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Influence of Financial Literacy on MSME Performance with Financial Inclusion as a Mediation Siti Barokah; Candivas, Muhammad Sayyid; Nurani, Nia; Nugraha, Keyzha Lungguh Arta
International Journal Business and Entrepreneurship Vol 1 No 1 (2024): November
Publisher : ICON Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

The role of Micro, Small, and Medium Enterprises (MSMEs) is very fundamental as a pillar of the Indonesian economy. This study examines the effect of financial literacy on the performance of MSMEs with financial inclusion as a mediating variable conducted on MSMEs in Wero Village. The study focused on 40 MSME actors who were sampled. Questionnaires were given to respondents to obtain accurate data. Data analysis was carried out using the Partial Least Square (PLS) method with SmartPLS 3.0 software. The results of the study showed that financial literacy did not have a positive and significant effect on MSME performance. However, financial literacy has a positive and significant effect on financial inclusion which is then proven to be effective as a mediator in the positive relationship between financial literacy and MSME performance. This study still has limitations, namely only examining MSMEs in Wero Village. So further research is needed so that the findings can be generalized.
Mengenal Pasar Modal Indonesia Wilson Candra Teguh Pratama; Siti Barokah
Jurnal Ilmu Manajemen, Bisnis dan Ekonomi Vol 3 No 6 (2026): In Press
Publisher : PT Maju Malaqbi Makkarana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59971/jimbe.v3i6.959

Abstract

Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan literasi pasar modal serta mendorong perubahan pola pikir masyarakat Desa Pujotirto terhadap pengelolaan keuangan yang lebih terencana dan berorientasi jangka panjang. Metode yang digunakan adalah pendekatan deskriptif partisipatoris melalui tiga tahapan, yaitu persiapan, pelaksanaan, dan evaluasi. Kegiatan dilaksanakan dalam bentuk sosialisasi interaktif, diskusi, dan simulasi sederhana investasi, dengan melibatkan anggota Karang Taruna dan perangkat desa sebagai peserta. Evaluasi dilakukan menggunakan pre-test dan post-test untuk mengukur peningkatan pemahaman peserta. Hasil kegiatan menunjukkan adanya peningkatan literasi pasar modal yang signifikan, dengan skor rata-rata pemahaman meningkat dari 51% menjadi 84%. Selain itu, sebanyak 86% peserta menyatakan minat untuk mempelajari investasi lebih lanjut setelah mengikuti kegiatan. Temuan ini menunjukkan bahwa edukasi literasi keuangan yang dilakukan secara sistematis, partisipatif, dan kontekstual efektif dalam meningkatkan pemahaman, membentuk sikap positif, serta mendorong kesiapan masyarakat dalam mengenal investasi. Program ini diharapkan dapat menjadi model edukasi literasi keuangan berbasis masyarakat desa yang berkelanjutan serta berkontribusi dalam meningkatkan inklusi keuangan nasional.
Implementasi Penerapan Perplexity dalam Penyusunan Assessment as Learning Prihatin, Betty Wahyu; Siti Barokah; Nur Fathiyah; Siti Rahaju; Salimah Setyaningsih; Indah Widiyastuti
JURNAL MULTIDISIPLIN ILMU AKADEMIK Vol. 3 No. 2 (2026): JURNAL MULTIDISIPLIN ILMU AKADEMIK (JMIA)  April 2026
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jmia.v3i2.9135

Abstract

This study aims to examine the implementation of Perplexity in the preparation of Assessment as Learning as an innovation in technology-based learning assessment. The application of Perplexity allows teachers and students to optimize the formative assessment process through the use of accurate, relevant, and easily accessible information sources. The purpose of this study is to describe the steps of implementing Perplexity and the preparation of Assessment as Learning in learning at Madrasah Tsanawiyah Negeri 1 Sukoharjo, Madrasah Tsanawiyah Negeri 2 Sragen, and Madrasah Tsanawiyah Negeri 1 Klaten. This research method uses a qualitative approach. The subjects of the study were teachers at Madrasah Tsanawiyah Negeri 1 Sukoharjo, Madrasah Tsanawiyah Negeri 2 Sragen, and Madrasah Tsanawiyah Negeri 1 Klaten. The informants of this study were teachers. Data collection techniques were interviews, observation, and documentation. The results of this study are: 1) The application of Perplexity in the preparation of Assessment as Learning in learning at Madrasah Tsanawiyah Negeri 1 Sukoharjo, Madrasah Tsanawiyah Negeri 2 Sragen, and Madrasah Tsanawiyah Negeri 1 Klaten is carried out through the following stages, namely: a) Visit the official Perplexity website at www.perplexity.ai; b) Select the desired interaction mode. This mode adjusts the type of question and analysis needs; c) Type the question directly in the chat column. Then ask for the preparation of Assessment as Learning; d) Perplexity will provide answers along with the main reference sources from the search results; e) Search results and discussions can be saved in a special collection, complete with names, descriptions, and advanced instruction settings for subsequent use; 2) Steps for preparing Assessment as Learning by utilizing Perplexity: 1) Integration with a learning management system (LMS); 2) Development of adaptive tests; 3) Providing instant feedback; 4) Learning data analysis; 5) Personalization of learning; 6) Teacher and student training; 7) Periodic supervision and evaluation. The conclusion of this study is that the use of Perplexity in the development of AfL can improve students' learning independence, strengthen reflective and metacognitive skills, and assist teachers in designing assessment instruments based on data and conceptual understanding. Thus, the application of Perplexity not only supports assessment effectiveness but also encourages the creation of adaptive, collaborative, and student-centered learning.
Co-Authors ANISA NUR ANDINA Badarrudin Badarrudin Candivas, Muhammad Sayyid Desya Aulia Madhani Dinar Mustofa Fajar Satriya Segarawasesa Hanifah Fitriyani Indah Widiyastuti Inggang Perwangsa Nuralam Karma Iswasta Eka Nia Nurani Nugraha, Keyzha Lungguh Arta Nur Fathiyah Nurani, Nia oryz agnu dian wulandari Prihatin, Betty Wahyu Putri Patricia Rahmadani Rahab Rahab Riska Diva Azzahra Salimah Setyaningsih Siti Rahaju Sri Ramlah Suliyanto . Tiyan Fatkhurrokhman Wilopo Wilopo Wilopo Wilopo Wilson Candra Teguh Pratama Wisanggeni Bagus Anggoro Yusuf Abi Setiawan ZAHRAH ANGGIANY