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ANALISIS KRITIS TERHADAP PELAKSANAAN AKAD IJARAH PADA PEMBIAYAAN MULTIJASA SYARIAH: STUDI KASUS DI INDONESIA Sumarta, Sumarta
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 4 No. 1 (2022): Jurnal Tasyri': Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v4i1.253

Abstract

This study aims to conduct a critical analysis of the implementation of ijarah contracts in multi-service Islamic financing in Indonesia. Ijarah contracts are one of the main instruments in Islamic financing that adhere to Sharia law principles. Multi-service Islamic financing combines various services or goods in a single ijarah transaction, necessitating a critical analysis to ensure compliance with Sharia principles and fairness in its implementation. This study employs a qualitative method with a case study approach to understand how the process of implementing ijarah contracts is carried out, the main challenges faced, and the effectiveness of its implementation in achieving economic and Sharia objectives. Data were collected through in-depth interviews, field observations, and document analysis from several Islamic financial institutions in Indonesia. The research findings indicate that the process of identifying the goods or services to be leased is a crucial initial stage, involving detailed assessments of the specifications of the goods or services, market value, and expected benefits for the clients. The determination of rental prices is carried out with principles of fairness and transparency, using various methods such as market surveys and cost analysis. Agreements are drafted in the form of written contracts that meet the requirements of Sharia law and applicable regulations, with periodic monitoring and evaluation.  
Etika Islam sebagai Fondasi dalam Pembangunan Ekonomi Inklusif dan Berkeadilan Sumarta, Sumarta
Tasyri' : Jurnal Muamalah dan Ekonomi Syariah Vol. 7 No. 2 (2025): Tasyri: Jurnal Muamalah dan Ekonomi Syariah
Publisher : Fakultas Hukum dan Ekonomi Syariah Institut Agama Islam Pangeran Dharma Kusuma Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55656/tjmes.v7i2.203

Abstract

Islamic ethics play a crucial role as a foundation for inclusive and just economic development. Concepts such as justice, honesty, and balance in Islamic teachings form the basis for economic principles that prioritize social interests and fair distribution. This research examines how Islamic ethical principles can be implemented in the context of modern economic development to create social inclusion and justice. The study uses a qualitative approach to delve into the understanding of the foundations of inclusive and just economic development based on Islamic ethical principles. Through theoretical analysis and case studies, the research shows that the application of Islamic ethics in economic policy can enhance accessibility, equality, and community participation in the economic process. Islamic ethics provide a holistic and sustainable perspective on economic development. The principle of justice in Islam encompasses not only equality of opportunity but also emphasizes fair distribution of wealth and economic outcomes. Community empowerment is emphasized as a means to ensure active participation in economic decision-making and equitable distribution of economic benefits. Additionally, the concept of social responsibility and the harmony between spirituality and materialism offer a comprehensive view of the relationship between humans, the environment, and the economy  
Exploring EFL Students’ Speaking Anxiety in Microsoft Teams Classroom Discussion Learning Rahmania, Melita Alit; Pahlevi, Muhammad Reza; Sumarta, Sumarta
English Education: Jurnal Tadris Bahasa Inggris Vol 15 No 2 (2022): English Education: Jurnal Tadris Bahasa Inggris
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/ee-jtbi.v15i2.13435

Abstract

This case study reported on how students experienced speaking anxiety in online EFL classrooms. The data was obtained through observation, questionnaires on a google form, and interviews. The data analysis technique used was thematic analysis. The participants consisted of second-year students from one vocational school in Indonesia determined as many as 14 (fourteen) students, 4 representative students were chosen using FLCAS for the Interview, and 14 students for the FLCAS Questionnaire. The questionnaire sheet obtained feedback on students' types of speaking anxiety are (a) test anxiety, (b) fear of negative judgment, and (c) communicative apprehension. Data analysis showed that speaking anxiety can be influenced by several factors including fear speak in front of peers, fear of negative feedback, and fear of failure. In addition, the analysis discovered that (1) preparation, (2) relaxation, (3) positive thinking, (4) peer thinking, (5) positive outlook, and (6) using useful tools were strategies used by students to overcome speaking anxiety.
Spiritualitas Kerja dalam Islam dan Kapitalisme Etis Sumarta, Sumarta; Maulana, Yana Hidayat; Hermawan, Muhamad Ibnu
Jurnal Inovasi Global Vol. 3 No. 7 (2025): Jurnal Inovasi Global
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/jig.v3i7.370

Abstract

Work spirituality is an important aspect of professional life that can influence productivity and job satisfaction. In the Islamic context, work spirituality focuses not only on material achievement but also on ethical and moral values. This journal discusses the relationship between work spirituality in Islam and the principles of ethical capitalism, as well as its implications for the modern workplace. Through this research, it is hoped that a synergy between spiritual values and ethical business practices can be found.
MENGEKSPLORASI INTERVENSI GURU UNTUK MENDUKUNG SISWA DALAM MEMBACA PEMAHAMAN MELALUI STRATEGI PETUNJUK KONTEKS Hasanah, Jamilah; Wigati, Fikri Asih; Sumarta, Sumarta
Journal Mathematics Education Sigma [JMES] Vol 6, No 2 (2025): JOURNAL MATHEMATICS EDUCATION SIGMA
Publisher : Journal Mathematics Education Sigma [JMES]

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30596/jmes.v6i2.26128

Abstract

Penelitian ini bertujuan untuk mengeksplorasi intervensi guru dalam mendukung pemahaman membaca siswa melalui Strategi Petunjuk Konteks (Context Clues Strategy/CCS) di SMK Negeri 1 Rengasdengklok, Karawang. Penelitian ini menggunakan metode studi kasus kualitatif, dengan data yang dikumpulkan melalui daftar observasi dan wawancara semi-terstruktur. Analisis data dilakukan dengan menggunakan metode analisis tematik Braun dan Clarke. Hasil penelitian menunjukkan bahwa intervensi guru dalam pengajaran membaca menggunakan CCS mencakup beberapa strategi, seperti pengajaran langsung dan pemodelan, perancah, pembelajaran kolaboratif, dan pemantauan berkelanjutan. Penerapan CCS membantu siswa mengidentifikasi kata-kata yang tidak dikenal dan menyimpulkan maknanya, yang secara signifikan meningkatkan pemahaman mereka. Strategi scaffolding memberikan langkah-langkah terstruktur untuk membantu siswa dalam menggunakan CCS, sementara pembelajaran kolaboratif mendorong pertukaran ide di antara para siswa. Pemantauan yang terus menerus oleh guru memastikan dukungan dan umpan balik yang tepat waktu untuk meningkatkan proses pembelajaran. Kesimpulannya, intervensi guru yang terstruktur dengan CCS secara efektif meningkatkan pemahaman membaca siswa dan kemandirian mereka dalam menerapkan strategi ini. Studi ini menyoroti pentingnya pendekatan yang berkelanjutan dan adaptif terhadap pengajaran di sekolah kejuruan, di mana siswa membutuhkan teknik pembelajaran yang lebih praktis.