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THE LEGALITY OF MURABAHAH CONTRACTS SYSTEM IN ISLAMIC FINANCING INSTITUTIONS: An Analysis of Muḥammad Bin Ṣāliḥ Al-Uṡaimīn‘s Thought Hakim, Ahmad Luqman; Munandar, Irfa
JURISTA: Jurnal Hukum dan Keadilan Vol. 7 No. 1 (2023): JURISTA: Jurnal Hukum dan Keadilan
Publisher : Centre for Adat and Legal Studies of Aceh Province (CeFALSAP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jurista.v7i1.66

Abstract

Uṡaimīn regarding the legality of sales and purchase agreements in financial institutions. The question emerges to what extent the propositions and patterns of legal reasoning used by Muḥammad bin Ṣāliḥ al-Uṡaimīn? This research was conducted using qualitative methods, the type of research is descriptive analysis. The results of the research show that according to Muḥammad bin Ṣāliḥ al-Uṡaimīn the sale and purchase agreement through a financing institution or other financing company is invalid and void. The proposition used by Muḥammad bin Ṣāliḥ al-Uṡaimīn is QS. Al-Baqarah [2] verse 275 which states the halal nature of buying and selling and the prohibition of usury. Another argument refers to the hadith history from Abu Dawud, Al-Tirmizi, Al-Nasa'i, Ibn Majah, and Imam Ahmad who both narrated the prohibition of the Prophet Muhammad from selling an item that he did not already own. From the arguments he used, it was discovered that the istinbath method he used was the ta'liliyyah method, namely a method of legal discovery and reasoning whose main focus is to see whether there is legal illat in the problem being studied. In the case of buying and selling at a finance company, Muḥammad bin Ṣāliḥ al-Uṡaimīn discovered and saw the practice of usury in it, so that usury became illat or the legal reason for prohibiting this practice.
ANALYSIS OF COMPENSATION PRACTICES IN HAJJ ARRUM PRODUCTS ACCORDING TO FIQH MUAMALAH : STUDY ON BANDA ACEH SHARIA PAWNSHOP Fanisa, Yara; Hakim, Ahmad Luqman
JURISTA: Jurnal Hukum dan Keadilan Vol. 8 No. 1 (2024): JURISTA: Jurnal Hukum dan Keadilan
Publisher : Centre for Adat and Legal Studies of Aceh Province (CeFALSAP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/jurista.v8i1.110

Abstract

One of the superior products of Pegadaian Syariah is the Hajj arrum product which provides Hajj assistance funds by pawning gold weighing 3.5 grams or the equivalent of 1.5 gold mayams, and customers have received a loan of IDR 25,000,000 to register for the Hajj portion. Pegadaian Syariah is inseparable from the risk of loss, so compensation (ta'widh) is applied. The determination of ta'widh must be in accordance with the applicable rules in accordance with the Fatwa DSN-MUI and Islamic Law. This type of research uses qualitative research methods and uses a normative-empirical legal approach with data from laws and regulations, fatwas of scholars, and other secondary data. The results showed that the mechanism of compensation practices in the Arrum Haji product at Pegadaian Syariah Darussalam Banda Aceh, this has been determined by the nominal amount of a maximum percentage of 4% which has been made in accordance with the institution's regulatory policies and agreed upon by the customer. However, the amount of compensation is only made by one party and the customer only follows the rules without knowing what form of loss the Sharia Pawnshop will experience if the customer delays in paying the financing installments. So that the implementation of the practice of compensation (ta'widh) is not in accordance with the contents of the MUI DSN Fatwa No. 43 / DSN-MUI / VIII / 2004 concerning compensation (ta'widh) which explains how the practice of compensation (ta'widh) should not include nominal losses, but must be in accordance with the actual losses or real losses incurred by the customer.
Implementation of independent curriculum in Indonesia: Dimensional concept and scope of islamic religious education Safitri, Amalia Nur Ajeng; Rahman, Arif; Sutarman, Sutarman; Hakim, Ahmad Luqman; Hidayat, Kun
At-Tajdid: Jurnal Ilmu Tarbiyah Vol. 13 No. 2 (2024): At-Tajdid: Jurnal Ilmu Tarbiyah
Publisher : Institut Studi Islam Muhammadiyah (ISIMU) Pacitan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52640/tajdid.v13i2.350

Abstract

This research is motivated by the lack of studies on the implementation of the independent curriculum in Islamic Religious Education. Integrating the independent curriculum with Islamic Religious Education requires compatibility between the two, such as mandatory aspects of the project to strengthen the Pancasila student profile and dimensional aspects and scope of Islamic Religious Education. This research methodology is a qualitative literature type, using a grounded theory approach which is useful as a medium for integrating the two research subjects. The results of this research include the internalization of the independent curriculum in Indonesia regarding the dimensions and scope of Islamic Religious Education, consisting of its adaptive nature, as well as being oriented towards essential material, guided by the values of Islamic teachings, with an emphasis on moral education, as in strengthening Pancasila student profile. Process is supported by the role and participation of stakeholders as well as the use of information technology; (4) Assessments are carried out both routinely and at the end of the program to minimize errors accumulating at the end of the program. Efforts to improve the program are carried out by considering impacts and prioritizing results.
Dalam IDEOLOGI PENDIRIAN ORGANISASI MUHAMMADIYAH DALAM NASKAH "MA HUWA ASASUL JAMIATUL MUHAMMADIYAH": Naskah “Ma Huwa Asasul Jamiatul Muhammadiyah” Akbar, Doni Wahidul; Liza, Fitri; Hakim, Ahmad Luqman; Doni Wahidul Akbar
Jurnal Lektur Keagamaan Vol 22 No 2 (2024): Jurnal Lektur Keagamaan Vol. 22 No. 2 Tahun 2024
Publisher : Center for Research and Development of Religious Literature and Heritage, Agency for Research and Development and Training, Ministry of Religious Affairs of the Republic of Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31291/jlka.v22i2.1184

Abstract

The Muhammadiyah organization was founded with the slogan of renewal and modernization. These two slogans make Muhammadiyah different from other organizations. The text "Ma Huwa Asasu Jam'iatul Muhammadiyah" explains Ahmad Dahlan's sermons and describes the basis and concerns of Ahmad Dahlan regarding the condition of Muslims who deviate from the teachings of the Qur'an and Hadith. This study used the paradigm of philology and hermeneutics as a humanities science, namely, a science that carries out a hermeneutic function by correcting texts as social discourse. Text analysis, especially single manuscript editions, uses descriptive analysis methods. The handling of the text "Ma Huwa Asasul Jamiatul Muhammadiyah" requires careful content analysis by considering various specific cases in the text and the nature of its intertextuality. This study found three major principles of Ahmad Dahlan's ideology. First is the ideology of the Muhammadiyah organization. Second, Ahmad Dahlan's reasons for establishing Muhammadiyah. Third, Ahmad Dahlan's message to the people of Pekajangan, Pekalongan, Central Java. This research aims to provide information about the founding of the Muhamadiyah organization contained in the text. Then, it examines in depth how Ahmad Dahlan's ideology established the Muhammadiyah organization. In addition, it reveals the implied content of Ahmad Dahlan's sermon. This is necessary so that the cadres and the people understand the embryo of the Muhammadiyah organization.
Kajian Karakteristik dan Potensi Aktivitas Antioksidan Teh Daun Beluntas (Pluchea indica L.) dengan Penyertaan Jahe sebagai Minuman Fungsional Hakim, Ahmad Luqman; Syska, Kavadya; Ropiudin, Ropiudin; Nurhayati, Asti Dewi; Susanto, Andri; Aulia, Risfa; Insani, Choerul; Estiningrum, Diyah Palupi; Istiqomah, Kholifatun; Maskuri, Khasan; Ayuningtyas, Syella Aditya; Najib, Akmal Auladi; Subekti, Ilyas; Qodriyah, Laelatul; Wahdah, Fatimah; Alfiana, Yulia Eva; Khirnika, Asvi; Pranoto, Restu Aji Saripwijaya
Jurnal Agritechno Jurnal Agritechno Vol. 17, Nomor 1, April 2024
Publisher : Depertemen Teknologi Pertanian Universitas Hasanuddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70124/at.v17i1.1299

Abstract

This research aimed to 1) Determine the characteristics and antioxidant activity of Beluntas Tea with the addition of smashed ginger as a functional beverage; 2) Identify the best formulation for Beluntas tea with ginger as a functional beverage. This research utilized a Completely Randomized Design with two factors: Beluntas tea leaves and smashed ginger with three treatments. The treatments for Beluntas leaves consisted of 70%, 50%, and 30% (w/w). Meanwhile, the treatments for smashed ginger were 30%, 50%, and 70% (w/w). Data were analyzed using ANOVA, and if there were significantly different treatment effects, the Duncan 5% test was applied. Based on the analysis, the treatment with the highest pH value was B3J3 with a value of 7.17. The highest antioxidant value was found in treatment B2J3 with a value of 3.21%, with a Beluntas tea leaves to smashed ginger weight ratio of 1:1.4 g/g. The highest tannin content was observed in treatment B1J1 with a value of 21.85%. The highest yield was obtained from treatment B2J1 with a value of 0.96%. The best treatment based on organoleptic tests was treatment B2J2 with a value of 2.84, which was preferred over the other treatments.
Kajian Suhu Pengeringan Teh Daun Beluntas (Pluchea Indica L.) dan Pengaruhnya terhadap Kandungan Antioksidan Ayuningtyas, Syella Aditya; Syska, Kavadya; Ropiudin, Ropiudin; Nurhayati, Asti Dewi; Wahdah, Fatimah; Subekti, Ilyas; Maskuri, Khasan; Aulia, Risfa; Najib, Akmal Auladi; Susanto, Andri; Insani, Choerul; Qodriyah, Laelatul; Hakim, Ahmad Luqman; Estiningrum, Diyah Palupi; Istiqomah, Kholifatun; Sukesi, Rina; Khirnika, Asvi; Zahroh, Inarotul
Jurnal Agritechno Jurnal Agritechno Vol. 17, Nomor 1, April 2024
Publisher : Depertemen Teknologi Pertanian Universitas Hasanuddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70124/at.v17i1.1300

Abstract

This research investigates the impact of drying temperature on the antioxidant content of Beluntas leaf tea (Pluchea indica L.). Beluntas, a widely recognized medicinal herb, is renowned for its potential health benefits attributed to its antioxidant properties. This quantitative study employs a Factorial Completely Randomized Design with two factors: the drying time of Beluntas leaves (factor W) and the drying temperature (factor S). The research aims to evaluate the effects of drying time and temperature of Beluntas leaves on pH, yield, moisture content, antioxidant content, tannin content, and organoleptic properties of Beluntas leaf tea. Drying times of 120, 140, and 160 minutes were used, while drying temperatures were 50, 60, and 70°C. Beluntas leaf tea was then brewed with 200 ml of hot water at 90-100°C temperatures and steeped for 10 minutes. The results of the research can be summarized as follows: 1) Drying temperature and time significantly affect pH, yield, moisture content, antioxidant content, and tannin content. Higher drying temperatures and longer drying times decrease, pH, yield, moisture content, antioxidant content, and tannin content. 2) The optimal treatment of drying temperature and time to obtain optimal antioxidant content is in sample S1W2 (drying temperature of 50°C for 140 minutes) with a moisture content of 7.74%, pH of 5.92, yield of 74.66%, antioxidant content of 59.12%, and tannin content of 14.90%. 3) Based on organoleptic tests, the sample preferred by the panelists is S3W2 (drying temperature of 70°C for 140 minutes) with a tea color that tends towards greenish-yellow, slightly characteristic aroma of Beluntas, non-bitter taste, and a pleasant aftertaste. The results indicate a significant impact of drying temperature on the antioxidant content of Beluntas leaf tea, with clear trends observed with varying temperatures. Understanding the relationship between drying temperature and antioxidant content is crucial for optimizing the production process of Beluntas leaf tea to maximize its health-promoting properties. This research provides valuable insights into the cultivation and processing of Beluntas as a functional beverage with enhanced antioxidant activity.
KARAKTERISTIK NUGGET IKAN YANG DIPERKAYA DENGAN DAUN BELUNTAS (Pluchea indica L.) SEBAGAI PANGAN FUNGSIONAL Susanto, Andri; Syska, Kavadya; Ropiudin, Ropiudin; Nurhayati, Asti Dewi; Istiqomah, Kholifatun; Aulia, Risfa; Hakim, Ahmad Luqman; Estiningrum, Diyah Palupi; Maskuri, Khasan; Najib, Akmal Auladi; Insani, Choerul; Subekti, Ilyas; Qodriyah, Laelatul; Ayuningtyas, Syella Aditya; Alfiana, Yulia Eva; Sukesi, Rina; Zahroh, Inarotul; Pranoto, Restu Aji Saripwijaya
Jurnal Agritechno Jurnal Agritechno Vol. 17, Nomor 1, April 2024
Publisher : Depertemen Teknologi Pertanian Universitas Hasanuddin

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70124/at.v17i1.1301

Abstract

Functional food products have garnered significant attention, particularly among individuals seeking both palatable and nutritionally enriched dietary options. Among these, fish nuggets, as a processed fish product, emerge as a promising candidate for fulfilling daily nutritional requirements. This research aims to explore the quality characteristics of fish nuggets enriched with beluntas leaves and assess the fat and protein content, positioning them as functional food products. The research adopted a Completely Randomized Design (CRD) with two factors: beluntas leaves and mackerel, each featuring three distinct treatments. Beluntas leaf concentrations comprised 10%, 20%, and 30%, while mackerel concentrations included 90%, 80%, and 70%. Data analysis utilized Analysis of Variance (ANOVA), with subsequent application of the Duncan 5% test if significant treatment effects were observed. Results indicated that the most effective treatment for protein content was I1BI, exhibiting an average value of 88.66%. Meanwhile, the I1B3 treatment yielded the optimal fat content, averaging at 0.161%. This suggests that elevating the percentage of beluntas addition positively correlated with increased crude protein content, while significantly reducing fat content. This research contributes valuable insights into formulating fish nuggets with the incorporation of beluntas leaves as functional food. The outcomes serve as a foundational platform for advancing the development of functional food products based on fish, offering not only diverse flavors but also enhanced nutritional value. Such innovations align with the growing demand for healthier food alternatives and underscore the potential of fish-derived functional foods to address nutritional deficiencies and promote overall well-being.
Konsep al-Ma’ruf dalam Kewarisan: Mewujudkan Harmonisasi dalam Pembagian Waris pada Suku Semende Migran Bengkulu Ahmad Bahauddin AM; Ahmad Rofiq; Agus Nurhadi; Hakim, Ahmad Luqman
Asy-Syir'ah: Jurnal Ilmu Syari'ah dan Hukum Vol 57 No 2 (2023)
Publisher : UINSunan Kalijaga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/ajish.v57i2.1350

Abstract

This article examines the collective inheritance distribution system in the Semende migrant community. This article focuses on two aspects: how the inheritance distribution system works in the Semende migrant community in the Kaur Regency and to what extent this inheritance distribution model creates harmony among family members. The data were obtained from academic works and interviews with community leaders in the field. This article concludes that the inheritance distribution in the Semende migrant community in Bengkulu uses a system called “tunggu tubang,” where the eldest daughter (tunggu tubang) keeps and manages the inherited wealth. Inheritance distribution always emphasizes consensus through deliberation. The inheritance distribution in the Semende tribe with the tunggu tubang system has proven to achieve harmony in both the legal system and among families. The research findings show a concept of al-ma'rūf in the inheritance distribution in the Semende migrant community. The idea of al-ma'rūf in the inheritance customs of Semende migrants reflects values respected and firmly held by the community. This concept forms the basis for maintaining harmony, preserving cultural identity, and regulating the inheritance process based on mutual agreement. Artikel ini mengkaji sistem pembagian warisan kolektif pada komunitas Semende migran yang dikelola secara kolektif dan produktif. Kajian dalam artikel ini difokuskan pada dua hal, yakni bagaimana sistem pembagian harta warisan di komunitas Semende migran yang ada di Kabupaten Kaur Provinsi Bengkulu, dan sejauhmana model pembagian warisan tersebut dapat mewujudkan keharmonisan hukum dan keharmonisan di antara anggota keluarga. Data-data dalam artikel ini diperoleh dari literatur ilmiah dan wawancara dengan tokoh masyarakat di komunitas Semende. Menggunakan metode penelitian kualitatif dengan perspektif harmoni hukum, artikel ini menyimpulkan bahwa pembagian harta warisan pada masyarakat Semende migran di Bengkulu menggunakan sistem yang disebut tunggu tubang, di mana harta warisan disimpan dan dikelola oleh anak perempuan tertua (tunggu tubang). Pembagian harta warisan selalu mengedepankan musyawarah mufakat. Pembagian harta warisan yang ada di suku semende dengan sistem tunggu tubang terbukti dapat mewujudkan keharmonisan baik pada sistem hukum maupun keharmonisan di antara keluarga. Temuan penelitian ini menunjukkan bahwa terdapat bangunan konsep al-ma'rūf dalam pembagian warisan pada komunitas Semende migran. Konsep al-ma’rūf dalam kewarisan adat Semende migran ini mencerminkan nilai-nilai yang dihormati dan dipegang teguh oleh masyarakat. Konsep ini membentuk dasar untuk menjaga keharmonisan, memelihara identitas budaya, serta mengatur proses kewarisan dengan prinsip kesepakatan bersama.
Implementation of independent curriculum in Indonesia: Dimensional concept and scope of islamic religious education Safitri, Amalia Nur Ajeng; Rahman, Arif; Sutarman, Sutarman; Hakim, Ahmad Luqman; Hidayat, Kun
At-Tajdid: Jurnal Ilmu Tarbiyah Vol. 13 No. 2 (2024): At-Tajdid: Jurnal Ilmu Tarbiyah
Publisher : Institut Studi Islam Muhammadiyah (ISIMU) Pacitan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52640/tajdid.v13i2.350

Abstract

This research is motivated by the lack of studies on the implementation of the independent curriculum in Islamic Religious Education. Integrating the independent curriculum with Islamic Religious Education requires compatibility between the two, such as mandatory aspects of the project to strengthen the Pancasila student profile and dimensional aspects and scope of Islamic Religious Education. This research methodology is a qualitative literature type, using a grounded theory approach which is useful as a medium for integrating the two research subjects. The results of this research include the internalization of the independent curriculum in Indonesia regarding the dimensions and scope of Islamic Religious Education, consisting of its adaptive nature, as well as being oriented towards essential material, guided by the values of Islamic teachings, with an emphasis on moral education, as in strengthening Pancasila student profile. Process is supported by the role and participation of stakeholders as well as the use of information technology; (4) Assessments are carried out both routinely and at the end of the program to minimize errors accumulating at the end of the program. Efforts to improve the program are carried out by considering impacts and prioritizing results.
INCREASING VISIBILITY AND LOCAL ECONOMY THROUGH DIGITAL MARKETING: A CASE STUDY OF THE PANGALENGAN VILLAGE TOURISM MARKET Yuliafitri, Indri; Hakim, Ahmad Luqman
Abdi Dosen : Jurnal Pengabdian Pada Masyarakat Vol. 9 No. 2 (2025): JUNI
Publisher : LPPM Univ. Ibn Khaldun Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32832/abdidos.v9i2.2764

Abstract

This article details the implementation of a community service program at Pasar Wisata Desa Pangalengan, Bandung Regency, focusing on enhancing visibility through digital marketing. Despite its significant economic and tourism potential, the market faced substantial promotional challenges. The implemented solution involved the creation and management of Instagram and TikTok social media accounts, alongside the publication of creative and informative content. Methods employed included surveys, market research, material presentations, and interactive discussions. Initial results indicate a significant increase in reach and interaction on social media platforms, particularly through video content, contributing to enhanced appeal and local economic potential.