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All Journal IQTISHODUNA Jurnal Al-Qardh Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Riau Journal of Empowerment JURNAL PENDIDIKAN TAMBUSAI ASEAN Journal of Community Engagement El-Qist : Journal of Islamic Economics and Business (JIEB) Journal of Management - Small and Medium Enterprises (SME's) Jurnal Ekonomi dan Bisnis GROWTH (JEBG) Langgam International Journal of Social Science Education, Art and Culture Journal of Economics, Accounting, Tax and Management eProceedings of Applied Science Tematik: Jurnal Penelitian Pendidikan Dasar PANDU: Jurnal Pendidikan Anak dan Pendidikan Umum Jurnal Akselerasi Merdeka Belajar dalam Pengabdian Orientasi Masyarakat (Jurnal AMPOEN) IIJSE Jurnal Ilmiah Kesehatan dan Kebidanan
agustin, riska
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Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Library & Information Science Public Health Social Sciences Other

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Analisis Studi Kelayakan Pengembangan Bisnis dalam Keputusan Ekspansi: (Studi Kasus Batik Lochatara Kediri) Agustin, Riska; Aini, Saqofa Nabilah; Romaisyah, Luqita; Lestari, Sekar Rizky Margi
Jurnal Maneksi (Management Ekonomi Dan Akuntansi) Vol. 13 No. 1 (2024): Jurnal Maneksi (Management Ekonomi Dan Akuntansi)
Publisher : Politeknik Negeri Ambon

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31959/jm.v13i1.2110

Abstract

MSMEs which are growing rapidly in Indonesia play a role in economic growth and job creation, one of the sectors is the batik craft industry. In Kediri Regency, Lochatara Batik is a growing MSME and plans to expand its products and market share. Before carrying out expansion, it is necessary to carry out a business feasibility study analysis to find out whether the expansion plan is feasible or not. This research aims to analyze aspects in the Lochatara Batik business feasibility study related to the expansion plans that will be carried out. A descriptive qualitative method using observation, interviews and documentation of the owners and employees of Batik Lochatara was carried out in this research method. The results, according to legal aspects, market and marketing aspects, financial aspects, technical or operational aspects, management and organizational aspects, economic and social aspects as well as environmental impact aspects, the business and expansion planned by Batik Lochatara were declared feasible to carry out. The results of this analysis can also be used as a reference for company owners to identify and minimize obstacles and risks that arise in the business in the future.
Analysis of the Digital Marketing Mix on the Mikhayla_Shop Account Reviewed from the Perspective of Islamic Business Ethics Aini, Saqofa Nabilah; Romaisyah, Luqita; Agustin, Riska
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 13 No. 2 (2023): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2023.13.2.144-157

Abstract

This study aims to examine the application of the digital marketing mix through the Instagram account of Mikhayla_Shop, a leading hijab retailer in Indonesia, from the perspective of Islamic Business Ethics. Using a qualitative descriptive approach, the study analyzes how each component of the marketing mix (7Ps: Product, Price, Promotion, Place, People, Process, and Physical Evidence) is implemented in alignment with key Islamic ethical principles: tawḥīd (divine unity), justice, free will, responsibility, and iḥsān (excellence). The findings reveal that Mikhayla_Shop's strategies demonstrate a unique integration of ethical values into modern digital marketing practices, maintaining transparency, fairness, and customer respect in all touchpoints. This research contributes to the growing discourse on ethical marketing in Muslim-majority digital economies by offering a context-based model of Sharia-compliant digital marketing strategy. It provides empirical grounding for the application of Islamic ethics in contemporary e-commerce environments. Future research may expand this framework across comparative cross-national studies, particularly in the emerging halal fashion industry, to explore the adaptability and scalability of Islamic ethical marketing practices in global digital marketplaces.
Aplikasi Arisan Paket Lebaran Studi Kasus Pada SuMas (Modul User) Agustin, Riska; Gunawan, Tedi; Qana’a, Mutia
eProceedings of Applied Science Vol. 9 No. 2 (2023): April 2023
Publisher : eProceedings of Applied Science

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Abstract

Arisan-paket lebaran SuMas merupakan suatu kegiatan rutinsejak tahun 2006 di Jakarta Timur. Dalam arisan ini terdapat duapilihan, yaitu paket barang dan tabungan uang. Tujuan darikegiatan ini adalah untuk membantu masyarakat menjelang harilebaran. Dikarenakan kegiatan tersebut masih dilakukan secarakonvensional atau masih dilakukan dengan tulis tangan dandalam bentuk kertas, maka dilakukan pembuatan sebuah aplikasiberbasis website untuk memudahkan kegiatan ini. Dalampembuatan aplikasi ini, telah dibagi menjadi dua modul, yaitumodul admin (penyelenggara) dan modul user (petugas danpeserta). Dalam modul ini, akan lebih fokus membahas moduluser (petugas dan peserta). Proyek akhir ini dibuat dengan metodepengembangan perangkat lunak Waterfall, menggunakan bahasapemrograman PHP dan Framework CodeIgniter serta basis datayang digunakan adalah MySQL.Kata kunci-arisan paket lebaran, petugas, peserta
Indonesian Halal Product Certification Realization Strategy by the Halal Product Guarantee Organizing Agency (BPJPH) Khayati, Ismatul; kalimah, Siti; Agustin, Riska
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 7 No 3 (2024): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v7i3.5620

Abstract

The Halal Product Guarantee Organizing Agency (BPJPH) is implementing the mandate of the Ministry of Religion of the Republic of Indonesia which is targeting 10 million halal-certified products by October 2024 to make Indonesia the world's halal center. BPJPH has implemented various strategies to realize this target. Through this qualitative research, it was found that by early 2024 it had been realized that 4,591,573 products are halal certified. The strategy that best shows its optimality in achieving this realization is the existence of a self-declared halal certification registration route, the SiHalal application, and the Sehati program. With the success of the strategy and realization of halal certification, BPJPH won two awards from prestigious events in the field of Information Technology in the form of the TOP Digital Award 2023.
Revitalizing the On-Campus Waste Bank: Promoting Community Environmental Awareness and Improving Waste Management Efficiency Fitrianto, Achmad Room; Nawangsari, Ajeng Tita; Agustin, Riska; Arista, Setia Rini; Ramadhani, Eka Nur Wahyu Safitri; Gibbons, Nadine Elizabeth
ASEAN Journal of Community Engagement Vol. 8, No. 1
Publisher : UI Scholars Hub

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Abstract

Current waste management practices often lack the reduce, reuse, and recycle principles, leading to negative effects on public health and the environment. Comprehensive and integrated waste management is needed to achieve economic benefits, health for communities, and environmental safety. This study examines community-based sustainable waste management practices in academic institutions, thus bridging the theory-practice gap and providing a significant novelty through its integration of Sharia principles into waste management practices. It focuses on the revitalization of the Sharia-based Waste Bank (BSS) at Sunan Ampel State Islamic University (UINSA) in Surabaya, Indonesia, supporting the university’s commitment to environmental sustainability and implementing quality waste management. A mixed-methods approach was employed that included surveys, focus group discussions, and interviews to assess the current waste management situation and stakeholders’ perceptions of it, as well as potential strategies for waste bank revitalization. The findings reveal a lack of awareness of and participation in sustainable practices in the campus community. It underscores the importance of integrating awareness, regulatory compliance, and community engagement as innovative approaches to waste management. This study further provides a community-based waste management model through the revitalization of BSS at UINSA, supporting the university’s commitment to environmental sustainability and implementing quality waste management. This study contributes to enhancing waste management practices at the UINSA and its surrounding communities while aligning with global sustainability goals.
Pengaruh Pendapatan dan Gaya Hidup terhadap Pengelolaan Keuangan Pada Karyawan di CV HPP Hamdalah Putra Perkasa Basuki, Ocky Kartika Wahyu; Agustin, Riska
Jurnal Pendidikan Tambusai Vol. 9 No. 3 (2025): Desember
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai, Riau, Indonesia

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Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh pendapatan dan gaya hidupterhadap pengelolaan keuangan karyawan CV HPP Hamdalah Putra Perkasa. Penelitian ini menggunakan pendekatan kuantitatif dengan teknik pengambilan sampel acak sederhana yang melibatkan 43 responden. Instrumen penelitian berupa kuesioner berskala Likert, dan data dianalisis menggunakan SPSS melalui uji validitas dan reliabilitas, uji asumsi klasik, regresi linier berganda, dan uji hipotesis. Temuan penelitian menunjukkan bahwa pendapatan berpengaruh signifikan terhadap pengelolaan keuangan karyawan, sedangkan gaya hidup tidak berpengaruh signifikan secara parsial. Namun, secara simultan, pendapatan dan gaya hidup berpengaruh signifikan terhadap pengelolaan keuangan dengan koefisien determinasi sebesar 77,9%. Hasil ini menunjukkan bahwa tingkat pendapatan yang lebih tinggi meningkatkan kemampuan pengelolaan keuangan karyawan, sementara gaya hidup tetap menjadi faktor penting yang perlu dipertimbangkan dalam mendukung perilaku keuangan yang lebih sehat. Implikasi dari penelitian ini menyoroti pentingnya bagi perusahaan untuk tidak hanya meningkatkan kesejahteraan karyawan melalui pendapatan yang lebih tinggi, tetapi juga memberikan edukasi literasi keuangan, yang memungkinkan karyawan mengelola pendapatan mereka dengan lebih bijak untuk kebutuhan sehari-hari, tabungan, dan perencanaan masa depan.
LITERATURE REVIEW: PERAN SELF-EFFICACY DALAM MENGURANGI DAMPAK NEGATIF KECEMASAN FINANSIAL Nur Hidayah, Windy Maulidia; Agustin, Riska
Growth Vol 23 No 2 (2025): NOVEMBER
Publisher : Relawan Jurnal Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36841/growth-journal.v23i2.7664

Abstract

Kecemasan finansial merupakan salah satu bentuk tekanan psikologis yang semakin menonjol di tengah kondisi ekonomi global yang penuh ketidakpastian. Kajian literatur ini bertujuan untuk menelaah peran self-efficacy dalam mengurangi dampak negatif kecemasan finansial. Metode penelitian dalam artikel ini menggunakan metode Systematic Literature Review (SLR) dengan protokol PRISMA melalui seleksi beberapa artikel pada rentang tahun 2020-2025. Hasil kajian menunjukkan bahwa self-efficacy berpengaruh signifikan terhadap penurunan kecemasan finansial, baik secara langsung maupun melalui peran sebagai mediator dan moderator. Temuan ini memberikan implikasi praktis bahwa intervensi berupa peningkatan literasi keuangan dan peningkatan self-efficacy dapat menjadi strategi efektif untuk membantu individu mengelola kecemasan finansial.
HUBUNGAN PERUBAHAN FISIK WANITA SAAT PREMENOPAUSE DENGAN TINGKAT KECEMASAN IBU MENGHADAPI MENOPAUSE DI KABUPATEN TANGERANG Firdaus, Ulfa Nadia Nurul; Wahidah, Nurul; Agustin, Riska
Jurnal Ilmiah Kesehatan dan Kebidanan Vol. 4 No. 2 (2025): Jurnal Ilmiah Kesehatan dan Kebidanan
Publisher : LPPM AKBID BI Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65854/jikk.v4i2.14

Abstract

ABSTRAK Premenopause merupakan kondisi dimana tubuh mulai berinteraksi menuju menopause. Masa ini dapat terjadi selama 2-8 tahun, dan ditambah 1 tahun diakhir menuju menopause. Biasanya masa premenopause terjadi pada usia 40-50 tahun. Penelitian ini bertujuan untuk mengetahui hubungan antara perubahan fisik wanita saat premenopause dengan tingkat kecemasan ibu menghadapi menopause di Kabupaten Tangerang tahun 2025. Penelitian ini menggunakan pendekatan kuantitatif dengan jenis penelitian ini survey analitik dan desain cross sectional. Responden pada penelitian ini yaitu wanita premenopause dengan usia 40-50 tahun di Kabupaten Tangerang dan sampelnya sebanyak 36 responden dengan teknik penelitian total sampling. Instrumen penelitian ini mengggunakan data sekunder (jumlah penduduk) dan data primer (wawancara). Analisa data menggunakan Analisa univariat dan bivariat dengan menggunakan uji statistik spearman-rho. Hasil penelitian menunjukkan bahwa sebagian besar responden memiliki perubahan fisik sebanyak 32 responden (88,9%) dan yang tidak mengalami perubahan fisik sebanyak 4 responden (11,1%). Dan responden yang mengalami tingkat kecemasan paling banyak yaitu kecemasan ringan sebanyak 12 responden (33,3%), Dan ibu yang mengalami kecemasan sedang yaitu 12 responden (33,3%). Dan yang mengalami kecemasan berat yaitu 8 responden (22,2%). Dan yang mengalami tidak ada kecemasan yaitu 4 responden (11,1%). Analisis statistik menunjukkan adanya hubungan yang signifikan antara hubungan perubahan fisik wanita saat premenopause dengan tingkat kecemasan ibu menghadapi menopause dengan hasil nilai signifikan dari uji spearman-rho (p= 0,001), korelasi rs 0.643 yang artinya menunjukkan ada hubungan yang kuat antara perubahan fisik wanita saat premenopause dengan tingkat kecemasan ibu menghadapi menopause dengan arah kolerasi pada perhitungan rs yaitu positif.
Unlocking MSME Performance: The Role of Financial Literacy Through Financial Management and Competitive Advantage Maghfiroh, Rahma Ulfa; Agustin, Riska
IQTISHODUNA IQTISHODUNA (Vol. 22, No. 1, 2026)
Publisher : Fakultas Ekonomi, UIN Maliki Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/iq.v22i1.37120

Abstract

This research examines how financial literacy can improve MSME performance, with financial management and competitive advantage as mediating variables. Using a quantitative survey of 140 MSMEs in Sidoarjo and SEM-PLS software for analysis, these findings show important and new insights into economic issues. First, MSME performance is not directly impacted by financial literacy. Instead, its impact is fully mediated by competitive advantage and financial management. Second, financial literacy significantly improves financial management practices and strengthens competitive advantage, both of which positively and significantly affect MSME performance. These results demonstrate that financial knowledge alone is insufficient to improve performance unless translated into structured financial practices and strategic differentiation. In real-world conditions, MSMEs that implement systematic bookkeeping, cash flow control, cost efficiency strategies, and product differentiation are more likely to achieve higher profitability and sustainable growth. The study contributes theoretically by extending the Resource-Based View, positioning financial literacy as an internal capability that enhances performance indirectly through managerial and strategic mechanisms. Practically, the findings provide an evidence-based framework for policymakers and MSME practitioners to design targeted financial literacy programs integrated with hands-on financial management training and competitive strategy development.
Co-Authors Achmad Room Fitrianto Aini, Saqofa Nabilah Ajeng Tita Nawangsari Andi Setiawan Arista, Setia Rini Basuki, Ocky Kartika Wahyu Budi Upayarto Fani Rahma, Sari Fatimah Gibbons, Nadine Elizabeth Gunawan, Tedi Ismatul Khayati Lestari, Sekar Rizky Margi Lubis, Rizka Hidayah Husin Maghfiroh, Rahma Ulfa Musthofa, Imron Mutia Qana'a Nafizah, Duratun Ngatmin Nur Hidayah, Windy Maulidia Nur Khasanah, Afifah Nurul Wahidah Ramadhani, Eka Nur Wahyu Safitri Rara Intan Mutiara Fajrin Rochmawati, Reni Romaisyah, Luqita Romi Mesra Septina Pratiwi, Khomsatun Siti Kalimah Surani, Dyah Ulfa Nadia Nurul Firdaus Wahyu Hidayat