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All Journal Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Khidmatul Ummah: Jurnal Pengabdian Kepada Masyarakat Inovasi : Jurnal Sosial Humaniora dan Pendidikan Sahid Banking Journal Jurnal Kajian Islam Modern Sahid Business Journal: Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Jurnal Sahid Mengabdi Jurnal Pengabdian UMKM Tijarah
Mursyidah, Azizah
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Religion Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Library & Information Science Public Health Social Sciences Other

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ANALISIS MANAJEMEN SYARIAH PENGARUH KINERJA KEUANGAN PT. AMARTHA MIKRO FINTECH PADA MASA PANDEMI COVID-19 TERHADAP DANA CORPORATE SOCIAL RESPONSIBILITY (CSR) Setiawan, Harly; Thantawi, Tubagus Rifqy; Mursyidah, Azizah
Sahid Business Journal : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah Vol 3 No 1 (2023): Oktober 2023
Publisher : Jurnal Penelitian Manajemen Bisnis Syariah: Program Studi Manajemen Bisnis Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/sahidbusinessjournal.v3i1.127

Abstract

Covid-19 is a problem for the Indonesian nation and the world. The problem is that the Indonesian and world economies are hampered. This influence also occurs in companies. Companies need to recalculate their finances in order to continue their existence. Company owners must be able to analyze their company's financial reports to find out the extent of their company's financial performance. One tool for analyzing financial reports is to use the Return of Assets (ROA), Return of Equity (ROE) and Net Profit Margin (NPM) ratios. Likewise with PT Amartha Mikro Fintech. At the same time, PT Amartha Mikro Fintech remains committed to implementing its Corporate Social Responsibility (CSR). However, it is necessary to examine the influence of financial performance on PT Amartha Mikro Fintech's CSR funds. Through this research, an analysis of the financial performance of PT Amartha Mikro Fintech and its influence on CSR funds was carried out. This research uses quantitative methods with multiple linear regression analysis. There are three independent variables for financial performance, ROA, ROE, and NPM, as well as the dependent variable Corporate Social Responsibility (CSR). Based on research results, during the Covid-19 pandemic, PT Amartha Mikro Fintech's financial performance had effect on its CSR funds.
Analisis Business Model Canvas Mengenai Program Dan Strategi Pemasaran Produk Bsi Griya Pada Bank Syariah Indonesia Mursyidah, Azizah
Tijarah: Jurnal Ekonomi Syariah Vol 1, No 1 (2022): Tijarah: Jurnal Ekonomi Syariah
Publisher : Tijarah: Jurnal Ekonomi Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/tijarah.v1i1.96

Abstract

In Indonesia, there are many businesses, ranging from businesses in food, apparel, textiles, mining, education, services, and many more including in the financial sector such as banks, cooperatives, savings and loans or money exchange services. In this field, it is rare to use business models, especially the canvas business model because this type of model is still relatively new among business people. Researchers will discuss the business model canvas in the financial sector, namely at Bank Syariah Indonesia Bogor City, especially discussing marketing strategies on BSI Griya products and also discussing the obstacles obtained and how to overcome these obstacles. Descriptive qualitative research method is used in this research, with two management tools namely Business Model Canvas (BMC) and marketing strategy. The research results from BMC consist of 9 blocks: (1) Customer Segment. (2) Value Proportion. (3) Channels. (4) Customer Relationship. (5) Revenue Flow. (7) Key Activities. (8) Key Partnerships. (9) Cost structure. Furthermore, in the marketing strategy, Bank Syariah Indonesia provides convenience in applying for financing, eases installments, and always maintains friendship with interconnected human resources, such as customers, developers.ABSTRAKDi Indonesia, Banyak sekali pelaku bisnis, mulai dari bisnis di bidang makanan, pakaian jadi, tekstil, pertambangan, pendidikan, jasa, dan masih banyak lagi termasuk dibidang keuangan seperti bank, koperasi, simpan pinjam ataupun jasa penukaran uang. Pada bidang ini, jarang sekali menggunakan model bisnis terutama model bisnis kanvas karena memang model jenis ini masih terbilang baru dikalangan pebisnis. Peneliti akan membahas model bisnis kanvas di bidang keuangan yakni di Bank Syariah Indonesia Kota Bogor, terutama membahas strategi pemasaran pada produk BSI Griya dan juga membahas mengenai hambatan yang didapat serta cara mengatasi hambatan tersebut. Metode penelitian kualitatif deskriptif digunakan pada penelitian ini, dengan dua alat manajemen yaitu Business Model Canvas (BMC) dan strategi pemasaran. Hasil penelitian dari BMC terdiri dari 9 blok: (1) Segmen Pelanggan. (2) Proporsi Nilai. (3) Saluran. (4) Hubungan Pelanggan. (5) Arus Pendapatan. (7) Aktivitas Kunci. (8) Kemitraan Utama. (9) Struktur biaya. Selanjutnya pada strategi pemasaran, Bank Syariah Indonesia memberikan kemudahan dalam mengajukan pembiayaan, meringankan cicilan, dan selalu menjaga silaturahmi kepada sumber daya manusia yang saling berhubungan, seperti kepada nasabah, developer.
Analisis Preferensi Nasabah dalam Pemanfaatan Produk Funding Bank Syariah Mandiri Kantor Cabang Bogor Mursyidah, Azizah
Jurnal Sosial Humaniora dan Pendidikan Vol. 1 No. 3 (2022): September: Inovasi : : Jurnal Sosial Humaniora dan Pendidikan
Publisher : Pusat Riset dan Inovasi Nasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55606/inovasi.v1i3.186

Abstract

In the products of Bank Syariah Mandiri, the Bogor branch office is often referred to as funding or fundraising, namely BSM Savings products, BSM Giro products, and BSM Bank Syariah Mandiri Time Deposit products, Bogor branch offices have good potential to attract new customers with the support of modern technological developments owned by Bank Syariah Mandiri Bogor branch office. This study agreed to determine customer preferences in the use of funding products to increase the collection of BSM Savings, BSM Current Accounts, and BSM Time Deposits from customers and the impact of using funding products in increasing customer interest in raising funds for Bank Syariah Mandiri Bogor branch offices. In this study using primary data from direct BSM customers with a total of 36 respondents for data collection using a structured questionnaire distribution carried out with google From for one week starting from 7 June to 14 June 2020 for research methods using descriptive and data processing using frequency calculations to determine the number the percentage of Very Like and Very Dislike. In the product funding of Bank Syariah Mandiri branch offices in Bogor, it can be seen that the percentage results of this researcher show that the dominant customer really likes BSM Savings products because customers really like the BSM Savings product as a place to store money in accordance with sharia regulations and can be retrieved when the customer needs it. for the second, based on the percentage of dominant customers in BSM Deposit products because customers want to invest their funds to be collected again by the Bogor branch office of Bank Syariah Mandiri and get aprofit impact with a profit sharing system in accordance with sharia provisions and the third there are some dominant customers who really like to use checks or Bilyet Giro to make transactions easier and save time without spending a lot of money on transactions.
ANALISIS PENGARUH KEPUASAN KERJA TERHADAP KINERJA KARYAWAN DI PT MY REPUBLIC JAKARTA Purnama Putra, Bayu; Mursyidah, Azizah; Abrori; Adiputra, Nugroho; Zompi
JURNAL KAJIAN ISLAM MODERN Vol 12 No 01 (2025): MARET 2025
Publisher : Institut Agama Islam Sahid (INAIS) Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/jkim.v12i01.655

Abstract

This study aims to measure job satisfaction and employee performance at PT My Republic Jakarta and analyze the impact of job satisfaction on employee performance using a quantitative approach. Primary data was collected through questionnaires with 100 respondents, while secondary data was obtained from documentation, journals, and other sources. The research results indicate that job satisfaction has a significant positive impact on employee performance, with a regression coefficient of 0.303 and a significance level of < 0.05. This study used quantitative methods to gather primary data related to job satisfaction and employee performance. Additionally, secondary data was obtained from company archives provided by the director or owner, including the organizational structure, employee data, and job descriptions. The findings show that job satisfaction levels vary among employees and that job satisfaction positively influences employee performance.
EFEKTIVITAS APLIKASI KEUANGAN SYARIAH SIAPIK BAGI UMKM BREGAS (BREBES, TEGAL, SLAWI) JAWA TENGAH, INDONESIA Mursyidah, Azizah; Suryani, Ermi; Mubarok, Muhammad Haris
JURNAL KAJIAN ISLAM MODERN Vol 12 No 2 (2025): JUNI 2025
Publisher : Institut Agama Islam Sahid (INAIS) Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/jkim.v12i2.656

Abstract

This research aims to analyze the implementation and effectiveness of the SIAPIK Financial Application in improving the quality of bookkeeping for MSMEs in the Bregas community (Brebes, Tegal, and Slawi). SIAPIK is a financial information recording application designed to assist micro, small, and medium enterprises (MSMEs) in maintaining accurate and standardized bookkeeping according to standards set by Bank Indonesia and the Indonesian Institute of Accountants (IAI). The recording system used is recognized by various financial institutions in Indonesia, allowing the financial reports produced to serve as a basis for credit applications. This study involved 40 MSMEs who are members of the Bregas community. Through the implementation and assistance activities conducted on February-Juni, 2024, at the PMI Building in Tegal Regency, Central Java, this research evaluates the extent to which MSMEs can implement the SIAPIK application in their business transactions. Furthermore, this study assesses the impact of the application on improving the accountability and transparency of MSME financial reports, as well as its potential to facilitate access to financing from financial institutions. The results indicate that the implementation of the SIAPIK application was met with high enthusiasm from participants, with the majority of MSMEs successfully improving the quality of their bookkeeping.
PENDAMPINGAN MASYARAKAT DALAM PROGRAM DIGITALISASI WAKAF UANG DI ERA MODERN Mursyidah, Azizah; Putra, Bayu Purnama; Nurdin, Irfan Bahar
Khidmatul Ummah: Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 01 (2022): Khidmatul Ummah: Jurnal Pengabdian Kepada Masyarakat
Publisher : STAI Al-Hidayah Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30868/khidmatul.v3i01.2838

Abstract

Artikel ini bertujuan untuk megetahui prioritas masalah dalam digitalisasi wakaf uang di Indonesia dan prioritas solusi dari masalah tersebut. Metode penelitian yang digunakan adalah Analytic Network  Process (ANP). Informan dalam penelitian ini adalah Badan Wakaf Indonesia (BWI), Nadzir, dan wakif yang ada di Indonesia,  Hasil observasi literature  menunjukkan  permasalahan digitalisasi wakaf uang dilihat dari 4 aspek,  Aspek Nadzir, Wakif,  Pemerintah dan agama. Hasil analisis menunjukkan  masalah pada Aspek Nadzir terdiri: Pemahaman yang tradisional, kompensasi yang rendah, kompetensi yang rendah. Aspek Wakif: Pemahaman  digital yang rendah, literasi  wakaf uang yang rendah, partisipasi yang rendah, Aspek Regulator terdiri: Peran Pemerintah belum optimal, kurangnya dukungan dan peran pemerintah. Aspek agama: Tingkat Rutinitas sholat, Intensitas puasa, Alokasi dana zakat, Infak, Sedekah, Wakaf, Lingkungan Spiritual yang Baik
INOVASI PACKAGING PRODUK DOMBA KALENG UNTUK MENINGKATKAN EKONOMI UMKM DI MT FARM DESA TEGAL WARU FARMLAND Mursyidah, Azizah; Bayu Purnama; Abrori; Nugroho; Zompi
SAHID MENGABDI: Jurnal Pengabdian Masyarakat Institut Agama Islam Sahid Bogor Vol 4 No 1 (2025): Juni 2025
Publisher : Lembaga Penelitan dan Pengabdian Masyarakat Institut Agama Islam Sahid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/jsm.v4i1.662

Abstract

Micro, Small, and Medium Enterprises (MSMEs) play a crucial role in the Indonesian economy, but often face challenges in product innovation and marketing. MT Farm, an MSME in Tegal Waru Farm Land Village, has developed canned lamb product innovation to increase added value and competitiveness. This product is processed using autoclave technology, making it durable and easy to distribute. This community service aims to assist MT Farm in marketing canned lamb products through training and mentoring. The results of the community service show an increase in the knowledge and skills of MT Farm staff, an increase in product quality, an expansion of market reach, and an increase in sales. Canned lamb product innovation is expected to improve the MSME economy and community welfare.
PENGADAAN TAMAN BACA MASYARAKAT SEBAGAI SOLUSI DALAM MENINGKATKAN MINAT BACA MASYARAKAT DESA CIBENING Mursyidah, Azizah; Rinawati; Susilawati, Ucu; Isfani, Rizka; Munir, M.Misbahul
Sahid Mengabdi: Jurnal Pengabdian Masyarakat Institut Agama Islam Sahid Bogor Vol 2 No 01 (2023): Juni 2023
Publisher : Lembaga Penelitan dan Pengabdian Masyarakat Institut Agama Islam Sahid

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56406/jsm.v2i01.249

Abstract

The unavailability of reading facilities and the large number of teenagers who drop out of school are a problem in Cibening Village resulting in low interest in reading in the community. The purpose of research and implementation of Community Reading Gardens is to increase public interest in reading. The method used in this study is a qualitative descriptive method with data collection techniques interview, observation, and documentation as well as using data analysis techniques, namely triangulation. The implementation of the Procurement of Community Reading Parks is by making village libraries or Community Reading Parks through several stages, namely the preparation stage, the implementation stage, as well as the evaluation and follow-up stages.
Co-Authors Abrori, Abrori Adiputra, Nugroho Bayu Purnama Bayu Purnama Putra, Bayu Purnama Gilang Permana Putra Isfani, Rizka Iskandar, Lina Jayanti Tresna, Putri Dwi Mubarok, Muhammad Haris Munir, M.Misbahul Nisa, Sadidatun Nugraha, Gilang Pratama Nugroho Nurdin, Irfan Bahar Oktavani, Sella Purnama Putra, Bayu Purnama, Bayu Ria Kusumaningrum Rinawati Setiawan, Harly Suhartini, Shinta Suryani, Ermi Susilawati, Ucu Thantawi, Tubagus Rifqy Trihantana, Rully Yuspardiansyah, Ade Zompi