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All Journal Jurnal Dimensi Jurnal Pengabdian UntukMu NegeRI Journal of Islamic Economic Laws Jurnal Ilmiah Edunomika (JIE) JURNAL AKUNTANSI KEUANGAN DAN MANAJEMEN Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Budimas : Jurnal Pengabdian Masyarakat Jurnal Ar-Ribh Journal of Universal Community Empowerment Provision PERMANA : Jurnal Perpajakan, Manajemen, dan Akuntansi Journal of Islamic Economic Laws
Hamidah, Raisa Aribatul
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Religion Arts Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Comparison Analysis Of Murabahah And Mudharabah Financing Risk Management From Sharia Micro-Finance Institutions Hamidah, Raisa Aribatul; Alam, Azhar; Izzuddin, Azzam
Jurnal Ar-Ribh Vol. 5 No. 1 (2022): April 2022
Publisher : Universitas Muhammadiyah Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.26618/jei.v5i1.7521

Abstract

This study aims to reveal the phenomenon in the field about the description of the comparison of risk management strategies between murabahah financing and mudharabah financing from the BMT side. This study uses descriptive qualitative research methods, through data collection methods in the form of interviews. The researcher interviewed 9 respondents who have experience in dealing with the risks of murabahah financing and mudharabah financing at BMT. This study shows risk mitigation efforts so that risks do not occur in both contracts, namely BMT tightens the selection stage because in both contracts BMT must measure the level of business risk of its members in calculating profits or in returning funds so as not to have the opportunity to harm both parties and the financial statements must also be transparent. This study also suggests that in murabahah financing and mudharabah financing, BMT must strictly apply the precautionary and appropriate principles to maintain institutional health in order to minimize the risks that occur. This research is expected to be a reference for BMT in terms of innovative strategies to overcome the risks of mudharabah and murabahah financingRisk Management, Murabaha Financing, Mudhrabah Financing, Islamic Microfinance Institutions (BMT)
ANALISIS KEPUTUSAN PEMBELIAN MELALUI KUALITAS PELAYANAN, KUALITAS PRODUK, DAN HARGA PADA SIARAN TV KABEL PESONA DI PULAU KANGEAN KEC. ARJASA Fawaid, Ahmad; Aryati, Ida; Hamidah, Raisa Aribatul
JURNAL ILMIAH EDUNOMIKA Vol. 7 No. 2 (2023): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v7i2.9789

Abstract

The purpose of this study was to determine the effect of service quality, product quality, and price on purchasing decisions on Pesona Cable TV broadcasts on Kangean Island, Kec. Arjasa. Researchers used a descriptive quantitative approach. The research was conducted on Kangean Island, Kec. Arjasa. This research was conducted for 3 months, namely during October-December 2022. The population used in this study were subscribers who used Pesona cable TV broadcasts on Kangean Island, Kec. Arjasa, which has 1,233 customers. The researcher chose 123 respondents who use Pesona cable TV as a sample. The technique of determining the sample from this study uses the probability sampling method. The results of this study indicate that based on the t test, the results of service quality, product quality, and price have a positive and significant effect on purchasing decisions on Pesona Cable TV broadcasts on Kangean Island, Kec. Arjasa. Based on the F test, it shows that service quality, product quality, and price have a simultaneous and significant effect on purchasing decisions on Pesona Cable TV Broadcasts on Kangean Island, Kec. Arjasa. Keywords: Product Quality, Lifestyle, Quality of Service Purchasing Decisions.
ANALISA FAKTOR TINGKAT KEBERHASILAN DIGITAL MARKETING MELALUI MEDIA SOSIAL FACEBOOK PADA UMKM DI CEPOGO BOYOLALI Marwati, Fithri Setya; Samrotun, Yuli Chomsatu; Nur Rois, Dimas Ilham; Hamidah, Raisa Aribatul; Susanto, Ryan
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 1 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i1.12205

Abstract

Social media was originally created for friendships only. However, as time goes by, many people don't want to waste the opportunity to sell. Moreover, all sales activities on social media are almost free. Even if there are additional costs, only for the production of goods. That's why Facebook launched Facebook Marketplace. The purpose of this research is (1) to find out what variables influence a person's level of success in carrying out digital marketing using Facebook, 2) knowing the most dominant and weakest variables that influence a person's level of success in doing digital marketing using Facebook, and (3) knowing the correlation between factors that can influence a person's level of success in doing digital marketing using Facebook. This research empirically analyzes the factors that influence people to do digital marketing using Facebook. The research location was carried out in Cepogo Boyolali. The results of this research conclude that sellers always look at shares and likes, because these are important variables to see buyers' interest. Sellers are also obliged to do this because it indicates that the seller is someone who is always active towards buyers. Sellers must always share experiences using the advertised products. In communication, frequent use of online chat facilities (P10) is the lowest factor; and 2 factors were formed that were able to explain the factors a person does marketing via Facebook. .Factor 1 consists of P1, p2, p3, p4, p5, p7, p10 and p13. Meanwhile, factor 2 consists of variables P6, p8, p9, p11, p12, and p14. Keywords : Digital marketing, Facebook, Success factors
LOYALITAS PELANGGAN EMINA COSMETICS DITINJAU DARI BRAND TRUST, BRAND IMAGE, DAN KUALITAS PRODUK (STUDI PADA EMINA GIRL GANG AMBASSADOR) Meliana, Peni Febrianita; Sarsono, Sarsono; Hamidah, Raisa Aribatul
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 3 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i3.14760

Abstract

This research seeks to assess (1) how Brand Trust effects customer loyalty of Emina Cosmetics products to the Emina Girl Gang Ambassador, (2) how Brand Image influences customer loyalty of Emina Cosmetics products to the Emina Girl Gang Ambassador, (3) how Product Quality influences customer loyalty Emina Cosmetics products to the Emina Girl Gang Ambassador. A quantitative descriptive design was used for this research. The population was taken from Emina Girl Gang Ambassador batch 6, with a Sampel size of 75 respondents. A questionnaire is used in this study, with statistical methods for data analysis such as Coefficient of Determination, multiple linearoregression, t test, and F test. The results indicate that Brand Trust exerts a positive and significant impact on customer Loyalty to Emina Girl Gang Ambassador. Product quality has a positive and significant effect on customer loyalty to Emina Girl Gang Ambassador. Keywords : CustomerQLoyalty, Brand Trust, Brand Image, Product Quality.
Kepuasan Konsumen Ditinjau Dari Kualitas Layanan, Persepsi Harga, Dan Kepercayaan Terhadap Produk Eiger Rosula, Daffa Yusuf; Sarsono; Hamidah, Raisa Aribatul
Permana : Jurnal Perpajakan, Manajemen, dan Akuntansi Vol. 17 No. 3 (2025): Special Issue
Publisher : Faculty of Economics and Business, University of Pancasakti Tegal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24905/permana.v17i3.1454

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh kualitas layanan, persepsi harga, dan kepercayaan terhadap kepuasan konsumen produk Eiger pada Generasi Z di Surakarta dengan menggunakan pendekatan deskriptif kuantitatif. Populasi dalam penelitian ini adalah konsumen Generasi Z di Surakarta yang pernah membeli produk Eiger, dengan jumlah populasi yang tidak diketahui secara pasti, sehingga penentuan sampel menggunakan rumus Cochran dan diperoleh sebanyak 100 responden melalui teknik purposive sampling. Data dikumpulkan melalui kuesioner skala Likert yang didukung oleh observasi, wawancara, dokumentasi, dan studi pustaka, kemudian dianalisis menggunakan regresi linier berganda dengan bantuan program SPSS versi 27 yang dilengkapi dengan uji validitas, reliabilitas, uji asumsi klasik, uji F, uji t, serta koefisien determinasi (R²). Hasil penelitian menunjukkan bahwa kualitas layanan, persepsi harga, dan kepercayaan berpengaruh positif dan signifikan secara parsial terhadap kepuasan konsumen, dengan kualitas layanan sebagai variabel yang paling dominan. Secara simultan, ketiga variabel tersebut juga terbukti berpengaruh signifikan terhadap kepuasan konsumen produk Eiger pada Generasi Z di Surakarta, sehingga peningkatan kualitas layanan, pengelolaan persepsi harga yang tepat, serta penguatan kepercayaan konsumen menjadi faktor penting dalam meningkatkan kepuasan dan membangun loyalitas konsumen secara berkelanjutan.
Integrative Model of Financial Literacy, Social Entrepreneurship, and Pentahelix Collaboration on MSME Performance Damayanti, Ratna; Hamidah, Raisa Aribatul; Titisari, Kartika Hendra
Jurnal Akuntansi, Keuangan, dan Manajemen Vol 7 No 2 (2026): Maret
Publisher : Penerbit Goodwood

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35912/jakman.v7i2.5542

Abstract

Purpose: This study aims to analyze the influence of financial literacy, social entrepreneurship, and Pentahelix collaboration on the performance of MSMEs in Karanganyar Regency, with business innovation as a mediating variable. This study aims to understand how internal and external factors interact to improve the performance and competitiveness of MSMEs in the era of digital economy transformation. Research Methodology: A survey of 382 MSME actors in Ngargoyoso, Karangpandan, and Tawangmangu was conducted. Data were analyzed using SEM-PLS with SmartPLS software, testing the outer model, inner model, and mediation to assess direct and indirect relationships. Results: Financial literacy and social entrepreneurship impact MSME performance, while Pentahelix collaboration does not. All three positively influence innovation, which enhances performance. Innovation mediates the relationship between financial literacy and Pentahelix collaboration, but not social entrepreneurship. Conclusions: This study expands the application of the theory of Resource-Based View and open innovation theories by emphasizing that innovation is a strategic bridge between internal resources and external collaboration in strengthening MSME performance and sustainability. Limitations: This study only covers three sub-districts in Karanganyar Regency; therefore, the generalization of results needs to be done carefully. Contributions: This study provides insights into how financial literacy, social entrepreneurship, and pentahelix collaboration impact MSME performance, with business innovation as a mediator. It extends the Resource-Based View and open innovation theories, offering valuable implications for enhancing MSME competitiveness and sustainability in the digital economy.
Co-Authors Ahmad Fawaid Anggraeni, Arum Aryati, Ida Astungkara, Agni Azhar Alam Cahyaningrum, Linda Islam Dyah P.W, Ida Aryati Endang Masitoh, Endang Eny Kustiyah, Eny Galuh Pramesti, Lusiana Putri istiqomah istiqomah Izzuddin, Azzam Kartika Hendra Titisari Khatimah, Anik Khusnul Kurniati, Sari Marwati, Fithri Setya Meliana, Peni Febrianita Nizam, Renaldi Sahrul Nur Rois, Dimas Ilham Nurrahman, Aditya Rama, Nabila Rahmawati Ratna Damayanti Rois, Dimas Ilham Nur Rosula, Daffa Yusuf Ryan Susanto, Ryan Sari, Tri Sekar Sarsono Sarsono Sarsono Sudarwati Sudarwati Tsani, Atika Fikri Wijayanti, Devi Yuli Chomsatu Samrotun