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All Journal Jihbiz: Jurnal Ekonomi, Keuangan dan Perbankan Syariah Relevance: Journal of Management and Business An-Nisbah: Jurnal Ekonomi Syariah Welfare: Jurnal Pengabdian Masyarakat
Anam, Choiril
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Religion Economics, Econometrics & Finance Environmental Science Social Sciences

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CRIMINAL SANCTIONS FOR BETTERING CUSTOMER FUNDS THROUGH AUTOMATED CASH TELLERS FROM AN ISLAMIC LEGAL PERSPECTIVE Sulistyowati, Sulistyowati; Anam, Choiril; Yasin, Ahmad
An-Nisbah: Jurnal Ekonomi Syariah Vol 10 No 2 (2023): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.v10i2.7284

Abstract

Abstrak: Teknologi informasi kini telah berkembang dengan pesat, termasuk pada akses Internet. Penggunaan teknologi berbasis Internet juga telah berkembang dengan baik sebagai kebutuhan dasar manusia. Perkembangan teknologi informasi tentu juga memunculkan berbagai problematika sebagai dampak teknologi modern. Salah atau permasalahan yang marak terjadi di Indonesia yaitu pembobolan Anjungan Tunai Mandiri (ATM). Penulis ingin menggali lebih dalam pandangan Islam tentang pembobolan Anjungan Tunai Mandiri (ATM). yang telah dilindungi oleh peraturan perundangan-undangan bagi pelaku. Penelitian ini termasuk dalam jenis studi pustaka (library research) metode penelitian ini berupa metode induktif dengan dilengkapi data yang bersifat empiris dan dilengkapi data sesuai dengan pembahasan tindakan kejahatan perbankan (cyber crime). Penelitian ini juga menggunakan pendekatan normatif yuridis. Teknik pengelolaan data menggunakan studi pustaka, serta analisis menggunakan tinjauan hukum lslam sesuai al-Quran dan hadis disertai dengan model verifikatif sesuai dengan ketentuan yang berlaku. Hasil penelitian ini menjelaskan bahwa permasalahan pembobolan Anjungan Tunai Mandiri (ATM). merupakan kejahatan yang terjadi atas perkembangan teknologi informasi. Penyalahgunaan teknologi informasi untuk kejahatan tentu harusnya perlu dilakukan antisipasi. Islam telah mengunjungi tinggi ilmu pengetahuan, termasuk teknologi yang ada saat ini. Namun disisi lain, Islam juga mengutamakan kemaslahatan umat. Mengatasi kasus tersebut maka dapat dilakukan beberapa dua cara yaitu proteksi untuk menciptakan keamanan, dan pemberian tanggung jawab bagi perbankan dan pemerintah dalam mengatur sistem keamanan. Kata kunci: Tindak Pidana Perbankan, Pembobolan Dana Nasabah, Anjungan Tunai Mandiri, Hukum Islam Abstract: Information technology has developed rapidly, including Internet access. Internet-based technology has also developed well as a basic human need. The development of information technology certainly also raises various problems as a result of modern technology. One of the problems in Indonesia is Anjungan Tunai Mandiri (ATM) burglaries. The author wants to know of the Islamic view of Anjungan Tunai Mandiri (ATM) burglary which has been protected by laws and regulations for perpetrators. This research is included in the type of library research (library research). This research method is in the form of an inductive method equipped with empirical data and equipped with data in accordance with the discussion of banking crimes (cyber crime). This study also uses a juridical normative approach. Data management techniques use literature study, and analysis uses a review of Islamic law in accordance with the Koran and hadith accompanied by a verification model in accordance with applicable regulations. The result this research explained that the problem of Anjungan Tunai Mandiri (ATM) burglary is a crime that occurs due to the development of information technology. Misuse of information technology for crime certainly needs to be anticipated. Islam has visited a high level of science, including the technology that exists today. But on the other hand, Islam also prioritizes the benefit of the people. Overcoming this case can be done in two ways, namely protection to create security, and giving responsibility to banks and the government in managing security systems. Keywords: Banking Crime, Theft of Customer Funds, Automatic Teller Machines, Islamic Law
The The Halal Lifestyle of Millennials and Generation Z in the Digital Era Sariati, Ning Purnama; Mutafarida, Binti; Anam, Choiril
Relevance: Journal of Management and Business Vol. 7 No. 2 (2024): Desember
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/relevance.v7i2.10088

Abstract

Halal and Lifestyle are two different problems, namely between religious guidance (the problem of the hereafter) and economic activity (the problem of the world). The problem discussed is how Halal and lifestyle provide a new economic phenomenon for the millennial generation and generation Z whose lives are integrated with technological advances. The researcher wants to describe how togetherness of these generations will boost business acceleration in the era of digitalization. This research is qualitative research literature. Researchers use a variety of secondary data to be able to provide a supportive understanding according to the topics discussed and the most recent period, namely through secondary data obtained in the last 10 years. Secondary data used by researchers are scientific journals, reports on the development of the halal industry, millennial generation profile books, and so on. The findings are that the halal lifestyle has become a lifestyle for the millennial  and Z generation. The digitalization era opens up new opportunities in the halal industry, namely digital or application-based Islamic business. Thus increasing business value among millennials and Z generation, then making a new big market and contributing to economic growth in Indonesia.
Implementasi Social Enviromental Governance (ESG) pada Sustainable Financing Perspektif Maqashid Syariah (Studi pada Bank Syariah) Sulistyowati, Sulistyowati; Anam, Choiril
Jihbiz : Jurnal Ekonomi, Keuangan dan Perbankan Syariah Vol 9 No 2 (2025)
Publisher : Universitas Islam Raden Rahmat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33379/jihbiz.v9i2.6317

Abstract

To improve the services Islamic banking institutions in their operational activities, especially  providing sustainable financing to environmentally friendly customers by implementing Environmental Social Governance, the research to conducted is field research and documentary to answer questions chronologically and systematically about the implementation of Environmental Social Governance (ESG) sustainable financing  intensively and comprehensively reviewing the review of the maqashid sharia of Asy-Syathibi's thoughts. The results of research maximized to achieve the research objectives, including to contribute to thinking and development of science for the academic community of universities in general and especially academic community of IAIN Kediri in Islamic banking and development review the perspective of maqashid sharia related environmental social governance in sustainable financing, while increasing the insight and discourse of all parties related to Islamic banking in terms of funding or financing that implements ESG not  to pursue profit alone, but also to pay attention the benefits for the environment, society, and government, and especially input for Islamic banking institutions to always implement environmental social governance in operational activities.
Sosialisasi Program Sertifikasi Halal untuk Meningkatkan Kepercayaan Konsumen pada Produk UMKM di Desa Jerukwangi Anam, M. Khoirul; Alvianti, Refy; Zainuddin, Moch.; Syakur, Ahmad; Khalik, Jamaludin A.; Anam, Choiril; Sariati, Ning Purnama
Welfare : Jurnal Pengabdian Masyarakat Vol. 1 No. 4 (2023): Welfare : Desember 2023
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v1i4.699

Abstract

This community service aims to increase consumer confidence in MSME products in Jerukwangi Village through socializing the halal certification program. The service method applied is service learning, where service participants play an active role in providing understanding to MSME players about the importance of halal certification. The main objective involves participants in interactive and participatory learning, enabling them to understand firsthand the positive impact of the halal certification program on increasing consumer confidence. The results of the service include a better understanding from MSME players regarding the process of obtaining halal certification, improving product quality, and increasing consumer confidence. Thus, it is hoped that this service can make a positive contribution to the development of MSMEs in Jerukwangi Village through increasing compliance with halal principles and increasing product competitiveness.
Enhancing Awareness of the Role of the Sharia Supervisory Board Amid the Digitalization Revolution in Sharia Financial Products Mirza, Azrul Azlan Iskandar; Mutafarida, Binti; Saka, Dijan Novia; Anam, Choiril; Zainuddin, Moch.; Zunaidi, Arif; Sariati, Ning Purnama
Welfare : Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2024): Welfare : March 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v2i1.1226

Abstract

This community service aims to increase understanding of the role of the Sharia Supervisory Board (DPS) in facing the digitalization revolution of sharia financial products. The method used is service learning, where active interaction between students and the community is involved in understanding the DPS concept. Through needs mapping, program planning, and implementation involving competent resources, this activity integrates learning and service to achieve these goals. The evaluation results show an increase in participants' understanding, both regarding DPS concepts and digital literacy, as a positive impact of this activity. Therefore, this service makes a positive contribution to sharia financial literacy in the digital era and empowers the community to face changes in the sharia financial industry.
Pendampingan UMKM Candaria dalam Branding dan Promosi Produk Olahan Nanas melalui Media Sosial Aini, Karisma Nur; Sari, Cindy Mustika; Syanturi, Helna Tri; Pertiwi, Ana Mei; Sholekah, Anda Wiyatu; Azzulva, Aliffia; Rohmatika, Rizka Maulida; Ningsih, Tria Wahyu; Anam, Choiril
Welfare : Jurnal Pengabdian Masyarakat Vol. 2 No. 3 (2024): Welfare : September 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam, IAIN Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30762/welfare.v2i3.1765

Abstract

Candaria is an MSME that utilizes the potential of pineapple fruit, typical of Kediri Regency, to produce processed products with added value. However, Candaria's branding and product promotion strategies are still limited to the simple use of social media. This community service activity aims to assist Candaria in strengthening branding and increasing product promotion through social media, especially Instagram. The method used is the Asset- Community Development approach, which utilizes local assets such as superior products and available technology to optimize the potential of MSMEs. Assistance is carried out by creating creative video content containing product introductions and education about processed pineapple typical of Kediri. The results of the activity show an increase in the quality of Candaria's digital content, which has an impact on increasing product visibility on social media and consumer appeal. Through this activity, Candaria is able to develop a more effective and sustainable marketing strategy.
Co-Authors Ahmad Syakur Ahmad Yasin, Ahmad Aini, Karisma Nur Alvianti, Refy Azzulva, Aliffia Khalik, Jamaludin A. M. Khoirul Anam Mirza, Azrul Azlan Iskandar Moch. Zainuddin, Moch. Mutafarida, Binti Ningsih, Tria Wahyu Pertiwi, Ana Mei Rohmatika, Rizka Maulida Saka, Dijan Novia Sari, Cindy Mustika Sariati, Ning Purnama Sholekah, Anda Wiyatu Sulistyowati Sulistyowati Syanturi, Helna Tri Winawati, Dezara Yogi Zunaidi, Arif