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All Journal Jurnal TAMBORA Jurnal Pengembangan Masyarakat Lokal Entrepreneur : Jurnal Bisnis Manajemen dan Kewirausahaan Sibatik Journal : Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan International Journal of Multidisciplinary Research and Literature (IJOMRAL) Jurnal Ekonomi dan Bisnis Samalewa: Jurnal Riset dan Kajian Manajemen Benefit : Journal of Bussiness, Economics, and Finance
Sudiyarti, Nining
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DAMPAK KEBERADAAN PT. CARIDEA JAYA LESTARI TERHADAP PENDAPATAN MASYARAKAT DI KECAMATAN UTAN KABUPATEN SUMBAWA Sudiyarti, Nining; Irwansyah, I
Jurnal Ekonomi & Bisnis Vol. 13 No. 1 (2025): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v13i1.2065

Abstract

This study aims to determine the differences in community income before and after the existence of a shrimp farming company in Motong Village, Utan Sub-District, Sumbawa District. The type of this study was comparative study which aims to compare the level of community income before and after the existence of the shrimp farming company. The type of data used in this study was quantitative data obtained directly from primary sources using interview techniques. The primary data source for this study was all 34 employees of PT. Caridea Jaya Lestari. The data analysis technique used the two-average difference test technique, including the paired samples statistics test, paired samples correlations test, and paired samples t-test. The results of study showed that there is a positive and significant difference in the level of income of traders before and after the existence of Genang Genis Park Sumbawa Besar. Traders' income experienced a significant increase after the existence of Genang Genis Park Sumbawa Besar compared to previous income. Thus, it can be stated that the existence of Genang Genis Park Sumbawa Besar had a big impact on increasing the income earned by traders in Sumbawa Besar City.
PENGARUH LITERASI KEUANGAN TERHADAP KEBERLANGSUNGAN USAHA MIKRO KECIL DAN MENENGAH (UMKM) DI KABUPATEN SUMBAWA Sudiyarti, Nining; Rachman, Rosyidah; Rahayu, Dinda Fuji
Jurnal Ekonomi & Bisnis Vol. 12 No. 1 (2024): Jurnal Ekonomi & Bisnis
Publisher : Pusat Riset dan Publikasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58406/jeb.v12i1.1530

Abstract

This study aims to determine the effect of financial literacy on the sustainability of micro, small and medium enterprises (MSMEs) in Sumbawa District. The type of this study was associative. This study used a quantitative data obtained directly from primary sources, namely MSME actors in Sumbawa District using research instruments in the form of questionnaires. The questionnaire was prepared based on research variable indicators, namely financial literacy and the sustainability of MSME businesses. All of data was studied using simple linear regression analysis techniques, partial parameter hypothesis testing (t test), and coefficient of determinant testing (R2). The results of this study showed that the financial literacy had a positive and significant effect on the sustainability of micro, small and medium enterprises in Sumbawa District. The ability of financial literacy to effect the sustainability of MSMEs in Sumbawa District was 35.6%, while the remaining 64.4% was effected by other variables outside this study model, such as the use of e-commerce, product innovation, and readiness to change.
PAY LESS TO SAVE PLANET: GREEN LOAN PARADOX DAN RESISTENSI UMKM TERHADAP PEMBIAYAAN BERKELANJUTAN BERSUBSIDI Sudiyarti, Nining; Rachman, Rosyidah; Usman, Usman; Sutrisno, Eko
SIBATIK JOURNAL: Jurnal Ilmiah Bidang Sosial, Ekonomi, Budaya, Teknologi, Dan Pendidikan Vol. 5 No. 1 (2025)
Publisher : Penerbit Lafadz Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54443/sibatik.v5i1.4228

Abstract

This study explores the paradoxical phenomenon where Small and Medium Enterprises (SMEs) in Sumbawa Regency resist subsidized green loan schemes despite their economic advantages. Using qualitative methods including in-depth interviews with 25 SME owners, focus group discussions, and document analysis, this research identifies key factors driving resistance: perceived complexity of application procedures, distrust toward financial institutions, concerns about sustainability requirements as operational burdens, limited environmental awareness, and preference for informal financing networks. The findings reveal a critical gap between policy design and grassroots implementation, where rational economic incentives fail to overcome institutional, cultural, and informational barriers.
Co-Authors Abdul Halik Anjani, Ira Anjelita, Dela Asmini Binar Dwiyanto Pamungkas, Binar Dwiyanto Eko Sutrisno, Eko Fitriyani, Ika Ieke Wulan Ayu Irwansyah, I Kurniawansyah, Kurniawansyah Maelani, Mia Rahayu, Dinda Fuji Rosyidah Rachman RR. Ella Evrita Hestiandari Selviani, Rita Siti Mujanah SRI RAHAYU Sunarya, herni Suprianto Suprianto Syaifuddin Iskandar, Syaifuddin Tryamanda, Nazula Charisna Usman Usman Yuliana Yuliana Yunita, Fiana Arma