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Journal : Jurnal PkM MIFTEK

LITERASI KEUANGAN SYARIAH PEKERJA MIGRAN INDONESIA: PELATIHAN PENDIRIAN BAITUL MAL WAT-TAMWIL DI BRUNEI DARUSSALAM Mustikasari, Molly; Mulyasari, Heni; Haryadi, Yudi; Fitriyani, Nida
Jurnal PkM MIFTEK Vol 6 No 1 (2025): Jurnal PkM MIFTEK
Publisher : Institut Teknologi Garut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33364/miftek/v.6-1.2190

Abstract

Indonesian Migrant Workers (PMI) in Brunei Darussalam face various economic challenges, including low sharia financial literacy, less than optimal financial management, and limited access to formal financial services. This study aims to improve PMI's sharia financial literacy through training in establishing Baitul Maal Wat-Tamwil (BMT) as a sustainable economic solution for 15 members of the Indonesian Community Association (PERMAI). The method used is interactive online and offline training that includes material delivery, simulations, and technical assistance in establishing and managing BMT. The results of the training showed that participants gained an understanding of the concept of sharia finance, financial planning, and management of community-based financial institutions. This program also opens up opportunities for PMI to build economic independence and strengthen social networks in their environment. With this approach, it is hoped that similar training models can be applied in other PMI communities abroad