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All Journal Sketsa Bisnis Jurnal Ilmiah Administrasi Bisnis dan Inovasi Iqtishoduna: Jurnal Ekonomi Islam Al Iman: Jurnal Keislaman dan Kemasyarakatan Edukais : Jurnal Pemikiran Keislaman EMBISS: Jurnal Ekonomi, Manajemen, Bisnis, Sosial International Journal of Economics, Management, Business, and Social Science International Journal of Economic, Business, Accounting, Agriculture Management and Sharia Administration (IJEBAS) AJARCDE (Asian Journal of Applied Research for Community Development and Empowerment) Jurnal Ilmiah Mahasiswa Raushan Fikr Indonesian Journal of Entrepreneurship & Startups Prosiding SNTTM Al Iman: Jurnal Keislaman dan Kemasyarakatan
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Journal : Jurnal Ilmiah Administrasi Bisnis dan Inovasi

 1 
Analisis Penggunaan Digital Payment QRIS pada Pelaku Usaha Mikro dan Kecil Sastra, Abelya; Asyari
Jurnal Ilmiah Administrasi Bisnis dan Inovasi Vol 8 No 1 (2024)
Publisher : FAKULTAS ILMU ADMINISTRASI UNIVERSITAS DR SOETOMO SURABAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25139/jiabi.v8i1.7867

Abstract

The aim of this research is to find out how the behavior of using QRIS digital payments by micro and small businesses (UMK) in the city of Bukittinggi is analyzed using the UTAUT method using four research constructs, namely performance expectancy, effort expectancy, social influence and facilitating conditions and adding one The moderating variable is knowledge about QRIS digital payments. Data collection was obtained by distributing questionnaires to 100 respondents to MSEs who had used digital payment QRIS which met several criteria and analyzed using SEM-PLS with the help of WarpPLS 3 software. The results in this study showed that of the four main contracts using the UTAUT method, only social influence had a significant influence. significant impact on the use of QRIS digital payments by MSEs. Meanwhile, performance expectancy, effort expectancy and facilitating conditions were found to have no significant effect on the use of QRIS digital payments by MSEs. Furthermore, different results were shown in the UTAUT method construct after being given the moderating variable of QRIS digital payment knowledge, namely that there were three contract variables: performance expectancy, social influence and facilitating conditions had a significant effect on the use of QRIS digital payments and the effort expectancy variable was moderated by QRIS digital payment knowledge. The use of digital payment QRIS shows insignificant results. Keywords: Digital Payment, QRIS; UTAUT ; Micro and Small Enterprises
Co-Authors Ahmad Ridwan Al-Amin Awaloedin, Dipa Teruna Azahri, Alfin Fauzi Azhari, Alfin Fauzi Budhi Susetyo, Ferry Demolinggo, Ramang H. Demolingo, Ramang H Dewi, Dyah Handayani Didik Sugiyanto Elvi Nasriandani Erwin Fauziah Sukma wati Febriani, Winda Hadi Subeno Harry Z. Soeratin Herry Susanto Hidayatullah, Deni Husnul Bashir Iro Waziroh Khairani, Zelfia Khairul Saleh L. Tobing Krisnandi, Herry Kumba Digdowiseiso, Kumba Latif, B Syarifuddin Muhammad Ramli Muhammad., Ramli Nidaan Alfia Novendri, Yos Padri Achyarsyah Pallawagau, Andi Pratama, Juan Pratama, Reza Aditya Putri, Febrina Adita Refiter Putra Saban, Muhamad Zaki Sastra, Abelya Satiaji, Amirosa Ria suryanti, heny Syamsudin Wahyu Nusantara Illahi,S Wira Andespa Yartono, Nungki yefri chan Yolanda, Olivia Yulianti, Elma Zaena, Rosye