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All Journal Unram Journal of Community Service (UJCS) Journal International of Lingua and Technology Journal of Innovative and Creativity ZIJEc: Zabags International Journal of Economy ZIJEn: Zabags International Journal of Engagement
Nilfatri, Nilfatri
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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Dampak Covid -19 Terhadap Kinerja Keuangan Daerah Kabupaten Tanjung Jabung Timur Ulfa, Maria; Nilfatri, Nilfatri; Fatimah, Siti
Zabags International Journal of Economy Vol. 1 No. 1 (2023): Economic Studies
Publisher : CV. Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijec.v1i1.5

Abstract

Penelitian ini bertujuan untuk mengetahui Dampak Pandemi Covid-19 Terhadap Kinerja Keuangan Daerah Kabupaten Tanjung Jabung Timur. Metode yang digunakan dalam penelitian ini adalah metode kuantitatif deskriptif dengan menggunakan pendekatan analisis data sekunder dengan alat uji nonparametric menggunakan Wilcoxon Test. Berdasarkan hasil penelitian, dampak pandemic COVID-19 menyebabkan adanya penurunan kinerja keuangan Kabupaten Tanjung Jabung Timur di masa pandemi Covid-19 dibandingkan dengan kinerja tahun sebelumnya namun pengaruh/dampaknya tidak siginifikan.
The Influence of Performance Allowances on Employee Work Motivation at the Office of the Ministry of Religion of East Tanjung Jabung Regency Lestari, Puji; Abidin, Zaenal; Nilfatri, Nilfatri
Zabags International Journal of Economy Vol. 1 No. 2 (2023): Economic Studies
Publisher : CV. Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijec.v1i2.70

Abstract

The author is interested in conducting this research because based on the observations of researchers that occurred at the Office of the Ministry of Religion of East Tanjung Jabung Regency, the employees still lack high work motivation, it can be seen that there are still some employees who arrive late and return late after lunch break. This study aims to determine and analyze the effect of performance allowances on employee motivation in the Office of the Ministry of Religion of East Tanjung Jabung Regency. In this study, researchers used quantitative methods with research instruments using questionnaires, namely by distributing statements by direct interviews and using the Google form. In this study, researchers used Stratified Sampling samples (level sampling). Stratified Sampling is a sampling procedure in which the target population is separated into unique and homogeneous segments (strata), and then a simple random sample is selected from each segment (stratum). With a population (N) of employees in the Office of the Ministry of Religion of East Tanjung Jabung Regency, namely as many as 34 employees. Data were analyzed using descriptive statistics, validity test, reliability test and simple regression test (t test) using the Microsoft Excel 2007 application and the SPSS version 25 application for windows. The results of this study indicate that performance allowances have an influence on work motivation and the magnitude of the effect of performance allowances on employee work motivation in the Office of the Ministry of Religion of East Tanjung Jabung Regency is 3.7%.
The Effect of Traditional Market Relocation on Traders' Income Sartika, Dewi; Abidin, Zaenal; Nilfatri, Nilfatri
Zabags International Journal of Economy Vol. 2 No. 1 (2024): Economic Studies
Publisher : CV. Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijec.v2i1.79

Abstract

This research aims to determine and analyze the magnitude of the influence of the relocation of the traditional market in Muara Sabak Barat District on traders' income. This research uses a quantitative approach and data analysis. The data analysis used is simple linear regression analysis, T test, and coefficient of determination (R²). The samples used were 110 traders with 30 samples for trials and 80 samples for research. The results of the research are that relocation has a positive effect on traders' income in the Muara Sabak Barat sub-district market. A significant value of 0.00 was obtained which was smaller than 0.05 and the calculated t value was 3.675 which was greater than the t table of 1.990. Based on the coefficient of determination test, the R square (R²) result was 0.148, this means that 14.8% of the income variable can be explained by the relocation variable in this research, while the remaining 85.2% is a variable outside this research. So, it can be concluded that Ho is rejected and Ha is accepted, which means that traditional market relocation has an influence on the income of traditional market traders in Muara Sabak Barat subdistrict with the income variable being influenced by relocation by 14.8%, the remaining 85.2% is influenced by other factors outside this research.
Financial Literacy Program for Housewives in Rubber Plantation Villages in Indonesia Furbani, Widiastuti; Rini, Puspa; Bachtiar, Alfan; Nilfatri, Nilfatri; Pitri, Alisyah
Unram Journal of Community Service Vol. 5 No. 3 (2024): September
Publisher : Pascasarjana Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ujcs.v5i3.709

Abstract

The Financial Literacy Program for Housewives in Rubber Plantation Village aims to improve understanding and skills in family financial management, especially among housewives vulnerable to income fluctuations. This activity was conducted online through the Zoom application and attended by 50 housewives. The methods include three-month interactive training, group discussions, and post-training mentoring. The results of the initial Survey showed that most participants did not have a monthly budget plan (80%), did not save regularly (70%), and did not understand the importance of debt management and insurance (85%). After the training, there was a significant increase in understanding and practice of financial management. As many as 65% of participants started preparing a monthly budget, 55% saved regularly, and 45% understood how to manage debt wisely. Although there are challenges in implementing financial literacy, especially related to income instability, this program has proven effective in increasing awareness and financial management skills. The final Survey also showed increased awareness of the importance of emergency funds and long-term financial plans, although the percentage is still relatively low. With this program, it is hoped that housewives in rubber plantation villages can be more independent and resilient and manage family finances better amid economic uncertainty
Review of Islamic Law on Implementation Tradition Bugis; Sompa and Mappasikarawa Safitri, Ria Astuti; Nilfatri, Nilfatri; Haeran, Haeran
Zabags International Journal of Economy Vol. 3 No. 1 (2025): Economic Studies
Publisher : CV. Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijec.v3i1.97

Abstract

The Mappasikarawa tradition at Bugis tribal weddings is one of the activities carried out after the marriage contract with the aim of ensuring that the bride and groom obtain happiness, peace, physical and spiritual well-being while sailing the ark of domestic life. Mappasikarawa is a ritual after the marriage contract in the Bugis tribe tradition. Mappasikarawa is carried out with the hope that the bride and groom will find happiness, peace and prosperity in navigating married life. The meaning of mappasikarawa in the Bugis community marriage tradition is to bring the bride and groom closer (mappasiame) so that they are in harmony with each other or in religion it is termed a sakinah mawaddah warahmah family. So, the author raised this case as research material for submitting a thesis to examine how Islamic Law Reviews the Implementation of the Bugis Traditional Mappasikarawa Tradition in Pematang Rahim village, Mendahara Ulu subdistrict.
Praktik Jual Beli Telur Semut Rang-Rang (Kroto) Di Tinjau Dari Perspektif Hukum Islam (Studi Kasus Toko Burung Senang Hati Kelurahan Parit Culum 1) wahyuni, Hesti; Kurniawan, Kurniawan; Marwendi, Reza Okva; Haeran, Haeran; Nilfatri, Nilfatri
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This research aims to examine the practice of buying and selling rangrang ant eggs (kroto) at the Senang Hati Bird Shop in Parit Culum 1 Subdistrict. This study uses a qualitative approach. Data collection techniques include observation, interviews, and documentation. Based on the findings, the process of selling rangrang ant eggs (kroto) at the Senang Hati Bird Shop involves sales through the shop, local markets, and online platforms. Buyers purchase according to their needs, and prices are set by the seller. The seller sources the kroto from ant hunters who collect them in the forest. The seller sets a high price for kroto due to the risk of loss, as the eggs will hatch into ants over time. From an Islamic legal perspective, while there is no fixed maximum limit for profit-taking, a blessed profit is considered to be one that does not exceed one-third of the capital price. Therefore, the practice of buying and selling rangrang ant eggs (kroto) at the Senang Hati Bird Shop in Parit Culum 1 is considered valid according to Islamic law, as it does not contradict its principles.
Optimizing Promotional Strategies to Enhance Precious Metal Sales at PT. Pegadaian Talang Babat Inriani, Nopita; Nilfatri, Nilfatri; Nisak, Sayida Khoiratun; Pitri, Alisyah; Dewi, Hasna
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.2310

Abstract

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Sistem Pembayaran Upah Karyawan Pertashop di Desa Pandan Lagan di Tinjau Dari Hukum Ekonomi Syari’ah Ningsih, Fitria; Nilfatri, Nilfatri; Nisak, Sayida Khoiratun; Kurniawan, Kurniawan; Wulandari, Triyana; Haeran, Haeran
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.2797

Abstract

In essence, every individual who performs work should receive compensation for what has been done so that neither party suffers any loss. This is in line with a work agreement that is usually made between two or more parties. The provision of wages (ujrah) should be based on a contractual agreement, as this forms a working relationship between the worker and the employer, outlining the rights and obligations of each party.In this study, the researcher found irregularities in wage payments, such as delayed payments to employees—sometimes exceeding the agreed pay date—and a lack of punctuality in payment schedules established at the beginning of the agreement. This results in a lack of transparency between the employee and the Pertashop owner.This research aims to explain and analyze the wage payment system applied at Pertashop from the perspective of Islamic economic law, focusing on a Pertashop located in Pandan Lagan Village. The research uses a qualitative method. Data collection techniques included in-depth interviews with the business owner and employees, observation, and documentation. This study is an empirical sociological field research.The findings indicate that, in general, the wage payment system at Pertashop has met several fundamental aspects of Islamic economic law, such as the existence of a mutually agreed employment contract and clear wage nominal. However, several issues were identified, such as delayed payments, lack of transparency in financial records, and the absence of a legally binding written contract. There is no written agreement or employment contract between the business owner and the employee, resulting in a lack of legal clarity in the working relationship. The unclear status of workers' rights—such as leave, attendance, and mechanisms for wage deductions—has the potential to cause disputes.This lack of clarity may lead to injustice and contradicts the principles of the ujrah contract in Islamic law, which guarantees clarity and certainty in the payment for services rendered. Therefore, this research recommends an improvement of the wage payment system at Pertashop by fully adopting the principles of Islamic economic law, such as clarifying the employment contract in written form, ensuring timely payments, and enhancing financial transparency and accountability.
Praktik Wakaf Produktif Kelapa Sawit untuk Pembangunan Musholla Al-Hidayah Perspektif Hukum Islam di Desa Pandan Lagan Munawarah, Nurul Lailil; Nilfatri, Nilfatri; Kuswanto, Kuswanto; Pitri, Alisya; Kurniawan, Kurniawan; Haeran, Haeran
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.2798

Abstract

Waqf is one of the philanthropic instruments in Islam that holds great potential in supporting social and religious development. This study discusses the practice of productive waqf in the form of an oil palm plantation, where the proceeds are utilized for the construction of the Al-Hidayah prayer room. The purpose of this research is to examine this practice from the perspective of Islamic law and to analyze its implementation within the social context of the community. This study employs an empirical sociological approach by collecting data through field observations and interviews with waqf administrators (nadzir), religious leaders, and local community members. The findings reveal that the productive waqf of oil palm, when managed with trustworthiness and transparency, is considered valid under Islamic law and receives positive support from the community. However, in practice, the negligence of a waqif (donor) who reclaimed the palm trees before the construction was completed constitutes a breach of contract and violates Islamic legal principles. Beyond its role as a form of worship, this practice also offers a practical solution for sustainably funding the construction of worship facilities. The study recommends strengthening regulations and providing guidance to productive waqf managers so that the benefits can be more widespread and well-targeted.
Education Based on Innovation and Creativity in Improving the Competitiveness of Micro, Small and Medium Enterprises Abidin, Zaenal; Kuswanto, Kuswanto; Ismawati, Sri Ida; Baros, Vionita; Nilfatri, Nilfatri
Zabags International Journal of Engagement Vol. 1 No. 1 (2023): Engagement
Publisher : CV. Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijen.v1i1.5

Abstract

The purpose of this study is to determine the level of innovation and creativity of micro, small and medium enterprises in increasing income. The challenge that will be faced is in the form of economic activities that depend on global competition that is free and open so that only strong business actors will survive. Globalization has caused the world economy to experience a paradigm shift into a knowledge and creativity-based economy. This activity aims to conduct education based on innovation and creativity as an answer to the impact that globalization has brought. Implementation of this activity using the survey method. Based on the survey results, Micro, Small and Medium Enterprises in Lambur Village are still not ready to face the challenges presented by Globalization. Therefore, Community Service Program STIE Syari'ah Al-Mujaddid Group 1 seeks to increase the competitiveness of Micro, Small and Medium Enterprises based on innovation and creativity in the form of legalizing business licenses, and innovating products through upgrading packaging and adding flavor variants to products. To realize this, this community service activity uses a method which consists of three stages, namely the preparation stage, the implementation stage and the evaluation stage. The results of this activity are that it can have an impact on changing the products of Micro, Small and Medium Enterprises in Lambur Village, Muara Sabak Timur District, Tanjung Jabung Timur Regency.
Co-Authors Bachtiar, Alfan Baros, Vionita Dara, Sokha DEWI SARTIKA dewi, hasna fitria ningsih Furbani, Widiastuti Haeran, Haeran Hesti Wahyuni, Hesti Inriani, Nopita Ismawati, Sri Ida Kurniawan Kurniawan Kuswanto Kuswanto Maria Ulfa Marwendi, Reza Okva Munawarah, Nurul Lailil Nisak, Sayida Khoiratun Pitri, Alisya Pitri, Alisyah PUJI LESTARI Puspa Rini Safitri, Ria Astuti Siti Fatimah Vann, Rithy Wulandari, Triyana Zaenal Abidin