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All Journal Arabiyatuna : Jurnal Bahasa Arab Journal of Information Systems Management and Digital Business JOURNAL OF ISLAMIC COMMUNITY AND DEVELOPMENT
Ubay, Ubay
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Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Social Sciences

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PENGARUH PENGETAHUAN, SIKAP KEUANGAN DAN PERSEPSI MANFAAT TERHADAP KEPUTUSAN PENGGUNAAN E-WALLET SEBAGAI TRANSAKSI PEMBAYARAN DIGITAL (STUDI PADA MAHASISWA UIN DATOKARAMA PALU) Hidayah, Amalia Nurul; Ubay, Ubay; Badjarad, Rizqa Sabrina
Journal of Information Systems Management and Digital Business Vol. 2 No. 4 (2025): Juli
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/jismdb.v2i4.2748

Abstract

This study aims to analyze the influence of knowledge, financial attitudes, and perceived benefits on the decision to use e-wallets as digital payment transactions among students at UIN Datokarama Palu. This study uses associative research with a quantitative approach. The study utilizes primary data obtained through a questionnaire. The population size in this study is 6,734 individuals, with a sample size of 100 students from UIN Datokarama Palu. Data analysis was conducted using SPSS version 30. The results indicate that, partially (t-test), knowledge, financial attitudes, and perceived benefits have a positive and significant influence on the decision to use e-wallets. Additionally, simultaneously (F-test), the three variables also have a positive and significant influence on the decision to use e-wallets, with a coefficient of determination (R²) of 0.697. This means that 69.7% of the decision to use e-wallets is influenced by the three variables, while the remainder is influenced by factors outside the scope of this study. These findings indicate that the higher the knowledge, financial attitude, and perceived benefits, the higher the decision to adopt e-wallets among students.
Fa'aliyyah Mawad Ta'lim Maharah al-Qira'ah li Tarqiyah Maharah al-Qira'ah al-Thullabah Ubay, Ubay; Syaifullah, Muhammad; Murtadho, Nurul; Syuhadak, Syuhadak; Putri, Wakhidati Nurrohmah; Unsi, Baiq Tuhfatul
Arabiyatuna: Jurnal Bahasa Arab Vol. 7 No. 1 May (2023)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jba.v7i1.5558

Abstract

The purpose of this research was to determine the effectiveness of using teaching materials of reading to improve students’ reading skills at the Institute for Islamic Studies Ma’arif Nahdlatul Ulama (IAIMNU) in Metro Lampung. This research used the comparative quantitative method. For data analysis, the researchers used descriptive statistical analysis to produce the effectiveness of teaching materials for reading skills with a criterion based on descriptive perception in the degree to test the responses in the questionnaire scale. T-test using SPSS with Paired Sample Test was used to find out the differences between the results of before and after the experiment. Based on the statistical analysis, the value of experimental learning model was 14.462.The result of significance was Sig. (2-tailed) 000. The pre-test of academic achievement in reading - the post-test of academic achievement of reading was 8.295. The result of significance was Sig. (2-tailed) 000.The result of this research indicated that Hₒ was not acceptable, and H1was acceptable. The difference in the academic achievement of reading between before and after the experiment was indicative. Hence, the improvement of reading ability occurred after using reading materials designed based on David A. Kolb's experiential learning model.
Sistem Pengelolaan Dana Zakat Pada Badan Amil Zakat Nasional Kota Palu Sandang, Mufrih; Sabir, Sabir; Tahimu, Muhammad Reza; Ubay, Ubay; Arman, Muhammad
Journal of Islamic Community and Development Vol. 4 No. 2 (2025): Journal of Islamic Community and Development
Publisher : Jurusan Pengembangan Masyarakat Islam Fakultas Dakwah dan Komunikasi Islam, UIN Datokarama Palu.

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24239/jicd.v4i2.4426

Abstract

This research discusses “The Zakat Fund Management System at the National Amil Zakat Agency (BAZNAS) of Palu City.” The main problems are divided into several subtopics: (1) how the zakat collection system is implemented by BAZNAS Palu City, (2) how zakat distribution is carried out in Palu City, and (3) what obstacles and efforts are made by BAZNAS Palu City in managing zakat. This study employs a qualitative descriptive approach with data collected through observation, interviews, and documentation. The data sources consist of primary and secondary data, while data analysis is conducted through stages of data reduction, presentation, and conclusion drawing to produce systematic findings. The results show that zakat fund management by BAZNAS Palu City has been carried out effectively by the Zakat Collection Unit (UPZ) and its distribution through various programs such as Palu Sejahtera, Palu Cerdas, Palu Bertakwa, Palu Sehat, and other initiatives. In its implementation, BAZNAS Palu City faces several challenges but continues to make efforts to overcome them. It is recommended that BAZNAS Palu City enhance its efforts to raise public awareness about the importance and benefits of paying zakat through various media, such as social media, the official BAZNAS website, and direct outreach activities, as well as expand the scope of its programs to increase the number of beneficiaries in Palu City.
Co-Authors Badjarad, Rizqa Sabrina Baiq Tuhfatul Unsi Hidayah, Amalia Nurul Mega Fatimah Rosana Muhammad Syaifullah, Muhammad Murniati Ruslan Nurul Murtadho Putri, Wakhidati Nurrohmah Sabir Sabir Sandang, Mufrih Sitti Musyahidah Syuhadak, Syuhadak Tahimu, Muhammad Reza