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All Journal Bisma: Jurnal Bisnis dan Manajemen Jurnal Aplikasi Pelayaran dan Kepelabuhanan Jurnal Aplikasi Pelayaran dan Kepelabuhanan eMBeJi : Manajemen dan Bisnis Jurnal JPMP Journal of Economics and Public Health Journal of Indonesian Economic Research
Yanti, Dyah Agustin Widhi
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Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Engineering Languange, Linguistic, Communication & Media Medicine & Pharmacology Public Health Social Sciences Transportation Other

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Transformasi Digital dan Dampaknya terhadap Kinerja Usaha Sektor Usaha Mikro Kecil dan Menengah (UMKM) Sayekti, Rr. Nugraheni Suci; Rifa’i, Muhamad; Yanti, Dyah Agustin Widhi
Journal of Indonesian Economic Research Vol. 2 No. 1 (2024)
Publisher : Yayasan Lentera Avanya Nagari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61105/jier.v2i1.91

Abstract

The development of an area certainly requires funds sourced from the region itself. This becomes a reference so that the region does not only depend on funding coming from the central government. This research uses quantitative research methods, with data collection methods in the form of observation, documentation and questionnaires. The results of the analysis showed that the factors that had a positive and significant effect in this study were capital and labor while the length of business did not significantly influence the increase in MSME income. Thus, the length of effort cannot guarantee an increase in MSME income. In this study, the most dominant influential factor is Capital, Capital is a very important factor in determining the level of MSME income. Pembangunan suatu daerah tentunya memerlukan dana yang bersumber dari daerah itu sendiri hal ini menjadi acuan agar daerah tesebut tidak hanya bergantung pada pendanaan yang datang dari pemerintah pusat Pendapatan dari seseorang merupakan hasil penjualan produksi yang dimilikinya di sektor produksi. Penelitian ini menggunakan metode penelitian kuantitatif, dengan metode pengumpulan data berupa observasi, dokumentasi dan kuesioner. Hasil analisis menunjukkan bahwa faktor yang berpengaruh positif dan signifikan dalam penelitian ini yaitu Modal dan Tenaga Kerja sedangkan Lama Usaha tidak berpengaruh secara signifikan terhadap Peningkatan Pendapatan UMKM. Dengan demikian maka Lama Usaha tidak dapat menjamin peningkatan pendapatan UMKM. Dalam penelitian ini faktor yang berpengaruh paling dominan yaitu Modal, Modal adalah faktor yang sangat penting dalam menentukan tingkat pendapatan UMKM
FINANCIAL TECHNOLOGY PADA PELAKU UMKM: STUDI TENTANG PERSEPSI MANFAAT, PERSEPSI KEMUDAHAN SERTA KEPERCAYAAN TERHADAP PENGGUNAAN STARTUP OVO Rifa'i, Muhamad; Yanti, Dyah Agustin Widhi; Handayati, Ratna
Bisma: Jurnal Bisnis dan Manajemen Vol. 17 No. 2 (2023)
Publisher : Jurusan Manajemen Fakultas Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19184/bisma.v17i2.41580

Abstract

Financial technology is a service that is in great demand in today's society. OVO is a financial technology startup which provides electronic wallet service. The presence of OVO as a financial technology service has attracted the attention and interest of the community because of the ease of its transaction function. This study aimed to determine the effect of benefits, convenience, and confidence of micro, small, and medium enterprises on interest in using financial technology. This research was conducted using a quantitative approach. The research sample was determined using the sampling estimation method, and the sample size of 96 respondents was determined using the Lemeshow formula. Data collection techniques were conducted through questionnaires. The collected data were then analyzed using multiple linear regression techniques. The results showed that perceived benefits, perceived comfort, and business needs significantly affected interest in using financial technology.
Co-Authors Elva Febriana Anggraeny Handayati, Ratna Listriawati, Nyoman Ardiana Mahmud Mahmud Marsudi, Sugeng Muhamad Rifa’i MURSIDI MURSIDI, MURSIDI Natsir, Mokh. Prastiwi, Afita Rumanintya Lisaria Putri, Rumanintya Lisaria Sauh, Bartolomeus Oktavianus Sayekti, RR. Nugraheni Suci Sriantini, Ari Suryani, Eka Endah Syamsiar, Syamsiar