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All Journal Nurani: Jurnal Kajian Syariah dan Masyarakat I-Finance Journal Jurnal Intelektualita: Keislaman, Sosial, dan Sains IJBE (Integrated Journal of Business and Economics) SERAMBI: Jurnal Ekonomi Manajemen dan Bisnis Islam Jurnal Pengabdian Masyarakat : Pemberdayaan, Inovasi dan Perubahan Islamiconomic: Jurnal Ekonomi Islam Jurnal Pengabdian Masyarakat dan Penelitian Thawalib Asyafina Journal: Jurnal Akademi Pesantren BHAKTI PERSADA Jurnal Aplikasi IPTEKS (Journal of Applied Sciences and Technology) Journal of Business Studies and Management Review IEB: Journal of Islamic Economics and Business
Safitri, Nurfala
The Faculty Of Islamic Economic And Business, UIN Raden Fatah Palembang
Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Control & Systems Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Mechanical Engineering Nursing Public Health Social Sciences Transportation Other

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ASIMETRI INFORMASI DAN KEPUTUSAN KEUANGAN PADA SAHAM SYARIAH: Asimetri Informasi, Profitabilitas, Likuiditas, Kebijakan Dividen, Nilai Perusahaan Safitri, Nurfala; Akbar, Dinnul Alfian; Jayanti, Sri Delasmi
Journal Of Islamic Ekonomic and Business Vol 1 No 1 (2022): IEB: Journal of Islamic Economics and Business
Publisher : Prodi Magister Ekonomi Syariah FEBI UIN Raden Fatah Palembang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/ieb.v1i1.11895

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh asimetri informasi, solvabilitas, dan likuiditas terhadap nilai perusahaan dengan kebijakan dividen sebagai varabel intervening pada perusahaan manufaktur yang terindeks di issi periode 2014-2018. Dalam penelitian ini, sampel yang diambil sebanyak 10 perusahaan. Peneliti menggunakan metode penelitian kuantitatif. Teknik pengambilan sampel yang digunakan adalah purposive sampling. Jenis data yang digunakan adalah data sekunder. Teknik analisis data yang digunakan dalam penelitian ini yaitu analisis statistik deskriptif variabel, analisis uji asumsi klasik, regresi linier berganda, dan uji hipotesis dengan program Eviews 9. Hasil penelitian menunjukkan bahwa kebijakan dividen tidak memediasi asimteri informasi terhadap nilai perusahaan, kebijakan dividen tidak memediasi solvabilitas terhadap nilai perusahaan.
EVALUATION OF FIVE FLAGSHIP PROGRAMS OF BAZNAS USING INSTAGRAM SENTIMENT ANALYSIS Nurfala Safitri
I-Finance Journal Vol 10 No 2 (2024): I-FINANCE: a Research Journal on Islamic Finance
Publisher : Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Raden Fatah Palembang, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19109/4gm28q44

Abstract

This study aims to analyze the effectiveness of promotional activities for the flagship programs of the National Amil Zakat Agency (BAZNAS) through Instagram and to evaluate the challenges encountered, such as promotional imbalance and low public trust due to a lack of transparency and consistency in communication. A quantitative text-based approach was employed, utilizing a sample of 135 captions from the BAZNAS Instagram account (@baznasindonesia) collected through web scraping. The analysis techniques included text mining, topic analysis, and promotional effectiveness evaluation based on keyword distribution. The findings revealed a promotional imbalance, with the "Indonesia Peduli" program dominating over others, such as "Indonesia Takwa" and "Indonesia Sehat." Additionally, analysis of BAZNAS’s fundraising reports indicated significant disparities in fund allocation, with the majority concentrated on the "Indonesia Peduli" program. The study concludes that BAZNAS's social media promotions need improvement to ensure a more balanced representation and effective zakat fundraising by enhancing transparency and consistency in communication to restore public trust.
The comparison of islamic and conventional banking in ownership structure and interest rates in Indonesia Hartini, Titin; Lidyah, Rika; Safitri, Nurfala
Integrated Journal of Business and Economics (IJBE) Vol 8, No 1 (2024): Integrated Journal of Business and Economics
Publisher : Universitas Bangka Belitung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33019/ijbe.v8i1.688

Abstract

Ownership structure and interest rates are important factors affecting a bank's performance. Previous studies have found the effect of ownership structure and interest rates on company performance, but no one has specifically examined differences in Banking performance in ownership structure and interest rates. This study aims to compare the performance of Islamic and conventional banking in ownership structure and interest rates. In study, the author used quantitative methods that emphasize the analysis of numerical data processed using Stata 16. Based on the unstructured data panel, there are 13 Islamic banking and 107 conventional banking, the total banks used as objects are 120 banks with 1110 observations.  The results are local ownership did not affect the performance of Islamic banks, compared to conventional banking on the contrary. Foreign ownership in Islamic banking affects Banking performance, while conventional banking has no effect. Furthermore, government ownership affects the performance of Islamic banks, but does not affect the performance of conventional banking. Based on the results of the study, it can be proven that government and foreign interference in the ownership of Islamic banking plays a role in improving the bank's performance. Whereas conventional banking has performed well under local ownership.
Peningkatan Literasi Keuangan Sejak Dini Dengan Metode Storytelling di Sekolah Dasar Depok Utie, Maulida Salmi; Walidain, Birrul; Windiarti, Faris; Tamimi, Yusrina Alyani; Lisnawati, Rika; Safitri, Nurfala; Alyssa, Heidy Puspa
Jurnal Pengabdian Masyarakat: Pemberdayaan, Inovasi dan Perubahan Vol 5, No 1 (2025): JPM: Pemberdayaan, Inovasi dan Perubahan
Publisher : Penerbit Widina, Widina Media Utama

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59818/jpm.v5i1.1143

Abstract

Financial Literacy is the knowledge, skills, and beliefs that influence attitudes and behaviors to improve the quality of decision-making and financial management to achieve the financial welfare of the community. Instilling financial literacy at school age will leave a mark on their memories. Financial literacy provided in schools has an impact on adulthood where the child has provisions in understanding financial literacy which will later become provisions to face financial problems. The purpose of the PKM (Community Service) Financial Literacy Program is to provide financial knowledge skills from an early age and shape the character of financially disciplined people when they grow up. This activity was carried out at SDIT At-Taufiq. Using the storytelling method. The results showed that students were very enthusiastic about learning about the meaning of saving, and we provided literacy such as financial discipline, budgeting, needs, and desires.ABSTRAKLiterasi Keuangan adalah pengetahuan, keterampilan, dan keyakinan yang memengaruhi sikap dan perilaku untuk meningkatkan kualitas pengambilan keputusan dan pengelolaan keuangan untuk mencapai kesejahteraan keuangan masyarakat. Penanaman literasi keuangan di usia sekolah akan membekas dalam ingatan individu. Literasi keuangan yang diberikan di sekolah berdampak pada usia dewasa dimana sang anak mempunyai bekal dalam memahami literasi keuangan yang nantinya akan menjadi bekal untuk menghadapi masalah keuangan. Tujuan dari Program PKM (Pengabdian Kepada Masyarakat) adalah membekali keterampilan pengetahuan keuangan sejak dini dan membentuk karakter masyarakat disiplin keuangan ketika dewasa nanti. Program ini dilakukan di SDIT At-Taufiq. Dengan menggunakan metode storytelling. Kegiatan  literasi ini menggunakan presentasi yang hasil kegiatan menunjukkan bahwa para siswa/i sangat antusias mereka mengetahui tentang arti menabung dan kami memberikan literasi seperti disiplin keuangan, penganggaran, kebutuhan, dan keinginan.
Research Quantity in Enhancing Public Literacy on Cash Waqf Linked Sukuk: Bibliometric Analysis Using Vosviewer Safitri, Nurfala; Rohman, Muhammad Abdul; Sahroni, Abdullah; Kurniawan, Cecep Soleh
ISLAMICONOMIC: Jurnal Ekonomi Islam Vol 16, No 1 (2025)
Publisher : Universitas Islam Negeri Sultan Maulana Hasanuddin Banten

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32678/ijei.v16i1.882

Abstract

This study explores the need to enhance Cash Waqf Linked Sukuk (CWLS) literacy to promote its development in Indonesia. As an innovative instrument linking cash waqf with sukuk, CWLS has the potential to drive sustainable social and economic growth. However, limited public awareness hinders its adoption. Using bibliometric analysis and digital trend data from tools like Publish or Perish (PoP) and Vosviewer, this research identifies gaps in CWLS literature and societal literacy. Data collected from PoP, focusing on the keyword "CWLS from 2018 to 2025," revealed 175 publications, 1,330 citations, an h-index of 7, g-index of 190, and an average of 845.97 citations per year. Network visualization analysis showed that topics related to individual intention and role in CWLS literacy had low occurrences (12 and 11, totally only 23 occurrences) in Cluster 3, compared to Cluster 1, which had 161 occurrences. Additionally, no significant direct relationship was found between the role variable from Cluster 3 and the BWI (Indonesian Waqf Board) variable from Cluster 1, indicating a conceptual gap in understanding the roles of individuals and institutions in CWLS literacy. These findings underline the need for improved CWLS literacy campaigns, particularly through collaboration between BWI and stakeholders. This study contributes to Islamic economics literature and provides strategies to enhance CWLS literacy and implementation in Indonesia.
Optimalisasi Peran Masjid dalam Pemberdayaan Masyarakat melalui Unit Pengumpul Zakat (UPZ) Waluyo, Bambang; Syafrida, Ida; Rozza, Sylvia; Safitri, Nurfala; Hadiansyah, Ahmad Irgi; Azizah, Sarah
Bhakti Persada Jurnal Aplikasi IPTEKS Vol. 11 No. 1 (2025): Bhakti Persada Jurnal Aplikasi IPTEKS
Publisher : Unit Publikasi Ilmiah, P3M, Politeknik Negeri Bali

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31940/bp.v11i1.16-23

Abstract

Penelitian ini bertujuan untuk mengoptimalkan fungsi masjid sebagai pusat pemberdayaan masyarakat melalui pengelolaan keuangan syariah. Latar belakang penelitian ini adalah pentingnya masjid sebagai lembaga keagamaan yang dapat berperan lebih aktif dalam pemberdayaan ekonomi umat. Metode yang digunakan adalah kualitatif dengan pendekatan studi kasus pada beberapa masjid yang telah mengimplementasikan Unit Pengelola Zakat (UPZ) sebagai sarana pemberdayaan ekonomi umat. Hasil penelitian menunjukkan bahwa pengelolaan keuangan syariah melalui UPZ mampu meningkatkan kesejahteraan masyarakat di sekitar masjid, serta memperkuat literasi ekonomi dan keuangan syariah. Optimalisasi fungsi masjid melalui UPZ dapat menjadi salah satu solusi dalam pengelolaan dana zakat yang lebih transparan dan akuntabel.
Optimizing the Role of Adolescents as Mosque Administrators Through Improving Digital Marketing Skills Syafrida, Ida; Safitri, Nurfala; Hasanah, Nurul; Subiantoro, Rafli Arsoyo; Taufiqurahman, Muhamad; Mulia, Nadia
Jurnal Pengabdian Masyarakat dan Penelitian Thawalib Vol. 4 No. 2 (2025): Jurnal Pengabdian Masyarakat dan Penelitian Thawalib
Publisher : STAI Publisistik Thawalib Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54150/thame.v4i2.753

Abstract

Mosques, as a center of worship for Muslims, have a very strategic function for the community. Collaboration between mosques, educational institutions, the government, and community organizations is also needed to create a solid ecosystem in improving the mental health of Generation Z. This activity contains training that aims to motivate and educate young mosque administrators about the basics of entrepreneurship, ways to promote products, types and forms of promotional content, and the selection of time to upload content on social media. This study uses a mixed method with a qualitative and quantitative descriptive approach. The community service, which was carried out by a team of lecturers and students, was attended by 16 participants who are mosque administrators in the city of Bekasi. In this community service activity, the participants came from various age backgrounds, education levels, and experience managing mosques. Based on the research results obtained from questionnaires completed by community service program participants, the program received a very positive response from respondents. According to most respondents, the training was very relevant and helpful, especially in expanding their understanding of the importance of digital marketing. Most participants mentioned that the training was proper and per their needs as youth in the mosque.
Co-Authors Abdullah Sahroni Alyssa, Heidy Puspa Ardani Ardani Azizah, Sarah Bambang Waluyo Chandra Zaki Maulana Dendy Herdianto Dinnul Alfian Akbar Hadiansyah, Ahmad Irgi Ida Syafrida Jayanti, Sri Delasmi Khairun Nisa Kurniawan, Cecep Soleh Lisnawati, Rika M Fachry Zaiman MAFTUKHATUSOLIKHAH MAFTUKHATUSOLIKHAH Mareta Fitriyani Maya Panorama Muhammad Abdul Rohman Muhammad Afif Rifqi Muhammad Afif Rifqi Muhammad Habibi Mulia, Nadia Nilawati Nilawati Nurul Hasanah Rika Lidyah Rohman, Muhammad Abdul Sri Delasmi Jayanti Subiantoro, Rafli Arsoyo Sylvia Rozza Tamimi, Yusrina Alyani Taufiqurahman, Muhamad Titin Hartini Utie, Maulida Salmi Walidain, Birrul Windiarti, Faris Wulan Yuliawanty