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Juridical Analysis of Home Ownership Credit by Developers to Consumers Not Through Banking (Research Study at PT. Putera Tangkas Baloi Permai) Andrini, Annisa Rizky; Prasetyasari, Christiani; Fadjriani, Lia; Fadlan, Fadlan
QISTINA: Jurnal Multidisiplin Indonesia Vol 2, No 2 (2023): December 2023
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/qistina.v2i2.1342

Abstract

Home ownership credit (KPR) has 3 (three) parties working together, namely the developer, usually called the developer, the consumer, and of course the bank that finances the home ownership loan. However, currently many developers have the ambition to gain more profits by not involving banks in implementing mortgage activities with consumers. This research discusses the legal regulations for home ownership loans which are regulated in Bank Indonesia Regulation No. 20 of 2018 as well as the application of the KPR Law by developers to consumers who do not go through banking and how to implement, obstacles and solutions related to home ownership credit by developers to consumers who do not go through banking. This research is a type of empirical research that uses primary and secondary data sources and analyzes the data using qualitative analysis to then form sentence descriptions that can be easily understood by readers. Based on the research results, the legal regulations regarding Home Ownership Credit are contained in Bank Indonesia Regulation No. 20 of 2018 which states that there are 3 parties in KPR, namely Developer, Bank, and Customer or Consumer. That the implementation of KPR must be in accordance with applicable regulatory procedures, and it is not permissible to carry out KPR without a bank. That the obstacle that arises if according to the procedure means involving a bank, the obstacle is in the prospective home owner's understanding of the legal provisions and KPR requirements, if without banking the obstacle that arises is the lack of legal certainty for the prospective home owner due to the absence of a bank in implementing KPR activities.
Juridical Analysis of the Process of Terminating Investigations Against Perpetrators of Traffic Accidents that Result in Death (Karimun Police Research Study) Delviane, Annisa; Fadjriani, Lia; Jihad, Kaspol; Fadlan, Fadlan; Prasetyasari, Christiani
QISTINA: Jurnal Multidisiplin Indonesia Vol 2, No 2 (2023): December 2023
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/qistina.v2i2.1339

Abstract

Termination of an investigation is an official action taken by law enforcement authorities, such as the police or prosecutors, to stop the investigation or investigation process into a criminal case. An investigation termination order or SP3 by the Police is a notification letter from the investigator to the public prosecutor that the investigation of the case has been stopped. This research discusses the process of legal regulation of terminating investigations of perpetrators of traffic accidents that result in death which are regulated in Article 109 paragraph (2) of the Criminal Code Law Number 22 of 2009 concerning Traffic and road transportation and to find out the implementation obstacle factors and obstacles as well as solutions to stopping investigations into perpetrators of traffic accidents that result in death. This research is a type of empirical research that uses primary and secondary data sources and analyzes the data using qualitative analysis to then form sentence descriptions that can be easily understood by readers. Based on the research results, the reasons for stopping the investigation into the perpetrator of a traffic accident which resulted in death was that there was peace between the families of the victim and the perpetrator. The investigation was stopped for purely humanitarian reasons and the culture of the people who do not want a complicated process and tend to choose peaceful paths. The process of terminating the investigation of the reporter and the reported party against the perpetrator of a traffic accident that resulted in death is for the police to use their discretionary authority and Standard Operating Procedures for restorative justice. The obstacle experienced by investigators in the process of handling this case is that witnesses do not want to appear at the police to provide information regarding the occurrence of a criminal act, because if there are no witnesses the process of handling the case will definitely be difficult to carry out.
Community Empowerment in Increasing Welfare Through the Green Economy in the Digital Era Nurkhotijah, Siti; Fadjriani, Lia; Nofrial, Ramon; Purwanti, MM Fajar; Asman, Asman; Asfani, Rahimah; Sinaga, Gopal Gospel; Munandar, Aris; Kamali, Kamali; Regina, Atika; Fernando, Ricky Septian
QISTINA: Jurnal Multidisiplin Indonesia Vol 2, No 2 (2023): December 2023
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/qistina.v2i2.1232

Abstract

The green economy concept is one of the global strategies related to social, economic, and environmental crises. Methodologically, conceptualizing, implementing, and critiquing the creation of a green economy paradigm towards society leads to the challenge of a global strategy that has the goal of sustainability, poverty alleviation, and inclusion of vulnerable social sectors. The influence of the green economy on the sustainability of life is still in the context of grahita. The purpose of this research is to determine the effect of the green economy on economic recovery and multilateral problems. This research is a descriptive research that uses a literature study type or approach. The results of the study reveal that the application of a green economy is capable of driving national economic recovery as well as problems in the multilateral sector. In order for a green economy to be realized for the country, policy makers must be supported by various parties so that a sustainable green economy is formed. A green economy also contributes to maintaining a healthy environment and shaping ecosystems appropriately for present and future generations.
Juridical Analysis of Police Authority for Community Protection of Robberies that Occurred in Batam City (Research Study in the Barelang Police Legal Area) Simanjuntak, Victor Daniel; Fadlan, Fadlan; Prasetyasari, Christiani; Fadjriani, Lia
QISTINA: Jurnal Multidisiplin Indonesia Vol 2, No 2 (2023): December 2023
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/qistina.v2i2.1340

Abstract

In writing this thesis entitled Juridical Analysis of police authority to protect the public from robbery that occurred in Batam City. One form of crime that often occurs in society is the crime of motor vehicle theft. Motor vehicle theft is a crime against property that is not uncommon in developing countries. The phenomenon of violent theft of two-wheeled motorized vehicles or what is better known as "Begal" is a type of crime that has recently become the focus of the wider community. In completing this writing and to complete the required data, the author conducted Empirical Legal research (field), by interviewing sources about the problem being researched, using qualitative data, namely sources at the Barelang Police Station in Batam City, Riau Islands regarding the Role of the Police Against Eradication of Robbery. Preventive Efforts (Prevention) Involving community leaders, youth and religious leaders to prevent acts of violence against victims of muggings Repressive Efforts (Enforcement) using various methods or tactics to reveal the perpetrators to be processed according to law. There is a role for the Barelang Police in criminal acts of theft with violence (Robbery) as regulated in Article 365 of the Criminal Code. This research shows that, in accordance with the duties and authority of the police, they carry out inquiries and investigations as well as arrest the perpetrators and process them in accordance with applicable legal provisions, as well as making efforts to prevent violent acts of theft by carrying out patrols.
Analisis Yuridis Penerapan Hukuman Alternatif Bagi Anak yang Berhadapan Dengan Hukum (ABH) Dalam Sistem Peradilan Pidana Anak (Studi Penelitian di Yayasan Peduli Sosial Bunga Rampai Batam) Hamdi, Satria; Fadjriani, Lia; Fadlan, Fadlan; Prasetyasari, Christiani
Journal of Education Religion Humanities and Multidiciplinary Vol 1, No 2 (2023): Desember 2023
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jerumi.v1i2.1393

Abstract

Penelitian ini bertujuan untuk menganalisis penerapan hukuman alternatif bagi Anak yang Berhadapan Dengan Hukum (ABH) dalam Sistem Peradilan Pidana Anak (Studi Penelitian di Yayasan Peduli Sosial Bunga Rampai Batam). Anak yang berhadapan dengan hukum dalam hal ini adalah seorang anak yang sedang berhadapan dengan masalah hukum atau sebagai pelaku tindak pidana, sementara anak tersebut dianggap belum mampu untuk mempertanggung jawabkan perbuatannya, dikarenakan usianya yang belum cukup dewasa. Pemerintah Republik Indonesia telah mengatur tentang Sistem Peradilan Pidana Anak dalam suatu Undang-undang Republik Indonesia Nomor 11 Tahun 2012 yang menjelaskan mengenai keseluruhan proses penyelesaian perkara Anak yang berhadapan dengan hukum. Metode penelitian yang digunakan dalam penelitian ini adalah penelitian yuridis normatif. Penelitian yuridis normatif dengan menggunakan pendekatan kasus, pendekatan konseptual, dan pendekatan undang-undang. Dengan teknik pengumpulan data berdasarkan studi kepustakaan dan wawancara. Teknik analisia data dengan menggunakan metode kualitatif, yaitu data yang diperoleh penelitian akan dianalisis dan dituangkan dengan menggunakan metode kualitatif dari penelitian Field Research (penelitian lapangan). Hasil dari penelitian ini adalah pengaturan dalam Undang-Undang Nomor 11 Tahun 2012 tentang Sistem Peradilan Pidana Anak menjadi pembaharuan sistem peradilan pidana terhadap anak yang berhadapan dengan hukum, termasuk pembaharuan pada sanksi pidana yang diberikan kepada anak meliputi sanksi pidana bagi anak yang berhadapan dengan hukum terdiri atas 3 (tiga) yaitu sanksi pidana, sanksi tindakan dan sanksi administratif. Upaya diversi dengan pendekatan restoratif sebagaimana yang termuat dalam Undang-undang Nomor 11 Tahun 2012 tentang Sistem Peradilan Pidana Anak sehingga pemidanaan atau perampasan hak kemerdekaan anak dapat diupayakan terlebih dahulu.
IMPLIKASI YURIDIS OMNIBUS LAW TERHADAP PERLINDUNGAN HAK PEKERJA DALAM PERSPEKTIF HUKUM KETENAGAKERJAAN INDONESIA Putriani N., Ananda; Pagtakhan, Gemmalyn; Titus S, Goldo; Fajri, Muhammad; Syakinah, Nur; Nurkhotijah, Siti; Fadjriani, Lia
Jurnal Pendekar Nusantara Vol. 3 No. 1 (2025): OKTOBER 2025
Publisher : LPPM-Universitas Batam

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37776/pend.v3i1.2022

Abstract

Pengesahan Undang-Undang Cipta Kerja (Omnibus Law) telah memicu berbagai respons dari masyarakat, terutama terkait implikasinya terhadap perlindungan hak-hak pekerja. Artikel ini bertujuan untuk mengkaji kesesuaian Omnibus Law dengan prinsip-prinsip dasar hukum ketenagakerjaan, baik dari perspektif konstitusi nasional maupun standar internasional yang ditetapkan oleh International Labour Organization (ILO). Penelitian ini menggunakan metode kualitatif dengan pendekatan normatif-yuridis, yang didukung oleh analisis literatur dan studi putusan Mahkamah Konstitusi. Hasil pembahasan menunjukkan bahwa terdapat sejumlah pasal dalam Omnibus Law yang dianggap melemahkan perlindungan pekerja, seperti fleksibilitas sistem kerja, pengurangan pesangon, dan pengaturan kontrak kerja. Selain itu, respons dari serikat pekerja, LSM, akademisi, serta proses judicial review di Mahkamah Konstitusi memperlihatkan adanya ketegangan antara tujuan deregulasi ekonomi dan semangat perlindungan tenaga kerja. Artikel ini menyimpulkan bahwa meskipun Omnibus Law mengusung semangat efisiensi, perlu dilakukan revisi regulasi dan penguatan mekanisme pengawasan untuk menjamin perlindungan yang adil bagi pekerja di Indonesia.
JURIDICAL ANALYSIS OF PARTICULAR TIME WORKING AGREEMENTS TO REALIZE THE PROTECTION OF WORKERS' RIGHTS AND WELFARE: RESEARCH STUDY AT THE OFFICE OF PT. BERSAMA GEMILANG PROPERTY BATAM Andriani, Dian; Washliati, Laily; Fadjriani, Lia; Milanie, Feby; Saifannur, Andri
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 1 No. 1 (2021): September
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (197.331 KB) | DOI: 10.54443/ijerlas.v1i1.6

Abstract

Juridical Analysis of a Specific Time Work Agreement (PKWT) to Realize the Protection of Workers' Rights and Welfare (Research Study at the PT. Bersama Gemilang Property Batam Office), has been carried out as it should, in accordance with Law Number 11 of 2020 concerning Job Creation. There are factors related to the protection of the rights and welfare of contract workers. The qualifications/types of writing in this journal use normative legal writing, and then integrate it with sociological/empirical legal writing, and to analyze some of the problems in this journal, Lawrence M. Friedmen's big theory, Jeremy Bentham's middle theory, and application theory are used. / applied theory Mochtar Kusumaatmadja. The results of the analysis are still experiencing several obstacles both internally and externally. The obstacles faced have not been the implementation of rights and welfare, which have been prioritized and carried out but not yet perfectly. It is very necessary and improved in terms of supervision in terms of quality and quantity in order to suppress and not give space to violators who do not comply with contract workers. There is also a need for wider socialization in a timely manner regarding the implementation of the new law on the rights and welfare of contract workers.
JURIDICAL ANALYSIS OF THE ROLE AND FUNCTION OF CUSTOMS TO PREVENT THE Smuggling of Goods to Realize INCREASING STATE INCOME: STUDY ON TYPE B Customs and Excise Commission in BATAM Gunawan, Rendi; Fadjriani, Lia; Milanie, Feby
International Journal of Educational Review, Law And Social Sciences (IJERLAS) Vol. 1 No. 1 (2021): September
Publisher : RADJA PUBLIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (229.412 KB) | DOI: 10.54443/ijerlas.v1i1.8

Abstract

In the Juridical Analysis of the Role of Customs and Excise in Supervising and Preventing Crimes of Smuggling of Goods at the Customs Commission Type B Batam, it aims to discuss the legal arrangements for the role of customs in supervising and preventing criminal acts of smuggling of goods and the implementation of obstacle factors, obstacles and solutions for the role of customs in supervising and preventing the crime of smuggling of goods (research study at the Customs and Excise KPU type B Batam). This study aims to determine the Juridical Analysis of the Role of Customs and Excise in Supervising and Preventing the Crime of Smuggling of Goods at the Customs Commission Type B Batam.The research conducted is descriptive research with the method normative legal approach (normative juridical) is carried out by means of study literature. Data collection tools used in this research are data in the form of document studies and literature searches and by using additional data in the form of interviews.The results of the study indicate that the general legal arrangement of Customs and Excise authority according to Law No. 17 of 2006 is, Customs and Excise receives reports or information from someone about a criminal act, summons people to be heard and examined as suspects or witnesses, examines, seeks , and collect information on criminal acts, arrest and detain people suspected of committing criminal acts, request information and evidence from suspects who commit criminal acts.For this reason, it is hoped that with the existence of complete legal rules and firm witnesses related to the crime of smuggling of goods, all related elements are able to understand the legal rules made to protect the public from the threat of danger, and legal rules should be emphasized so that no more criminal acts of smuggling of goods occur.