. 4 No. 1 (2020): USRATUNA: Jurnal Hukum Keluarga Islam
Publisher : Prodi  Ahwal al-Syakhsiyah STAI Darussalam Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This article tries to describe the opaque facts of divorce in Central Kalimantan. Because divorce is a life disaster, because the impact will be many ranging from children who become victims, family breakdowns, to the economy. This type of article is literature research with retrospective methods or looking at existing problems and then looking for solutions. Namely through the values of mitsaqan ghaliza, the results of this writing include the values of mitsaqan ghaliza teaching sincerity, full of commitment in building a family, because marriage is a sacred bond containing divine commitment not only with a partner but also involving Allah SWT. Then, one of the bright promises when there is a marriage is Muasyarah Bilma'ruf or hooking up well. These values will become the initial foundation for strengthening the family.
Menghadirkan Konsep Hifz Al-Irdi dalam Bermedia Sosial: Upaya Menyikapi Asusila AbuAbu di Youtube Hamdi, Saibatul; Musthofa, Khabib
El Madani: Jurnal Dakwah dan Komunikasi Islam Vol. 1 No. 2 (2020): El-Madani: Jurnal Dakwah dan Komunikasi Islam
Publisher : Fakultas Dakwah dan Ilmu Komunikasi, Universitas PTIQ Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53678/xk9fp724

Abstract

Fenomena asusila abu-abu di YouTube menjadi sebuah problem yang berdampak buruk, jika konten-konten tersebut ditonton terutama bagi generasi muda. Padahal sejatinya, dalam Islam fenomena demikian dianggap sesuatu yang dapat menjatuhkan kehormatan. Prinsip maqasid syariah telah mengarahkan tujuan kehidupan ini menjadi lima dasar pokok atau kulliyat al-khamsah. Salah satu pengembangan dari kelimanya adalah hifz al-irdi (menjaga kehormatan). Maka konsep ini begitu penting sebagai upaya menyikapi tindakan asusila abuabu di YouTube. Tujuan penulisan ini adalah untuk mengkaji tentang: (1) motif pembuatan konten asusila abu-abu; (2) wawasan Alquran mengenai hifz al-irdi; (3) hifz al-irdi sebagai etika bermedia sosial (YouTube). Metode yang digunakan adalah studi kepustakaan (library research) dengan menggali dan mengelaborasi ayat-ayat Alquran kemudian menghubungkannya dengan teori dan penelitian relevan. Hasil kajian ini menunjukkan bahwa: (1) Konten asusila abu-abu sejatinya telah mewabah khususnya pada konten YouTube Indonesia. Di antara motif munculnya keinginan membuat konten asusila abu-abu adalah karena dorongan faktor popularitas atau ketenaran serta karena faktor ekonomi atau pendapatan (finansial). (2) Ada banyak ayat Alquran yang berbicara mengenai hifz al-irdi, namun salah satu yang relevan terdapat dalam QS. Al-Baqarah: 273 yang berbicara tentang anjuran menjaga kehormatan dengan cara tidak meminta-meminta. Konteks ayat ini dihubungkan dengan larangan membuat konten yang buruk hanya untuk popularitas dan finansial belaka. (3) Di antara panduan Alquran dalam membuat konten yang menjunjung tinggi hifz al-irdi adalah konten yang tidak merangsang (mendekati zina), memakai pakaian yang pantas, dan mengutamakan budaya malu.
Spirit Mitsaqan Ghalidza Dalam Pernikahan Sebagai Penguatan Keluarga di Kalimantan Tengah Musthofa, Khabib; Subiono
Legitima : Jurnal Hukum Keluarga Islam Vol. 2 No. 2 (2020): Legitima: Jurnal Hukum Keluarga Islam
Publisher : Universitas Islam Tribakti Lirboyo Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33367/legitima.v2i2.1199

Abstract

Artikel ini mencoba menggambarkan fakta buram perceraian di Kalimantan Tengah. Karena Perceraian merupakan malapetaka hidup, karena dampaknya akan banyak mulai dari anak yang menjadi korban, berantakannya keluarga, hingga ke ekonomi. Jenis artikel ini adalah penelitian pustaka dengan metode retrosktif atau melihat permasalahan yang ada kemudian mencari pemecahannya. Yakni melalui nilai-nilai mitsaqan ghaliza, hasil penulisan ini antara lain nilai-nilai mitsaqan ghaliza mengajarkan kesungguhan, penuh komitmen dalam membangun keluarga, karena pernikahan merupakan ikatan sakral mengandung komitmen ilahi tidak sekedar dengan pasangan tapi juga melibatkan Allah Swt. Kemudian, salah satu janji yang terniang ketika akada pernikahan adalah Muasyarah Bilma’ruf atau menggauli dengan baik. Nilai-nilai tersebut yang nantinya sebagai fondasi awal penguatan keluarga.
PENGARUH LITERASI KEUANGAN SYARIAH DAN EMOSIONAL TERHADAP KEPUTUSAN MASYARAKAT MENABUNG PADA BANK SYARIAH DI KOTA BANJARMASIN Wibowo, Fatria Ulfa; Hasanah, Ikhwatun; Musthofa, Khabib
Jurnal Tabarru': Islamic Banking and Finance Vol. 8 No. 1 (2025): Jurnal Tabarru' : Islamic Banking and Finance
Publisher : Department of Islamic Banking, Faculty of Islamic Studies, Islamic University of Riau (UIR)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25299/jtb.2025.vol8(1).18896

Abstract

Penelitian ini mengangkat permasalahan mengenai pengaruh literasi keuangan syariah dan emosional terhadap keputusan masyarakat menabung pada bank syariah di Kota Banjarmasin, baik secara parsial ataupun secara simultan. Adapun tujuan dari penelitian ini yaitu untuk mengetahui pengaruh literasi keuangan syariah dan emosional terhadap keputusan masyarakat menabung pada bank syariah di Kota Banjarmasin. Metode yang digunakan dalam penelitian ini yaitu kuantitatif. Penelitian ini menggunakan data primer berupa perolehan dari hasil pengisian kuesioner yang disebar kepada responden sebanyak 100 orang dengan kriteria masyarakat yang memiliki rekening tabungan bank syariah dari rentang usia 17 sampai dengan 50 tahun. Pengukuran penelitian ini menggunakan Skala Likert dan data diuji dengan metode analisis Regresi Linear Berganda menggunakan software IBM SPSS 29. Hasil penelitian menunjukkan bahwa nilai Sig. variabel literasi keuangan syariah (X1) sebesar 0,838 > 0,05 dan T hitung 0,205 < 1,98472. Nilai Sig. variabel emosional (X2) sebesar 0,001 < 0,05 dan T hitung 8,924 > 1,98472. Hasil penelitian menunjukkan bahwa secara simultan literasi keuangan syariah dan emosional berpengaruh signifikan terhadap keputusan masyarakat menabung pada bank syariah di Kota Banjarmasin. Hal ini dapat dilihat dengan nilai Sig. 0,01 < 0,05 dan F hitung 68,552 > 3,09.
Co-Authors AHMADI Akhmad Muadzin Setiawan Annur Tasya Alfiati Ardila, Istiqamah Aulia Mustika Ilmiani Ayu Andira Azizah Munirah Dewi Maharani Dewi Safitri Elman Nafidzi Elman Nafidzi Elman Nafidzi Fahri Fahri Fani Tatun Habibah Fitriatul Amelia Freti Anggriani Futra, Ananda Aulia Hamidah Hamidah Hasanah, Ikhwatun Iqbal Dwiyono Irma Muthiah Ismi Audina Lestari, Dinda Maharani, Dewi Masrina . Maulid Maulid Muslimah Muslimah Nafidzi, Elman Nur Asyifa Ramadhanti Nurul Wahdah, Nurul Nuur Halimatus Sa’adiah Binti Masrukhi Pradesyah, Riyan Rachmadani, Fajar Rina Sa'diah Royzak, Abdul Sabiatul Hamdi Saibatul Hamdi Saibatul Hamdi Saipudin Saibatul Hamdi, Saibatul Salma Fitriyanti Salsa Bila Sardimi Sardimi Subiono Subiono Subiono - Subiono Subiono Subiono Subiono Tantri Nadya Utami Wibowo, Fatria Ulfa