Article Per Year (5 Year)
p-Index From 2021 - 2026
1.723
P-Index
This Author published in this journals
All Journal Jurnal Tarbiyah : Jurnal Ilmiah Kependidikan Al-Ittihad: Jurnal Pemikiran dan Hukum Islam Tasharruf: Journal Economics and Business of Islam JATI (Jurnal Mahasiswa Teknik Informatika) Jurnal Baabu Al-ilmi : Ekonomi dan Perbankan Syariah ITQAN: Journal of Islamic Economics, Management, and Finance INASJIF SUBSERVE: Community Service and Empowerment Journal Journal of Shoutheast Asian Islam and Society (JSEAIS) Tanggap Masyarakat untuk Aksi dan Sinergi BAABU AL-ILMI: Ekonomi dan Perbankan Syariah
lutfi bangun lestari
Mahasiswa Universitas Islam Indonesia Yogyakarta
Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Law, Crime, Criminology & Criminal Justice Social Sciences Other

Published : 13 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 13 Documents
Search

 1   2 
ANALSIS TENTANG PENERAPAN AKAD IJARAH DAN PENYEBAB GAGAL BAYAR (DEFAULT) SUKUK IJARAH Lestari, Lutfi Bangun
Indonesian Scientific Journal of Islamic Finance Vol 1 No 1 (2022): Indonesian Scientific Journal of Islamic Finance
Publisher : Faculty of Islamic Economics and Business, Sultan Aji Muhammad Idris State Islamic University of Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21093/inasjif.v1i1.4823

Abstract

This study aims to analyze the causes of default on sukuk ijarah at PT. X and the suitability of the application of sharia principles in the implementation of the issuance of sukuk ijarah at PT. X. This type of research is a qualitative research. Using secondary data, obtained from the Indonesia Stock Exchange website, PT.X financial reports, journals, news and so on. This study uses descriptive analysis, which describes the analysis of the causes of PT.X's sukuk default. The result of this research is that it can be said that the implementation of the ijarah tribe of PT. X is in accordance with Islamic principles. As for the causes of default, namely, the use of funds from sukuk ijarah to pay debts, a decrease in company cash which has an impact on the decline in the rating of sukuk, this has an impact on the decline in share value as well, the company's income is reduced, so there is a default, entangled in legal cases from several children companies that caused a lack of cash supply to the parent company and had to lose some assets because they had to be sold.
Assessing the Impact of BPRS Financing on Farmer Empowerment and Food Security in Rural Indonesia Lestari, Lutfi Bangun; Mafuha, Ilmi
Tasharruf: Journal Economics and Business of Islam Vol 10, No 2 (2025): DECEMBER
Publisher : IAIN Manado

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30984/tjebi.v10i2.3892

Abstract

Islamic Rural Banks (BPRS) hold strategic potential in enhancing food security through inclusive, partnership-based Islamic financing, especially in the agricultural sector, which is a key income source for rural communities. This study aims to analyze the impact of BPRS financing based on murabahah, musyarakah, and mudharabah contracts on farmer empowerment across food security dimensions, including food production, prices, consumption, and stability. A quantitative analysis was conducted using panel data from 154 BPRS sourced from the Financial Services Authority (OJK) covering Q1 2019 to Q4 2023. Static panel models, employing both fixed effects and random effects, were used to determine the best-fit models. The results show that murabahah financing significantly increases food prices (0.055%; p<0.01) and instability (0.070%; p<0.05), while reducing food production (−0.080%; p<0.05) and consumption (−0.574%; p<0.01), indicating its consumptive nature. Musyarakah financing raises food prices (0.021%; p<0.01) and instability (0.023%; p<0.05), but reduces production (−0.029%; p<0.05) and consumption (−0.115%; p<0.01), reflecting its limited productive role. Mudharabah financing significantly reduces food consumption (−0.163%; p<0.01) without significantly affecting production, prices, or stability, suggesting cash flow and business risks for farmers. Macroeconomic factors like regional economic growth (PDRB) reduce production (−0.079%; p<0.10) and instability (−0.187%; p<0.01) while increasing prices (0.018%; p<0.01). These findings underline the importance of reorienting BPRS financing toward more productive, partnership-based schemes for sustainable food security.
Development of Arabic Language Exam Questions Based on CEFR and SKKNI Through The LMS Website Hakiem, Marsekal Rahman; Faturrahman, Muhammad Irfan; Hakim, Ahmad Luqman; Auliansyah, Ach. Afrian; Lestari, Lutfi Bangun
Tarbiyah : Jurnal Ilmiah Kependidikan Vol. 14 No. 2 (2025)
Publisher : Universitas Islam Negeri Antasari Banjarmasin, South Kalimantan, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18592/tarbiyah.v14i2.17696

Abstract

This study aims to develop Arabic language test questions based on the Common European Framework of Reference for Languages (CEFR) and the Indonesian National Work Competency Standards (SKKNI), and to present them online via the Learning Management System (LMS). This study is part of an effort to develop an Arabic language evaluation instrument that is more communicative, accountable, and aligned with global and national needs. The instrument development process was carried out using the ADDIE model across the analysis, design, development, implementation, and evaluation stages. The test was then administered to 212 students. The evaluation revealed a decline in CEFR level achievement from pre-test to post-test, indicating a more accurate measurement of Arabic language proficiency. Interviews with 57 participants confirmed that the test items were perceived as more challenging and that they reflected real Arabic language use. These findings demonstrate the success of integrating the CEFR and SKKNI to produce a more targeted and high-quality Arabic language evaluation instrument.
Co-Authors Achmad Nugrahantoro Achmad Nugrahantoro Ahmad Azhari Pohan Ahmad Luqman Hakim, Ahmad Luqman Akhsyim Afandi, Akhsyim Auliansyah, Ach. Afrian Azhari Pohan, Ahmad Faturrahman, Muhammad Irfan Gilang Mukti Prabowo Hakiem, Marsekal Rahman Ilmi Masfuha Juharida, Azzah Mafuha, Ilmi Masfuha, Ilmi Mukti Prabowo, Gilang Mulyandari, Rita Mutiara, Maffyra Binar Firstya Putri, Dheya Kusuma Arianing Wati, Vera Yuliantie, Emil