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All Journal AFEBI Economic and Finance Review Journal of Management and Business Golden Ratio of Data in Summary Eduvest - Journal of Universal Studies Jurnal Ekonomi, Manajemen, Akuntansi
Santi Yunus
Ilmu Ekonomi Dan Studi Pembangunan, Fakultas Ekonomi Dan Bisnis, Universitas Tadulako
Religion Aerospace Engineering Computer Science & IT Economics, Econometrics & Finance Health Professions Industrial & Manufacturing Engineering Neuroscience Social Sciences

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Determinants of Fiscal Stress in Central Sulawesi 2014-2018 Period Zakina Zein Al-Hadar; Mohamad Ichwan; Santi Yunus
AFEBI Economic and Finance Review Vol 5, No 2 (2020)
Publisher : Asosiasi Fakultas Ekonomi dan Bisnis Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47312/aefr.v5i02.490

Abstract

This study aims to analyze the effect the Local-owned Source Revenue, Regional Expenditure and Gross Regional Domestic Product on Fiscal Stress in Regencies/Cities of Central Sulawesi Province Period 2014 – 2018. Data analysis was using panel data regression method. The results of this study indicated that simultaneously variable Local-owned Source Revenue (PAD), Regional Expenditure (BD), and Gross Regional Domestic Product (PDRB) had a significant effect on Fiscal Stress in Regencies/Cities of Central Sulawesi Province for 2014 – 2018 period. Partially, Local-owned Source Revenue variable (PAD) had reduced and significantly decreased Fiscal Stress in the Regency/Cities of Central Sulawesi Province period 2014-2018. Regional expenditure variable (BD) had increase and significantly affected Fiscal Stress in Regencies/ Cities of Central Sulawesi Province Period 2014 – 2018. While Gross Regional Domestic Product (PDRB) variable had increase and was insignificant to Fiscal Stress in Regencies/Cities of Central Sulawesi Province 2014 – 2018 period.
Expenditure Patterns of The Poor In Central Sulawesi Meity Ferdiana Paskual; Santi Yunus; Nuryana Haprin; Failur Rahman
Eduvest - Journal of Universal Studies Vol. 2 No. 11 (2022): Journal Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (265.719 KB) | DOI: 10.59188/eduvest.v2i11.654

Abstract

Eradication of poverty is one of the SDG's Goals. Increase in regional income and economic growth of Central Sulawesi has continued to occur in the last 5 years. However, Central Sulawesi still has poverty rates above the national average and relatively higher than other regions. Permendagri No. 53 of 2020 notes that one of the strategies related to poverty reduction is reducing the burden of spending on the poor. This study aims to explain how poor people allocate their expenditures. So it is hoped that it can add alternative regional poverty reduction policies. The data used is household expenditure data with the criteria below the Central Sulawesi Poverty Line. The database is sourced from raw data Susenas 2020. This study analyzes spending patterns, both food and non-food consumption components of the poor. The results showed that the consumption pattern of the poor was relatively larger for food consumption, namely 64 percent compared to non-food consumption at 36 percent. As for the details of the 5 largest food and non-food expenditure components, there are the Housing and Household Facilities component, the Grain component, the Prepared Food and Beverage component, the Miscellaneous Goods and Services component and the Cigarette and Tobacco component. This study recommends the interventions to reduce regional poverty through assistance in reducing the expenditure burden of the poor based on their needs according to the results of the study.
Analisis Pendapatan dan Kelayakan Usaha Salad Buah pada Mf Dessert Nahdiasma Kirana; Santi Yunus; Mukhtar Tallesang; Farida Millias Tuty; Rita Yunus
ManBiz: Journal of Management and Business Vol 3 No 3 (2024): ManBiz: Journal of Management and Business
Publisher : Institut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/manbiz.v3i3.7142

Abstract

Income is all income received from other parties in the form of money or goods, as well as industrial output, which is valued based on the current amount of money from these assets. Turnover is one of the company's components and the main objective in preparing the income statement. This research aims to conduct an analysis of fruit salad income at Mf Dessert. Through this careful research and comprehensive literature review, it is hoped that we can provide deeper insight into the income that contributes to Fruit Salad at Mf Dessert and provide recommendations that can help Mf Dessert businesses optimize their business potential. The method used is descriptive qualitative. The results of this research show that the average revenue from Mf Dessert is IDR 3,900,000,- per 5 months with production costs incurred of IDR 3,484,873,- per 5 months. The production costs consist of fixed costs of IDR 4,000 per 5 months and variable costs of IDR 3,435,000 per 5 months. From the results of data analysis, it was found that the income earned by fruit salad at Mf Dessert was IDR 415,127 per 5 months. Based on feasibility research on Mf Dessert (R/C Ratio), a value (R/C Ratio) of 1.22 or 1.22 > 1 was obtained, meaning that for every cost incurred Rp. 1, it produces income of Rp. 1.22 so that the revenue is greater than the capital spent. So it can be concluded that the fruit salad at Mf Dessert can be said to be profitable and worth running.
The Effectiveness of KUR Sharia Products in PT. Pegadaian Talise Branch UPC Tawaeli in SME Development Rifqah Fadhilah; Santi Yunus; Haerul Anam; Rita Yunus; M. Anwar Nasruddin
Golden Ratio of Data in Summary Vol. 4 No. 1 (2024): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v4i1.501

Abstract

PT. Pegadaian as a financial institution has an important role in providing financing for sharia-based SME as part of an effort to support this real sector. This study aims to determine the impact and benefits of using KUR Syariah and analyze the effectiveness of KUR Syariah products in \ the development of SME. The research method used is descriptive qualitative. The results of this study indicate that KUR Syariah products are effective in supporting the development of SME and have a very positive impact on MSME actors, and the benefits obtained through financing are business development and easier financial management. This research found several aspects to improve the effectiveness of Sharia KUR products at PT. Pegadaian, including consistent goals, consistent time, quantity provisions, and credit provisions. The four ways to measure the effectiveness of KUR products are very precise based on the consistency of targets, quantity and time in applying or distributing KUR. Therefore, in this case it can be said that the Sharia KUR Products distributed by PT. Pegadaian UPC Tawaeli are considered effective and right on target.
Service Business Revenue Analysis: Empirical Study on SME Sini Sa Clean Abdul Rahmat; Rita Yunus; Yunus Sading; Santi Yunus; Andi Herman Jaya; Meyti Ferdiana Paskual
Golden Ratio of Data in Summary Vol. 4 No. 1 (2024): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v4i1.508

Abstract

Small and Medium Enterprises, abbreviated as SMEs, play an important role in enhancing the economic growth of a country. They function to increase local income by meeting the community's needs for products and providing job opportunities. Sini sa Clean is one of the SMEs operating in the cleaning services sector in the city of Palu. Sini sa Clean offers room cleaning services, mattress cleaning, and sofa cleaning. This research aims to analyze the income and business feasibility of Sini sa Clean. The data analysis method used is the income analysis formula consisting of Total Cost (TC), Total Revenue (TR), and Profit (π). Meanwhile, to calculate business feasibility, the Revenue Cost Ratio (R/C Ratio) formula is used. Based on the research results, the average revenue for Sini sa Clean's cleaning service business is Rp. 2,521,000 per month, with total production costs amounting to Rp. 1,548,000 per month. These production costs consist of fixed and variable costs. From the data analysis results, the income generated by Sini sa Clean's business is Rp. 973,000 per month. Based on the business feasibility calculation (R/C Ratio), a value of 1.62 is obtained, which means 1.62 > 1. This indicates that for every Rp. 1 spent, there is a return of Rp. 1.62, making the revenue greater than the capital invested. Therefore, the cleaning service business of Sini sa Clean can be considered profitable, feasible to continue, and worth expanding.
The Role of the Village Government in Community Empowerment for Economic Development in Maholo Village, East Lore District, Poso Regency F. Fitriyani; Santi Yunus; Haerul Anam; Anwar Nasruddin; Mukhtar Tallesang
Golden Ratio of Data in Summary Vol. 4 No. 1 (2024): November - April
Publisher : Manunggal Halim Jaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52970/grdis.v4i1.574

Abstract

This study aims to determine the role of the Maholo Village government in empowering the farming community for village economic development. The research method used in this study is a qualitative method. Based on the results of the research, it was found that the role of the Maholo Village government in empowering the farming community is still lacking. This is due to the lack of communication between the community and the village government, the lack of socialization carried out by the government about the empowerment of the farmer community, the uneven provision of assistance for the farming community in Maholo Village, the empowerment carried out for community groups, especially the farmer group, is uneven, so that there are some people who are less enthusiastic about the community empowerment program around 30-40%.
Analisis Pendapatan Petani Kakao di Desa Makmur Kecamatan Palolo Muhammad Idfal; Rita Yunus; Laendatu Paembonan; Santi Yunus; Ika Rafika
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 3: Maret 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i3.3264

Abstract

This research aims to analyze cocoa farming income in Makmur Village, Palolo District, Sigi Regency, Central Sulawesi Province. This research was conducted in Makmur Village, Palolo District, Sigi Regency, Central Sulawesi Province in September 2023 - January 2024. Primary data was obtained from surveys and interviews using questionnaires with cocoa farmers as respondents and secondary data was obtained from literature and related institutions/agencies. The data analysis used is farming income analysis. The results of the income analysis of cocoa farmers in Makmur Village, Palolo District show that the average income of cocoa farmers in their farming business is IDR 29,551,909 per year/ha, the average expenditure from cocoa farmers' production costs is IDR 3,757,318 per year/ha, and the average -The average income from farming in Makmur Village is IDR 25,794,591 per year/ha. And the R/C from cocoa farmers' results is 7.87. The marketing channel for cocoa farmers in Makmur Village is farmers as producers → then sold to collectors in the village at a price of IDR 57,000 per kg. Collecting traders also provide a prime of IDR 1,000 per kg. Therefore, the more dry cocoa produced to be deposited with collectors, the more prime will be received and the prime will be received after 6 months of deposit. The government's role in efforts to increase production and income of cocoa farmers in Makmur Village, Palolo District, Sigi Regency, Central Sulawesi Province, namely the Village Government, the Central Sulawesi Provincial Agriculture Service and the Sigi Regency Government carry out training and extension activities using a group approach. With assistance and training from the government to encourage farmers so that production of cocoa plants in Makmur Village can increase so as to provide benefits in the form of income to cocoa farmers in Makmur Village, Palolo District.
Peran Bumdes Dalam Menggerakan Ekonomi Desa (Studi Kasus BUMDes Desa Maholo) Aldenan Kristanto Taburi; Novita Sari; Edhi Taqwa; Santi Yunus; Meity Ferdiana Paskual
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 4: Mei 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i4.3615

Abstract

Penelitian ini dilatarbelakangi oleh Peran Badan Usaha Milik Desa (BUMDes) dalam menggerakan perekonomian desa. tujuan penelitian ini adalah untuk mendeskripsikan bagaimana pengelolaan BUMDes Desa Maholo dan peran BUMDes dalam meningkatkan pendapatan Desa. Metode penelitian yang digunakan adalah kualitatif dengan teknik pengumpulan data berupa wawancara, observasi dan dokumentasi. Populasi dalam penelitian ini yaitu pengurus BUMDes dan perangkat desa Maholo. Pendekatan ini menghasilkan data deskriptif berupa ucapan, tulisan, dan perilaku orang-orang yang diamati sehingga dapat menghasilkan kesimpulan berupa pengelolaan BUMDes Maholo belum dapat dicapai secara optimal yang disebabkan oleh ketidakmampuan pengelolaan dari pihak pengurus dalam mencapai nilai efisiensi, efektivitas, ekonomi, inovasi, dan pemberdayaan masyarakat desa yang ditandai dengan belum dirasakannya manfaat oleh masyarakat, serta lemahnya peran masyarakat dalam pengelolaan BUMDes. Hal ini yang membuat pengeloloaan BUMDes di Desa Maholo dapat dikatakan kurang berperan dalam meningkatkan ekonomi Desa. BUMDes Maholo juga diharapkan melakukan inovasi dalam unit usaha sesuai dengan pekerjaan utama mayoritas penduduk desa Maholo yakni di bidang pertanian.
Analisis Dampak Pasar Ritel Modern Terhadap Pendapatan Pedagang Ritel Tradisional di Desa Wuasa Kecamatan Lore Utara Naisela Vebyanti Y. Pontoh; Failur Rahman; Rita Yunus; Santi Yunus; Meity Ferdiana Paskual
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 3 No. 4: Mei 2024
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v3i4.3617

Abstract

Bisnis ritel semakin berkembang pesat di Indonesia, tidak hanya hadir di perkotaan dan kabupaten, tetapi juga menjangkau kecamatan dan pedesaan. Kehadiran ritel modern di suatu wilayah tentunya memiliki dampak positif dan negatif. Manfaatnya adalah memenuhi kebutuhan konsumen dengan lebih baik dan menciptakan peluang kerja bagi masyarakat setempat. Banyak yang berpendapat bahwa pertumbuhan pasar modern yang berlokasi dekat dengan pasar tradisional mengakibatkan penurunan aktivitas di pasar tradisional, yang pada akhirnya berdampak pada usaha pedagang kecil di pasar tradisional. Penelitian ini menggunakan metode pendekatan kualitatif, Jenis penelitian yang digunakan yaitu deskriptif kualitatif. Sumber data dalam penelitian ini yaitu data primer dengan menggunakan metode observasi, wawancara, dan dokumentasi. Berdirinya Alfamidi tentu menarik perhatian berbagai kalangan, terutama para konsumen rumah tangga atau para konsumen pribadi, terlebih banyaknya produk yang ditawarkan tentu membuat konsumen lebih memilih berbelanja di ritel dibandingkan di umkm. Namun, hal ini juga menjadi dampak negatif yang dirasakan oleh para pedagang kecil baik para pelaku umkm maupun para pedagang pasar.
Analisis Kinerja Belanja Langsung Kabupaten Morowali Utara Tahun 2017-2022 Andina Pangala; Santi Yunus; Edhi Taqwa; Rita Yunus; Musdayati Musdayati
EKOMA : Jurnal Ekonomi, Manajemen, Akuntansi Vol. 4 No. 2: Januari 2025
Publisher : CV. Ulil Albab Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56799/ekoma.v4i2.7093

Abstract

Penelitian ini bertujuan untuk mengetahui dan menganalisis kinerja varians belanja, pertumbuhan belanja, keserasian belanja dan efisiensi belanja. Jenis penelitian adalah deskriptif. Metode analisis yang digunakan adalah analisis deskriptif dengan menggunakan analisis varians belanja, analisis pertumbuhan belanja, analisis keserasian belanja dan rasio efisiensi belanja. Hasil penelitian menyimpulkan bahwa kinerja varians belanja langsung Kabupaten Morowali Utara berada pada kategori kurang baik dikarenakan realisasi belanja lebih kecil dibanding anggaran belanja. Kinerja pertumbuhan belanja langsung Kabupaten Morowali Utara fluktuasi selama 5 tahun terakhir dan meningkat pada Tahun 2022. Kinerja keserasian belanja langsung Kabupaten Morowali Utara berada pada kategori baik. Kinerja efisiensi belanja langsung Kabupaten Morowali Utara sudah efisien.
Co-Authors Abdul Azis Sapriadi Abdul Rahmat Aldenan Kristanto Taburi Andi Herman Jaya Andina Pangala Edhi Taqwa F. Fitriyani Failur Rahman Farida Millias Tuty Haerul Anam Ika Rafika Kalvin Albert Parinding Laendatu Paembonan M. Anwar Nasruddin Meity Ferdiana Paskual Meity Ferdiana Paskual Meyti Ferdiana Paskual Mohamad Ichwan Muhammad Idfal Mukhtar Tallesang Musdayati Musdayati Nahdiasma Kirana Naisela Vebyanti Y. Pontoh Novita Sari Nuryana Haprin Dj Achmad Rifqah Fadhilah Rita Yunus Syamsuddin Syamsuddin Yunus Sading Zakina Zein Al-Hadar