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Pengaruh Inklusi Keuangan, Pembiayaan Peer to Peer Lending (P2P) dan Non Performing Finance (NPF) terhadap Profitabilitas Bank Umum Syariah di Indonesia Periode 2016-2023 Nur Chalizzah; Tenny Badina; Ahmad Fathoni
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 10 No 5 (2025)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v10i5.28285

Abstract

This study aims to see the variables of Financial Inclusion, Peer to Peer Lending (P2P) Financing and Non Performing Financing (NPF) in influencing Profitability. The population in this study is all Islamic Commercial Banks registered with the Financial Services Authority for the 2016-2023 period. The data used in this study is panel data from 8 selected Islamic commercial banks, with a total sample of 32. The sampling technique uses Purposive Sampling. The analysis technique uses the panel data regression method processed using Eviews 12. 0. The results of the study partially show that Third Party Funds (TPF) and the Number of Offices have a positive and significant effect on the profitability of Islamic commercial banks. While Financing, P2P Lending Financing and Non Performing Financing (NPF) have a positive and insignificant effect on the profitability of Islamic commercial banks. The results of the study simultaneously show that the variables of third party funds, number of offices, financing, P2P lending financing and non performing financing have an effect on the profitability of Islamic commercial banks
ANALISIS EFEKTIVITAS PEMANFAATAN TEKNOLOGI DIGITAL DALAM PROSES PEMBELAJARAN MATEMATIKA DI TINGKAT SEKOLAH DASAR Rafika Dian Rahmawati; Markhamah; Ahmad Fathoni
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 9 No. 04 (2024): Volume 09, No. 04 Desember 2024
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v9i4.16853

Abstract

Exploring the use of digital technology in mathematics learning in primary schools has attracted the interest of practitioners and education policy makers. This study aims to assess how effective the use of digital technology is in the learning process of mathematics at the primary school level, as well as identify supporting factors that can strengthen the integration of digital technology in learning. The research method applied is a systematic literature review (SLR). Through SLR, researchers collected and evaluated various studies relevant to this particular topic. By using digital technology in mathematics learning, students can be more interested and actively involved in the learning process. The results of this study show that utilizing digital resources can improve students' ability to think critically when dealing with mathematical materials. The findings are expected to provide inspiration for educators in developing more effective learning innovations.
TRANSFORMASI PENDIDIKAN DASAR MELALUI SEKOLAH RESPONSIF GENDER: STUDI EKSPERIMEN TERHADAP PENINGKATAN KESETARAAN DAN INKLUSI Wachidah, Kemil; Ahmad Fathoni
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 10 No. 02 (2025): Volume 10, Nomor 02 Juni 2025 t
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v10i02.25723

Abstract

Basic education plays an important role in shaping children's character and mindset from an early age. However, the implementation of gender-responsive school principles in many elementary schools still faces various challenges, such as gender stereotypes embedded in learning materials and biased social interactions, as well as limited understanding among teachers and supporting facilities. This study aims to analyze the impact of gender-responsive school interventions on improving equality and inclusivity at SD Muhammadiyah 1 Candi Labschool UMSIDA. The method used is an experimental study with a pretest-posttest one-group design, measuring attitudes, knowledge, and gender-responsive practices before and after the intervention. The primary instruments are questionnaires analyzed quantitatively using descriptive and inferential statistics, as well as qualitative data from interviews and observations analyzed thematically. The results of the study showed significant improvements in various aspects, including formal gender-responsive school policies, budget allocation for learning and extracurricular activities that support gender equality, and the integration of gender values in lesson plans. Additionally, the participation of male and female students became more balanced, and learning materials began to eliminate gender stereotypes. Although accessibility to facilities for persons with disabilities still needs improvement, teachers' awareness and competence on gender and inclusion issues have increased sharply. This training serves as an important foundation for the sustainable development of gender-responsive schools, while also opening opportunities for other schools to adopt similar approaches to achieve inclusive and equitable education.
Strategi Pengelolaan Pembelajaran dalam Mengatasi Problematika Pembelajaran di Sekolah Luar Biasa (SLB) 2 Negeri Garut Acep Rahmat; Ahmad Fathoni; Ikbal Muwahid; Sumi Sulfia Kartika
Jurnal Intelek Insan Cendikia Vol. 2 No. 1 (2025): JANUARI 2025
Publisher : PT. Intelek Cendikiawan Nusantara

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Abstract

Penelitian ini membahas tantangan dan strategi dalam penyelenggaraan pendidikan bagi anak berkebutuhan khusus (ABK) di Sekolah Luar Biasa (SLB) Negeri 2 Garut. Penelitian ini menekankan pentingnya mengenali setiap anak sebagai individu unik dengan berbagai kebutuhan, yang memerlukan pendekatan pendidikan yang holistik, fleksibel, dan personal. Penelitian ini menyoroti penerapan Program Pendidikan Individual dan strategi pembelajaran yang dibedakan yang disesuaikan dengan kebutuhan khusus siswa. Penelitian ini juga membahas pentingnya pendekatan pembelajaran multisensori dan kolaborasi antara guru, orang tua, dan pemangku kepentingan terkait dalam mendukung proses pendidikan. Meskipun menghadapi keterbatasan sumber daya dan personel terlatih, dedikasi para pendidik menunjukkan bahwa pendidikan yang bermakna dan inklusif dapat dicapai, memberikan harapan untuk masa depan yang lebih baik bagi pendidikan inklusif di Indonesia. Temuan penelitian ini menggaris bawahi perlunya strategi komprehensif yang mampu menangani aspek fisik, sensori, intelektual, dan sosial emosional dari kebutuhan siswa
DINAMIKA KEBIJAKAN PERTAMBANGAN DI PROVINSI NTB DALAM PERSPEKTIF RPJMD DAN RTRW: KONFLIK AGRARIA, POLITIK RUANG, DAN IMPLIKASI LINGKUNGAN (STUDI KASUS PERTAMBANGAN RAKYAT SEKOTONG, LOMBOK BARAT) Aryani, Dian; Ahmad Fathoni
Nusantara Hasana Journal Vol. 5 No. 11 (2026): Nusantara Hasana Journal, April 2026
Publisher : Yayasan Nusantara Hasana Berdikari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59003/nhj.v5i11.2011

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West Nusa Tenggara Province is a region with an economic structure influenced by the extractive sector, including mining. On the one hand, the 2025–2029 NTB Regional Medium-Term Development Plan (RPJMD) emphasizes economic transformation and investment; on the other hand, the Spatial Planning (RTRW) serves as an instrument for spatial control and environmental protection. This study analyzes the dynamics of mining policies in both documents and their implications for artisanal mining in Sekotong, West Lombok Regency. A qualitative approach was used, using document analysis and a political ecology-based case study. The results indicate a structural tension between the orientation of extraction-based economic growth and commitment to environmental sustainability. The RTRW has not effectively integrated artisanal mining into the formal spatial planning framework, triggering agrarian conflict, land degradation, and health risks from mercury use. This article argues that reform of artisanal mining governance based on environmental carrying capacity and spatial equity is a prerequisite for the transition to a green economy in NTB.
Kolaborasi Interprofesi dalam Pencegahan Stunting Melalui Program Gemasta di Desa Rempung Eka Rudy Purwana; Chandra Irawan; Ahmad Fathoni
Jurnal Dedikasi Vol 3 No 2 (2026): Jurnal Dedikasi: Jurnal Pengabdian Kepada Masyarakat
Publisher : Yayasan Lentera Mandalika Berinovasi

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Abstract

Stunting masih menjadi masalah kesehatan masyarakat utama di Indonesia dan Kabupaten Lombok Timur mencatat salah satu prevalensi stunting tertinggi di Provinsi Nusa Tenggara Barat. Kegiatan pengabdian ini bertujuan memperkuat kolaborasi interprofesi antara mahasiswa keperawatan, kebidanan, gizi, dan teknologi laboratorium medis dalam upaya pencegahan stunting di Desa Rempung, Kecamatan Pringgasela. Program bernama GEMASTA (Gerakan Masyarakat Anti Stunting) dilaksanakan melalui musyawarah masyarakat desa, skrining kesehatan (gula darah sewaktu, hemoglobin, dan antropometri), edukasi kesehatan tentang gizi seimbang, anemia, diabetes melitus, SADARI, KB kesehatan reproduksi, serta perilaku hidup bersih dan sehat, dan demonstrasi olahan pangan lokal bergizi Bakso ITTEKE. Skrining antropometri terhadap 23 balita menunjukkan 14 anak berstatus gizi normal, sembilan anak berat badan kurang, dan satu anak stunting, sementara 7,7% dari 39 responden skrining gula darah terindikasi hiperglikemia. Pengetahuan dan partisipasi masyarakat meningkat secara signifikan setelah edukasi kesehatan diberikan. Program ini menunjukkan bahwa kolaborasi interprofesi yang efektif mendukung deteksi dini dan pemberdayaan masyarakat dalam pencegahan stunting.
Qaḍāyā Muʾaddiyah ilā Iṣlāḥ al-Manhaj al-Taʿlīmī li al-Lughah al-ʿArabiyyah Ahmad Fathoni
Lisanudhad: Jurnal Bahasa, Pembelajaran dan Sastra Arab Vol. 3 No. 1 (2016): Jurnal Lisanudhad: Jurnal pendidikan bahasa, dan sastra Arab
Publisher : Department of Arabic Teaching, Faculty Tarbiyah, Universitas Darussalam Gontor

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Abstract

Curriculum reform is one of the most essential issues in language education, as it serves as the foundation for all teaching and learning processes. Through curriculum development, educational objectives are established, instructional programs are designed, learning activities and teaching strategies are determined, targeted competencies are identified, and appropriate assessment methods are developed to support effective teaching and meaningful learning. This study discusses the reform of the Arabic language curriculum from both theoretical and practical perspectives in order to ensure that Arabic language education keeps pace with ongoing scientific and technological advancements. It aims to equip learners with linguistic competencies that can be effectively applied in various contexts of oral and written communication. The study focuses on reforming the curriculum for teaching Arabic as both a foreign language and the language of Islamic education. This topic is particularly important because curriculum reform constitutes the foundation for improving Arabic language education in Indonesia. The study emphasizes the necessity of conducting comprehensive curriculum evaluation before implementing any reform, taking into account national educational policies as well as political, social, and technological contexts. Ultimately, it argues that meaningful improvement in Arabic language education requires the development of an appropriate curriculum and language policy capable of addressing educational challenges and meeting contemporary learning needs.
PENDAMPINGAN PENGOLAHAN LIMBAH RUMAH TANGGA MENJADI EKOENZIM DIDESA TIRTANADI LOMBOK TIMUR Ida Wahyuni; Muanah Muanah; Ahmad Fathoni; Nur Annisa Istiqamah; Basirun Basirun
Jurnal Agro Dedikasi Masyarakat (JADM) Vol 6, No 2 (2025)
Publisher : Universitas Muhammadiyah Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31764/jadm.v6i2.27896

Abstract

Permasalahan limbah rumah tangga organik masih menjadi tantangan utama di wilayah pedesaan, termasuk di Desa Tirtanadi, Lombok Timur. Limbah organik yang tidak dikelola dengan baik berpotensi menimbulkan pencemaran lingkungan dan gangguan kesehatan masyarakat. Kegiatan pengabdian kepada masyarakat ini bertujuan untuk meningkatkan pengetahuan dan keterampilan Kelompok Wanita Tani (KWT) Orong-Orong dalam mengolah limbah rumah tangga organik menjadi produk ramah lingkungan berupa ekoenzim. Metode pelaksanaan kegiatan meliputi sosialisasi, pelatihan praktik langsung, serta pendampingan berkelanjutan. Kegiatan diikuti oleh 25 orang anggota KWT Orong-Orong. Hasil kegiatan menunjukkan adanya peningkatan pemahaman peserta terkait pengelolaan limbah organik serta kemampuan peserta dalam memproduksi ekoenzim secara mandiri. Selain berkontribusi terhadap pengurangan volume limbah rumah tangga, ekoenzim yang dihasilkan juga berpotensi dimanfaatkan sebagai cairan pembersih alami dan pupuk cair organik. Kegiatan ini diharapkan dapat mendorong penerapan pengelolaan limbah berbasis rumah tangga yang berkelanjutan dan bernilai ekonomi.
DIGITAL TRAPS: "AN ANALYSIS OF THE IMPACT OF ONLINE GAMBLING ON MENTAL HEALTH AND FINANCIAL STABILITY" Ahmad Fathoni
Dinar : Jurnal Prodi Ekonomi Syariah Vol. 9 No. 1 (2025): September
Publisher : el Hakim Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61088/dinar.v9i1.868

Abstract

The phenomenon of online gambling has experienced a significant rise among the Indonesian population, particularly among youth. The "digital traps" factor plays a substantial role in influencing online gambling behavior in Indonesia. First, ease of access: online gambling can be played anytime and anywhere using smartphones or digital devices. Second, the illusion of control: players often feel they have control over game outcomes, although these are purely based on luck. Third, massive advertisements: the frequent promotion of online gambling on social media exacerbates public interest. Online gambling has negative impacts on mental health and financial well-being, making it highly detrimental to the nation's younger generation. This study aims to identify the factors influencing online gambling behavior and analyze its effects on mental health and financial well-being. The research employs a mixed-methods approach, combining quantitative and qualitative research methods. The study design uses a Sequential Exploratory Design and an exploratory research model to understand the phenomenon of online gambling. A mixed-methods approach was implemented with a sample of 400 respondents and interviews with 20 participants. The findings indicate that digital traps (96%), demographics (73.2%), psychological factors (89%), and social influences (94%) significantly affect online gambling behavior. Online gambling also has negative impacts on mental health (stress and anxiety 70%, addiction and dependency 97%, depression 45%, social relationship disorders 20%, sleep disturbances 92%, impulsivity and lack of self-control 87%, productivity decline 24%) and financial well-being (financial losses 95%, mounting debt 75%, financial dependency 70%, asset damage 60%, and difficulty obtaining financial assistance). The study recommends prevention and intervention measures to mitigate the negative impacts of online gambling.