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ANALISIS KRITIS TERHADAP PELAKSANAAN AKAD IJARAH PADA PEMBIAYAAN MULTIJASA SYARIAH: STUDI KASUS DI INDONESIA Sumarta, Sumarta
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 4 No. 1 (2022): Jurnal Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v4i1.253

Abstract

This study aims to conduct a critical analysis of the implementation of ijarah contracts in multi-service Islamic financing in Indonesia. Ijarah contracts are one of the main instruments in Islamic financing that adhere to Sharia law principles. Multi-service Islamic financing combines various services or goods in a single ijarah transaction, necessitating a critical analysis to ensure compliance with Sharia principles and fairness in its implementation. This study employs a qualitative method with a case study approach to understand how the process of implementing ijarah contracts is carried out, the main challenges faced, and the effectiveness of its implementation in achieving economic and Sharia objectives. Data were collected through in-depth interviews, field observations, and document analysis from several Islamic financial institutions in Indonesia. The research findings indicate that the process of identifying the goods or services to be leased is a crucial initial stage, involving detailed assessments of the specifications of the goods or services, market value, and expected benefits for the clients. The determination of rental prices is carried out with principles of fairness and transparency, using various methods such as market surveys and cost analysis. Agreements are drafted in the form of written contracts that meet the requirements of Sharia law and applicable regulations, with periodic monitoring and evaluation.  
Etika Islam sebagai Fondasi dalam Pembangunan Ekonomi Inklusif dan Berkeadilan Sumarta, Sumarta
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 7 No. 2 (2025): Tasyri: Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v7i2.203

Abstract

Islamic ethics play a crucial role as a foundation for inclusive and just economic development. Concepts such as justice, honesty, and balance in Islamic teachings form the basis for economic principles that prioritize social interests and fair distribution. This research examines how Islamic ethical principles can be implemented in the context of modern economic development to create social inclusion and justice. The study uses a qualitative approach to delve into the understanding of the foundations of inclusive and just economic development based on Islamic ethical principles. Through theoretical analysis and case studies, the research shows that the application of Islamic ethics in economic policy can enhance accessibility, equality, and community participation in the economic process. Islamic ethics provide a holistic and sustainable perspective on economic development. The principle of justice in Islam encompasses not only equality of opportunity but also emphasizes fair distribution of wealth and economic outcomes. Community empowerment is emphasized as a means to ensure active participation in economic decision-making and equitable distribution of economic benefits. Additionally, the concept of social responsibility and the harmony between spirituality and materialism offer a comprehensive view of the relationship between humans, the environment, and the economy  
Exploring EFL Students’ Speaking Anxiety in Microsoft Teams Classroom Discussion Learning Rahmania, Melita Alit; Pahlevi, Muhammad Reza; Sumarta, Sumarta
English Education: Jurnal Tadris Bahasa Inggris Vol 15 No 2 (2022): English Education: Jurnal Tadris Bahasa Inggris
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ee-jtbi.v15i2.13435

Abstract

This case study reported on how students experienced speaking anxiety in online EFL classrooms. The data was obtained through observation, questionnaires on a google form, and interviews. The data analysis technique used was thematic analysis. The participants consisted of second-year students from one vocational school in Indonesia determined as many as 14 (fourteen) students, 4 representative students were chosen using FLCAS for the Interview, and 14 students for the FLCAS Questionnaire. The questionnaire sheet obtained feedback on students' types of speaking anxiety are (a) test anxiety, (b) fear of negative judgment, and (c) communicative apprehension. Data analysis showed that speaking anxiety can be influenced by several factors including fear speak in front of peers, fear of negative feedback, and fear of failure. In addition, the analysis discovered that (1) preparation, (2) relaxation, (3) positive thinking, (4) peer thinking, (5) positive outlook, and (6) using useful tools were strategies used by students to overcome speaking anxiety.
Spiritualitas Kerja dalam Islam dan Kapitalisme Etis Sumarta, Sumarta; Maulana, Yana Hidayat; Hermawan, Muhamad Ibnu
Jurnal Inovasi Global Vol. 3 No. 7 (2025): Jurnal Inovasi Global
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jig.v3i7.370

Abstract

Work spirituality is an important aspect of professional life that can influence productivity and job satisfaction. In the Islamic context, work spirituality focuses not only on material achievement but also on ethical and moral values. This journal discusses the relationship between work spirituality in Islam and the principles of ethical capitalism, as well as its implications for the modern workplace. Through this research, it is hoped that a synergy between spiritual values and ethical business practices can be found.
MENGEKSPLORASI INTERVENSI GURU UNTUK MENDUKUNG SISWA DALAM MEMBACA PEMAHAMAN MELALUI STRATEGI PETUNJUK KONTEKS Hasanah, Jamilah; Wigati, Fikri Asih; Sumarta, Sumarta
Journal Mathematics Education Sigma [JMES] Vol 6, No 2 (2025): JOURNAL MATHEMATICS EDUCATION SIGMA
Publisher : Journal Mathematics Education Sigma [JMES]

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/jmes.v6i2.26128

Abstract

Penelitian ini bertujuan untuk mengeksplorasi intervensi guru dalam mendukung pemahaman membaca siswa melalui Strategi Petunjuk Konteks (Context Clues Strategy/CCS) di SMK Negeri 1 Rengasdengklok, Karawang. Penelitian ini menggunakan metode studi kasus kualitatif, dengan data yang dikumpulkan melalui daftar observasi dan wawancara semi-terstruktur. Analisis data dilakukan dengan menggunakan metode analisis tematik Braun dan Clarke. Hasil penelitian menunjukkan bahwa intervensi guru dalam pengajaran membaca menggunakan CCS mencakup beberapa strategi, seperti pengajaran langsung dan pemodelan, perancah, pembelajaran kolaboratif, dan pemantauan berkelanjutan. Penerapan CCS membantu siswa mengidentifikasi kata-kata yang tidak dikenal dan menyimpulkan maknanya, yang secara signifikan meningkatkan pemahaman mereka. Strategi scaffolding memberikan langkah-langkah terstruktur untuk membantu siswa dalam menggunakan CCS, sementara pembelajaran kolaboratif mendorong pertukaran ide di antara para siswa. Pemantauan yang terus menerus oleh guru memastikan dukungan dan umpan balik yang tepat waktu untuk meningkatkan proses pembelajaran. Kesimpulannya, intervensi guru yang terstruktur dengan CCS secara efektif meningkatkan pemahaman membaca siswa dan kemandirian mereka dalam menerapkan strategi ini. Studi ini menyoroti pentingnya pendekatan yang berkelanjutan dan adaptif terhadap pengajaran di sekolah kejuruan, di mana siswa membutuhkan teknik pembelajaran yang lebih praktis.
Using Small Group Discussions to Examine Students' Perceptions of Recount Text Wina, Jilan Fisabilillah Haya; Fitriyana, Wahyudin; Sumarta, Sumarta
INTERACTION: Jurnal Pendidikan Bahasa Vol. 10 No. 2 (2023): INTERACTION: Jurnal Pendidikan Bahasa
Publisher : Program Studi Pendidikan Bahasa Inggris, Universitas Pendidikan Muhammadiyah Sorong

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Abstract

The purpose of this study is that students are involved in learning reading comprehension through small group strategies in class reading and to find out students' perceptions of learning reading comprehension through small group strategies. This research is a qualitative descriptive design with a case study method. Participants in this study were all students of class VII A SMPN 5 Karawang, and 5 students were interviewed. The data collection technique that the authors use is observation to observe student behavior during learning to read comprehension using small group techniques. In addition, the writer also uses semi-structured interviews to find out students' perspectives in learning reading comprehension using small groups. The data that has been obtained is analyzed using a qualitative technique proposed by Miles & Huberman. The analysis consists of three activity flows, namely: data reduction, data presentation, drawing conclusions/verification. The results showed that students find it helpful to learn reading comprehension with small group strategies because they collaborate with their group mates.
Engaging EFL Students through KWL Strategy in Reading Comprehension: A Case Study of Four Students at a Junior High School in Karawang Putri, Yulia Syafazira; Kamil, Acep Bahrum; Sumarta, Sumarta
INTERACTION: Jurnal Pendidikan Bahasa Vol. 10 No. 2 (2023): INTERACTION: Jurnal Pendidikan Bahasa
Publisher : Program Studi Pendidikan Bahasa Inggris, Universitas Pendidikan Muhammadiyah Sorong

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Abstract

Reading comprehension challenges the students’ understanding the meaning of the text. This study aim to exploring students’ behavioral engagement through KWL strategy in reading comprehension. The research method used in this study is descriptive case study with a qualitative approach. This research was conducted with limited to 4 students at eighth grade. The results showed that the KWL strategy gives students a better reading experience by enabling them to understand English text more quickly. The KWL strategy can make students more focused in learning reading comprehension. The KWL technique can also has encouraged students’ participation to learn more actively in analyzing the reading comprehension with peers and teacher. Finally, the KWL strategy can give teaching that builds students’ enthusiasm for developing their ability to reading comprehension; almost all students feel this enthusiasm after implementing the KWL strategy. This research suggest that teachers should expand or develop their teaching strategies to produce better learning experiences.
Teachers’ Professionalism In Teaching Reading: Narrative Inquiry From A Voice Of Senior EFL Teacher At A Junior High School Yusuf, Muhammad; Kamil, Acep Bahrum; Sumarta, Sumarta
INTERACTION: Jurnal Pendidikan Bahasa Vol. 10 No. 1 (2023): INTERACTION: Jurnal Pendidikan Bahasa
Publisher : Program Studi Pendidikan Bahasa Inggris, Universitas Pendidikan Muhammadiyah Sorong

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Abstract

The aims of this research is to open the insight of a senior EFL teacher toward the strategies that commonly use during reading teaching. Using narrative inquiry design, the result of this study would be in narrative form. The participant that chosen in this study is an EFL teacher with 25 years experiences. After collecting the data by interview, the researcher found the result that shows the mostly use strategies are Lecture and Direct Reading Activity. These two strategies come with it advantages and disadvantages. But, these two strategies consider the most effective and efficient to apply in the classroom.
Exploring EFL Students’ Preferences in Extensive Reading Azkia, Irena Azka; Srisudarso, Mansyur; Sumarta, Sumarta
INTERACTION: Jurnal Pendidikan Bahasa Vol. 8 No. 2 (2021): INTERACTION: Jurnal Pendidikan Bahasa
Publisher : Program Studi Pendidikan Bahasa Inggris, Universitas Pendidikan Muhammadiyah Sorong

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Abstract

In the context of teaching language, a suitable teaching approach in the classroom affects teaching reading to language learners to be successful. The extensive reading can be used as an alternative approach to teach reading which provides many advantages for language learners specially to foster their reading skills. Many researchers have been conducted the extensive reading study, however, the majority of existing studies about the solution to teach language using extensive reading does not appear to be helpful to find students’ preference from the component of extensive reading. Therefore, this present qualitative study attempts to explore students’ preferences in the component of extensive reading. The findings present that the highest students' preference from the component of extensive reading is easy reading. Meanwhile, the smallest students’ preference from the component of extensive reading is about teacher orientation & guide. A future researcher is suggested to study extensive reading in other aspects besides exploring students' preference to increase the quality of next extensive reading implication to be better.
EFL Students’ Perception of Speaking Course through Debating Process during the Pandemic Lestari, Sri Ayu Indah; Ahmad, Yousef Bani; Sumarta, Sumarta
INTERACTION: Jurnal Pendidikan Bahasa Vol. 8 No. 2 (2021): INTERACTION: Jurnal Pendidikan Bahasa
Publisher : Program Studi Pendidikan Bahasa Inggris, Universitas Pendidikan Muhammadiyah Sorong

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Abstract

Speaking is one of four crucial skills in English language learning. The pupils communicate and share their thoughts by language in their everyday life. They use language to make an order, to communicate with others, to express their emotions, thoughts and ideas. Speaking is one of the subjects in an English Education Department, the researcher inspired to evaluate whether the debating method increase the student’s speaking skill or not, especially during the outbreak of the corona virus. As the impact of this virus matter, education is one of some fields got impacted, so schools and universities are closed for more than a year. The new way of teaching learning could be a challenge for both students and instructors. Moreover, there is a need to know on how the students’ perception toward the teaching learning process via video conference, was it feel the same. However, this paper investigates the EFL students’ perception of speaking courses through the debating process during the pandemic. This study employing qualitative narrative inquiry. The data gathered from some the experiences of three Indonesian EFL students in university. The author was done collected the data conducted a semi-structured interview using a call through messages application. The study found that the participants’ perceptions toward speaking course conducted via video conference encourage their critical thinking, their team-work, students’ social skill and their interest towards the subject. It seems that the debate technique is impacted the students positively by promoting their critical thinking, social skill, team work and students’ satisfaction towards the subject.