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Factors Affecting Profitability (Study On State-Owned Banks In Indonesia) Priharta, Andry; Gani, Nur Asni; Harun, Siti Hafnidar
GOVERNORS Vol. 3 No. 2 (2024): August 2024 Issue
Publisher : Yayasan Cita Cendekiawan Al Khwarizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/governors.v3i2.4314

Abstract

The research aims to determine the effect of Capital Adequacy Ratio, Non-Performing Loans, Loan to Deposit Ratio and Net Interest Margin on profitability as measured by ROA. The study was conducted at banks owned by the Government of the Republic of Indonesia or known as Bank BUMN (State-Owned Enterprises) which consists of four banks, namely Bank Mandiri (Bank Mandiri), Bank Rakyat Indonesia (BRI), Bank Negara Indonesia (BNI) and Bank Tabungan Negara (BTN). The method of the research was quantitative research, analysis secondary data. It was conducted from the financial reporting Bank BUMN period from 2011 to 2022. By multiple linear regression analysis, it was found that CAR has a significant negative effect, NPL has a significant negative effect, LDR has a significant positive effect, and NIM has a significant positive effect on profitability. Furthermore, the coefficient of determination shows that the model is able to explain 84.90% of the variation in the four dependent variables.
Pendampingan Pengembangan Usaha Jamur Tiram Dengan Strategi Pemasaran Memanfaatkan Teknologi Informasi Komunikasi Casban, Casban; Gani, Nur Asni; Marfuah, Umi; Hapsari, Athifah S; Sobariah, Sebriana
Jurnal Pengabdian Masyarakat Teknik Vol 6, No 2 (2024): Jurnal Pengabdian Masyrakat Teknik (JPMT)
Publisher : Fakultas Teknik Universitas Muhammadiyah Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24853/jpmt.6.2.66-75

Abstract

Pendampingan pada mitra sebagai kegiatan pengabdian masyarakat pada skema hibah Pemberdayaan Berbasis Masyarakat (PBM) dengan topik Pemberdayaan Kemitraan Masyarakat (PKM). Permasalahan yang dihadapi oleh mitra dalam aspek pemasaran yaitu penjualan hasil panen dengan mengirimkan ke pengepul atau menjual ke pasar tradisional. Mitra adalah kelompok tani Trah Tiram Mandiri di kecamatan Parungkuda. Tujuan PKM adalah pendampingan pengembangan usaha jamur tiram dengan pemanfaatan teknologi informasi komunikasi dalam strategi pemasaran. Kegiatan pendampingan dalam aspek pemasaran produk dilakukan melalui kegiatan workshop dengan menghadirkan narasumber yang ahli dalam bidang pemasaran. Pelaksanaan kegiatan PKM dilakukan dalam 3 tahap yaitu sosialisasi program kegiatan PKM, pendampingan melalui kegiatan workshop, kegiatan evaluasi melalui tanya jawab, diskusi  dan pengamatan yang dilakukan oleh tim dosen selama pelaksanaan kegiatan PKM. Pendampingan yang dilakukan melalui kegiatan workshop dapat menambah pengetahuan dan membuka wawasan mitra mengenai penggunaan TIK dalam pemasaran produk. Hasil kegiatan PKM bahwa mitra mempunyai keinginan untuk mencoba menerapkan penggunaan TIK dengan memanfaatkan media sosial sehingga dapat memperluas jaringan pemasaran produk dan dapat meningkatkan daya saing yang berkelanjutan sehingga dapat meningkatkan penghasilan kelompok tani jamur tiram.
Pemberdayaan Kemitraan Masyarakat untuk Meningkatkan Kualitas Proses Produksi dan Pemasaran Jamur Tiram pada Kelompok Tani Trah Tiram Mandiri di Parungkuda Casban, Casban; Gani, Nur Asni; Marfuah, Umi; Hapsari, Athifah Silmi; Sobariah, Sebriana
Warta LPM WARTA LPM, Vol. 27, No. 2, Juli 2024
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/warta.v27i2.3144

Abstract

Community Partnership Empowerment (CPE) as the topic of community service activities in the Community Based Empowerment scheme with partners, namely the Mandiri Tiram Farmers group located in Parungkuda. The objectives of CPE are (1) Providing solutions to problem solving aspects of production using technology to increase partner income by 10%. (2) Assistance in developing marketing strategies by utilizing communication and information technology to expand the market. Implementation of activities through the stages of socialization, discussion, asset handover, mentoring and evaluation. The results of PKM activities can provide solutions in the production aspect by providing assistance with sterilization process equipment to improve the quality of making mushroom seeds (baglog). Press machine assistance to maintain consistent baglog density and increase production capacity. Assistance activities in developing marketing strategies by providing knowledge and skills in the use of information communication technology, packaging label designs and processed mushroom food products. The output of CPE activities is an increase in sales turnover of oyster mushrooms from Rp. 19,800,000/month to Rp. 21,780,000/month or 10% for 1 production period can be achieved successfully by applying technology in the production process of making mushroom seeds.
The Effect Of Motivation And Career Development On Employee Performance Of Pt. Wisma Seratus Sejahtera Amrulloh, Muhammad Almas Abror; Gani, Nur Asni
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 9, No 1 (2025): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v9i1.11094

Abstract

This study aims to: (1) determine and analyze the influence of motivation on employee performance at PT. Wisma Seratus Sejahtera. (2) Determine and analyze the influence of career development on employee performance at PT. Wisma Seratus Sejahtera. (3) Determine and analyze the influence of motivation and career development on employee performance at PT. Wisma Seratus Sejahtera. This study uses a quantitative method with an associative research type, which tests the relationship between independent variables (motivation and career development) and dependent variables (employee performance). Based on this study, it is concluded that motivation has a positive influence on employee performance at PT. Wisma Seratus Sejahtera, but the influence is not significant. This means that although motivation can drive performance, other factors may be more dominant in determining employee work results. On the other hand, career development has been shown to have a positive and significant influence on employee performance. The better the company provides career development opportunities, the higher the performance achieved by employees. In addition, motivation and career development together have a positive and significant influence on employee performance. These two factors support each other in encouraging employees to achieve better performance. Overall, career development has a greater influence in improving employee performance compared to motivation alone.
The Influence of Leadership Style and Employee Engagement on Employee Performance of PT Maybank Deltamas Branch Rodliyah, Marhamah Izat; Gani, Nur Asni
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6408

Abstract

The objectives of this study are as follows: (1) To determine the effect of leadership style on employee engagement. (2) To determine the effect of leadership style on employee performance. (3) To determine the effect of employee performance on employee engagement. (4) To determine the effect of leadership style and employee engagement on employee performance. The research uses observation and questionnaire methods as instruments. The respondents were 35 employees from the Deltamas, Grand Wijaya, and Fatmawati branches. The sampling process uses a probability sampling technique and a quantitative approach. The result shows that leadership style has an insignificant effect on employee performance with the value of the t count and t table smaller than the t table (-348 2.036). Employee engagement has a positive and significant effect on employee performance with t count and t table greater than t table (5.922 > 2.036).
Optimalisasi Penerapan Akad Salam dan Istisna dalam Perbankan Syariah: Tantangan, Strategi, dan Implikasi Operasional Furqoni, Muhammad Ihsan; Jaharuddin, Jaharuddin; Gani, Nur Asni; Utama, Rony Edward; Anggraini, Dahlia Tri
Al Qalam: Jurnal Ilmiah Keagamaan dan Kemasyarakatan Vol. 19, No. 2 : Al Qalam (Maret 2025)
Publisher : Sekolah Tinggi Ilmu Al-Qur'an (STIQ) Amuntai Kalimantan Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35931/aq.v19i2.4100

Abstract

Penelitian ini bertujuan untuk mengidentifikasi dan menganalisis kendala yang dihadapi dalam penerapan akad Salam dan Istisna di bank syariah, serta merumuskan strategi yang dapat meningkatkan efektivitas penerapannya. Pendekatan kualitatif dengan metode studi kasus digunakan untuk mendapatkan pemahaman mendalam mengenai fenomena ini. Data dikumpulkan melalui wawancara mendalam dengan delapan informan kunci yang terdiri dari manajer area, customer service, marketing lending, dosen atau praktisi syariah, appraisal bank syariah, asisten manajer syariah, dan nasabah bank syariah, serta melalui observasi dan dokumentasi. Hasil penelitian menunjukkan bahwa kendala utama dalam penerapan akad Salam dan Istisna mencakup masalah regulasi, kurangnya literasi masyarakat, dan tantangan operasional terkait infrastruktur dan pengembangan produk. Rekomendasi strategis yang dihasilkan mencakup peningkatan edukasi dan literasi masyarakat, pengembangan produk yang inovatif dan sesuai dengan prinsip syariah, serta peningkatan kolaborasi antara bank syariah dan regulator. Implikasi dari penelitian ini menunjukkan bahwa optimalisasi penerapan akad Salam dan Istisna dapat memperkuat daya saing bank syariah di pasar dan memastikan kepatuhan terhadap prinsip-prinsip syariah.
ANALISIS PROFITABILITAS DAN TINGKAT EFISIENSI PADA BANK SYARIAH DI INDONESIA Kadaria, Rohayati; Palagan, Gilang; Gani, Nur Asni
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 3, No 1 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v3i1.272

Abstract

This study aims to analyse the efficiency level of Islamic banking in Indonesia using an intermediation approach and to analyse bank profitability between Islamic commercial banks from 2015 to 2019. The method used in this study is descriptive analysis, Data Envelopment Analysis (DEA) method. This study found that in the 2015–2019 period, Islamic commercial banks in Indonesia (BRIS, BNIS dan BSM, Bank Muamalat dan Maybank Syariah) in general have not reached a high level of efficiency and there are inefficiencies in the use of inputs and outputs. Third-party funds and labour’s costs affect the financing output. Among those five Islamic commercial banks, the bank obtaining the highest efficiency level, close to 100 points, is BSM, followed by BNIS, then BRIS, BMI, and Maybank. The result of profitability analysis is that the variables NPF, FDR, and inflation simultaneously did not significantly affect the ROA variable.Keywords: efficiency level, profitability, DEA, Islamic commercial bank
Pengaruh Disiplin Kerja dan Motivasi Terhadap Kinerja Pegawai Dinas Sosial Kota Tangerang Selatan Fikry Awaluddin, Muhammad; Gani, Nur Asni
YUME : Journal of Management Vol 8, No 3 (2025)
Publisher : Pascasarjana STIE Amkop Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37531/yum.v8i3.9445

Abstract

Penelitian ini bertujuan untuk menguji serta menganalisis Disiplin Kerja dan Motivasi terhadap Kinerja Pegawai pada Dinas Sosial Kota Tangerang Selatan. Variabel indepen yang digunakan adalah Disiplin Kerja dan Motivasi sementar variabel dependen yang digunakan adalah Kinerja Pegawai. Metode pengumpulan data dalam penelitian ini dilakukan secara menyebar kuesioner kepada 55 responden yang berada di Dinas Sosial Kota Tangerang Selatan. Metode yang dipakai adalah metode kuantitatif yang bersifat asosiatif dengan menggunakan data primer. Hasil ini menunjukan bahwa Disiplin Kerja berpengaruh positif dan signifikan terhadap Kinerja Pegawai dengan nilai t hitung lebih besar daripada t tabel 4.424 > 2.006 dengan nilai signifikan 0,000 < 0,05, Motivasi berpengaruh positif dan signifikan terhadap Kinerja Pegawai dengan nilai t hitung lebih besar daripada t tabel 3.596 > 2.006 dengan nilai signifikan 0,001 < 0,05 Kata kunci : Disiplin Kerja, Motivasi, Kinerja Pegawai
Factors Affecting Profitability (Study On State-Owned Banks In Indonesia) Priharta, Andry; Gani, Nur Asni; Harun, Siti Hafnidar
GOVERNORS Vol. 3 No. 2 (2024): August-November 2024 Issue
Publisher : Yayasan Cita Cendekiawan Al Khwarizmi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47709/governors.v3i2.4314

Abstract

The research aims to determine the effect of Capital Adequacy Ratio, Non-Performing Loans, Loan to Deposit Ratio and Net Interest Margin on profitability as measured by ROA. The study was conducted at banks owned by the Government of the Republic of Indonesia or known as Bank BUMN (State-Owned Enterprises) which consists of four banks, namely Bank Mandiri (Bank Mandiri), Bank Rakyat Indonesia (BRI), Bank Negara Indonesia (BNI) and Bank Tabungan Negara (BTN). The method of the research was quantitative research, analysis secondary data. It was conducted from the financial reporting Bank BUMN period from 2011 to 2022. By multiple linear regression analysis, it was found that CAR has a significant negative effect, NPL has a significant negative effect, LDR has a significant positive effect, and NIM has a significant positive effect on profitability. Furthermore, the coefficient of determination shows that the model is able to explain 84.90% of the variation in the four dependent variables.
ANALISIS DINAMIKA KEPEMIMPINAN TUNANETRA DENGAN METODE INTERPRETATIF (STUDI KASUS DI IKATAN TUNANETRA MUSLIM INDONESIA JAKARTA SELATAN) Akbar, Rafik; Gani, Nur Asni
Media Riset Bisnis Ekonomi Sains dan Terapan Vol 3, No 2 (2025): Media Riset Bisnis Ekonomi Sains dan Terapan
Publisher : Taksasila Edukasi Insani

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71312/mrbest.v3i2.437

Abstract

This study aims to analyze the leadership dynamics of blind individuals within the Muslim Blind Association of Indonesia (ITMI) South Jakarta using an interpretative case study approach. The research focuses on the implementation of the organization’s statutes (ADART) in leadership processes, the role of members in leadership selection, and the strategic contribution of the Regional Syuro Council as a guardian of organizational values and direction. The findings indicate that although ADART provides a strong normative framework, member comprehension of its content and principles remains limited. Member participation is also varied, influenced by access to information, personal networks, and a lack of systematic cadre education. The Syuro Council plays a significant role in candidate verification and strategic recommendation, albeit consultative in nature. The study concludes that leadership dynamics within ITMI South Jakarta result from interactions between formal structures, Islamic values, and the collective culture of the blind community. Strengthening organizational literacy, reforming participation mechanisms, and adapting to technological advancements are necessary to enhance inclusive and democratic organizational governance. Keywords: Blind Leadership, Organizational Statutes, Member Participation, Syuro Council, Disability Organization