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All Journal al-Afkar, Journal For Islamic Studies Iqtishoduna: Jurnal Ekonomi Islam Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam TASAMUH: Jurnal Studi Islam International Journal of Social Service and Research Formosa Journal of Sustainable Research (FJSR) Journal of Islamic Management International Journal of Integrative Sciences Kartika: Jurnal Studi Keislaman AL-Ikhtiar : Jurnal Studi Islam Jurnal Sosiologi Pendidikan Kolaboratif
Nurwahidin
Unknown Affiliation
Religion Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Analisis Penerapan Manajemen Risiko Pembiayaan Pada BMT Al-Furqan Alfian, Annisa Maulidia; Nurwahidin; Hannase, Mulawarman; Alfian
Journal of Islamic Management Vol. 4 No. 2 (2024): July
Publisher : Program Studi Manajemen Dakwah Fakultas Dakwah dan Komunikasi UIN Sunan Ampel Surabaya, UIN Sunan Ampel Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/jim.v4i2.1653

Abstract

This research aims to analyze the application of risk management in customer business financing provided by BMT al-Furqan. The problem in this research is that risk management has not been implemented well because there is no special team or division to manage the possible risks. This research uses risk management theory. The data collection method was conducted through interviews and a report document, and the data analysis used a qualitative risk assessment. The thing that distinguishes this research from previous research is the risk indicator. This research adds a risk indicator for customer error in carrying out the contract agreement. The study results show five risk indicators in the acceptable category, eight in the undesirable category, and one in the unacceptable category. The suggestion for BMT Al-Furqan, it is necessary to create standardization and special methods for analyzing customers, also use the 5C analysis method. BMT Al-Furqan needs to provide sheets for monitoring and evaluation so that customers can be controlled. BMT also needs to provide a special team to manage risk management. If a problem occurs, it can be detected early.
Waqf Blockchain in Indonesia: at A Glance Mutmainah, Lu'liyatul; Nurwahidin; Huda, Nurul
Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam Vol. 14 No. 1 (2021): Al-Awqaf: Jurnal Wakaf dan Ekonomi Islam
Publisher : Badan Wakaf Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47411/al-awqaf.v14i1.129

Abstract

Abstract: The emergence of innovation in the world of digital finance in recent years has received attention from various parties commonly known as financial technology. This innovation is in the form of crowdfunding and blockchain platforms. These two innovations can not only be used for commercial, but also social purposes, including waqf. There is a huge potential of cash waqf in Indonesia. However, the realization is relatively still low. This study aims to analyze at a glance waqf blockchain in Indonesia that can optimize the realization of waqf development in Indonesia. Qualitative research methods is used in this paper through the study of literature. The results of the study show that Indonesia is very likely to implement waqf blockchain because the Muslim population reaching more than 80%, the flexible concept of waqf fiqh and the emergence of the halal industry. The most challenges faced are related to waqf literacy to increase public awareness. Investigating about perceived intention to use waqf blockchain through questionnaire and a deep interview with the stakeholders is important for the future research. Keywords: technology, blockchain, waqf.
Contextualization of Ushul Fiqh in Muamalah and Modern Banking: Sharia Solutions in the Global Economic System Putro, Dimas Handoyo; Nurwahidin; Hannase, Mulawarman; Nafis, Muhammad Cholil; Nur Fatwa; Muttaqin, Mohammad Izdiyan
International Journal of Integrative Sciences Vol. 3 No. 11 (2024): November 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijis.v3i11.12424

Abstract

This study examines the application of ushul fiqh, the foundational discipline of Islamic jurisprudence, in modern Islamic banking and its implications for the global economic system. Using a Systematic Literature Review (SLR) methodology, this research analyzes academic contributions from 2018 to 2024, focusing on the integration of Islamic principles into banking practices. The findings reveal that ushul fiqh significantly reduces financial instability through principles like the prohibition of riba (interest), reduction of gharar (uncertainty), and emphasis on maslahat (public welfare). These principles align economic transactions with ethical values, fostering inclusivity and sustainability. However, challenges such as regulatory standardization and integration into global markets persist. Despite these, the study identifies substantial growth opportunities for Islamic banking, especially with the rise of sharia-compliant Fintech solutions. This research highlights the potential of ushul fiqh as a transformative tool for promoting justice and resilience in global financial systems while meeting the ethical demands of modern economies
The Influence of Advertising, Trust, and Word of Mouth on the Investment Decision of Government Sukuk Febrina, Lis; Nurwahidin
Formosa Journal of Sustainable Research Vol. 3 No. 4 (2024): April, 2024
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/fjsr.v3i4.8829

Abstract

This study analyzes the effects of advertising, trust, and word of mouth on the investment decisions of Government Sukuk. The population in this study are Government Sukuk investors. Based on the Hair formula, 115 respondents made up the sample. The sample research approach combines a purposive sampling strategy with a non-probability sampling technique. A questionnaire research instrument is used in a survey as part of the data collection process. techniques for partial least squares data processing. This research demonstrates that advertising has a positive and significant effect on investment decisions, trust has a positive and significant effect on investment decisions, and word of mouth has a positive and significant effect on investment decisions
Perilaku Konsumen Generasi Z dalam Penggunaan E-Wallet: Perspektif Maqashid Syariah Chaniado Anggara, Rio; Nurwahidin; Izdiyan Muttaqin, Mohammad
Kartika: Jurnal Studi Keislaman Vol. 5 No. 3 (2025): Kartika: Jurnal Studi Keislaman (November)
Publisher : Lembaga Pendidikan Tinggi Nahdlatul Ulama (LPT NU) PCNU Kabupaten Nganjuk

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59240/kjsk.v5i3.396

Abstract

The use of electronic wallets (e-wallets) is increasingly popular among Generation Z, known for their high-tech skills and strong propensity to adopt digital innovations in various aspects of daily life. E-wallets offer a fast, efficient, and practical means of financial transactions. However, it is important to evaluate their compliance with the principles of Maqashid Sharia, which include the protection of religion, life, intellect, descendants, and property. This study uses an interdisciplinary approach between Islamic Economics and Financial Technology (Fintech) to analyze the implementation and impact of e-wallet use among Generation Z in Indonesia. This approach allows for a more comprehensive understanding of the impact of e-wallets not only economically, but also socially and spiritually, within the framework of Islamic values. The results show that the majority of Generation Z utilizes e-wallets due to their efficiency, ease of access, and transaction security, where encryption and double verification systems are considered capable of protecting user data and maintaining the hifz al-mal (protection of property). From a hifz al-din and hifz al-'aql perspective, e-wallet use is considered legally neutral as long as it is not used for transactions that conflict with Sharia principles, such as online gambling or the purchase of illicit goods. Research also found that awareness of Sharia and digital security aspects remains relatively low, necessitating more intensive Sharia financial education and literacy for Generation Z.
Co-Authors Ahmad Fahrur Rozi Alfian Alfian, Annisa Maulidia Amany Burhanuddin Umar Lubis Anggara, Jefry Chaniado Anggara, Rio Febrina, Lis Fitri Kurniawati Hannase, Mulawarman Jihaddin, Muhammad Hazikri Lu'liyatul Mutmainah Mohammad Izdiyan Muttaqin Mufti, Ridho Mulawarman Hanase Muslim, Afifi Marzuki Nafis, M. Cholil Nafis, Muhammad Cholil Nur Fatwa Nur Fatwa, Nur Nursyabani, Cahyania Nurul Huda Oktavia, Nursyam Putro, Dimas Handoyo Rio Chaniado Anggara Riza Shintia Veithzal Rivai Zainal