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The Economic Benefit Of Internship Program For Economics and Business Students Kencana, Fawwaz Ardhan; Wiranatakusuma, Dimas Bagus; Aprizal , Anggi
Jurnal Manajemen, Akuntansi, Ekonomi Vol. 4 No. 1 (2025): Jurnal Manajemen, Akuntansi, Ekonomi
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/jmae.v4i1.1130

Abstract

The purpose of this research is to identify the financial benefits offered by internship programs for students of the Faculty of Economics and Business, particularly in relation to the increase in income during their studies and its impact on salary expectations after graduation. This study was conducted using a qualitative approach and case study. Data were collected through in-depth interviews with three students who participated in internship programs at financial institutions, namely the Financial Services Authority (OJK) and Bank Syariah Indonesia (BSI). The research results show that each respondent experienced an increase in income during the internship, which helped them finance their education. Additionally, two out of three respondents stated that the internship experience increased their salary expectations after graduation. These findings indicate that educational institutions should help students gain relevant work experience. So, internship programs not only enhance students' skills and prepare them for work, but also provide real financial benefits during their studies and help them choose their career paths in the future.
Analysis of Islamic Banking Performance in West Nusa Tenggara Post Global Financial Crisis 2008-2009: Error Correction Model Approach Aprizal, Anggi; Basuki, Agus Tri; Wiranatakusuma, Dimas Bagus
Journal of Islamic Economic and Business Research Vol. 5 No. 1: June 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v5i1.411

Abstract

Islamic Banking has an important role in supporting economic growth and financial stability. The positive development of Islamic Banking in West Nusa Tenggara (NTB) is a strategic concern, considering that studies at the provincial level are still limited, especially regarding the influence of internal and external factors. This study analyzes the performance of Islamic Banking in NTB during 2010-2023 using Return on Assets (ROA) as an indicator of profitability, with the Error Correction Model (ECM) method to measure short-term and long-term relationships. Internal factors include Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), Bank Size (BS), and Third Party Funds (TPF). External factors include Gross Regional Domestic Product (GDRP), inflation (INF), exchange rate (ER), and Islamic Stock Index (ISS). The study results show that internally, FDR has a significant negative effect in the long term, reflecting liquidity risk. NPF has a negative impact in the short term but a positive impact in the long term, indicating optimal risk management. BS shows operational inefficiency, while DPK has a significant positive effect in the short term but a negative effect in the long term. Externally, GRDP supports profitability in the short and long term. Inflation has a significant negative impact, the exchange rate has a significant positive impact in the long term, and ISS has a significant positive impact in the long term. This study emphasizes the importance of increasing liquidity efficiency and financing risk management by Islamic banking. The government and regulators also need to maintain economic stability through controlling inflation and the exchange rate to support the performance of this sector.
Toward a Resilient Islamic Banking System: Insights from 14 Years of Research Wiranatakusuma, Dimas Bagus; Aprizal, Anggi; Yusof, Rosylin Mohd; Primambudi, Ganjar; Wahab, Norazlina Abd; binti Abdul Majid, Nurul Huda; Arundaya, Faiz Ajhar
ETIKONOMI Vol. 24 No. 2 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/etk.v24i2.41440

Abstract

Research Originality: This research is unique in that it consolidates macroeconomic and institutional studies to better understand how Islamic banks absorb and recover from financial shocks. Research Objectives: To investigate the conceptual and empirical development of Islamic banking resilience over the past 14 years, concentrating on dominating variables and thematic clusters. Research Method: The research examines 42 peer-reviewed journal articles indexed in Scopus through a comprehensive systematic literature review (SLR) methodology utilizing bibliometric instruments. Empirical Results: Internal factors like capital adequacy, liquidity, and profitability, as well as macroeconomic indices like GDP and inflation, influence resilience. The keyword “bank resilience” is underused, implying a lack of conceptual consistency in the literature. JEL Classification: G21, G32, E44, E58, Z12 Implications: An integrated view of resilience in Islamic finance and the requirement for specialized regulatory frameworks and resilience-based performance metrics customized to Islamic banking principles has substantial implications for researchers, policymakers, and regulators.
Measuring Islamic Banking resilience: A case study of Nusa Tenggara Barat Province, Indonesia Wiranatakusuma, Dimas Bagus; Aprizal, Anggi
Economic Journal of Emerging Markets Volume 17 Issue 2, 2025
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.vol17.iss2.art6

Abstract

Purpose — Islamic banks in Nusa Tenggara Barat (NTB) province have experienced positive developments in assets, branches, and financing. This study aims to measure the resilience of Islamic banking in NTB using a composite bank variable and to determine how effectively the institution manages and absorbs various risks. Method — The data used consisted of monthly data from 2010 to 2023, covering several banking variables, including the Financing to Deposits Ratio (FDR), Non-Performing Financing (NPF), Bank Size (BS), and Third-Party Fund (TPF). The analysis method employed in this study was the early warning system (EWS), utilising a non-parametric signal extraction approach. Findings — All selected banking variables are used to measure the resilience of Islamic banking in NTB through the composite index of bank (CIB). The signal extraction method provides optimal thresholds for each selected banking variable and for the composite index (CIB). Visualisation results show the interval values that can absorb risk and maintain the resilience of Islamic banking as follows: (1) FDR between 81% and 102%; (2) NPF between 1.29% and 1.89%; (3) BS between 3.79% and 4.59%; (4) TPF between 4.16% and 4.58%; and (5) CIB between 10.66 and 28.14.Implications — Assessing the resilience of Islamic banking in NTB involves identifying key banking variables to pinpoint sources of risk exposure, determining the optimal time horizon for policy interventions, and setting appropriate thresholds for the surveillance mechanism.Originality — Currently, the resilience of Islamic banks at the provincial level has not been widely studied, particularly in NTB Province, where there has been a notable increase in Islamic banking offices and assets.
Mapping the Evolution of Agricultural Economics: A Bibliometric Analysis of the Nexus Between Economic Growth, Environmental Sustainability, and Econometric Modeling Fazli, Qalbin Salim; Delya, Mussa Isaack; Almuchty, Muhammad Akbar; Hafizah, Iffah; Wiranatakusuma, Dimas Bagus
Ekonomikalia Journal of Economics Vol. 3 No. 2 (2025): October 2025
Publisher : Heca Sentra Analitika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60084/eje.v3i2.345

Abstract

Understanding how agriculture contributes to economic growth while maintaining environmental sustainability has become an essential question in contemporary development research. To examine how this interdisciplinary field has evolved, this study employs a bibliometric analysis of 394 Scopus-indexed articles retrieved on 3 October 2025, reflecting research published from 1975 through 2025, focusing on the intersection of agriculture, economic growth, environmental sustainability, and econometric modeling. Data were analyzed with VOSviewer and CiteSpace to map research trends, collaboration, and methodological patterns. The results indicate a consistent rise in publication activity and citation impact, reflecting the growing scholarly attention to sustainable agricultural economics. Asian countries, particularly China, India, Malaysia, and Indonesia, have emerged as leading contributors, highlighting the region’s central role in agricultural transformation and policy-driven research. Econometric approaches such as time series, panel data, and cointegration models dominate methodological trends, underscoring the discipline’s increasing reliance on quantitative analysis. However, international and interinstitutional collaboration remains limited, suggesting that greater integration is needed to achieve a more unified global research landscape. The findings provide valuable insights into the intellectual structure and evolution of agricultural economics, offering a foundation for future studies that aim to strengthen methodological diversity and advance sustainable development policies.
Analyses of Relationship between Economic Growth and Zakat Distribution: Some Comparative Studies between Indonesia and Malaysia Wiranatakusuma, Dimas Bagus; Habibullah, Habibullah
EKUILIBRIUM : JURNAL ILMIAH BIDANG ILMU EKONOMI Vol 19 No 1 (2024): March
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/ekuilibrium.v19i1.2024.pp18-41

Abstract

Zakat serves as an economic instrument within the framework of Islam and can serve as a substantial source of revenue for the state, contributing to the funding of various expenditures. In contrast to alternative revenue streams, zakat possesses explicit and comprehensive guidelines on its acquisition and allocation. The state bears the task of maximizing the efficiency of zakat institutions to effectively mobilize and allocate zakat monies as a catalyst for economic development. Indonesia utilizes a bottom-up approach for the collection of zakat, whereas Malaysia follows a top-down approach. Therefore, the present investigation focuses aims to examine the impact of zakat distribution on economic development in two selected nations. The examination focused on many variables, including GDP, Gini index, inflation, and zakat distribution. The period for the analysis spanned from 2001 to 2019, and the ARDL approach is being used for the purpose of doing data analysis. The findings suggest that the distribution of zakat did not exert a statistically significant impact on economic development, either in the short-term or long-term, within the contexts of both nations. Therefore, there is a need to promote the professional and efficient management of zakat to enhance its collection and facilitate its effective distribution.
Analysing Factors Improving Business Models of Fruit Parcel Enterprise in Jepara Central Java–Case Study Putra Karya Indah Parcel Wiranatakusuma, Dimas Bagus; Manap, Nur Marina Binti Abdul
Jurnal Kewarganegaraan Vol 6 No 2 (2022): Desember 2022
Publisher : UNIVERSITAS PGRI YOGYAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31316/jk.v6i2.3886

Abstract

AbstractBackground: “Putra Karya Indah” parcel is one of small enterprises in Jepara which has many years run the business in fruit parcel sector. Traditional managerial method is of among the crucial factors which makes the business development slowly increases. Hence, the program is created to observe. Method: This program was conducted through direct observation to Putra Karya Indah’s enterprise and literature analysis on how to improve the performance of the Putra Karya Indah, in particular, and other small enterprises (SE) in general. Result: According to the literature analysis, the main problem faced by SE is the dynamic capabilities among manager and leader who manage the enterprises. Therefore, to settle such problems, a resilient employee is need in the sense that they can balance between innovation and sustainability issue altogether. Conclusion: Putra Karya Parcel is a promising enterprise given long experience has been taking place over the years. However, business transformation either in the form of human management and business process need to be undertaken for ensuring the sustainability in the long run.Keywords: Business Models, Fruit Parcel Enterprise, Jepara
Co-Authors Abbas, Elvina Nabilah Abdurrahman, Muhammad Rizal Abhirama, Muhammad Erga Achmad, Animsar Adhisena, Muhammad Adyun, Alif Farreihan Agus Tri Basuki Agustin, Annisa Rahmadania Agustin, Lola Aldila Ahmad, Abu Umar Faruq Alivia Mufiddatul Aryanti Almuchty, Muhammad Akbar Alvino, Jevry Amini, Dwi Kurniawati Ananta, Gita Trizky Anggi Aprizal Aprizal , Anggi Aprizal, Anggi Ardyanti, Febby Ferlita Ariba, Baarik Aru, Yazak Arumsari, Fanny Arundaya, Faiz Ajhar Aryani , Enggar Wahyu Putri Aziz, Azzam Bilal Abdul binti Abdul Majid, Nurul Huda Danuarta, Arya Dwi Delya, Mussa Isaack Deru, Muhammad Dewi, Nuur Aini Puspita Dwi Agustini, Dwi Dwiwahyu, Anisah Nurdina Evianto, Jimmy Frans Fairuztama, Rafif Fazli, Qalbin Salim Furi, Yesi Yustica Ginanjar, R. Fadhil Muhamad Habibullah Habibullah Hafidhi, Ilham Hafizah, Iffah Haq, Jejen Jaenul Husna , Jihan Arifah Husna, Maharoh Mawaddatul Idroes, Ghalieb Mutig Imamudin Yuliadi, Imamudin Johana, Engrasia Putri Kamil, Muhamad Kencana, Fawwaz Ardhan Kurniawan, Rifqi IR Caesario Kurniawati, Andhiani Kusherawti, Novia Mahardika, Kartika Kunthi Manap, Nur Marina Binti Abdul Masyhudi Muqorobin Mochamad Rizki, Mochamad Nida, Fathiya Zhahira Nindy, Aurellia Azh Novia, Khusnul Febryla Nurulhuda, Muhammad Farras Haykar Pajar, Eval Paputungan, Alvaizy Dwi Putra Prasellina, Levyna Cabytta Priani, Ade Lia Primambudi, Ganjar Putra, Riza Dian Ade Putri, Valda Rahma, Natania Syafiqur Ramadhan, Persistent Razak, Dzuljastri Abdul Rudiana, Melda Nurfadilah Saffana, AlifaNur Saputra, Jumadil Sa’diyah, Maya Rafifah Sobari, Indriyani Sugiarto, Faizmal Wahab, Norazlina Abd Wardani, Indri Eka Yudiyanto, Arif Yusof, Rosylin Mohd Zahra, Monica Kis Al Zahra, Nuha Adena Zurly, Deby Alicia