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The Economic Benefit Of Internship Program For Economics and Business Students Kencana, Fawwaz Ardhan; Wiranatakusuma, Dimas Bagus; Aprizal , Anggi
Jurnal Manajemen, Akuntansi, Ekonomi Vol. 4 No. 1 (2025): Jurnal Manajemen, Akuntansi, Ekonomi
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/jmae.v4i1.1130

Abstract

The purpose of this research is to identify the financial benefits offered by internship programs for students of the Faculty of Economics and Business, particularly in relation to the increase in income during their studies and its impact on salary expectations after graduation. This study was conducted using a qualitative approach and case study. Data were collected through in-depth interviews with three students who participated in internship programs at financial institutions, namely the Financial Services Authority (OJK) and Bank Syariah Indonesia (BSI). The research results show that each respondent experienced an increase in income during the internship, which helped them finance their education. Additionally, two out of three respondents stated that the internship experience increased their salary expectations after graduation. These findings indicate that educational institutions should help students gain relevant work experience. So, internship programs not only enhance students' skills and prepare them for work, but also provide real financial benefits during their studies and help them choose their career paths in the future.
Analysis of Islamic Banking Performance in West Nusa Tenggara Post Global Financial Crisis 2008-2009: Error Correction Model Approach Aprizal, Anggi; Basuki, Agus Tri; Wiranatakusuma, Dimas Bagus
Journal of Islamic Economic and Business Research Vol. 5 No. 1: June 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jiebr.v5i1.411

Abstract

Islamic Banking has an important role in supporting economic growth and financial stability. The positive development of Islamic Banking in West Nusa Tenggara (NTB) is a strategic concern, considering that studies at the provincial level are still limited, especially regarding the influence of internal and external factors. This study analyzes the performance of Islamic Banking in NTB during 2010-2023 using Return on Assets (ROA) as an indicator of profitability, with the Error Correction Model (ECM) method to measure short-term and long-term relationships. Internal factors include Financing to Deposit Ratio (FDR), Non-Performing Financing (NPF), Bank Size (BS), and Third Party Funds (TPF). External factors include Gross Regional Domestic Product (GDRP), inflation (INF), exchange rate (ER), and Islamic Stock Index (ISS). The study results show that internally, FDR has a significant negative effect in the long term, reflecting liquidity risk. NPF has a negative impact in the short term but a positive impact in the long term, indicating optimal risk management. BS shows operational inefficiency, while DPK has a significant positive effect in the short term but a negative effect in the long term. Externally, GRDP supports profitability in the short and long term. Inflation has a significant negative impact, the exchange rate has a significant positive impact in the long term, and ISS has a significant positive impact in the long term. This study emphasizes the importance of increasing liquidity efficiency and financing risk management by Islamic banking. The government and regulators also need to maintain economic stability through controlling inflation and the exchange rate to support the performance of this sector.
Toward a Resilient Islamic Banking System: Insights from 14 Years of Research Wiranatakusuma, Dimas Bagus; Aprizal, Anggi; Yusof, Rosylin Mohd; Primambudi, Ganjar; Wahab, Norazlina Abd; binti Abdul Majid, Nurul Huda; Arundaya, Faiz Ajhar
ETIKONOMI Vol. 24 No. 2 (2025)
Publisher : Faculty of Economic and Business, Universitas Islam Negeri Syarif Hidayatullah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/etk.v24i2.41440

Abstract

Research Originality: This research is unique in that it consolidates macroeconomic and institutional studies to better understand how Islamic banks absorb and recover from financial shocks. Research Objectives: To investigate the conceptual and empirical development of Islamic banking resilience over the past 14 years, concentrating on dominating variables and thematic clusters. Research Method: The research examines 42 peer-reviewed journal articles indexed in Scopus through a comprehensive systematic literature review (SLR) methodology utilizing bibliometric instruments. Empirical Results: Internal factors like capital adequacy, liquidity, and profitability, as well as macroeconomic indices like GDP and inflation, influence resilience. The keyword “bank resilience” is underused, implying a lack of conceptual consistency in the literature. JEL Classification: G21, G32, E44, E58, Z12 Implications: An integrated view of resilience in Islamic finance and the requirement for specialized regulatory frameworks and resilience-based performance metrics customized to Islamic banking principles has substantial implications for researchers, policymakers, and regulators.
Measuring Islamic Banking resilience: A case study of Nusa Tenggara Barat Province, Indonesia Wiranatakusuma, Dimas Bagus; Aprizal, Anggi
Economic Journal of Emerging Markets Volume 17 Issue 2, 2025
Publisher : Universitas Islam Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20885/ejem.vol17.iss2.art6

Abstract

Purpose — Islamic banks in Nusa Tenggara Barat (NTB) province have experienced positive developments in assets, branches, and financing. This study aims to measure the resilience of Islamic banking in NTB using a composite bank variable and to determine how effectively the institution manages and absorbs various risks. Method — The data used consisted of monthly data from 2010 to 2023, covering several banking variables, including the Financing to Deposits Ratio (FDR), Non-Performing Financing (NPF), Bank Size (BS), and Third-Party Fund (TPF). The analysis method employed in this study was the early warning system (EWS), utilising a non-parametric signal extraction approach. Findings — All selected banking variables are used to measure the resilience of Islamic banking in NTB through the composite index of bank (CIB). The signal extraction method provides optimal thresholds for each selected banking variable and for the composite index (CIB). Visualisation results show the interval values that can absorb risk and maintain the resilience of Islamic banking as follows: (1) FDR between 81% and 102%; (2) NPF between 1.29% and 1.89%; (3) BS between 3.79% and 4.59%; (4) TPF between 4.16% and 4.58%; and (5) CIB between 10.66 and 28.14.Implications — Assessing the resilience of Islamic banking in NTB involves identifying key banking variables to pinpoint sources of risk exposure, determining the optimal time horizon for policy interventions, and setting appropriate thresholds for the surveillance mechanism.Originality — Currently, the resilience of Islamic banks at the provincial level has not been widely studied, particularly in NTB Province, where there has been a notable increase in Islamic banking offices and assets.
Mapping the Evolution of Agricultural Economics: A Bibliometric Analysis of the Nexus Between Economic Growth, Environmental Sustainability, and Econometric Modeling Fazli, Qalbin Salim; Delya, Mussa Isaack; Almuchty, Muhammad Akbar; Hafizah, Iffah; Wiranatakusuma, Dimas Bagus
Ekonomikalia Journal of Economics Vol. 3 No. 2 (2025): October 2025
Publisher : Heca Sentra Analitika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60084/eje.v3i2.345

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Understanding how agriculture contributes to economic growth while maintaining environmental sustainability has become an essential question in contemporary development research. To examine how this interdisciplinary field has evolved, this study employs a bibliometric analysis of 394 Scopus-indexed articles retrieved on 3 October 2025, reflecting research published from 1975 through 2025, focusing on the intersection of agriculture, economic growth, environmental sustainability, and econometric modeling. Data were analyzed with VOSviewer and CiteSpace to map research trends, collaboration, and methodological patterns. The results indicate a consistent rise in publication activity and citation impact, reflecting the growing scholarly attention to sustainable agricultural economics. Asian countries, particularly China, India, Malaysia, and Indonesia, have emerged as leading contributors, highlighting the region’s central role in agricultural transformation and policy-driven research. Econometric approaches such as time series, panel data, and cointegration models dominate methodological trends, underscoring the discipline’s increasing reliance on quantitative analysis. However, international and interinstitutional collaboration remains limited, suggesting that greater integration is needed to achieve a more unified global research landscape. The findings provide valuable insights into the intellectual structure and evolution of agricultural economics, offering a foundation for future studies that aim to strengthen methodological diversity and advance sustainable development policies.
Analyses of Relationship between Economic Growth and Zakat Distribution: Some Comparative Studies between Indonesia and Malaysia Wiranatakusuma, Dimas Bagus; Habibullah, Habibullah
EKUILIBRIUM : JURNAL ILMIAH BIDANG ILMU EKONOMI Vol 19 No 1 (2024): March
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/ekuilibrium.v19i1.2024.pp18-41

Abstract

Zakat serves as an economic instrument within the framework of Islam and can serve as a substantial source of revenue for the state, contributing to the funding of various expenditures. In contrast to alternative revenue streams, zakat possesses explicit and comprehensive guidelines on its acquisition and allocation. The state bears the task of maximizing the efficiency of zakat institutions to effectively mobilize and allocate zakat monies as a catalyst for economic development. Indonesia utilizes a bottom-up approach for the collection of zakat, whereas Malaysia follows a top-down approach. Therefore, the present investigation focuses aims to examine the impact of zakat distribution on economic development in two selected nations. The examination focused on many variables, including GDP, Gini index, inflation, and zakat distribution. The period for the analysis spanned from 2001 to 2019, and the ARDL approach is being used for the purpose of doing data analysis. The findings suggest that the distribution of zakat did not exert a statistically significant impact on economic development, either in the short-term or long-term, within the contexts of both nations. Therefore, there is a need to promote the professional and efficient management of zakat to enhance its collection and facilitate its effective distribution.
The Impacts of The Popularity of Imported Thrift Goods to the Local Fashion Industry in Yogyakarta Ramadhani, Nashwa Aulia; Wiranatakusuma, Dimas Bagus; Aprizal, Anggi
Jurnal Manajemen, Akuntansi, Ekonomi Vol. 4 No. 3 (2026): Jurnal Manajemen, Akuntansi, Ekonomi
Publisher : CV. Era Digital Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59066/jmae.v4i3.1455

Abstract

This study aims to explore to what extent imported thrift goods affect local businesses and examine consumer preferences and market dynamics. Using a qualitative approach with a case study design, data were gathered through semi-structured interviews with a local clothing store owner and three thrift consumers. The findings reveal that its consumers highly value thrift goods for their affordability, quality, and unique appeal. Surprisingly, their popularity has not significantly affected the local store owner's business. Instead, the COVID-19 pandemic posed a more significant challenge, disrupting supply chains, reducing purchasing power, and limiting business operations for the local store. However, the thrift trend encourages local businesses to innovate through sustainable practices and culturally distinctive designs. The study concludes that the thrift market exerts limited direct pressure on local businesses; external factors like the pandemic had more profound impacts. Strategic innovation and government support are necessary to strengthen the resilience of the local fashion industry in an evolving market landscape.
Does zakat impact poverty alleviation in Indonesia during Covid-19? Zulyanto, Aan; Wiranatakusuma, Dimas Bagus; Abdullah, Naziruddin; Yusuf, Muhammad K; Aprizal, Anggi
Jurnal Ekonomi & Studi Pembangunan Vol. 26 No. 1: April 2025
Publisher : Universitas Muhammadiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18196/jesp.v26i1.26688

Abstract

Zakat functions as a crucial instrument for achieving developmental goals, including the improvement of individual welfare. This study aims to analyse the effect of zakat, as measured by the National Zakat Index (NZI), on poverty alleviation in Indonesia during the Covid-19 pandemic. This research utilizes panel data from 32 Indonesia provinces covering the period from 2020 to 2022, employing the Fixed Effect Model (FEM) analysis method. The current analysis has not found a statistically significant effect of the National Zakat Index on the decrease of poverty rates in Indonesia. A major element to the enduring poverty in Indonesia is the inadequate collection of national zakat money. The Covid-19 pandemic has led to a significant rise in the number of individuals living in poverty, thereby decreasing zakat payment collections. The NZI is an extensive index that encompasses both macro and micro aspects. The NZI is expected to function as an objective metric for assessing the efficacy of zakat administration in Indonesia. The establishment of efficient zakat management is anticipated to enhance poverty reduction efforts. The policy consequence derived from the findings is to enhance zakat management organizations. This study contributes to the relationship between zakat and poverty reduction from a macro-level perspective, unlike earlier research that focuses on micro-level data.
When Safety Meets the Economy: Mapping Fifty Years of Research on Agricultural Labor, Occupational Health, and Economic Outcomes Fazli, Qalbin Salim; Delya, Mussa Issack; Kihwili, Erick Hironimus; Idroes, Ghalieb Mutig; Wiranatakusuma, Dimas Bagus; Idroes, Ghazi Mauer
Grimsa Journal of Business and Economics Studies Vol. 3 No. 2 (2026): July 2026 (In Press)
Publisher : Graha Primera Saintifika

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61975/gjbes.v3i2.111

Abstract

Research on occupational safety in agriculture has expanded substantially over the past decades, yet its economic dimensions remain dispersed across multiple disciplinary traditions. This study aims to map the intellectual structure and thematic development of scholarly work linking agricultural labor, occupational health, and economic outcomes. Using a bibliometric approach, publications indexed in the Scopus database were systematically analyzed covering the period from 1973 to 2026. A total of 1229 peer reviewed articles and reviews were examined using bibliometrix in R and VOSviewer to identify publication trends, influential sources, leading contributors, country collaborations, keyword networks, and thematic patterns. The results reveal a sustained growth in research output, particularly after the mid-2000s, alongside a multidisciplinary publication landscape dominated by environmental, health, and agricultural economics journals. Keyword co-occurrence and thematic analyses indicate that while occupational safety and health constitute a central research focus, economic themes such as productivity, labor, income, sustainability, and policy are increasingly integrated but remain distributed across distinct clusters. This bibliometric evidence highlights the evolving recognition of occupational safety as an economic issue within agricultural systems. The study contributes by consolidating fragmented research streams into a coherent overview, offering insights for economists, policymakers, and researchers interested in labor welfare, productivity, and sustainable agricultural development.
Co-Authors Aan Zulyanto, Aan Abbas, Elvina Nabilah Abdurrahman, Muhammad Rizal Abhirama, Muhammad Erga Achmad, Animsar Adhisena, Muhammad Adyun, Alif Farreihan Agus Tri Basuki Agustin, Annisa Rahmadania Agustin, Lola Aldila Ahmad, Abu Umar Faruq Alivia Mufiddatul Aryanti Almuchty, Muhammad Akbar Alvino, Jevry Amini, Dwi Kurniawati Ananta, Gita Trizky Anggi Aprizal Aprizal , Anggi Aprizal, Anggi Ardyanti, Febby Ferlita Ariba, Baarik Aru, Yazak Arumsari, Fanny Arundaya, Faiz Ajhar Aryani , Enggar Wahyu Putri Aziz, Azzam Bilal Abdul binti Abdul Majid, Nurul Huda Danuarta, Arya Dwi Delya, Mussa Isaack Delya, Mussa Issack Deru, Muhammad Dewi, Nuur Aini Puspita Dwi Agustini, Dwi Dwiwahyu, Anisah Nurdina Evianto, Jimmy Frans Fairuztama, Rafif Fazli, Qalbin Salim Furi, Yesi Yustica Ghazi Mauer Idroes Ginanjar, R. Fadhil Muhamad Habibullah Habibullah Hafidhi, Ilham Hafizah, Iffah Haq, Jejen Jaenul Husna , Jihan Arifah Husna, Maharoh Mawaddatul Idroes, Ghalieb Mutig Imamudin Yuliadi, Imamudin Johana, Engrasia Putri Kamil, Muhamad Kencana, Fawwaz Ardhan Kihwili, Erick Hironimus Kurniawan, Rifqi IR Caesario Kurniawati, Andhiani Kusherawti, Novia Mahardika, Kartika Kunthi Manap, Nur Marina Binti Abdul Masyhudi Muqorobin Mochamad Rizki, Mochamad Naziruddin Abdullah Nida, Fathiya Zhahira Nindy, Aurellia Azh Novia, Khusnul Febryla Nurulhuda, Muhammad Farras Haykar Pajar, Eval Paputungan, Alvaizy Dwi Putra Prasellina, Levyna Cabytta Priani, Ade Lia Primambudi, Ganjar Putra, Riza Dian Ade Putri, Valda Rahma, Natania Syafiqur Ramadhan, Persistent Ramadhani, Nashwa Aulia Razak, Dzuljastri Abdul Rudiana, Melda Nurfadilah Saffana, AlifaNur Saputra, Jumadil Sa’diyah, Maya Rafifah Sobari, Indriyani Sugiarto, Faizmal Wahab, Norazlina Abd Wardani, Indri Eka Yudiyanto, Arif Yusof, Rosylin Mohd Yusuf, Muhammad K Zahra, Monica Kis Al Zahra, Nuha Adena Zurly, Deby Alicia