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Wilestari, Median
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BAGAIMANA MENGENALI USAHA MIKRO AGAR BERKELANJUTAN PADA UMKM BINAAN PERMODALAN NASIONAL MADANI JAKARTA BARAT Nurhayati, Mafizatun; Elmi, Farida; Wilestari, Median
Jurnal Pemberdayaan Masyarakat dan Inovasi Vol 3 No 2 (2024)
Publisher : STKIP PGRI SITUBONDO

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47668/join.v3i2.1350

Abstract

Micro, Small and Medium Enterprises (MSMEs) have a strategic role in national economic development. MSMEs play a role in economic growth and labor absorption. MSMEs face many problems that must be faced in running their businesses. In order to be able to play a role in fostering Micro, Small and Medium Enterprises (MSMEs), this time the community service is in collaboration with PT Permodalan Nasional Madani (Persero), a state-owned enterprise that diversifies its funding sources through cooperation with third parties, namely banking and capital markets. In 2015, PT Permodalan Nasional Madani (Persero) launched the PNM Mekaar (Fostering a Prosperous Family Economy) product which provides special services for underprivileged women ultra-micro business actors, both those who want to start a business and develop a business. Our PkM group has the opportunity to become a partner of PT PNM in providing guidance to micro business groups. The implementation is in fostered micro businesses located in Kebagusan Village, West Jakarta. The problem that often occurs which is a characteristic of MSMEs, many MSME business people prefer to change businesses before their business is established and stable, even though by changing businesses frequently, this MSME business will not be able to develop because of such a passionate desire and the main business actually fails. MSME actors must recognize their business, by understanding the strengths, weaknesses, opportunities and threats of their business in order to further increase the stability of their business, so as not to fall into the abyss of failure, so that their business can be sustainable.
Pengembangan SDM Untuk Keberlanjutan Bisnis UMKM Binaan PNM Di Jakarta Barat Parwoto, Parwoto; Iqbal, M. Ali; Wilestari, Median
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 5 No. 4 (2024)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v5i4.10841

Abstract

Usaha mikro kecil dan menengah (UMKM) merupakan unit usaha yang mampu menyerap banyak tenaga kerja di Indonesia saat ini. Namun ternyata sektor ini memiliki beragam kelemahan yang mendasar sehingga kinerjanya kurang optimal. Salah satu kelemahan tersebut bersumber pada sumber daya manusia (SDM) yang belum mampunyai kompetensi yang memadai sehingga perlu ada upaya pengembangan SDM untuk keberlanjutan bisnis UMKM. Tujuan kegiatan pengabdian kepada masyarakat ini adalah 1) Agar para pelaku UMKM memahami pentingya pengembangan SDM yang memiliki kompetensi berupa pengetahuan (knowledge), ketrampilan (skill), sikap (attitude), dan kemampuan (abilities) yang relevan untuk menjaga keberlanjutan bisnisnya, 2) Agar para pelaku UMKM memahami konsep dan praktik manajemen SDM yang komprehensif untuk menjamin keberlanjutan bisnisnya. Kegiatan ini diikuti oleh 48 mitra usaha sebagai peserta yang merupakan pelaku usaha mikro binaan Permodalan Nasional Madani (PNM) Jakarta Barat. Metode yang digunakan: 1) Memberi ceramah dan bimbingan tentang pengembangkan SDM melalui peningkatan kompetensi yang relevan untuk keberlanjutan bisnis, 2) Melakukan evaluasi pelaksanaan kegiatan. Hasil kegiatan ini yaitu: 1) Peserta mampu  memahami pentingnya pengembangan SDM yang memiliki kompetensi yang relevan untuk menjaga keberlanjutan bisnisnya, 2) Peserta mampu memahami konsep dan praktik manajemen SDM yang komprehensif untuk menjamin keberlanjutan bisnisnya. Hasil evaluasi menyatakan bahwa peserta puas terhadap pelaksanaan kegiatan ini
IMPLEMENTATION OF THE ISLAMIC BANKING CONCEPT ON CUSTOMERS AS PARTNERS OF ISLAMIC BANKS IN THE PERSPECTIVE OF ISLAMIC DA'WAH Asmawi, Moh; Rasyid, Daud; Wilestari, Median
Al-Risalah : Jurnal Studi Agama dan Pemikiran Islam Vol 16 No 1 (2025): Al-Risalah : Jurnal Studi Agama dan Pemikiran Islam
Publisher : Fakultas Agama Islam, Universitas Islam As-Syafiiyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34005/alrisalah.v16i1.4233

Abstract

This research investigates the implementation of Islamic banking as a means to support da’wah, emphasizing the role of Islamic banks not only as financial institutions but also as platforms for disseminating Islamic values and promoting societal welfare. The study employs a mixed-method approach, integrating both quantitative and qualitative methods to provide a comprehensive and nuanced understanding of the phenomenon. Findings reveal that public awareness of the principles of Islamic banking remains relatively low. However, most customers of Islamic rural banks (BPR) in the Jabodetabek area perceive that Islamic banks have successfully implemented Islamic banking principles. This study further demonstrates that the social and economic impact of Islamic banking aligns strongly with the goals of Islamic da’wah by offering halal financial transaction alternatives and enhancing the connection between Islamic banking and Islamic da’wah. Key implications include the need for intensified education and socialization efforts, involvement of all stakeholders as educational agents, reinforcement of the Sharia Supervisory Board’s (DPS) role, improved transparency and justice, expanded outreach, and strengthened alignment between Islamic banking practices and da’wah objectives. This research contributes to understanding Islamic banking as an instrument for economic-based da’wah, highlighting its potential to influence financial behavior in alignment with Islamic principles.
Pengaruh Corporate Governance Structure dan Leverage Terhadap Pengungkapan Intellectual Capital Mujiani, Sari; Wilestari, Median; Putri, Maharani Eka
EQUITY Vol 23 No 2 (2020): EQUITY
Publisher : Department of Accounting, Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34209/equ.v23i2.1751

Abstract

The purpose of this research is to obtain empirical evidence about the effect of independent commissioner, foreign ownership and leverage on intellectual capital disclosure at indeks kompas 100 companies listed in Indonesia Stock Exchange in 2014-2018. This research used a purposive sampling technique to collect data and consisted of 12 companies listed on the Indonesia Stock Exchange in 2014-2018. The statistical method used in this research is used multiple linear regression analysis methods. In this research used the Eviews program, 9 version. The results of the research based on the tests that have been that independent commisioner not had a significant effect on intellectual capital disclosure, while foreign ownership and leverage had a significant positive effect on intellectual capital disclosure.
Membangaun Profesionalisme Pelaku UMKM Guna Mewujudkan Keberlangsungan Usaha Bisnia Berbasis Ekonomi Hijau soehari, tjiptogoro; Djumarno; Wilestari, Median
Jurnal Pengabdian Masyarakat Disiplin Ilmu Vol. 2 No. 2 (2024): Jurnal Pengabdian Masyarakat Multi Disiplin Ilmu Juli 2024
Publisher : Yayasan Cita Cendikiawan Al Kharizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/jpmasdi.v2i2.3952

Abstract

Kegiatan PKM Dosen UMB bermitra dengan Dosen UIA dan PT PNM dalam rangka mendukung kebijakan Pemerintah untuk meningkatkan kelas para pelaku UMKM yang sudah ada. Peningkatan kualitas itu dilakukan dengan cara memberikan bantuan pelatihan dan pendampingan agar produk UMKM bisa bersaing dengan produk lain di pasaran. Adapun tujuan PKM ini adalah mewujudkan keberlangsungan bisnis pelaku UMKM dengan tema Membangaun Profesionalisme Pelaku UMKM guna Mewujudkan Keberlangsungan Usaha Bisnis Berbasis Ekonomi Hijau. Temuan yang diperoleh: Peserta pelatihan menganggap profesionalisme, kecerdasan emosional, integritas dan ekonomi hijau sangat penting terhadap untuk meningkatkan kelas UMKM sebagai wujud keberlangsungan bisnis Kata Kunci: Ekonomi Hijau, Integritas, Keberlangsungan Bisnis, Kecerdasan Emosional, Profesionalisme
PENGARUH PERTUMBUHAN PEMBIAYAAN MUDHARABAH, MUSYARAKAH, DAN DANA PIHAK KETIGA TERHADAP PROFITABILITAS (ROA) Affar, Muhammad; Wilestari, Median; Nuraini, Duwi Lina
Kinerja Vol 6 No 01 (2023): KINERJA
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam As-Syafi'iyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34005/kinerja.v6i01.2774

Abstract

Abstrak Penelitian ini bertujuan untuk mengetahui pengaruh pertumbuhan pembiayaan mudharabah, musyarakah dan dana pihak ketiga terhadap profitabilitas (ROA). Studi kasus pada Bank Umum Syariah di Indonesia sebelum bergabung menjadi Bank Syariah Indonesia (BSI), yaitu pada Bank Mega Syariah, Bank Panin Dubai Syariah, Bank Muamalat Indonesia Tbk, Bank BNI Syariah, Bank BRI Syariah dan Bank Syariah Mandiri. Penelitian ini menggunakan sampel 6 perusahaan Bank dengan tahun penelitian 2012-2020. Sumber data yang diperoleh dari laporan keuangan tahunan (neraca dan laba rugi). Metode penelitian yang digunakan adalah analisis regresi data panel. Hasil dari penelitian ini menunjukkan bahwa; (1) Variabel pertumbuhan pembiayaan mudharabah berpengaruh negatif signifikan terhadap profitabilitas (ROA), (2) Variabel pertumbuhan pembiyaan musyarakah berpengaruh positif tidak signifikan terhadap profitabilitas (ROA), (3) Variabel pertumbuhan dana pihak ketiga mempengaruhi profitabilitas (ROA). Uji simultan (uji F) menunjukkan variable pertumbuhan pembiayaan mudharabah, musyarakah dan dana pihak ketiga mempengaruhi profitabilitas (ROA) secara positif signifikan secara simultan. Uji Determinasi (R2) sebesar 0,9376 atau 93,76% pada level of significant 5%.
PENGARUH SUKU BUNGA THE FED TERHADAP NET INTEREST MARGIN DENGAN MODERASI KESENJANGAN DANA (GAP) DAN DAMPAKNYA TERHADAP PROFITABILITAS Sunaryo, Sunaryo; Nurulhuda, Elly Soraya; Wilestari, Median; Sukamto, Heri; Waskito, Meindro
Kinerja Vol 7 No 01 (2024): KINERJA : Jurnal Ekonomi dan Bisnis
Publisher : Fakultas Ekonomi dan Bisnis Universitas Islam As-Syafi'iyah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34005/kinerja.v7i01.3862

Abstract

Penelitian ini bertujuan untuk mengetahui peran variabel GAP dalam memoderasi pengaruh suku bunga The Fed terhadap net interest margin dan dampaknya terhadap profitabilitas. Sampel penelitian yakni bank umum konvensional persero terdiri dari Bank Mandiri, Bank BNI, Bank BRI, dan Bank BTN berdasarkan data deret waktu secara bulanan dari Januari 2022 hingga Desember 2023, dengan teknik pengumpulan datanya adalah dokumentasi dari sumber Statista, Bank Indonesia, dan Otoritas Jasa Keuangan. Teknik analisis data menerapkan Parsial Least Square/PLS. Hasil penelitian menemukan suku bunga The Fed tidak berpengaruh terhadap net interest margin. GAP berperan memoderasi pengaruh suku bunga The Fed terhadap net interest margin. Net interest margin tidak berpengaruh terhadap profitabilitas
WHAT ARE THE AFFECTING FACTORS ON ENVIRONMENTAL DISCLOSURE ON THE COMPANIES? Mujiani, Sari; Wilestari, Median; Astuti, Aprilia Diah
Mediastima Vol. 27 No. 1 (2021): Mediastima
Publisher : Program Studi Manajemen, Fakultas Ekonomi, IBI-K57

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55122/mediastima.v27i1.215

Abstract

The aim of this study is to determine affecting factors on Corporate Environmental Disclosure on Go Public companies listed in PROPER from 2015 to 2019. Companies with gold and green ranking and listed in PROPER are included the population in this study. This phrase could be omitted, samples were taken using a purposive sampling method with specific parameters. The findings of this research show that: (1) The size of the Audit Committee has a positive impact on the occurrence of corporate environmental disclosure. This is because if the number of audit committees within an organization exceeds the number of requirements set, it will lead to increased supervision and company controls to ensure that the expected environmental disclosures are made. (2) Managerial ownership has a negative impact on the occurrence of corporate environmental disclosure, indicating that the size of a company's managerial share ownership has little bearing on the company's environmental disclosures. (3) The incidence of corporate environmental disclosure is unaffected by environmental results. This explains why environmental success has had little effect on companies that are featured prominently in the PROPER ranking, allowing the public to better recognize and support the company's efforts.
Integrating Climate Risk into Sustainable Financial Strategies for Indonesian Public Companies Wilestari, Median; Molina
Jurnal Ilmiah Akuntansi Kesatuan Vol. 13 No. 5 (2025): JIAKES Edisi Oktober 2025
Publisher : Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jiakes.v13i5.4180

Abstract

Many Indonesian public companies focus on meeting sustainability regulations but fail to integrate climate risks into their financial strategies, creating a gap in achieving climate action goals. This study aims to analyze how these companies incorporate climate risks into their financial planning, identify key barriers, and propose practical solutions. A mixed-methods approach was used, combining questionnaires with a scale to measure integration maturity and content analysis of reports from 15 leading companies in the energy, manufacturing, and financial sectors. The findings show that 75% of companies are compliance-focused, only 20% strategically integrate climate risks, and 5% achieve transformational leadership, with barriers isolated teams, unclear regulations, and a lack of practical tools affecting 65-80% of firms. Bank Mandiri and PT Kalbe Farma stand out for using specialized tools to reduce costs and emissions. The study concludes that companies need tailored tools and stronger regulations to move beyond compliance, while management accountants should lead integration efforts to turn climate risks into business opportunities
Pengaruh Corporate Governance Structure dan Leverage Terhadap Pengungkapan Intellectual Capital Mujiani, Sari; Wilestari, Median; Putri, Maharani Eka
EQUITY Vol 23 No 2 (2020): EQUITY
Publisher : Department of Accounting, Faculty of Economics and Business, Universitas Pembangunan Nasional Veteran Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34209/equ.v23i2.1751

Abstract

The purpose of this research is to obtain empirical evidence about the effect of independent commissioner, foreign ownership and leverage on intellectual capital disclosure at indeks kompas 100 companies listed in Indonesia Stock Exchange in 2014-2018. This research used a purposive sampling technique to collect data and consisted of 12 companies listed on the Indonesia Stock Exchange in 2014-2018. The statistical method used in this research is used multiple linear regression analysis methods. In this research used the Eviews program, 9 version. The results of the research based on the tests that have been that independent commisioner not had a significant effect on intellectual capital disclosure, while foreign ownership and leverage had a significant positive effect on intellectual capital disclosure.
Co-Authors Affar, Muhammad Asmawi, Moh Astuti, Aprilia Diah Daud Rasyid Djumarno, Djumarno Elmi, Farida M. Ali Iqbal Mafizatun Nurhayati Molina Molina, Molina Mujiani, Sari Nuraini, Duwi Lina Nurulhuda, Elly Soraya Parwoto, Parwoto Putri, Maharani Eka soehari, tjiptogoro SUKAMTO, HERI Sunaryo Sunaryo Waskito, Meindro