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Restructuring of Problematic Financing at BMT UGT Kalibaru and Its Impact on Financial Circulation Ghofur, Rouf Abdul; Annas, Muhamad
Jurnal Maksipreneur Vol 14 No 2 (2025)
Publisher : Universitas Proklamasi 45

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30588/jmp.v14i2.2012

Baitul Maal wa Tamwil serves as a representation of Islamic financial institutions established by government entities to foster and develop a banking framework that aligns with the principles of Islamic doctrine. One of its leading products is Islamic financing. Behind the scenes, financing restructuring often occurs due to problems. This study focuses on BMT UGT Kalibaru in handling financing cases. This study aims to 1) analyze the causes of problematic financing, 2) examine the stages of resolution used by BMT UGT Kalibaru in handling problematic financing cases, and 3) determine the impacts caused and their solutions. This type of research is a case study. The data sources used are primary and secondary data. Data collection techniques use documentation, archival recordings, interviews, and observations. Data analysis uses an interactive model. The results of this study state that: 1) the causes of problematic financing in general are two causes, namely internal and external causes, and 2) the stages of resolving problematic financing in general are two paths, namely litigation and non-litigation. The mechanism carried out by BMT UGT Kalibaru starts from the rescheduling stage, re-requirements, collateral deliberation, and collateral confiscation, 3) the impact of problematic financing results in members being unable to withdraw savings and the state of financial circulation in the office.

Akad Salam Dalam Jual Beli Sayuran Khusnudin, Imam; Rohman, Fatkhur; Annas, Muhamad
JPSDa: Jurnal Perbankan Syariah Darussalam Vol. 3 No. 1 (2023): Januari 2023
Publisher : Institut Agama Islam Darussalam Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/jpsda.v3i1.1996

This study aims to: determine the implementation of the Salam Agreement on buying and selling in the hamlet of Connect Rejo, Bayu village, Songgon sub-district. This study uses a qualitative research method with the type of research case study research collected both the results of interviews, observations and documentation during conducting research in the hamlet of Connect Rejo, Bayu village, Songgon sub-district, using an interactive analysis model. The results of this study indicate that: The implementation of the salam contract on the sale and purchase of vegetables comes from several aspects, both from the farmers and the collectors themselves. The implementation of this salam contract is very beneficial for both farmers and collectors because they can know so far the practice of buying and selling is carried out according to or not with the provisions in the sale and purchase of the salam contract, namely with the concept of not being mutually beneficial to one party and mutual trust between farmers and collectors, therefore the author seeks to maximize this research so that it can help the community of Connect Rejo Hamlet, Bayu Village, Songgon District in practicing the buying and selling of vegetables that have long been carried out to meet the needs of family life, family and as their successors strive to be better in processing better vegetable crops so that they can develop the welfare of the life of the nation and the state It can be concluded that the implementation of the salam contract on the sale and purchase of vegetables in the Hamlet of Connect Rejo, Bayu Village, Songgon District, the identification of the implementation that occurs in the field, the measurement through the pillars and terms and has been practiced in the field, has gone through several long processes to form a thesis is in accordance with the provisions of the salam contract.

Efektifitas Sistem Rekrutmen Guru Pendidikan Formal Yayasan Pondok Pesantren Darussalam Blokagung Karangdoro Tegalsari Banyuwangi Tahun Pembelajaran 2018/2019 Budiywono, Eko; Annas, Muhamad; Aliya, Mahya
Jurnal Manajemen Pendidikan Islam Darussalam Vol. 1 No. 1 (2019): September 2019
Publisher : Universitas KH. Mukhtar Syafaat Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (934.631 KB)

The objectives in this study are: (1) Knowing the formal education recruitment system; (2) Knowing the supporting and inhibiting factors in it; (3) Knowing the right strategy to be applied to the formal education teacher recruitment system which is located at the Darussalam Block Pondok pesantren foundation in the 2018/2019 Academic Year. This research method uses descriptive qualitative, data collection through interviews, observation, and documentation. Data analysis using SWOT analysis and data validity techniques using triangulation. The results of his research, the effectiveness of the formal education teacher recruitment system at the Darussalam Blockagung boarding school foundation include: (1) Teacher recruitment prioritizes students and alumni of the foundation as educators who fit the vision and mission of the foundation (2) Teacher recruitment is carried out centrally by the head of education and teaching (3) Submission of a temporary teacher decision letter for 2 years as a test of teacher loyalty at the foundation.

Konsep Tartil dan Pengaruh Penerapannya dalam Membaca Al-Qur’an Mujahiddin, Anas; Annas, Muhamad
Ulumul Qur'an: Jurnal Kajian Ilmu Al-Qur'an dan Tafsir Vol. 3 No. 2 (2023): Ulumul Qur'an: September 2023
Publisher : Program Studi Ilmu Al-Quran dan Tafsir STIU Darul Quran

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Umat Islam yang membaca al-Qur’an tidak selalu memperhatikan bacaan yang baik dan benar, sehingga tidak mendapatkan apa-apa dari apa yang dibacanya itu. Artikel ini akan membahas kata tarti>l dengan tujuan untuk mengetahui penjelasan konsep dan penerapan Tartil menurut para mufassir, juga untuk mengetahui pengaruh Tartil di dalam membaca Al-Qur’an. Kajian ini ditulis menggunakan pendekatan metode penulisan kepustakaan (library research). Berdasarkan hasil dari pengolahan data yang dijadikan dari kajian ini, ditemukan beberapa hasil penemuan. Di antaranya, kata Tartil di dalam Al-Qur’an diartikan dengan: membaca Al-Qur’an dengan pelan, terorganisir dan tersusun dengan baik, sebaik-baik perkataan dan tulisan karena diucapkan dengan jelas dan indah, membacanya dengan penjelasan. Ditemukan juga konsep Tartil yang memberikan pemahaman bagaimana membaca Al-Qur’an yang baik, ditemukan bagaimana penerapan dalam mempelajari Al-Qur’an ataupun mengajarkannya.

PENGELOLAAN WAKAF SEBAGAI SARANA PENINGKATAN STRATEGI EKONOMI UMAT Ghozali, Mohammad; Annas, Muhamad
Jurnal Istiqro Vol. 10 No. 2 (2024): Juli 2024
Publisher : Universitas KH. MUkhtar Syafaat (UIMSYA) Blokagung Banyuwangi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30739/istiqro.v10i2.3237

Waqf is one of the instruments in the sharia economy that has the potential to improve the welfare of the community. As an economic instrument waqf also plays a role to support various productive activities and redistribution of welfare to underprivileged communities and play a role in the development of the social, economic, and cultural life of the community. Also, in Islam waqf becomes a more expensive instrument to invite its managers to have an entrepreneurial spirit where waqf assets as capital and the result of the management of waqf property is used for the economic development of the community. This study aims to find out how waqf management strategy and how the role of waqf in improving the economy of the people. The study methodology used is the qualitative method. The results obtained in this study that the strategy in its management such as determining the standard of professionalism nazir because nazir has an important role in the management of waqf. Counseling the community so that the community better understands waqf is not only limited to waqf inanimate objects. Issued a law that discusses in full waqf both in terms of procurement, management, and distribution of the results of the management of the waqf so that the waqf can be a means of improving the economy of the people. And the establishment of a professional national waqf institution that is ready to supervise every development of waqf. Waqf has a role in strengthening brotherhood in the community as well as in the development of social life, economy, and culture of the community. Wakaf also serves as an instrument of public finance shari'ah which has great potential in generating financing for the State, improving the welfare of people, developing social, economic, and cultural activities of Islamic society.

Sustainable Economic Empowerment for The Creation of Economic Sovereignty in The Karangdoro Village Community Muhamad Annas; Nurul Inayah
CENDEKIA: Jurnal Pengabdian Masyarakat Vol. 1 No. 1 (2024): Desember 2024
Publisher : Simfoni Ilmu Cindekia

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AbstractThis assistance will examine empowerment strategies carried out from a Sustainable Development perspective. This mentoring uses a case study approach with the aim of finding out in depth and comprehensively the empowerment strategies carried out by accompanying lecturers from KH Muhktar Syafa'at Blokagung Banyuwangi University. The data sources used in this assistance are from related parties as well as secondary data sourced from documents and field observations. This assistance found that empowerment strategies include enabling or facilitation strategies with the scope of group discussion activities and the construction of empowerment facilities to generate community motivation, strengthening strategies through activities that focus on increasing community capabilities such as training in forest coffee processing and forest bee cultivation, protection strategies regarding businesses. efforts to form a network of forest coffee farmers and marketing strategies for community non-timber forest products as well as support strategies by participating in technical activities carried out with the abilities possessed such as financial audit and negotiation skills with the Perhutani Forest community. The impact resulting from this empowerment includes three aspects of sustainable development, namely ecological sustainability marked by an increase in the number of fauna found in the Perhutani Forest every year, economic sustainability created by the growth of the community's economic sector other than farming and the growth of community initiatives in preserving the Perhutani Forest which is a characteristic of its birth. social sustainability.

Efforts to Enhance the Entrepreneurial Spirit of Small Business Owners and Craftsmen in Karangdoro Village, Tegalsari, Banyuwangi Regency Muhamad Annas; Nurul Inayah
CENDEKIA: Jurnal Pengabdian Masyarakat Vol. 1 No. 3 (2025): Agustus 2025
Publisher : Simfoni Ilmu Cindekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65430/jpm.v1i3.15

This community service program to enhance the entrepreneurial spirit of small businesses and artisans in Karangdoro Village, Tegalsari, Banyuwangi Regency aims to provide training and mentoring in developing entrepreneurial skills, business management, and increasing production capacity. Karangdoro Village, where the majority of its residents are engaged in small businesses and crafts, faces challenges in marketing, financial management, and product innovation. This program is designed to provide a better understanding of the importance of business planning, cost efficiency, and effective marketing strategies, both offline and online. Furthermore, mentoring is provided to introduce digital technologies that can help improve market access and operational efficiency. Through a participatory approach, it is hoped that small businesses and artisans can increase their competitiveness, expand their market networks, and increase income. The results of this community service program indicate an increase in participants' understanding of entrepreneurial management and their success in implementing more modern and effective marketing strategies, which have positively impacted the stagnation of their businesses. This training and mentoring is expected to stimulate local economic growth and strengthen the role of small businesses in the Karangdoro Village economy.

Sustainable Economic Empowerment for The Creation of Economic Sovereignty in The Karangdoro Village Community Muhamad Annas; Nurul Inayah
CENDEKIA: Jurnal Pengabdian Masyarakat Vol. 1 No. 1 (2024): Desember 2024
Publisher : Simfoni Ilmu Cindekia

Show Abstract | Download Original | Original Source | Check in Google Scholar

AbstractThis assistance will examine empowerment strategies carried out from a Sustainable Development perspective. This mentoring uses a case study approach with the aim of finding out in depth and comprehensively the empowerment strategies carried out by accompanying lecturers from KH Muhktar Syafa'at Blokagung Banyuwangi University. The data sources used in this assistance are from related parties as well as secondary data sourced from documents and field observations. This assistance found that empowerment strategies include enabling or facilitation strategies with the scope of group discussion activities and the construction of empowerment facilities to generate community motivation, strengthening strategies through activities that focus on increasing community capabilities such as training in forest coffee processing and forest bee cultivation, protection strategies regarding businesses. efforts to form a network of forest coffee farmers and marketing strategies for community non-timber forest products as well as support strategies by participating in technical activities carried out with the abilities possessed such as financial audit and negotiation skills with the Perhutani Forest community. The impact resulting from this empowerment includes three aspects of sustainable development, namely ecological sustainability marked by an increase in the number of fauna found in the Perhutani Forest every year, economic sustainability created by the growth of the community's economic sector other than farming and the growth of community initiatives in preserving the Perhutani Forest which is a characteristic of its birth. social sustainability.

Efforts to Enhance the Entrepreneurial Spirit of Small Business Owners and Craftsmen in Karangdoro Village, Tegalsari, Banyuwangi Regency Muhamad Annas; Nurul Inayah
CENDEKIA: Jurnal Pengabdian Masyarakat Vol. 1 No. 3 (2025): Agustus 2025
Publisher : Simfoni Ilmu Cindekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65430/jpm.v1i3.15

This community service program to enhance the entrepreneurial spirit of small businesses and artisans in Karangdoro Village, Tegalsari, Banyuwangi Regency aims to provide training and mentoring in developing entrepreneurial skills, business management, and increasing production capacity. Karangdoro Village, where the majority of its residents are engaged in small businesses and crafts, faces challenges in marketing, financial management, and product innovation. This program is designed to provide a better understanding of the importance of business planning, cost efficiency, and effective marketing strategies, both offline and online. Furthermore, mentoring is provided to introduce digital technologies that can help improve market access and operational efficiency. Through a participatory approach, it is hoped that small businesses and artisans can increase their competitiveness, expand their market networks, and increase income. The results of this community service program indicate an increase in participants' understanding of entrepreneurial management and their success in implementing more modern and effective marketing strategies, which have positively impacted the stagnation of their businesses. This training and mentoring is expected to stimulate local economic growth and strengthen the role of small businesses in the Karangdoro Village economy.

Empowering Santri Thru Content Creation Training for Halal Product Marketing on Social Media: A Case Study at Darussalam Islamic Boarding School, Blokagung, Banyuwangi Annas, Muhamad; Inayah, Nurul
CENDEKIA: Jurnal Pengabdian Masyarakat Vol. 2 No. 1 (2025): Desember 2025
Publisher : Simfoni Ilmu Cindekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.65430/jpm.v2i1.36

Islamic boarding schools, as centers of Islamic education, have significant economic potential, particularly in the development of halal products. However, the lack of digital marketing skills is a major obstacle in optimizing this potential. This community service program aims to empower the students of Pondok Pesantren Darussalam Blokagung Banyuwangi thru training in content creation and halal product marketing strategies on social media. The method used is participatory action research (PAR) thru three stages: (1) socialization and needs analysis, (2) intensive (hands-on) training on storytelling, mobile photography, basic video editing, social media algorithms, and Islamic marketing ethics, and (3) mentoring for content creation and strategies for pesantren's flagship products. The evaluation results showed significant improvement in three aspects: knowledge (80% of participants understood the material), practical skills (creation of 5 new business product accounts on Instagram and TikTok), and entrepreneurial motivation. The conclusion of this program is that integrating digital skills with pesantren values can create a sustainable model of sharia economic empowerment that is relevant to the demands of the creative and digital economy.

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