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Pengelolaan ZIS di LAZ Nurul Hayat Madiun Futaqi, Faruq Ahmad
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 1 No. 1 (2021): January-June 2021
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joipad.v1i1.3054

ZIS management is an important issue in the community empowerment program by the amil zakat institution. This study aims to analyze the management of ZIS at LAZNAS Nurul Hayat. Primarily in ZIS funding and distribution products. The method used in this research is descriptive qualitative. The results of this study describe the management of LAZNAS Nurul Hayat in funding and distributing ZIS. There are 3 ways to funding ZIS, namely: amil picks up zakat from muzaki's house (“picks up the ball”); muzaki transfers zakat, infaq, alms; and muzaki came directly to Nurul Hayat's office. Meanwhile, the distribution of ZIS is carried out through various programs, namely: SAYANG, GENPRES, IBUQU, TAFAQUR, BUNDA YATIM, and SAJADAH. In addition, LAZ Nurul Hayat has Aqiqah Nurul Hayat and BARBEKU business units.Pengelolaan ZIS merupakan isu penting dalam program pemberdayaan umat oleh lembaga amil zakat. Penelitian ini bertujuan untuk menganalisis pengelolaan ZIS pada LAZNAS Nurul Hayat. Utamanya pada produk penghimpunan dan penyaluran ZIS. Metode yang digunakan dalam penelitian adalah deskriptif kualitatif. Hasil dari penelitian ini menjelaskan tentang pengelolaan LAZNAS Nurul Hayat dalam menghimpun dan mendistribusikan ZIS. Dalam menghimpun ZIS dilakukan dengan 3 cara, yaitu: amil menjemput zakat ke rumah muzaki (“jemput bola”); muzaki mentranfer dana zakat, infak, sedekah; dan muzaki datang langsung ke kantor Nurul Hayat. Sedangkan, penyaluran ZIS dilakukan dengan berbagai program, yaitu: SAYANG, GENPRES, IBUQU, TAFAQUR, BUNDA YATIM, dan SAJADAH. Selain itu LAZ Nurul Hayat memiliki unit usaha Aqiqah Nurul Hayat dan BARBEKU.

Efektivitas Program Ternak Kambing Bergulir di UPZIS NU Care LAZISNU Desa Mrican Kecamatan Jenangan Kabupaten Ponorogo Wahyunita, Citra Nur; Futaqi, Faruq Ahmad
Journal of Islamic Philanthropy and Disaster (JOIPAD) Vol. 2 No. 1 (2022): January-June 2022
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/joipad.v2i1.4553

Penelitian ini bertujuan untuk menganalisis efektivitas program ternak kambing bergulir di UPZIS NU Care LAZISNU Mrican. Dengan memanfaatkan dana zakat, harapan dari adanya program ini yaitu untuk memberdayakan ekonomi masyarakat desa, salah satunya para mustahiq yang mendapatkan bantuan dalam program ternak kambing bergulir. Metode penelitian yang digunakan adalah penelitian lapangan (field research). Pendekatan penelitian yang digunakan ialah pendekatan kualitatif induktif dengan teknik pengumpulan data menggunakan kegiatan wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukan bahwa pelaksanaan program ternak kambing bergulir dapat dikatakan cukup efektif karena sudah menerapkan variabel pengukuran efektivitas berupa ketepatan sasaran program, sosialisasi program, tujuan program, dan pemantauan program. Faktor penghambat pelaksanaan program yang paling utama pada masalah pemeliharaan kambing. Dampak efektivitas dari program ternak kambing bergulir terhadap mustahik menunjukan bahwa dampak yang diberikan dapat dikatakan cukup efektif. Hal ini dibuktikan dengan adanya 6 kambing yang diberikan ke mustahiq ada dua yang beranak, sat bunting, dua majer (mandul) dan satu mati. Dampak yang diberikan juga tidak terlalu signifikan berpengaruh terhadap pendapatan sehari-hari. Namun, dari adanya program tersebut, para mustahik memiliki investasi atau tabungan yang bisa mereka gunakan ketika ada kebutuhan yang begitu mendesak.

PRODUCT Product and Service Development Strategies on Murabahah Contracts to Improve The Existence of BMT Hasanah Mukaromah, Ni`matul Fitria; Rofiah, Khusniati; Futaqi, Faruq Ahmad
Etihad: Journal of Islamic Banking and Finance Vol. 4 No. 1 (2024)
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v4i1.8962

Introduction: Many financial institutions have developed in Ponorogo, conventional and sharia. BMT Hasanah is present as a Sharia microfinance institution that often helps households and UMKM. Even though there is much competition, BMT Hasanah can continue to show its existence. This research aims to determine product and service development strategies, especially in murabahah contracts. Research Methods: This research aims to determine product and service development strategies, especially in murabahah contracts. The research uses a qualitative approach using primary data in the form of interviews and observations and secondary data obtained from archival documents and the internet. Results: The results of this research show that BMT Hasanah is responsive in responding to customer product requests. The murabahah products provided are always up to date with straightforward guarantees. Apart from that, BMT Hasanah provides maximum service in terms of installment payments. Customers are visited using a pick-up system and also serve an installment system by transfer. Conclusion: With this strategy, BMT Hasanah not only increases competitiveness and revenue but also increases customer satisfaction, which ultimately strengthens its existence.

E-Mudharabah Management Information System Design with Cost Benefit Analysis Approach Andarwati, Mardiana; Swalaganata, Galandaru; Sulaksono, Aditya Galih; Futaqi, Faruq Ahmad
IQTISHODUNA: Jurnal Ekonomi Islam Vol. 13 No. 2 (2024): October
Publisher : LPPM, Universitas Islam Syarifuddin Lumajang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54471/iqtishoduna.v13i2.2541

The urgency of this research is to provide a solution to these challenges by introducing a technology-based system called e-Mudharabah, leveraging a Decision Support System (DSS) with the Cost Benefit Analysis (CBA) method. The aim of this research is to develop a digital platform that facilitates financing for MSMEs by using the CBA-based DSS to assess business feasibility and reduce the risks associated with the traditional Mudharabah scheme. The novelty of this research lies in the integration of modern technology with Islamic finance principles through the e-Mudharabah platform. Unlike conventional Mudharabah schemes, this platform introduces CBA and DSS to evaluate business feasibility, thus minimizing financial risks. The inclusion of consultants further enhances the process by providing guidance and support to both MSMEs and financiers, ensuring better decision-making and successful partnerships. The implications of this research are impactful for both Islamic financial institutions and MSMEs. The adoption of the e-Mudharabah platform can significantly reduce risks for financiers while improving access to capital for MSMEs. The platform also promotes transparency and fair cooperation in financial transactions, contributing to the sustainability of MSME growth in alignment with Islamic economic principles.

Towards an Inclusive Creative Economy: Applying John Rawls’ Economic Justice to Empower Reog Ponorogo Artists Damanuri, Aji; Futaqi, Faruq Ahmad
Ascarya: Journal of Islamic Science, Culture, and Social Studies Vol. 5 No. 1 (2025)
Publisher : Perkumpulan Alumni dan Santri Mahyajatul Qurro'

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53754/iscs.v5i1.727

Reog Ponorogo, a traditional Indonesian art form, plays a significant role in shaping the creative economy and cultural identity of the Ponorogo Regency. Despite their cultural importance and economic potential, the distribution of economic benefits among stakeholders remains unequal, leaving many artists economically vulnerable. This study explores the application of John Rawls’s principles of economic justice to address income disparities and foster an inclusive creative economy in the Reog Ponorogo ecosystem. Through a qualitative phenomenological approach, this research examines the lives of art actors and stakeholders, as well as the creative economic empowerment strategies implemented by the local government. The findings reveal a significant income gap between performers, who earn a modest income of 50,000–300,000 rupiah per performance, and entrepreneurs dealing with Reog attributes and souvenirs, who can generate a turnover of up to 100 million rupiah per month. Applying Rawls' principles of equal basic freedom and the difference principle, this study proposes policy recommendations and strategies to ensure fair access to opportunities, the equitable distribution of income, education and capacity building, market expansion, and policy support. By aligning these elements with Rawls' principles, the creative economy can celebrate cultural heritage, while promoting economic growth and social equality. This study bridges the gaps in the existing literature by integrating cultural preservation with economic empowerment, offering valuable insights for policymakers, cultural practitioners, and scholars in fostering an inclusive and sustainable creative economy.

Efektivitas Pendistribusian Zakat, Infaq, dan Shadaqah pada Masa Pandemi COVID-19 di BAZNAS Kabupaten Ngawi Kahfi, Rayyan Ashhabul; Futaqi, Faruq Ahmad
Nidhomiya: Research Journal of Islamic Philanthropy and Disaster Vol. 1 No. 2 (2022): Islamic Philanthropy and Disaster
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/nidhomiya.v1i2.1347

This study aims to find out how the mechanism for distributing zakat infaq and shadaqah and the obstacles during the Covid-19 pandemic in Baznas Ngawi district. The type of research used by the researcher is field research using a qualitative approach. The data used are primary and secondary data by collecting observation data, interviews, and documentation. The results of this study are in the distribution of BAZNAS Ngawi Regency more towards consumptive Constraints faced by the Ngawi Regency BAZNAS institution, namely there are many overlapping points in the distribution of assistance to the community. The effectiveness of BAZNAS in Ngawi Regency is quite good or effective, although there are still shortcomings from BAZNAS because the time for giving Zakat, Infaq and Shadaqah funds does not go directly to the community but is only entrusted to the management who asks for help. Penelitian ini bertujuan untuk mengetahui bagaimana mekanisme pendistribusian zakat infaq dan shadaqah dan kendala di masa pandemi Covid-19 di Baznas kabupaten Ngawi. Jenis penelitian yang digunakan oleh peneliti adalah penelitian lapangan (field research) dengan menggunakan pendekatan kualitatif. Data yang digunakan yaitu data primer dan sekuknder dengan cara mengumpulkan data observasi, wawancara, dan dokumentasi. Hasil penelitian ini adalah dalam pendistribusian BAZNAS Kabupaten Ngawi lebih kearah konsumtif Kendala yang di hadapi oleh lembaga BAZNAS Kabupaten Ngawi yaitu banyak terjadi tumpang titik dalam penyaluran bantuan ke masyarakat. Efektivitas BAZNAS Kabupaten Ngawi sudah cukup baik atau efektif walaupun masih ada kekurangan dari pihak BAZNAS karena waktu pemberian bantuan dana Zakat, Infaq dan Shadaqah tidak terjun secara langsung ke masyarakat melainkan hanya dititipkan kepada pengurus yang meminta bantuan.

Manajemen Pendistribusian Dana Zakat pada LAZ Yatim Mandiri Ponorogo dalam “Program Kampoeng Sahabat” Bestari, Dindha Ayu; Futaqi, Faruq Ahmad
Nidhomiya: Research Journal of Islamic Philanthropy and Disaster Vol. 2 No. 1 (2023): Islamic Philanthropy and Disaster
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/nidhomiya.v2i1.1353

The "Kampoeng Sahabat Program" is an innovative program launched by LAZ Yatim Mandiri Ponorogo. Management is a component that is prominent in the management of zakat. The absence of good management will impact the organization in terms of achieving its goals. Therefore, the authors are interested in examining the management of the distribution of zakat funds in the "Kampoeng Sahabat Program" conducted by LAZ Yatim Mandiri Ponorogo. The purpose of the distribution of this program is very beneficial for the community because it can facilitate the fulfillment of economic and health needs. This study uses qualitative methods and descriptive qualitative research types. The data collection techniques are through interviews, observation, and documentation. The results of the study show that the management of the distribution of zakat funds at LAZ Yatim Mandiri Ponorogo in the "Kampoeng Sahabat Program" is quite effective according to the distribution mechanism. LAZ Yatim Mandiri Ponorogo on the "Kampoeng Sahabat Program" has applied the theory of management functions, namely planning, which in the distribution has been carried out directly without going through intermediaries; organizing in which the institution enters into an MoU with FIK Muhammadiyah Ponorogo; actuating in which the distribution is effective because it can provide according to the needs of the community; controlling in which the institution conducts briefings in the division of tasks so that implementation can run well. The supporting factors in implementing the "Kampoeng Sahabat Program" are donations from donors, supporters from the village, sponsorship, and competent HR (Human Resources). Meanwhile, the inhibiting factors in implementing the "Kampoeng Sahabat Program" are the support from the village decided one-sided due to the COVID-19 pandemic, the limited amount of the committee due to the presence of COVID-19, and the difficulty area to reach. “Program Kampoeng Sahabat” merupakan inovasi program dari LAZ Yatim Mandiri Ponorogo. Manajemen merupakan komponen penting dalam pengelolaan zakat. Tidak adanya manajemen yang baik akan berdampak pada tidak tercapainya tujuan-tujuan yang telah diterapkan oleh organisasi. Oleh karena itu, penulis tertarik untuk meneniliti manajemen pendistribusian dana zakat pada “Program Kampoeng Sahabat” yang dilakukan oleh LAZ Yatim Mandiri Ponorogo. Tujuan penyaluran pada program ini sangatlah bermanfaat bagi masyarakat karena dapat memudahkan pemenuhan kebutuhan ekonomi maupun kesehatan. Pada penelitian ini menggunakan metode kualitatif dan jenis penelitian kualitatif deskriptif dengan teknik pengumpulan data melalui wawancara, observasi, dan dokumentasi. Hasil penelitian menunjukkan bahwa manajemen pendistribusian dana zakat LAZ Yatim Mandiri Ponorogo pada “Program Kampoeng Sahabat” cukup efektif sesuai dengan mekanisme pendistribusian. LAZ Yatim Mandiri Ponorogo pada “Program Kampoeng Sahabat” telah menerapkan teori fungsi manajemen, yaitu perencanaan (planning) yang mana dalam pendistribusian sudah dilakukan langsung tanpa melalui perantara; pengorganisasian (organizing) yang mana pihak lembaga melakukan MoU dengan FIK Muhammadiyah Ponorogo; pengarahan (actuating) yang mana pendistribusian termasuk efektif karena mampu memberikan sesuai kebutuhan masyarakat; pengawasan (controling) yang mana pihak lembaga melakukan briefing dalam pembagian tugas sehingga pelaksanaan dapat berjalan dengan baik. Adapun faktor pendukung dalam pelaksanaan “Program Kampoeng Sahabat”, yaitu donasi dari para donatur, pendukung dari pihak desa, sponsorship, dan juga SDM (Sumber Daya Manusia) yang kompeten. Sementara itu, faktor penghambat dalam pelaksanaan “Program Kampoeng Sahabat”, yaitu dukungan-dukungan dari pihak desa yang memutuskan secara sepihak akibat pandemi COVID-19, panitia terbatas karena adanya COVID-19, dan juga medan yang sulit.

Pendistribusian Dana Zakat untuk Pemberdayaan Ekonomi Masyarakat Melalui Program "UMKM Bangkit" pada LAZ Yatim Mandiri Ponorogo Ramadhani, Nurul; Futaqi, Faruq Ahmad
Nidhomiya: Research Journal of Islamic Philanthropy and Disaster Vol. 2 No. 2 (2023): Islamic Philanthropy and Disaster
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/nidhomiya.v2i2.2145

The distribution of zakat is a form of channeling zakat funds to those who are entitled to receive it. This distribution of zakat has specific goals and objectives. The target is the party who is allowed to receive zakat. And for the purpose of increasing the welfare of society in the economic field so as to reduce the number of members of the less fortunate community. In the end, the distribution of zakat was able to increase the muzakki group. This study aims to find out the pattern of distribution of zakat funds at LAZ Yatim Mandiri Ponorogo, what factors are behind the utilization of zakat funds in the UMKM Awake program at LAZ Yatim Mandiri Ponorogo, what is the impact of the utilization of zakat funds on LAZ Yatim Mandiri Ponorogo? This study uses a qualitative approach descriptive research. The method of collecting data is not in the form of numbers but in the form of interview notes, descriptions in obtaining more accurate data. So from that here researchers use research with interviews, observation, documentation. Data analysis used data collection, data reduction, data presentation and data validity. The research results obtained in research on the distribution and distribution of zakat funds that have been implemented for empowerment are that there is planning, collection, implementation, empowerment, supervision, evaluation at LAZNAS Yatim Mandiri in accordance with the theory used. Then when the funds come in they are classified into programs that have been planned from monthly, annual and incidental. Then for the impact itself there is such a thing as independent worship, then there is independence in the economic field by creating products that provide added value. Pendistribusian zakat merupakan bentuk penyaluran dana zakat kepada mereka yang berhak menerimanya. Distribusi ini zakat memiliki sasaran dan tujuan tertentu. Sasarannya adalah pihak yang diperkenankan untuk menerima zakat. Dan untuk tujuannya yaitu meningkatkan kesejahteraan masyarakat dalam bidang ekonomi sehingga mengurangi jumlah anggota masyarakat yang kurang mampu. Pada akhirnya distribusi zakat ini mampu meningkatan kelompok muzakki. Penelitian ini bertujuan untuk mengetahui bagaimana poladistribusi dana zakat pada LAZ Yatim Mandiri Ponorogo, faktorapa yang melatarbelakangi pendayagunaan dana zakat pada program UMKM Bangkit di LAZ Yatim Mandiri Ponorogo, bagaimana dampak pendayagunaan dana zakat pada LAZ Yatim Mandiri Ponorogo Penelitian ini menggunakan menggunakan penelitian Deskriptif pendekatan kualitatif. Metode dalam pengumpulan data bukan berupa angka tetapi berupa catatan wawancara, gambaran-gambaran dalam memperoleh data yang lebih akurat. Maka dari itu disini peneliti menggunakan penelitian dengan wawancara, observasi, dokumentasi. Analisi data yang digunakan pengumpulan data, reduksi data, penyajian data dan keabsahan data. Hasil penelitian yang didapatkan pada penelitian tentang pendistribusidan dana zakat yang sudah diterapkan untuk pemberdayaan adalah adanya perencanaan, penghimpunan, pelaksanaan, pemberdayaan, pengawasan, evaluasi pada LAZNAS Yatim Mandiri sudah sesuai dengan teori yang digunakan. Lalu pada saat dana masuk diklasifikasikan pada program-program yang telah direncanakan dari bulanan, tahunan dan insidental. Kemudian untuk dampaknya sendiri ada yang namanya mandiri ibadah, lalu ada mandiri pada bidang ekonomi dengan mewujudkan produk-produk yang memberikan nilai tambah.

Pemahaman Petani Padi tentang Zakat Pertanian di Desa Dlanggu, Kabupaten Lamongan Sholikhah, Faridhatun; Futaqi, Faruq Ahmad
Nidhomiya: Research Journal of Islamic Philanthropy and Disaster Vol. 3 No. 1 (2024): Islamic Philanthropy and Disaster
Publisher : Institut Agama Islam Negeri Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/nidhomiya.v3i1.2944

Dlanggu Village is one of the settlements in the Deket District, Lamongan Regency. Farmers make up most of the people living in Dlanggu Village, and they do well financially from their farming endeavors. However, the community's knowledge of the obligation to pay the fort of their agricultural produce is relatively low due to a lack of understanding of agricultural zakat. The purpose of this study is to ascertain and evaluate the farmers' perceptions of agriculture zakat and its effects in Dlanggu Village. This study employs a qualitative technique in field research. Three methods are utilized to acquire data: documentation, interviews, and observations. When a farmer can differentiate between zakat and alms, elaborate on the definition of agricultural zakat, and specify the appropriate quantity of zakat to be expected, it is a sign that they have a fair understanding of the agricultural zakat. This lack of knowledge leads to a low amount of agricultural zakat payment among the farmers in Dlanggu Village. However, some farmers donate a portion of their farm's output and deem it as alms. Desa Dlanggu merupakan salah satu desa yang terletak di Kecamatan Deket, Kabupaten Lamongan. Mayoritas penduduk Desa Dlanggu berprofesi sebagai petani dan mendapatkan hasil yang besar dari kegiatan pertaniannya. Masyarakat Desa Dlanggu cukup agamis. Namun, karena kurangnya pemahaman masyarakat mengenai zakat pertanian, kesadaran masyarakat Desa Dlanggu untuk membayar zakat hasil pertanian mereka menjadi kurang. Penelitian ini bertujuan untuk mengetahui dan menganalisis pemahaman petani padi Desa Dlanggu tentang zakat pertanian beserta dampaknya. Jenis penelitian ini adalah penelitian lapangan dengan menggunakan pendekatan kualitatif. Teknik pengumpulan data yang digunakan adalah observasi, wawancara, dan dokumentasi. Setelah data dikumpulkan, kemudian dilakukan pengujian keabsahan data dengan trianggulasi data untuk selanjutnya dianalisis. Hasil penelitian menunjukkan bahwa petani Desa Dlanggu belum memiliki pemahaman yang baik terkait pembayaran zakat pertanian dibandingkan dengan pemahaman tentang puasa maupun sholat. Indikator memiliki pemahaman yang baik adalah apabila petani dapat membedakan antara zakat dengan sedekah, mampun menjelaskan secara detil pengertian zakat pertanian, dan mampu menjelaskan besaran zakat yang harus dikeluarkan. Dampak dari kurangnya pemahaman tersebut adalah masyarakat petani tidak membayarkan yang seharusnya menjadi zakat pertanian mereka. Meskipun demikian, terdapat beberapa petani yang memberikan sebagian hasil dari pertanian mereka dan menganggapnya sebagai sedekah.

PRODUCT Product and Service Development Strategies on Murabahah Contracts to Improve The Existence of BMT Hasanah Mukaromah, Ni`matul Fitria; Rofiah, Khusniati; Futaqi, Faruq Ahmad
Etihad: Journal of Islamic Banking and Finance Vol. 4 No. 1 (2024)
Publisher : UIN Kiai Ageng Muhammad Besari Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21154/etihad.v4i1.8962

Introduction: Many financial institutions have developed in Ponorogo, conventional and sharia. BMT Hasanah is present as a Sharia microfinance institution that often helps households and UMKM. Even though there is much competition, BMT Hasanah can continue to show its existence. This research aims to determine product and service development strategies, especially in murabahah contracts. Research Methods: This research aims to determine product and service development strategies, especially in murabahah contracts. The research uses a qualitative approach using primary data in the form of interviews and observations and secondary data obtained from archival documents and the internet. Results: The results of this research show that BMT Hasanah is responsive in responding to customer product requests. The murabahah products provided are always up to date with straightforward guarantees. Apart from that, BMT Hasanah provides maximum service in terms of installment payments. Customers are visited using a pick-up system and also serve an installment system by transfer. Conclusion: With this strategy, BMT Hasanah not only increases competitiveness and revenue but also increases customer satisfaction, which ultimately strengthens its existence.

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