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All Journal Jurnal EMT KITA Proceedings of International Conference on Multidiciplinary Research JEMSI (Jurnal Ekonomi, Manajemen, dan Akuntansi) Prosiding Seminar Nasional Universitas Serambi Mekkah Journal Serambi Engineering (JSE)
Rusmina, Cut
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Agriculture, Biological Sciences & Forestry Humanities Astronomy Chemical Engineering, Chemistry & Bioengineering Computer Science & IT Control & Systems Engineering Earth & Planetary Sciences Economics, Econometrics & Finance Education Electrical & Electronics Engineering Energy Engineering Environmental Science Industrial & Manufacturing Engineering Mechanical Engineering Social Sciences Other

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Model Rekayasa Sistem Pembiayaan Industri Alternatif dalam Mendukung Industri Pengolahan Limbah Plastik Yana, Syaifuddin; Rusmina, Cut; Maksalmina, Maksalmina; Maryam, Maryam; Nengsih, Rita; Nurfiqi, Aisyah
Jurnal Serambi Engineering Vol. 11 No. 1 (2026): Januari 2026
Publisher : Faculty of Engineering, Universitas Serambi Mekkah

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Abstract

Plastic waste processing businesses play a strategic role in supporting environmental sustainability and the development of a circular economy. However, business development in this sector continues to face limited access to financing due to enterprise characteristics dominated by MSMEs, relatively high risk levels, and the mismatch of conventional financing schemes. This article aims to examine and synthesize the literature related to the development of alternative financing systems for plastic waste processing businesses. The method employed is a literature review using a descriptive–analytical approach to various relevant scientific sources and policy reports. The findings indicate that alternative financing mechanisms such as microfinance and cooperatives, partnership-based financing, Islamic financing, crowdfunding, impact investing, as well as government and CSR support have significant potential to improve access to financing for plastic waste processing enterprises. This article also proposes a conceptual model for the development of an integrated alternative financing system involving business actors, financial institutions, markets, and regulatory support. These findings provide important implications for the formulation of green financing policies and the advancement of future research on environmentally oriented business financing
Co-Authors , Maryam , Nelly , Radhiana , Sufitrayanti Aufal Surayya, Cut Bakri, M Della Adelia, Della Filia Hanum Hanum, Filia Ijal Fahmi, Ijal Jayawarsa, A.A. Ketut Jelita, Adriani Juwita Juwita Juwita, Juwita Kaifasyah, Teuku Khairul Akmal M. Bakri Maksalmina Maksalmina, Maksalmina Marlina Maryam Maryam Maryam Mustafa, Reza Nengsih, Rita Nurfiqi, Aisyah Nurwijayanti Putri Mauliza RADHIANA, RADHIANA Rahmati, Lily Rita Nengsih Sufitrayati, Sufitrayati Susanti Susanti Syamsuddin, Nurfiani Ulfia, Ulfia Yana, Syaifuddin Zainuddin, Zainuddin