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The Influence of Behaviour Finance and Demographic Factors on Investment Decision Making Through Risk Tolerance as Mediation Dovir Siratan, Elkunny; Tannia, Tannia; Reni Susilo, Sophia; Cristia Dewi, Angelia; Dozen, Wily
Dinasti International Journal of Economics, Finance & Accounting Vol. 4 No. 6 (2024): Dinasti International Journal of Economics, Finance & Accounting (January-Febru
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v4i6.2241

Abstract

Investment decision making is something that is inevitable and a critical moment in determining the success of an investor in making their investment. This research conduct since investment decision making is very difficult to measure and seen directly. Hence, it is necessary to identify various factors that influence investment decision making including demographic factors, behavior finance, and risk tolerance. The type of research is quantitative with a population of all capital market investors who invest in shares on the Indonesia Stock Exchange (IDX), especially the LQ45 index as well as data processing uses AMOS 24. The results showed that demographic factors have an influence which causing specific behavior and tolerance thresholds related to risk, which in turn affect performance and optimization in investment decision making. Investors must also be aware of the existence of behavior finance which is found in the form of behavior or actions caused by psychological factors inherent. On the other hand, the role of risk tolerance also shapes behavior patterns and planning processes related to finance which are described in risk acceptance. Hence, the emergence of identified investor behavior will later make opportunities for momentum and investment strategies that improve the performance and success of their investments as well as the quality of excellent decision making.
The Influence of Transformational Leadership, Emotional Intelligence on Innovative Performance Behaviour Mediated by Knowledge Sharing in Employee Working in Digital Sector Wijaya, Andreas; Tannia, Tannia; Andrian, Rendy; Vanessa Keylita Sutarna; Antariksa Christi, Yudiar; Novita, Novita
Dinasti International Journal of Economics, Finance & Accounting Vol. 5 No. 3 (2024): Dinasti International Journal of Economics, Finance & Accounting (July - August
Publisher : Dinasti Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/dijefa.v5i3.2942

Abstract

This study investigates the pivotal role of innovative performance behavior among employees in the digital sector, focusing on how Emotional Intelligence and Transformational Leadership, influence Knowledge Sharing and Innovative Performance. As the digital market faces evolving technological challenges and heightened competition, companies must adapt to remain competitive. Data will be gathered through purposive sampling of 185 digital industry employees with a minimum of five years of experience. Using Google Forms, participants will respond to 19 questions on a 5-point Likert scale. Data analysis will be conducted using SMARTPLS. The findings highlight the critical impact of Emotional Intelligence and Transformational Leadership on Knowledge Sharing and Innovative Performance. High Emotional Intelligence, characterized by self-awareness, self-regulation, motivation, empathy, and social skills, enhances creativity, problem-solving, and adaptability, fostering a conducive environment for innovation. Employees with high Emotional Intelligence engage more in Knowledge Sharing behaviors, promoting better communication and collaboration. Transformational leaders drive innovation by inspiring and motivating their teams, encouraging creativity and risk-taking, and fostering a supportive environment. The study concludes that developing Emotional Intelligence and Transformational Leadership in organizations can significantly enhance Knowledge Sharing and Innovative Performance, leading to sustained innovation and competitiveness in the digital sector.
UNIVERSITY COMMUNITY SERVICE ENABLING OPTIMAL HIGH SCHOOL CURRICULUM-BASED ACTIVITIES Zubaedah, Siti Yasmina; Rembulan, Glisina Dwinoor; Tannia, Tannia; Susilo, Sophia Reni; Martadina, Cindy; Shen, Elza Jiuni
Jurnal Pengabdian dan Kewirausahaan Vol 9, No 2 (2025): Jurnal Pengabdian dan Kewirausahaan
Publisher : Universitas Bunda Mulia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30813/jpk.v9i2.9204

Abstract

As one of the pillars of higher education institutions, community services provide opportunities for university lecturers to contribute and acquire knowledge. The main objective of this study is to provide detailed descriptions on how university-school collaborations as a mode for promoting engaged scholarship and improve students’ learning experiences. This article discusses university community service activities at two private high schools in the Jakarta area. The two high schools invited university faculty members as jurors to assess the students’ projects, which determined their final grades. Observations found that having university faculty members present to give student scores enabled the schools to optimize the mechanisms in place that defined graduation requirements. As jurors, the faculty members provided objective, science-based assessments and the necessary feedback for the students. In addition to interacting with university-level teachers, presenting in front of academic jurors allowed the students to gain perspectives on related topics and make sound improvements to their projects. Consequently, the schools can optimize their curriculum-based activities that not only extend the learning experiences of the students but also provide long-term improvements to the overall quality of education.
Financial Knowledge Financial Attitudes and Personality as Key Determinants of Financial Management Behavior Among Young Adults Phang, Michelle; Tannia, Tannia; Dovir Siratan, Elkunny; Novindra Idroes, Ferry; Setiadi, Hendri
Journal of Accounting and Finance Management Vol. 6 No. 6 (2026): Journal of Accounting and Finance Management (January - February 2026)
Publisher : DINASTI RESEARCH

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.38035/jafm.v6i6.2995

Abstract

This study examines determinants of financial management behavior among Indonesian youth aged, a productive cohort that is central to economic resilience yet faces persistent challenges in budgeting, saving regularity, and long-term planning. Building on behavioral finance perspectives, the framework integrates financial knowledge, financial attitude, and personality to address a documented research gap in Indonesian youth contexts where cognitive explanations are often examined without sufficient integration of affective and psychological factors. Using a quantitative survey design with a five-point Likert scale, data were collected from 435 purposively selected respondents meeting criteria related to age, residence, income/allowance, and active financial management experience. Data were analyzed in SPSS (v25) through instrument testing and multiple regression procedures (validity, reliability, t-test, F-test, and model fit indices). The result is intended to inform youth-focused financial education and policy initiatives by emphasizing integrated interventions that strengthen literacy, cultivate constructive attitudes, and support self-regulatory development through practical learning.
Exploring the Influence of Financial Literacy, Financial Attitudes, Self-Control, and Hedonistic Lifestyle on Generation Z's Financial Management Behavior: A Study on PayLater Usage in Jakarta Colin, Vincent; Tannia, Tannia; Siratan, Elkunny Dovir; Kusbiantoro, Caliska Aldira
Asian Journal of Management Analytics Vol. 5 No. 1 (2026): January 2026
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ajma.v5i1.16097

Abstract

This study investigates the influence of financial literacy, financial attitude, self-control, and lifestyle on financial management behavior in the context of PayLater usage among Generation Z in Jakarta. The research aims to determine whether these factors significantly affect to shaping responsible financial behaviors, particularly concerning online payment services. A quantitative approach was used and data were processed using IBM SPSS version 22, utilizing primary data gathered through an online questionnaire distributed to university students and young workers aged 17-26 who have used PayLater services. The results reveal that financial literacy, financial attitude, and self-control significantly impact financial management behavior, while lifestyle, specifically hedonistic tendencies, does not show a significant influence. These findings underscore the importance of improving financial literacy and self-control to enhance financial decision-making within Generation Z.