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All Journal ABDIMAS SILIWANGI J-MPI (Jurnal Manajemen Pendidikan Islam) Dialogia: Jurnal Studi Islam dan Sosial El-Barka: Journal of Islamic Economics and Business Amalee: Indonesian Journal of Community Research & Engagement Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah Insan Cita Jurnal Pengabdian Kepada Masyarakat El-Wasathiya: Jurnal Studi Agama Bertuah : Jurnal Syariah dan Ekonomi Islam Etos : Jurnal Pengabdian Masyarakat Journal of Islamic Economics and Finance Studies An-Nisbah : Jurnal Perbankan Syariah Ma'alim: Jurnal Pendidikan Islam Etihad: Journal of Islamic Banking and Finance Velocity: Journal of Sharia Finance and Banking Journal of Islamic Economics Niqosiya: Journal of Economics and Business Research ROSYADA: Islamic Guidance and Counseling Abdimas Indonesian Journal Mutanaqishah: Journal of Islamic Banking Cerdika: Jurnal Ilmiah Indonesia Velocity: Journal of Sharia Finance and Banking Jurnal Antologi Hukum NGARSA: Journal of Dedication Based on Local Wisdom Journal of Sharia Economic Law Welfare: Jurnal Pengabdian Masyarakat Falahiya Amaluna: Jurnal Pengabdian Masyarakat Nidhomiya: Research Journal of Islamic Philanthropy and Disaster Khidmatuna: Jurnal Pengabdian Masyarakat BAABU AL-ILMI: Ekonomi dan Perbankan Syariah

Ulya, Husna Ni'matul

Institut Agama Islam Negeri Ponorogo

Author-ID : 1595761

Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Pemulihan Perekonomian Jawa Timur di Masa Pandemi Covid-19 Melalui Sistem Pertanian Terpadu (SPT) Budikdamber (Budidaya Ikan dalam Ember) Husna Ni’matul Ulya
Journal of Islamic Economics (JoIE) Vol 1, No 1 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Penurunan pertumbuhan ekonomi Indonesia selama masa pandemi covid-19 terjadi selama kuartal I dan kuartal II menyebabkan melemahnya laju perekonomian dan menurunnya pendapatan masyarakat, dikarenakan kebijakan pemerintah dalam pencegahan penyebaran covid-19 berupa Pembatasan Sosial Berskala Besar (PSBB), penerapan protokol kesehatan, dan Learn/Work From Home (LFH/WFH), sehingga masyarakat harus tetap berada di rumah dan mengurangi aktifitas di luar jika tidak dibutuhkan. Dampak yang terjadi mempengaruhi semua bidang perekonomian, salah satunya pada sektor/lapangan usaha pertanian. Perkembangan perekonomian propinsi Jawa Timur juga mengalami penurunan pada data terakhir sebesar 5,90 %. Di antara sektor yang mengalami penurunan, sektor pertanian adalah sektor yang masih mengalami pertumbuhan positif, karena produktifitas sektor pertanian tidak begitu dipengaruhi oleh situasi pendemi, namun yang menjadi masalah adalah jumlah permintaan yang lebih menurun daripada sebelumnya. Untuk memberikan solusi terhadap kebijakan pandemi, maka diperlukan Sistem Pertanian Terpadu (SPT) yang memanfaatkan lahan di sekitar rumah, sehingga masyarakat tidak perlu keluar rumah untuk bertani. Selain dapat mencukupi kebutuhan pangan keluarga, masyarakat dapat menjual hasil panennya, tidak hanya mencukupi kebutuhan nabati, tapi juga kebutuhan hewani. Sistem yang diadopsi dari program dompet dhuafa yang disebut Budidaya Ikan dalam Ember (budikdamber) menjadi salah satu pilihan untuk memenuhi sistem pertanian terpadu, karena selain memanfaatkan seumberdaya yang ada, juga dapat memaksimalkan penggunaan media yang sama untuk dua sistem budidaya. Namun, masih banyak yang harus dilaksanakan untuk menindaklanjuti pengembangan sistem ini yang disesuaikan dengan tuntutan perkembangan sosial, budaya, teknologi dan ekonomi masyarakat.The decline in Indonesia's economic growth during the Covid-19 pandemi occurred during the first quarter and second quarter which caused a weakening of the economy and decreased people's income, due to government policies to prevent the spread of Covid-19 in the form of Large-Scale Social Restrictions (PSBB), implementation of health protocols, and Learn / Work From Home (LFH / WFH), so that people must stay at home and reduce outdoor activities when not needed. The impact that occurs affects all sectors of the economy, one of which is the agricultural sector/business field. The economic development of East Java province also experienced a decline in the latest data of 5.90%. Among the sectors that have experienced a decline, the agricultural sector is still experiencing positive growth, because the productivity of the agricultural sector is not significantly affected by the pandemi situation, but the problem is that the amount of demand is decreasing more than before. To provide solutions to pandemi policies, an Integrated Farrming System (IFS) are needed which utilizes the land around the house, so that people don't have to leave the house to the farm. In addition to being able to meet family food needs, people can sell their crops, not only for vegetable needs but also for animal needs. The system adopted from the dompet dhuafa program called Aquaculture in a Bucket (budikdamber) is an option to fulfill an integrated agricultural system because, in addition to utilizing existing resources, it can also maximize the use of the same media for two cultivation systems. However, much remains to be done to follow up on the development of this system in line with the demands of social, cultural, technological, and economic development in society.

Halal and Haram in The Clothing Industry Siti Nur Mahmudah; Mohammad Ridwan; Husna Ni'matul Ulya
Journal of Islamic Economics (JoIE) Vol 2, No 2 (2022)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joie.v2i2.5009

The development of the industry is entering a new phase, namely the development of the halal industry, one of which is the halal clothing industry. According to the Global Islamic Economy Report 2017/2018, with the largest Muslim-majority population in the world, Indonesia is still inferior to neighboring countries such as Malaysia, which has started to develop the halal clothing industry. So an indicator of halal clothing is needed to compete with the country and stay on the halal path. This research uses data from a literature study which is then analyzed by analytical descriptive analysis. The results of this study found indicators that regulate halal clothing, namely: a) ensuring that the raw materials used are halal raw materials, b) the production process should not be mixed with haram goods, c) after the production process is complete if there is a product storage period must be stored in a separate place with goods that are haram or unclean, d) the distribution of production must be based on the principles of benefit and justice.

STRATEGI PEMASARAN BAITUL MAAL WA TAMWIL INSAN MANDIRI DALAM MENINGKATKAN VOLUME PENJUALAN PRODUK PEMBIAYAAN MUSYARAKAH Indah Mahardya Putri; Husna Ni'matul Ulya
Journal of Islamic Economics (JoIE) Vol 1, No 2 (2021)
Publisher : Institut Agama Islam Negeri Ponorogo

Baitul Maal wa Tamwil is one of the private financial institutions whose capital is fully sourced from the community. BMT has an important meaning for economic development as well as the development of social functions. BMT has a role to help, improve and develop the potential of the people in alleviating poverty. Based on the results of interviews with BMT, it was stated that the people around BMT Insan Mandiri were less interested in using musyarakah financing products. The number of customers during the last 2 years at BMT Insan Mandiri has increased quite rapidly, but the majority of customers choose other financing products. From here the BMT must optimize its marketing strategy to increase the number of customers for musharaka products. This type of research uses field research and uses a qualitative approach. Data collection techniques in this study are interviews, observation, and documentation. The results of this study are: 1) The overall development of the number of BMT Insan Mandiri customers has increased over the last 2 years. However, the majority of customers choose murabahah and mudaraba financing products. 2) Overall the 7p marketing mix strategy has been optimally implemented at BMT Insan Mandiri. The marketing mix strategy carried out greatly influences the development of musyarakah financing products. the public and business actors are not familiar with musyarakah financing products, so further learning and introduction are needed to increase the number of customers of musyarakah financing products. Baitul Maal wa Tamwil merupakan salah satu lembaga keuangan swasta yang modalnya sepenuhnya bersumber dari masyarakat. BMT memiliki arti penting bagi pembangunan ekonomi sekaligus pengembangan fungsi sosial. BMT memiliki peran untuk membantu, meningkatkan dan mengembangkan potensi masyarakat dalam mengentaskan kemiskinan. Berdasarkan hasil wawancara dengan BMT, disebutkan bahwa masyarakat di sekitar BMT Insan Mandiri kurang berminat menggunakan produk pembiayaan musyarakah. Jumlah nasabah selama 2 tahun terakhir di BMT Insan Mandiri meningkat cukup pesat, namun mayoritas nasabah memilih produk pembiayaan lainnya. Dari sinilah BMT harus mengoptimalkan strategi pemasarannya untuk meningkatkan jumlah pelanggan produk musyarakah. Jenis penelitian ini menggunakan penelitian lapangan dan menggunakan pendekatan kualitatif. Teknik pengumpulan data dalam penelitian ini adalah wawancara, observasi, dan dokumentasi. Hasil dari penelitian ini adalah: 1) Secara keseluruhan perkembangan jumlah nasabah BMT Insan Mandiri mengalami peningkatan selama 2 tahun terakhir. Namun, mayoritas nasabah memilih produk pembiayaan murabahah dan mudharabah. 2) Secara keseluruhan strategi bauran pemasaran 7p telah diterapkan secara optimal di BMT Insan Mandiri. Strategi bauran pemasaran yang dilakukan sangat mempengaruhi perkembangan produk pembiayaan musyarakah. masyarakat dan pelaku usaha belum familiar dengan produk pembiayaan musyarakah, sehingga diperlukan pembelajaran dan pengenalan lebih lanjut untuk meningkatkan jumlah nasabah produk pembiayaan musyarakah.

Co-Authors AA Sudharmawan, AA Abdullah, Umar Andriani, Dela Ayu, Diyan Putri Bayu, Tri Bayu Bimantara Eka Putra Cahyani, Putri Gita Damayanti, Yuditya Dwi Handayani Dwi Handayani Eka Nursafitri Eka Nursafitri Fatin Alfiah Rahmah Febriana, Indri Felianti Dwi Wulandari Fitriah, Ika Humaidi, Muchtim Ika Fitriah Ilma, Mughniatul Ima Frafika Sari Indah Mahardya Putri Indah Trisna Nurhayati Indriyani, Firly Lidyyana Dwi Rahayu Maliha, Novi Fitia Mohammad Ridwan Mutiara, Dea Nur Eka Nanda Afrita Veronica Nia Zainul Mar'ati Niken Ayu Wulandari Nova Titin Lestari Novita Dwi Rachmawati Nur Mahmudah, Siti Nur Roikhatul Jannah NURUL ANNISA Pratiwi, Diah Ayu Nanda Anjar Putri, Frida Ananda Ratna Dewi Setyowati Ravina Putri Agustin Romadhoni, Cindy Fatika Safiruddin Al Baqi, Safiruddin Sari, Nia Dwi Kartika Sa’adah, Cindy Kaela Shadruddin, Renaldin Siti Nur Mahmudah Soenjoto, Wening Purbatin Palupi Wening Purbatin Palupi Soenjoto Wulan Puspita Sari Wulandari, Felianti Dwi

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