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All Journal ETIKONOMI Jurnal Ekonomi & Studi Pembangunan EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Global Review of Islamic Economics and Business International Journal of Islamic Economics and Finance (IJIEF) Journal of Islamic Monetary Economics and Finance Journal of Economics Research and Social Sciences Nusantara Hasana Journal Journal of Islamic Economic and Business Research Universitas Muhammadiyah Yogyakarta Undergraduate Conference Proceeding Jurnal Manajemen, Akuntansi, Ekonomi Journal of Advances in Accounting, Economics, and Management Journal of Business and Halal Industry Journal of Economics, Assets, and Evaluation Indatu Journal of Management and Accounting The International Journal of Financial Systems JPS (Jurnal Perbankan Syariah)
Wiranatakusuma, Dimas Bagus
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Religion Agriculture, Biological Sciences & Forestry Humanities Civil Engineering, Building, Construction & Architecture Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Energy Nursing Public Health Social Sciences Other

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Use Of First Loan Applications on A Fellow Contact Basis (Case Study: FEB UMY Student) Pajar, Eval; Nida, Fathiya Zhahira; Wiranatakusuma, Dimas Bagus
Proceedings of Universitas Muhammadiyah Yogyakarta Graduate Conference Vol. 3 No. 1 (2023): Crafting Innovation for Global Benefit
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/umygrace.v3i1.583

Abstract

Online lending refers to the process of applying for a loan through a digital platform or app that allows individuals or businesses to obtain borrowed funds quickly and easily. Online lending usually has a simpler and faster application process compared to traditional financial institutions such as banks. This study aims to explore the utilization of peer-to-peer lending applications in the context of online lending. The app allows users to borrow funds quickly and easily from their contacts within the app. This research will involve collecting qualitative data through preferences from FEB UMY students. The pinlu application is expected to be a solution for students of the Faculty of Economics and Business, Universitas Muhammadiyah Yogyakarta.
Creating A Healthy Lifestyle of Students Through the Use of The SEKA Application (Health Campus) Aryani , Enggar Wahyu Putri; Ramadhan, Persistent; Wiranatakusuma, Dimas Bagus
Proceedings of Universitas Muhammadiyah Yogyakarta Graduate Conference Vol. 3 No. 1 (2023): Crafting Innovation for Global Benefit
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/umygrace.v3i1.584

Abstract

In this modern era, a healthy lifestyle has become a major concern for many people, including students. College students often face high academic pressure and social demands, which can have a negative impact on their health. Therefore, it is important for students to maintain their physical and mental health so that they can optimally achieve their academic and personal potential. A healthy lifestyle is becoming increasingly important in everyday life, especially for students who often face academic pressures and lack a lifestyle. Healthy. To help students maintain their health, we propose to make an application called "SehatKampus". This application will be a guide and support for students to live a healthy lifestyle practically and effectively. The method used to manage student health activities is to use the application. Seka.com is the domain for relevant technology. This study was conducted with a qualitative approach. Qualitative research uses descriptive data from individuals and observable actors to explain and analyze individual or group phenomena, events, social dynamics, attitudes, beliefs, and perceptions. The Healthy Campus Application (SEKA) stands for healthy campus. Seka itself can be interpreted in Javanese as a healer. This seka application is designed to become a student facilitator in maintaining health and stabilizing their healthy lifestyle. This application is equipped with various features which can support a student's healthy lifestyle. In order to assist students in living a healthy lifestyle, developing a special application can be an effective solution. This application can provide easy access and relevant information about health to students. The following are reasons that explain why student healthy living apps are important and the benefits they can provide: Based on research on campus healthy apps, it can be concluded that the use of campus healthy apps has great potential to improve student health and well-being. These apps can provide useful information, facilitate access to health services, and provide features that promote a healthy lifestyle. In this study, it was found that college students tended to respond positively to using campus healthy apps and reported benefits in increasing health awareness and helping them manage a healthy lifestyle.
Application Program for Helping Road Complaints in Yogyakarta (APLANYA) Alvino, Jevry; Deru, Muhammad; Wiranatakusuma, Dimas Bagus
Proceedings of Universitas Muhammadiyah Yogyakarta Graduate Conference Vol. 3 No. 1 (2023): Crafting Innovation for Global Benefit
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/umygrace.v3i1.585

Abstract

In big cities like Yogyakarta in general, population growth and the number of private vehicles is very rapid, unfortunately not matched by the provision of adequate road infrastructure, so congestion is certain to occur, and this has really happened. If no action is taken or anticipated with an appropriate system, it is certain that total traffic jams will occur. The solution step to overcome this is to utilize the Application to help road complaints. To maximize the function of the Application, we try to implement an electronic-based system (online) to be able to access all public vehicles that pass on the entire urban road network according to the type of public vehicle (MPU, mini bus, medium bus, large bus, LRT, MRT, etc.). In an effort to support this system, it must be supported by adequate facilities, including all motorists are advised to download the application so that the movement of public vehicles is free from congestion. Another thing that is no less important is the condition or trip of the rider will arrive on time. With all the conveniences, the Application system is expected that people can access when they want to travel, so that congestion can be minimized.
Use of Call Balban application In Assisting Motorcyclists Rudiana, Melda Nurfadilah; Prasellina, Levyna Cabytta; Wiranatakusuma, Dimas Bagus
Proceedings of Universitas Muhammadiyah Yogyakarta Graduate Conference Vol. 3 No. 1 (2023): Crafting Innovation for Global Benefit
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/umygrace.v3i1.649

Abstract

Introduction – This study aims to develop a system that allows motorists to easily call a tire repair technician via an Android-based smartphone. The method used in compiling this research consists of data collection. analysis of user requirements, analysis of functional requirements and analysis of application system requirements. The tire patch application in this digital era provides a solution that helps motorists overcome the problem of flat or punctured tires. Suggestions that can be given to assist the development of tire patch location search applications for further development can be done by adding information on the location of tire patches that are open or closed both day and night and similar research can also be carried out with mobile-based applications.
Analysis Of Financial Literacy: Case Study On Vulnerable Youth In Yogyakarta Abbas, Elvina Nabilah; Wiranatakusuma, Dimas Bagus; Ardyanti, Febby Ferlita
Proceedings of Universitas Muhammadiyah Yogyakarta Graduate Conference Vol. 3 No. 1 (2023): Crafting Innovation for Global Benefit
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/umygrace.v3i1.650

Abstract

In Indonesia the rate of literacy and inclusion is still low and its significant with the condition of economics now. Young people as pillars of the future civilization still need learning skill for the future especially in Yogyakarta as the city of the student. This study aims to described financial literacy and factors that affecting financial literacy of vulnerable youth in Yogyakarta. This study was qualitative with interview as a method of data collection and descriptive as a data analysis technique. The interview was semi-structured and the interviewees were vulnerable youth in Yogyakarta with some requirements. This study found that financial literacy in vulnerable youth in Yogyakarta are in medium level. Next, for the data that that not all conditions experienced by a vulnerable youth affect their financial literacy. For everyone in any situation can now obtain proper financial literacy and for influencers present a lot of financial literacy content. The government should give the explanation that financial literacy is not difficult to obtain.
The Importance and Challenges Of The Islamic Management in Organizational Practice Zahra, Monica Kis Al; Wiranatakusuma, Dimas Bagus; Aprizal, Anggi
Proceedings of Universitas Muhammadiyah Yogyakarta Graduate Conference Vol. 3 No. 1 (2023): Crafting Innovation for Global Benefit
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/umygrace.v3i1.651

Abstract

For Muslims, Islamic management is an important part of organizational practice. This article aims to identify the importance of involvement of Islamic management and to reveal students’ thought about Islamic management. This study uses a qualitative approach because the researcher wants to obtain deeper answers of each participant. In addition, a semi-structural interview was also conducted by the researcher in order to gather information about the participants’ opinion on Islamic values in organizational practice. The research findings show that Islamic management is impactful in the existence of halal market. However, there some participants who argued that the fact of general management is relatively easier to implement is already a challenge for students to learn Islamic management despite its importance in the organization itself. The expansion of Islamic management knowledge and understanding for students can overcome, there are challenges discussed previously. By looking at findings, it needs the real practical implications and use large scale for further researcher so that they can get more varied data.
Prototype Innovation of Online Tire Patching Application (BalBan) As an Effort to Learn from Experience: Case Study of Bantul Regency and its surroundings Putra, Riza Dian Ade; Abhirama, Muhammad Erga; wiranatakusuma, Dimas Bagus
Proceedings of Universitas Muhammadiyah Yogyakarta Graduate Conference Vol. 3 No. 1 (2023): Crafting Innovation for Global Benefit
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/umygrace.v3i1.652

Abstract

When a tire is damaged, vehicle owners need to repair it immediately to maintain the safety and performance of their vehicle. Traditionally, people have to go to a repair shop or physical tire shop to repair damaged tires. However, in reality not all incidents of punctured tires are in accordance with the plans that are already available, there are many moments that inevitably make us have to walk far to find the existence of a conventional tire patch service. We took the initiative to create a prototype of an online tire patch service, namely BalBan. BalBan is an online tire patch service enabling vehicle owners to order tire patch services online through a mobile application or website. The system development method used in this study is the prototype method. To achieve success, Online tire patching applications need to focus on their strengths, such as developing a good user experience, strong partnerships with repair shops and mechanics, and building user trust through positive ratings and reviews. It is also important to continuously monitor market trends and adapt to changes in the tire patch service industry.
Determinants Factor of The Use Of E-Wallets for Students and According to The Islamic Perspective Zurly, Deby Alicia; Wiranatakusuma, Dimas Bagus; Paputungan, Alvaizy Dwi Putra
Proceedings of Universitas Muhammadiyah Yogyakarta Graduate Conference Vol. 3 No. 1 (2023): Crafting Innovation for Global Benefit
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/umygrace.v3i1.653

Abstract

One of the best inventions of the 21st century is the electronic wallet (e-wallet) which is an integral part of the electronic payment system. As of today, almost all citizens in Indonesia use e-wallets as a payment method. E-wallet is an application or feature developed to make it easier for users to make payments. The use of e-wallets can be accessed easily via the internet, can have a positive impact and also have a negative impact on the use of electronic money services.The study involved students consisting of a man, as well as a woman with ages varying from 19 to 24 years old. Using a qualitative approach, this study uses in-depth interviews as a data collection technique and also obtains from relevant websites or journals. This research shows that E-wallets have grown very rapidly and are used by various groups, including students as millennials. E-wallets are not only understood as a place to store money electronically, but also as a digital payment system with various features, such as top ups, bill payments, bank card storage, money transfers and withdrawals, etc. Students use e-wallets for various purposes, such as paying for online transportation, buying food/drinks, paying bills, etc. There are several fundamental reasons students use e-wallets as a payment method because of the promos offered, ease of transactions, and ease of operation. In using e-wallets, students not only feel comfortable in shopping, but also the convenience of paying because it can be done anywhere as long as the user is connected to the internet. Various conveniences offered by e-wallets, one of which is the simple appearance of the application that allows many users to understand how to operate it quickly.
Measuring Optimal Portfolio for Selected Financing Contracts of Islamic Banks in Indonesia Wiranatakusuma, Dimas Bagus; Nindy, Aurellia Azh
The International Journal of Financial Systems Vol. 1 No. 1 (2023)
Publisher : Otoritas Jasa Keuangan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61459/ijfs.v1i1.5

Abstract

Financing is the primary factor in boosting the operational performance of Islamic banks. Financing is a productive asset that is susceptible to risk. The research mainly aims to find the optimal limit that can be tolerated in order to improve the operational performance of Islamic banks. The research objects cover Mudharabah, Musharakah, Murabahah, and Istishna financing contracts. This study shows the optimal level of Mudharabah growth should be between 1% and 4%, Musharakah growth should be between 3% and 6%, Murabahah growth should be between 2% and 3.6%, and Istishna growth should be between 1% and 3.7%.
The Nexus Between Blue Economy and Sustainable Development: A Systematic Literature Review and Mapping Study Aprizal, Anggi; Wiranatakusuma, Dimas Bagus; Razak, Dzuljastri Abdul
Journal of Economics Research and Social Sciences Vol. 9 No. 1: February 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jerss.v9i1.25954

Abstract

This study investigates the relationship between the blue economy and sustainable development through a mapping study and systematic literature review (SLR) adhering to the PRISMA framework. An examination of 57 Scopus-indexed journal papers indicates a robust correlation between the blue economy and sustainability, highlighting significant developing topics such as innovation, the doughnut economy, environmental legislation, regenerative systems, digitization, and Sustainable Development Goals (SDGs). Prominent themes encompass the blue economy, sustainability, ocean economy, innovation, small-scale fisheries, blue equity, Sustainable Development Goals (SDGs), and fisheries. In contrast, underexamined yet promising subjects include economic growth, ocean sustainability, alternative livelihoods, deep-sea mining, aquaculture, tourism, and environmental law. The intersection of Blue Economy and Sustainable Development emphasizes Strategic Management and Marine and Coastal Tourism as the principal focus (21.05%), succeeded by Ocean Governance and Marine Spatial Planning, Sustainable Aquaculture, Marine Food Production and Blue Energy Innovation, and Climate Change, Risk and Conservation (17.54%). Fisher Support (12.28%) prioritizes fisher welfare, whilst Marine Cultural Heritage and Social Dimensions (10.53%) underscore social and cultural significance. This study delineates research trends, analyzes deficiencies, and provides policymakers, scholars, and practitioners insights to promote sustainable marine-based economic development. This study enhances the comprehension of the relationship between the Blue Economy and Sustainable Development by delineating research trends, pinpointing knowledge deficiencies, and emphasizing critical topic areas like strategic management, marine governance, sustainable aquaculture, and assistance for fishers. The results highlight the interdisciplinary aspect of this connection, especially in incorporating innovation, digitalization, and doughnut economy ideas into marine economic policies. The study's implications are relevant to academia, politicians, and practitioners, offering a basis for future research on emergent topics such as deep-sea mining, blue growth, and climate risk reduction. Enhancing marine spatial planning, fisher welfare, and socio-cultural aspects can promote inclusive and sustainable marine development, assuring ecological resilience and advancing economic fairness for coastal communities.
Co-Authors Abbas, Elvina Nabilah Abdurrahman, Muhammad Rizal Abhirama, Muhammad Erga Achmad, Animsar Adhisena, Muhammad Adyun, Alif Farreihan Agus Tri Basuki Agustin, Annisa Rahmadania Agustin, Lola Aldila Ahmad, Abu Umar Faruq Alivia Mufiddatul Aryanti Alvino, Jevry Amini, Dwi Kurniawati Ananta, Gita Trizky Anggi Aprizal Aprizal , Anggi Aprizal, Anggi Ardyanti, Febby Ferlita Ariba, Baarik Aru, Yazak Arumsari, Fanny Arundaya, Faiz Ajhar Aryani , Enggar Wahyu Putri Aziz, Azzam Bilal Abdul binti Abdul Majid, Nurul Huda Danuarta, Arya Dwi Deru, Muhammad Dewi, Nuur Aini Puspita Dwi Agustini, Dwi Dwiwahyu, Anisah Nurdina Evianto, Jimmy Frans Fairuztama, Rafif Furi, Yesi Yustica Ginanjar, R. Fadhil Muhamad Hafidhi, Ilham Haq, Jejen Jaenul Husna , Jihan Arifah Husna, Maharoh Mawaddatul Idroes, Ghalieb Mutig Imamudin Yuliadi, Imamudin Johana, Engrasia Putri Kamil, Muhamad Kencana, Fawwaz Ardhan Kurniawan, Rifqi IR Caesario Kurniawati, Andhiani Kusherawti, Novia Mahardika, Kartika Kunthi Masyhudi Muqorobin Mochamad Rizki, Mochamad Nida, Fathiya Zhahira Nindy, Aurellia Azh Novia, Khusnul Febryla Nurulhuda, Muhammad Farras Haykar Pajar, Eval Paputungan, Alvaizy Dwi Putra Prasellina, Levyna Cabytta Priani, Ade Lia Primambudi, Ganjar Putra, Riza Dian Ade Putri, Valda Rahma, Natania Syafiqur Ramadhan, Persistent Razak, Dzuljastri Abdul Rudiana, Melda Nurfadilah Saffana, AlifaNur Saputra, Jumadil Sa’diyah, Maya Rafifah Sobari, Indriyani Sugiarto, Faizmal Wahab, Norazlina Abd Wardani, Indri Eka Yudiyanto, Arif Yusof, Rosylin Mohd Zahra, Monica Kis Al Zahra, Nuha Adena Zurly, Deby Alicia